An informative illustration of manufacturing in the US.
MIddle Market Lending Growth
Increasing Size of Middle Market Firms
Industries driving middle market growth
Drivers of manufacturing competitiveness
"Factoring: A Vital Source of Cash to Keep A Supply Chain Moving." - Journal ...Chris Lehnes
The success of nearly every business is dependent on its supply chain. Whether a neighborhood restaurant securing fresh produce from a local farmers market in time for tonight’s menu or a high-tech manufacturer which procures microchips from Asia ordered months in advance, a business will quickly fail if it is unable to reliably obtain the components of their product in time to meet their customers’ expectations.
There are myriad conditions which can disrupt that supply chain. Some of which can be as isolated as local traffic delaying a delivery truck on the last mile of its journey or as far-reaching as a natural disaster which can close ports or destroy the facility of key supplier causing a disruption which may require a business owner to rethink how it acquires its inventory going forward.
Over time, to reduce costs and increase efficiency, the links in many supply chains have become increasingly specialized. This customization has resulted in their rigidity. A supplier of one specific component can often not readily adapt to supply others. During the (hopefully) once-in-a-generation supply chain disruptions brought on the COVID-19 pandemic, many were surprised to learn that the factory which produces toilet paper for sale to commercial property managers cannot easily adapt and package their product for consumers, or the meatpacking plant which can cut and package chicken for bulk sale to restaurants has no simple way to prepare that same poultry for sale to supermarket shoppers.
This inflexibility can at times result in a business having fewer options to fill an unexpected gap in their supply chain, putting suppliers in a powerful position to place, at times, onerous demands on their customers.
Those demands can severely disrupt a business. Knowing substitutions for their product are limited, suppliers may prioritize their top customers, making it harder for smaller customers to procure necessary components. In other cases, suppliers may require large deposits with orders or refuse to offer payment terms at all to customers, insisting upon payment up-front with a purchase order. These payment conditions will create a demand for cash earlier in a company’s production cycle.
This demand can be met in a few ways. If the business is highly profitable, it may generate sufficient cash from operations to satisfy this cash needs. In other cases, a business will have access to a line of credit from their bank or an asset-based credit facility from a non-bank lender to meet these cash needs as they arise.
However, most readers of this publication tend to have clients who are not flush with cash or those which may have a lender in place today who is no longer comfortable with the performance of the business and is reducing the size of their credit facility or pressuring them to find a funding alternative. For those clients, factoring may be their best option to meet the cash flow challenges presented by their supply chain.
Factoring - Your Bank Financing AlternativeChris Lehnes
Factoring can often meet the working capital needs of businesses which have been declined by a bank.
Our underwriting approach ignores the financial condition of our client and focuses on the strength of the customer base.
Proposals can be issued in 24 hours.
Funding as quickly as a week from acceptance of our proposal.
Keep in mind as an option for manufacturers, distributors or most service businesses with strong customers.
Contact me today to learn if your client is a fit.
clehnes@VersantFunding.com
203-664-1535
#workingcapital
#smallbusinesslending
#factoring
Liquidity for a cash crisis - Funds in a week with factoringChris Lehnes
Up to $30 Million in funding
Non-Dilutive
Perfect for Manufacturers, Distributors, Service Business
Historic or projected losses OK
Highly-Leveraged Balance Sheets OK
Highly-Concentrated Customer Base OK
Founders with Weak Personal Credit or "Character Issues" OK
Contact me today to learn if your client is a fit for non-recourse accounts receivable factoring.
Factoring - Non Dilutive Growth Capital for businesses which need up to $10 M...Chris Lehnes
Great for growing businesses which are not yet ready to raise equity with traits such as:
Less than 2 years in business
Historic or projected losses
Highly-Leveraged Balance Sheets
Highly-Concentrated Customer Base
Owners with Weak Personal Credit or "Character Issues"
Contact Chris Lehnes to learn if your client would benefit from accounts receivable factoring.
Factoring: An Overlooked Source of Working CapitalChris Lehnes
Often businesses overlook the opportunity to convert their accounts receivable into cash to meet their working capital needs.
Financing from $100k to $10 Million available.
Factoring: A Source of Non Dilutive Capital SourceChris Lehnes
Factoring can quickly provide capital to a growing business without diluting the equity position of current ownership.
Up to $10 Million in funding available.
Factoring Proposal Issue: $150k Per month to Cosmetics DistributorChris Lehnes
Factoring will meet the working capital demands imposed by supply chain disruptions.
Funds can be available in 3-5 days. Facility size from $100k to $10 Million per month.
"Factoring: A Vital Source of Cash to Keep A Supply Chain Moving." - Journal ...Chris Lehnes
The success of nearly every business is dependent on its supply chain. Whether a neighborhood restaurant securing fresh produce from a local farmers market in time for tonight’s menu or a high-tech manufacturer which procures microchips from Asia ordered months in advance, a business will quickly fail if it is unable to reliably obtain the components of their product in time to meet their customers’ expectations.
There are myriad conditions which can disrupt that supply chain. Some of which can be as isolated as local traffic delaying a delivery truck on the last mile of its journey or as far-reaching as a natural disaster which can close ports or destroy the facility of key supplier causing a disruption which may require a business owner to rethink how it acquires its inventory going forward.
Over time, to reduce costs and increase efficiency, the links in many supply chains have become increasingly specialized. This customization has resulted in their rigidity. A supplier of one specific component can often not readily adapt to supply others. During the (hopefully) once-in-a-generation supply chain disruptions brought on the COVID-19 pandemic, many were surprised to learn that the factory which produces toilet paper for sale to commercial property managers cannot easily adapt and package their product for consumers, or the meatpacking plant which can cut and package chicken for bulk sale to restaurants has no simple way to prepare that same poultry for sale to supermarket shoppers.
This inflexibility can at times result in a business having fewer options to fill an unexpected gap in their supply chain, putting suppliers in a powerful position to place, at times, onerous demands on their customers.
Those demands can severely disrupt a business. Knowing substitutions for their product are limited, suppliers may prioritize their top customers, making it harder for smaller customers to procure necessary components. In other cases, suppliers may require large deposits with orders or refuse to offer payment terms at all to customers, insisting upon payment up-front with a purchase order. These payment conditions will create a demand for cash earlier in a company’s production cycle.
This demand can be met in a few ways. If the business is highly profitable, it may generate sufficient cash from operations to satisfy this cash needs. In other cases, a business will have access to a line of credit from their bank or an asset-based credit facility from a non-bank lender to meet these cash needs as they arise.
However, most readers of this publication tend to have clients who are not flush with cash or those which may have a lender in place today who is no longer comfortable with the performance of the business and is reducing the size of their credit facility or pressuring them to find a funding alternative. For those clients, factoring may be their best option to meet the cash flow challenges presented by their supply chain.
Factoring - Your Bank Financing AlternativeChris Lehnes
Factoring can often meet the working capital needs of businesses which have been declined by a bank.
Our underwriting approach ignores the financial condition of our client and focuses on the strength of the customer base.
Proposals can be issued in 24 hours.
Funding as quickly as a week from acceptance of our proposal.
Keep in mind as an option for manufacturers, distributors or most service businesses with strong customers.
Contact me today to learn if your client is a fit.
clehnes@VersantFunding.com
203-664-1535
#workingcapital
#smallbusinesslending
#factoring
Liquidity for a cash crisis - Funds in a week with factoringChris Lehnes
Up to $30 Million in funding
Non-Dilutive
Perfect for Manufacturers, Distributors, Service Business
Historic or projected losses OK
Highly-Leveraged Balance Sheets OK
Highly-Concentrated Customer Base OK
Founders with Weak Personal Credit or "Character Issues" OK
Contact me today to learn if your client is a fit for non-recourse accounts receivable factoring.
Factoring - Non Dilutive Growth Capital for businesses which need up to $10 M...Chris Lehnes
Great for growing businesses which are not yet ready to raise equity with traits such as:
Less than 2 years in business
Historic or projected losses
Highly-Leveraged Balance Sheets
Highly-Concentrated Customer Base
Owners with Weak Personal Credit or "Character Issues"
Contact Chris Lehnes to learn if your client would benefit from accounts receivable factoring.
Factoring: An Overlooked Source of Working CapitalChris Lehnes
Often businesses overlook the opportunity to convert their accounts receivable into cash to meet their working capital needs.
Financing from $100k to $10 Million available.
Factoring: A Source of Non Dilutive Capital SourceChris Lehnes
Factoring can quickly provide capital to a growing business without diluting the equity position of current ownership.
Up to $10 Million in funding available.
Factoring Proposal Issue: $150k Per month to Cosmetics DistributorChris Lehnes
Factoring will meet the working capital demands imposed by supply chain disruptions.
Funds can be available in 3-5 days. Facility size from $100k to $10 Million per month.
Factoring for the Oil and gas IndustryChris Lehnes
This document discusses funding for the oil and gas industry. It focuses on converting accounts receivable into cash quickly, within a week, to provide liquidity to qualified businesses in the industry. The process ignores the financial condition of clients and focuses solely on the quality of their accounts receivable.
Versant - Non Recourse Factoring - Program Overview MaterialsChris Lehnes
Factoring basics
Factoring Overview
Proposals
Fundings
Learn more by contacting Chris Lehnes at 203-664-1535.
Financing from $100k to $10 Million
Funding in 3-5 days. No Personal Guaranty
Factoring Proposal Issued $2.4 Million Lighting ManufacturerChris Lehnes
COVID Disruption followed by a demand surge had created a need for additional liquidity.
Factoring will provide this company the cash it needs to meet customer demand.
Factoring Proposal Issued - $6 Million to Chemical DistributorChris Lehnes
A distributor of chemicals is seeking a $6 million non-recourse factoring proposal to address depleted cash reserves due to COVID supply chain disruptions. The proposal would provide non-recourse financing to a distributor of chemicals that has experienced cash flow issues resulting from supply chain problems during the COVID pandemic.
Get Your Client Funding by Year End with FactoringChris Lehnes
Recommend Accounts Receivable Factoring to your client to get them the funding they need to thrive in 2022.
Funding as quickly as 3-5 days from initial contact.
Jump Start 2022 with Funding from Account Receivable FactoringChris Lehnes
Get your client the funding they need by factoring their accounts receivable.
We can fund start-ups and distressed businesses with funding up to $10 Million.
Versant Funding Factoring Proposal Issued $1 Million Government ContractorChris Lehnes
This start-up business needs liquidity to meet demand for new orders. This factoring facility will provide the cash need to build momentum for the business
Versant Funding Factoring Program OverviewChris Lehnes
Businesses in broad array of industries with good quality receivables including
Manufacturers
Distributors
Service Businesses
Project Financing
Business Growth Financing,
Business Acquisition Financing
Bridge Financing
Financing Working Capital Needs
Realization of Supplier Discounts
Crisis Management
Debtor-In-Possession (DIP) Financing
Usually between 1.5%-2.5% for each month that account receivable is outstanding.
No other fees charged either on the dollars outstanding or for the facility
Factoring : An Overlooked Source of Working CapitalChris Lehnes
Factoring can help a business quickly access cash to meet immediate working capital needs.
Obtain a 75% advance against outstanding accounts receivable.
Factoring: A Source of Non-Dilutive Growth CaptalChris Lehnes
We never seek ownership or warrants in our clients' businesses.
Versant Funding's non-recourse factoring program can be an ideal source of financing for businesses which are growing, but not ready to sell equity.
We specialize in difficult deals by ignoring our clients' financial condition and focusing on the quality of their accounts receivable.
Versant's Non-Recourse Factoring offering can meet the working capital needs of businesses recovering from their post-pandemic lows...
• $100,000 to $10 Million per month
• Advance Rate: Up to 75% against AR
• Non-recourse - No Personal Guaranty
• Funding in as few as 3- 5 days
We specialize in difficult deals by ignoring our clients' financial condition and focusing on the quality of their accounts receivable.
This allows us to help a variety of businesses including Manufacturers, Distributors and an array of Service Businesses which have traits such as:
• Start-ups
• Highly Leveraged
• Negative Net Worth
• Historic and/or Projected Losses
• Customer Concentrations (up to 100%)
• Sub-Standard Personal Credit/Character Issues
• Debtors-in-Possession
Contact me today to learn if your client is a fit.
Announcement $900,000 to PPE DistributorChris Lehnes
Versant Funding is pleased to announce it has funded a...
$900,000 Non-Recourse
Factoring Facility
Distributor of Personal
Protective Equipment (PPE)
Our newest client is a recently formed company experiencing increasing demand for its product line which required access to working capital to continue to meet customer expectations.
Versant’s offering was an excellent match for this new, but rapidly-growing business.
We are strictly focused on the strength of our clients’ customers and set no cap on our facility size.
Since this business has a strong customer base, as its revenue and accounts receivable grow, so will its access to cash from our factoring facility.
Contact me to learn if your client could benefit!
• $100,000 to $10 Million per month
• Advance Rate: Up to 75% against AR
• Non-recourse - No Personal Guaranty
• Funding in as few as 3- 5 days
We specialize in difficult deals by ignoring our clients' financial condition and focusing on the quality of their accounts receivable.
This allows us to help a variety of businesses including Manufacturers, Distributors and an array of Service Businesses which have traits such as:
• Start-ups
• Highly Leveraged
• Negative Net Worth
• Historic and/or Projected Losses
• Customer Concentrations (up to 100%)
• Weak Personal Credit/Character Issues
• Debtors-in-Possession
Contact me today to learn if your client could benefit.
After PPP - Factoring to meet ongoing working capital needsChris Lehnes
Many of your small business clients may have obtained Payroll Protection Program (PPP) loans to meet their working capital needs.
While that cash infusion likely filled a short-term funding gap, the need for additional working capital remains a priority for most businesses.
Your B2B/B2G clients could satisfy their on-going capital needs by factoring their accounts receivable with Versant Funding.
We do not underwrite our clients' businesses, but focus strictly on the quality of their AR. As a result, a business which is struggling during the pandemic, but has a strong customer base, is an excellent fit for our program.
We specialize in difficult deals :
• Start-ups
• Highly Leveraged
• Negative Net Worth
• Historic and/or Projected Losses
• Customer Concentrations (up to 100%)
• Weak Credit Scores/Character Issues
• Debtors-in-Possession
Contact me today to learn if your client is a fit.
Deal Highlight: Distributor of Electric BicyclesChris Lehnes
Versant Funding recently funded a non-recourse factoring facility to a distributor of electric bicycles and scooters which sells primarily through major e-commerce channels.
The holiday shopping season makes up a substantial portion of the annual revenue for the company, and without an immediate source of additional working capital, this revenue would have been lost for 2020.
While the business secured an Economic Injury Disaster Loan (EIDL) from the SBA over the summer, those proceeds provided only a few months of liquidity; not enough to fund them through the end of the year.
“Versant’s offering was an excellent match for this seasonal business,“ Chris Lehnes, business development officer for Versant Funding, and originator of this financing opportunity, said. “We are strictly focused on the strength of our clients’ customers and set no cap on our facility size. Since this business has a strong customer base, as its revenue and accounts receivable grow, so will its access to cash from our factoring facility.”
Versant Funding's custom non-recourse factoring facilities have been designed to fill a void in the market by focusing exclusively on the credit quality of a company's accounts receivable.
Press Release $1.2 Million to Distributor Serving Medical Research CommunityChris Lehnes
PRESS RELEASE
BOCA RATON, FL (January 19, 2021) Versant Funding LLC is pleased to announce it has funded a $1.2 Million non-recourse factoring facility to a distributor serving the academic and commercial medical research communities.
This company required a quick infusion of cash as a bridge to a planned capital raise. The existing investors were unwilling to contribute additional equity into the business, so they looked to factoring as a non-dilutive alternative to generate the cash needed until the capital raise was complete.
“Versant’s offering was an excellent match for this growing business in need of short-term capital.“ according to Chris Lehnes, Business Development Officer for Versant Funding, and originator of this financing opportunity. “Because we are strictly focused on the quality of our client’s accounts receivable and do not underwrite their business, we can move very quickly, which is just what this new client needed.” Lehnes added.
About Versant Funding
Versant Funding's custom Non-Recourse Factoring Facilities have been designed to fill a void in the market by focusing exclusively on the credit quality of a company's accounts receivable. Versant Funding offers non-recourse factoring solutions to companies with B2B sales from $100,000 to up to $10 Million per month. All we care about is the credit quality of the A/R.
Enhancing Asset Quality: Strategies for Financial Institutionsshruti1menon2
Ensuring robust asset quality is not just a mere aspect but a critical cornerstone for the stability and success of financial institutions worldwide. It serves as the bedrock upon which profitability is built and investor confidence is sustained. Therefore, in this presentation, we delve into a comprehensive exploration of strategies that can aid financial institutions in achieving and maintaining superior asset quality.
Factoring for the Oil and gas IndustryChris Lehnes
This document discusses funding for the oil and gas industry. It focuses on converting accounts receivable into cash quickly, within a week, to provide liquidity to qualified businesses in the industry. The process ignores the financial condition of clients and focuses solely on the quality of their accounts receivable.
Versant - Non Recourse Factoring - Program Overview MaterialsChris Lehnes
Factoring basics
Factoring Overview
Proposals
Fundings
Learn more by contacting Chris Lehnes at 203-664-1535.
Financing from $100k to $10 Million
Funding in 3-5 days. No Personal Guaranty
Factoring Proposal Issued $2.4 Million Lighting ManufacturerChris Lehnes
COVID Disruption followed by a demand surge had created a need for additional liquidity.
Factoring will provide this company the cash it needs to meet customer demand.
Factoring Proposal Issued - $6 Million to Chemical DistributorChris Lehnes
A distributor of chemicals is seeking a $6 million non-recourse factoring proposal to address depleted cash reserves due to COVID supply chain disruptions. The proposal would provide non-recourse financing to a distributor of chemicals that has experienced cash flow issues resulting from supply chain problems during the COVID pandemic.
Get Your Client Funding by Year End with FactoringChris Lehnes
Recommend Accounts Receivable Factoring to your client to get them the funding they need to thrive in 2022.
Funding as quickly as 3-5 days from initial contact.
Jump Start 2022 with Funding from Account Receivable FactoringChris Lehnes
Get your client the funding they need by factoring their accounts receivable.
We can fund start-ups and distressed businesses with funding up to $10 Million.
Versant Funding Factoring Proposal Issued $1 Million Government ContractorChris Lehnes
This start-up business needs liquidity to meet demand for new orders. This factoring facility will provide the cash need to build momentum for the business
Versant Funding Factoring Program OverviewChris Lehnes
Businesses in broad array of industries with good quality receivables including
Manufacturers
Distributors
Service Businesses
Project Financing
Business Growth Financing,
Business Acquisition Financing
Bridge Financing
Financing Working Capital Needs
Realization of Supplier Discounts
Crisis Management
Debtor-In-Possession (DIP) Financing
Usually between 1.5%-2.5% for each month that account receivable is outstanding.
No other fees charged either on the dollars outstanding or for the facility
Factoring : An Overlooked Source of Working CapitalChris Lehnes
Factoring can help a business quickly access cash to meet immediate working capital needs.
Obtain a 75% advance against outstanding accounts receivable.
Factoring: A Source of Non-Dilutive Growth CaptalChris Lehnes
We never seek ownership or warrants in our clients' businesses.
Versant Funding's non-recourse factoring program can be an ideal source of financing for businesses which are growing, but not ready to sell equity.
We specialize in difficult deals by ignoring our clients' financial condition and focusing on the quality of their accounts receivable.
Versant's Non-Recourse Factoring offering can meet the working capital needs of businesses recovering from their post-pandemic lows...
• $100,000 to $10 Million per month
• Advance Rate: Up to 75% against AR
• Non-recourse - No Personal Guaranty
• Funding in as few as 3- 5 days
We specialize in difficult deals by ignoring our clients' financial condition and focusing on the quality of their accounts receivable.
This allows us to help a variety of businesses including Manufacturers, Distributors and an array of Service Businesses which have traits such as:
• Start-ups
• Highly Leveraged
• Negative Net Worth
• Historic and/or Projected Losses
• Customer Concentrations (up to 100%)
• Sub-Standard Personal Credit/Character Issues
• Debtors-in-Possession
Contact me today to learn if your client is a fit.
Announcement $900,000 to PPE DistributorChris Lehnes
Versant Funding is pleased to announce it has funded a...
$900,000 Non-Recourse
Factoring Facility
Distributor of Personal
Protective Equipment (PPE)
Our newest client is a recently formed company experiencing increasing demand for its product line which required access to working capital to continue to meet customer expectations.
Versant’s offering was an excellent match for this new, but rapidly-growing business.
We are strictly focused on the strength of our clients’ customers and set no cap on our facility size.
Since this business has a strong customer base, as its revenue and accounts receivable grow, so will its access to cash from our factoring facility.
Contact me to learn if your client could benefit!
• $100,000 to $10 Million per month
• Advance Rate: Up to 75% against AR
• Non-recourse - No Personal Guaranty
• Funding in as few as 3- 5 days
We specialize in difficult deals by ignoring our clients' financial condition and focusing on the quality of their accounts receivable.
This allows us to help a variety of businesses including Manufacturers, Distributors and an array of Service Businesses which have traits such as:
• Start-ups
• Highly Leveraged
• Negative Net Worth
• Historic and/or Projected Losses
• Customer Concentrations (up to 100%)
• Weak Personal Credit/Character Issues
• Debtors-in-Possession
Contact me today to learn if your client could benefit.
After PPP - Factoring to meet ongoing working capital needsChris Lehnes
Many of your small business clients may have obtained Payroll Protection Program (PPP) loans to meet their working capital needs.
While that cash infusion likely filled a short-term funding gap, the need for additional working capital remains a priority for most businesses.
Your B2B/B2G clients could satisfy their on-going capital needs by factoring their accounts receivable with Versant Funding.
We do not underwrite our clients' businesses, but focus strictly on the quality of their AR. As a result, a business which is struggling during the pandemic, but has a strong customer base, is an excellent fit for our program.
We specialize in difficult deals :
• Start-ups
• Highly Leveraged
• Negative Net Worth
• Historic and/or Projected Losses
• Customer Concentrations (up to 100%)
• Weak Credit Scores/Character Issues
• Debtors-in-Possession
Contact me today to learn if your client is a fit.
Deal Highlight: Distributor of Electric BicyclesChris Lehnes
Versant Funding recently funded a non-recourse factoring facility to a distributor of electric bicycles and scooters which sells primarily through major e-commerce channels.
The holiday shopping season makes up a substantial portion of the annual revenue for the company, and without an immediate source of additional working capital, this revenue would have been lost for 2020.
While the business secured an Economic Injury Disaster Loan (EIDL) from the SBA over the summer, those proceeds provided only a few months of liquidity; not enough to fund them through the end of the year.
“Versant’s offering was an excellent match for this seasonal business,“ Chris Lehnes, business development officer for Versant Funding, and originator of this financing opportunity, said. “We are strictly focused on the strength of our clients’ customers and set no cap on our facility size. Since this business has a strong customer base, as its revenue and accounts receivable grow, so will its access to cash from our factoring facility.”
Versant Funding's custom non-recourse factoring facilities have been designed to fill a void in the market by focusing exclusively on the credit quality of a company's accounts receivable.
Press Release $1.2 Million to Distributor Serving Medical Research CommunityChris Lehnes
PRESS RELEASE
BOCA RATON, FL (January 19, 2021) Versant Funding LLC is pleased to announce it has funded a $1.2 Million non-recourse factoring facility to a distributor serving the academic and commercial medical research communities.
This company required a quick infusion of cash as a bridge to a planned capital raise. The existing investors were unwilling to contribute additional equity into the business, so they looked to factoring as a non-dilutive alternative to generate the cash needed until the capital raise was complete.
“Versant’s offering was an excellent match for this growing business in need of short-term capital.“ according to Chris Lehnes, Business Development Officer for Versant Funding, and originator of this financing opportunity. “Because we are strictly focused on the quality of our client’s accounts receivable and do not underwrite their business, we can move very quickly, which is just what this new client needed.” Lehnes added.
About Versant Funding
Versant Funding's custom Non-Recourse Factoring Facilities have been designed to fill a void in the market by focusing exclusively on the credit quality of a company's accounts receivable. Versant Funding offers non-recourse factoring solutions to companies with B2B sales from $100,000 to up to $10 Million per month. All we care about is the credit quality of the A/R.
Enhancing Asset Quality: Strategies for Financial Institutionsshruti1menon2
Ensuring robust asset quality is not just a mere aspect but a critical cornerstone for the stability and success of financial institutions worldwide. It serves as the bedrock upon which profitability is built and investor confidence is sustained. Therefore, in this presentation, we delve into a comprehensive exploration of strategies that can aid financial institutions in achieving and maintaining superior asset quality.
A toxic combination of 15 years of low growth, and four decades of high inequality, has left Britain poorer and falling behind its peers. Productivity growth is weak and public investment is low, while wages today are no higher than they were before the financial crisis. Britain needs a new economic strategy to lift itself out of stagnation.
Scotland is in many ways a microcosm of this challenge. It has become a hub for creative industries, is home to several world-class universities and a thriving community of businesses – strengths that need to be harness and leveraged. But it also has high levels of deprivation, with homelessness reaching a record high and nearly half a million people living in very deep poverty last year. Scotland won’t be truly thriving unless it finds ways to ensure that all its inhabitants benefit from growth and investment. This is the central challenge facing policy makers both in Holyrood and Westminster.
What should a new national economic strategy for Scotland include? What would the pursuit of stronger economic growth mean for local, national and UK-wide policy makers? How will economic change affect the jobs we do, the places we live and the businesses we work for? And what are the prospects for cities like Glasgow, and nations like Scotland, in rising to these challenges?
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
Vicinity Jobs’ data includes more than three million 2023 OJPs and thousands of skills. Most skills appear in less than 0.02% of job postings, so most postings rely on a small subset of commonly used terms, like teamwork.
Laura Adkins-Hackett, Economist, LMIC, and Sukriti Trehan, Data Scientist, LMIC, presented their research exploring trends in the skills listed in OJPs to develop a deeper understanding of in-demand skills. This research project uses pointwise mutual information and other methods to extract more information about common skills from the relationships between skills, occupations and regions.
South Dakota State University degree offer diploma Transcriptynfqplhm
办理美国SDSU毕业证书制作南达科他州立大学假文凭定制Q微168899991做SDSU留信网教留服认证海牙认证改SDSU成绩单GPA做SDSU假学位证假文凭高仿毕业证GRE代考如何申请南达科他州立大学South Dakota State University degree offer diploma Transcript
[4:55 p.m.] Bryan Oates
OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people.
Decoding job postings: Improving accessibility for neurodivergent job seekers
Improving the quality and accessibility of job postings is one way to reduce employment barriers for neurodivergent people.
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.