In the accumulation phase of the investor life cycle: A. investors with long-term time horizons should accept only low risk. B. investors have high net worth. C. investors are saving for retirement only. D. investors may seek to accumulate wealth through higher risk investments. E. none of the above Solution Whenever it comes to retirement planning for golden period of life investor takes it seriously and save money. There are three phase of retirement planning Therefore, the correct option is C..