2. Traders
Gold
panners
Small scale
miners
G
repays gold to bank
G
bank sells gold to
investors
loan/profit share
$
cheap money
$
cheap money
Depositors Investors
G
buys discounted gold
from
G
How the bullion bank make money
Bank
Pawnshop
deposits gold into
bank as collateral
3. Advance to gold panners
Worst case is in 200 days
(with turnaround time of 20 days and 10% discount)
How to get 100% return in less than 200 days
Pawnshop
Best case is to get return in 40 days
(with turnaround time of 20 days and 50% discount)
Return
50%
discount
Return
10%
discount
Goldpanners$
G
DAY
1
DAY
20
DAY
40
DAY
200
Deliver gold nuggets to pawnshop,
buy at 10-50% below market price
4. 2,000 units of CD 1 unit equivalent to 250g 24K gold
How to invest
Preferred shares investors + certificate of deposit (CD) High yield gold investment program investor
Units offered
Price per unit
QualificationOpen to public
USD5,000 per CD 22 Oct 2016 price: USD10,180
USD10,000,000 Total amount to raise
For bank working capital
For the high yield gold
investment programUse of Fund
Yes
Bank account
opening
1 CD packed with 1 preferred share.
1 Preferred share plus top up USD1,000 can
convert into 0.01% of common shares.
Shareholding
s
5% per annum 20% per annumGuarantee return per year
Redemption date and
value
365 days
250g of 24K gold per unit purchased
Yes Capital gain
Open to public
Yes