The document summarizes the financial results of Banco ABC Brasil S.A. for the 4th quarter of 2012. Some key highlights include:
- Net income for 2012 totaled BRL 226.6 million, with BRL 59.6 million in the 4th quarter.
- The expanded credit portfolio reached BRL 15.3 billion by the end of 2012, with BRL 13.2 billion in the Corporate segment and BRL 2.1 billion in the Middle Market segment.
- Return on average equity was 14.3% for 2012 and 14.4% for the 4th quarter.
The document also provides guidance for 2013, estimating expanded credit portfolio growth of 14-
The document describes several interior design projects completed by Jonna Sirkkiä, an interior architect and furniture designer student. It provides details on renovations done on one-bedroom apartments, including refreshing the style with paint colors and new flooring. It also describes decorating two showroom apartments with IKEA furniture and Christmas decorations for a new building promotion project. Photos are included showing the before and after results of the different interior design projects.
O lucro líquido foi de R$226,6 milhões em 2012 e R$59,6 milhões no quarto trimestre. A carteira de crédito expandida atingiu R$15,3 bilhões, sendo R$13,2 bilhões no segmento Corporate e R$2,1 bilhões no segmento Middle Market. O retorno sobre patrimônio líquido foi de 14,3% ao ano em 2012 e 14,4% no quarto trimestre.
El documento contiene información sobre varios temas relacionados con la minería y la educación superior en el Perú. En primer lugar, habla sobre un estudiante que fue expulsado de la Universidad de Cusco por defender la minería. Luego, presenta casos de distritos y universidades del sur del Perú que reciben fondos de la minería pero carecen de capacidades para investigación y desarrollo de competencias. Finalmente, propone cuatro puntos para fortalecer el papel de las universidades regionales en el desarrollo de capacidades vinculadas a
Incrementando el financiamiento para la igualdad de género: estrategias y des...Ministerio de Autonomías
La presentación fue realizada en el marco del seminario Internacional "Experiencias y Metodologías de costeo para la equidad de género" desarrollado en Santa Cruz, del 10 al 12 de septiembre, y contó con la participación de representantes de más de 20 países.
O documento resume as principais contratações de duas equipes, Liberdade e Rádio, para o Campeonato Municipal de Futebol de Marilândia. O Liberdade contratou cinco jogadores experientes e campeões da segunda divisão do Campeonato Capixaba, incluindo o meia Gil Baiano. A equipe do Rádio também fez novas contratações visando a disputa do campeonato.
The document summarizes the financial results of Banco ABC Brasil S.A. for the 4th quarter of 2012. Some key highlights include:
- Net income for 2012 totaled BRL 226.6 million, with BRL 59.6 million in the 4th quarter.
- The expanded credit portfolio reached BRL 15.3 billion by the end of 2012, with BRL 13.2 billion in the Corporate segment and BRL 2.1 billion in the Middle Market segment.
- Return on average equity was 14.3% for 2012 and 14.4% for the 4th quarter.
The document also provides guidance for 2013, estimating expanded credit portfolio growth of 14-
The document describes several interior design projects completed by Jonna Sirkkiä, an interior architect and furniture designer student. It provides details on renovations done on one-bedroom apartments, including refreshing the style with paint colors and new flooring. It also describes decorating two showroom apartments with IKEA furniture and Christmas decorations for a new building promotion project. Photos are included showing the before and after results of the different interior design projects.
O lucro líquido foi de R$226,6 milhões em 2012 e R$59,6 milhões no quarto trimestre. A carteira de crédito expandida atingiu R$15,3 bilhões, sendo R$13,2 bilhões no segmento Corporate e R$2,1 bilhões no segmento Middle Market. O retorno sobre patrimônio líquido foi de 14,3% ao ano em 2012 e 14,4% no quarto trimestre.
El documento contiene información sobre varios temas relacionados con la minería y la educación superior en el Perú. En primer lugar, habla sobre un estudiante que fue expulsado de la Universidad de Cusco por defender la minería. Luego, presenta casos de distritos y universidades del sur del Perú que reciben fondos de la minería pero carecen de capacidades para investigación y desarrollo de competencias. Finalmente, propone cuatro puntos para fortalecer el papel de las universidades regionales en el desarrollo de capacidades vinculadas a
Incrementando el financiamiento para la igualdad de género: estrategias y des...Ministerio de Autonomías
La presentación fue realizada en el marco del seminario Internacional "Experiencias y Metodologías de costeo para la equidad de género" desarrollado en Santa Cruz, del 10 al 12 de septiembre, y contó con la participación de representantes de más de 20 países.
O documento resume as principais contratações de duas equipes, Liberdade e Rádio, para o Campeonato Municipal de Futebol de Marilândia. O Liberdade contratou cinco jogadores experientes e campeões da segunda divisão do Campeonato Capixaba, incluindo o meia Gil Baiano. A equipe do Rádio também fez novas contratações visando a disputa do campeonato.
O documento apresenta os resultados financeiros da empresa para o 4T12 e 2012. A empresa anuncia um novo plano estratégico para os próximos 4 anos focado em geração de caixa e rentabilidade, com redução do endividamento e aumento da participação das unidades de negócio imobiliárias. A empresa também divulga metas e projeções financeiras para 2013.
Este documento lista 5 canciones o piezas musicales que fueron tocadas en el programa de radio El Mañanero el 30 de septiembre. Incluye detalles como el título de la canción, artista, álbum y año.
A true friend accepts you despite failures and successes, friends are recognized not made, and one should be cautious and consistent when choosing and maintaining friendships.
Pathway Lending is a non-profit economic development lender that provides loans for energy efficiency and renewable energy projects in Tennessee. It operates the Tennessee Energy Efficiency Loan Program in partnership with TVA and the state. The document discusses Pathway Lending's Energy Efficiency Loan Fund, which provides low-interest loans ranging from $20,000 to $5 million for commercial, industrial, and non-profit facilities to implement energy efficiency and renewable energy projects. It provides examples of funded projects and discusses application considerations like financial capacity, energy savings potential, and job impacts. Barriers to energy efficiency cited by surveyed companies include lack of funding and other priorities.
O documento apresenta os resultados financeiros da empresa para o 4T12 e 2012. A empresa anuncia um novo plano estratégico para os próximos 4 anos focado em geração de caixa e rentabilidade, com redução do endividamento e aumento da participação das unidades de negócio imobiliárias. A empresa também divulga metas e projeções financeiras para 2013.
Este documento lista 5 canciones o piezas musicales que fueron tocadas en el programa de radio El Mañanero el 30 de septiembre. Incluye detalles como el título de la canción, artista, álbum y año.
A true friend accepts you despite failures and successes, friends are recognized not made, and one should be cautious and consistent when choosing and maintaining friendships.
Pathway Lending is a non-profit economic development lender that provides loans for energy efficiency and renewable energy projects in Tennessee. It operates the Tennessee Energy Efficiency Loan Program in partnership with TVA and the state. The document discusses Pathway Lending's Energy Efficiency Loan Fund, which provides low-interest loans ranging from $20,000 to $5 million for commercial, industrial, and non-profit facilities to implement energy efficiency and renewable energy projects. It provides examples of funded projects and discusses application considerations like financial capacity, energy savings potential, and job impacts. Barriers to energy efficiency cited by surveyed companies include lack of funding and other priorities.
How to find the Cheapest Flights with Air Asia Budget Sale
1. How to find the Cheapest Flights with Air Asia Budget Sale
The budget carrier, Air Asia, has one of the strongest reputations among South East Asia’s
low cost airlines. This can be attributed to many factors including a reliable safety history,
convenient flight connections, extremely competitive fares and innovative marketing
strategies. A couple of times per year Air Asia will send out notifications on their Facebook
page and to their registered email accounts that are designed to build up suspense for their
highly anticipated BIG sales. Word of mouth then spreads amongst prospective travelers.
Often, these sales entail free flights with customers only paying the airport taxes (which vary
depending on the country and airport of origin). Each BIG sale typically begins at airasia.com
on a selected Monday morning at 12:00 am Kuala Lumpur time.
The dates of travel are often up to a year in advance, so proactive planning can definitely
increase your odds of traveling for pennies. Below are some surefire tips to help you book
the cheapest flights during Air Asia’s BIG Sales:
1. Create an account on airasia.com well before the sale date. Update the personal details
(name, address, passport number etc.) of all travelers that could accompany you on a future
trip.
2. Add your credit card details to their site in order to ensure that you don’t have to type such
details every time you decide to book a trip.
3. Make sure that you have requested for Air Asia to send you regular emails to receive
information about their upcoming promotions so that you can prepare to stay up the Sunday
night of the BIG Sale.
4. Request for your work calendar in advance and identify all of the available dates that you
may be able to travel within the upcoming 16 months.
5. Log into your account around 11:45 pm on the Sunday night of the sale and remain active
on their website.
6. If Air Asia has released the destinations and dates of travel for the sale in advance then
immediately search for trips that adhere to your travel calendar.
7. If the website is being overwhelmed with traffic (which is quite common during Air Asia’s
BIG Sales) be patient and try again in a few minutes. You can also try to access Air Asia’s
mobile app, which may have less internet traffic coming in.
8. If you do not feel like waiting in a cue on their site, don’t bother staying up until midnight on
2. Sunday night. Instead, set your alarm for around 5:00 am on Monday morning and wake up
to quickly book your desired trips. This helps to bypass the domestic website traffic in
Malaysia. Even though your sleep may be disrupted, you will be smiling when you book
multiple trips at rock bottom prices.
travel magazine kenya