2. Sanima Bank
Sanima bank limited commenced its operation
from 2004 as a development bank.
Upgraded to ‘A’ class commercial bank on 15th
February, 2012
bank is promoted by prominent and dynamic
Non-resident Nepalese businessmen; its
objective is to mobilize resources for national
development
3. Mission of Sanima Bank
To provide customer focused banking and
financial solutions in a simplified manner and to
add value to stakeholder’s interests.
Vision of Sanima Bank
To be established as “Bank for everyone from all
walks of life”.
4. Objectives of Sanima Bank
Satisfied Stakeholders
Motivated Workforce
Quality Assets
Well diversified portfolio
Optimum return to shareholders
High standards of corporate governance
5. Products and Services
Deposit Accounts Loans Ancillary Services
Sanima Sulav Saving Sanima Home Loan Sanima Debit Card
Sanima Naari Saving Sanima Auto Loan Sanima SMS Banking
Sanima Senior Citizens’ Saving Sanima Small Business
Growth loan
Sanima i-Banking
Sanima Bishes Saving Sanima Hire purchase
Loan
Sanima Safe deposit Locker
Facilities
Sanima Premium Saving Sanima Margin Lending Utility Bill Payments
Sanima Shareholders’ Saving Sanima Business Loan Remittance
Sanima Salary Account Sanima Tractor Loan Foreign Exchange
Transactions
Sanima Commitment Saving Micro Finance Loan Any Branch Banking Service
6. Activities Performed on CSD
Account Opening
Personal Account /
Joint Account
Partnership or Sole
proprietorship firm
Company Account
Minor account
Account Closing
Attending phone calls
and handling of customer
queries
Attending customer
request
Issuance of cheque book
Request for account
statement
ATM cards
Fixed deposit
Locker facility
SMS banking
I-banking
Account opening/closing
Balance certificate etc.
7. Activities Performed on Credit Department
fill up various loan
documents
checking all the
document are available
or not
order to put thumb
print in those
document
open a loan account
8. Activities Performed as Deposit Marketing
Individual Marketing
(Sallaghari, Chundevi,
Suryabinayak,
Dudhparty)
Corporate Marketing
(cooperative media house,
business houses, NGOs and
many more)
9. Lesson Learnt
Different products and services offered
Filling account opening forms and deposit slips.
Little knowledge of banking software POMURI
Handle customer complain in diplomatic way
SWOT analysis
Friendly Behavior
Little about loan process takes process
Marketing about product of Company
Relationship management or maintenances