The document describes a family life insurance plan from Illinois Mutual that provides coverage for an entire family with affordable premiums. It includes $50,000 of whole life insurance for the father, $200,000 of 20-year term insurance and $100,000 of 20-year term insurance for the mother, and $10,000 of child insurance for two children, with a monthly premium of $79.38. The plan is presented as a smart option that offers the necessary protection for families in a flexible and long-term value package.