This document discusses Holvi, which is described as "The Bank for Teams & Projects". It provides examples of transactions in a sample bank statement. It promotes Holvi's team bank accounts, automatic bookkeeping, and integrated merchant features. It pitches Holvi in 5 minutes by highlighting how it can help make ideas happen through budgeting, collecting funds, and bookkeeping. Additional text promotes Holvi's position in the banking and credit card markets, as well as its timing in relation to negative sentiment towards existing banks and new EU regulations. Details are given about Holvi's team, achievements such as its Seedcamp portfolio, and plans for 2012 including expanding its piloting in Finland and an international launch in 2013.