- The candidate has over 28 years of experience in finance roles across manufacturing, services, and infrastructure sectors.
- Their most recent role was as CFO of Nagarjuna Fertilizers & Chemicals Ltd., a large agri-input company, where they oversee the entire finance function.
- Prior to that they held CFO roles at Macquarie India Management Services and Aster Private Ltd., and other senior finance positions at large companies.
- They possess strong skills in treasury, funding, banking, business valuation, and managing finance teams.
details of NFL, sources of cash management at NFL, Investment procedure in NFL, working capital management in NFL, SWOT Analysis, sip report , history of NFL, legal process by NFL, Details of finance and accounts department of NFL.
details of NFL, sources of cash management at NFL, Investment procedure in NFL, working capital management in NFL, SWOT Analysis, sip report , history of NFL, legal process by NFL, Details of finance and accounts department of NFL.
The difficulty in getting the right type of finance at the right time and in the right quantity continues to haunt the small entrepreneurs and still ranks first among the major problems faced by the small sector. This being the situation, it has become relevant to conduct a study aimed at evaluating. the role and performance of the SFCs. A detailed study on the role of the KFC in the industrialisation of Kerala is highly worthwhile especially in the period of global recession. . Various provisions of the SFCs Act enjoin on the KFC to undertake the stupendous task of industrial development in the State concerned by providing long-term credit to the MSME segment. The study based on secondary data. Secondary data were collected from various official records and reports. The KFC still functions as a Government undertaking. The majority of its shares in value are held by the Government of Kerala (97.06 per cent). Its capital structure consists of both own capital and borrowed capital. It gives more weightage to debt capital. Capital to Risk - weighted Assets Ratio (CRAR) was at 21.57 % during the year 2013-14, as against the minimum of 9% prescribed. , Corporation could make significant improvement in its performance in all major operational areas, viz, Sanction, (AAG 44.51)Disbursement(AAG38.16) and Recovery(AAG12.22). Schemes of financial assistance of the Corporation cover a series of activities ranging from manufacture to marketing of goods and services. Regarding the trend of loan operations, the role of the KFC in the process of industrialisation is found to be increasing year by year as the total amount disbursed
The difficulty in getting the right type of finance at the right time and in the right quantity continues to haunt the small entrepreneurs and still ranks first among the major problems faced by the small sector. This being the situation, it has become relevant to conduct a study aimed at evaluating. the role and performance of the SFCs. A detailed study on the role of the KFC in the industrialisation of Kerala is highly worthwhile especially in the period of global recession. . Various provisions of the SFCs Act enjoin on the KFC to undertake the stupendous task of industrial development in the State concerned by providing long-term credit to the MSME segment. The study based on secondary data. Secondary data were collected from various official records and reports. The KFC still functions as a Government undertaking. The majority of its shares in value are held by the Government of Kerala (97.06 per cent). Its capital structure consists of both own capital and borrowed capital. It gives more weightage to debt capital. Capital to Risk - weighted Assets Ratio (CRAR) was at 21.57 % during the year 2013-14, as against the minimum of 9% prescribed. , Corporation could make significant improvement in its performance in all major operational areas, viz, Sanction, (AAG 44.51)Disbursement(AAG38.16) and Recovery(AAG12.22). Schemes of financial assistance of the Corporation cover a series of activities ranging from manufacture to marketing of goods and services. Regarding the trend of loan operations, the role of the KFC in the process of industrialisation is found to be increasing year by year as the total amount disbursed
Comparing Stability and Sustainability in Agile SystemsRob Healy
Copy of the presentation given at XP2024 based on a research paper.
In this paper we explain wat overwork is and the physical and mental health risks associated with it.
We then explore how overwork relates to system stability and inventory.
Finally there is a call to action for Team Leads / Scrum Masters / Managers to measure and monitor excess work for individual teams.
Senior Project and Engineering Leader Jim Smith.pdfJim Smith
I am a Project and Engineering Leader with extensive experience as a Business Operations Leader, Technical Project Manager, Engineering Manager and Operations Experience for Domestic and International companies such as Electrolux, Carrier, and Deutz. I have developed new products using Stage Gate development/MS Project/JIRA, for the pro-duction of Medical Equipment, Large Commercial Refrigeration Systems, Appliances, HVAC, and Diesel engines.
My experience includes:
Managed customized engineered refrigeration system projects with high voltage power panels from quote to ship, coordinating actions between electrical engineering, mechanical design and application engineering, purchasing, production, test, quality assurance and field installation. Managed projects $25k to $1M per project; 4-8 per month. (Hussmann refrigeration)
Successfully developed the $15-20M yearly corporate capital strategy for manufacturing, with the Executive Team and key stakeholders. Created project scope and specifications, business case, ROI, managed project plans with key personnel for nine consumer product manufacturing and distribution sites; to support the company’s strategic sales plan.
Over 15 years of experience managing and developing cost improvement projects with key Stakeholders, site Manufacturing Engineers, Mechanical Engineers, Maintenance, and facility support personnel to optimize pro-duction operations, safety, EHS, and new product development. (BioLab, Deutz, Caire)
Experience working as a Technical Manager developing new products with chemical engineers and packaging engineers to enhance and reduce the cost of retail products. I have led the activities of multiple engineering groups with diverse backgrounds.
Great experience managing the product development of products which utilize complex electrical controls, high voltage power panels, product testing, and commissioning.
Created project scope, business case, ROI for multiple capital projects to support electrotechnical assembly and CPG goods. Identified project cost, risk, success criteria, and performed equipment qualifications. (Carrier, Electrolux, Biolab, Price, Hussmann)
Created detailed projects plans using MS Project, Gant charts in excel, and updated new product development in Jira for stakeholders and project team members including critical path.
Great knowledge of ISO9001, NFPA, OSHA regulations.
User level knowledge of MRP/SAP, MS Project, Powerpoint, Visio, Mastercontrol, JIRA, Power BI and Tableau.
I appreciate your consideration, and look forward to discussing this role with you, and how I can lead your company’s growth and profitability. I can be contacted via LinkedIn via phone or E Mail.
Jim Smith
678-993-7195
jimsmith30024@gmail.com
Integrity in leadership builds trust by ensuring consistency between words an...Ram V Chary
Integrity in leadership builds trust by ensuring consistency between words and actions, making leaders reliable and credible. It also ensures ethical decision-making, which fosters a positive organizational culture and promotes long-term success. #RamVChary
Enriching engagement with ethical review processesstrikingabalance
New ethics review processes at the University of Bath. Presented at the 8th World Conference on Research Integrity by Filipa Vance, Head of Research Governance and Compliance at the University of Bath. June 2024, Athens
Org Design is a core skill to be mastered by management for any successful org change.
Org Topologies™ in its essence is a two-dimensional space with 16 distinctive boxes - atomic organizational archetypes. That space helps you to plot your current operating model by positioning individuals, departments, and teams on the map. This will give a profound understanding of the performance of your value-creating organizational ecosystem.
Public Speaking Tips to Help You Be A Strong Leader.pdfPinta Partners
In the realm of effective leadership, a multitude of skills come into play, but one stands out as both crucial and challenging: public speaking.
Public speaking transcends mere eloquence; it serves as the medium through which leaders articulate their vision, inspire action, and foster engagement. For leaders, refining public speaking skills is essential, elevating their ability to influence, persuade, and lead with resolute conviction. Here are some key tips to consider: https://joellandau.com/the-public-speaking-tips-to-help-you-be-a-stronger-leader/
The case study discusses the potential of drone delivery and the challenges that need to be addressed before it becomes widespread.
Key takeaways:
Drone delivery is in its early stages: Amazon's trial in the UK demonstrates the potential for faster deliveries, but it's still limited by regulations and technology.
Regulations are a major hurdle: Safety concerns around drone collisions with airplanes and people have led to restrictions on flight height and location.
Other challenges exist: Who will use drone delivery the most? Is it cost-effective compared to traditional delivery trucks?
Discussion questions:
Managerial challenges: Integrating drones requires planning for new infrastructure, training staff, and navigating regulations. There are also marketing and recruitment considerations specific to this technology.
External forces vary by country: Regulations, consumer acceptance, and infrastructure all differ between countries.
Demographics matter: Younger generations might be more receptive to drone delivery, while older populations might have concerns.
Stakeholders for Amazon: Customers, regulators, aviation authorities, and competitors are all stakeholders. Regulators likely hold the greatest influence as they determine the feasibility of drone delivery.
Specific ServPoints should be tailored for restaurants in all food service segments. Your ServPoints should be the centerpiece of brand delivery training (guest service) and align with your brand position and marketing initiatives, especially in high-labor-cost conditions.
408-784-7371
Foodservice Consulting + Design
Employment PracticesRegulation and Multinational CorporationsRoopaTemkar
Employment PracticesRegulation and Multinational Corporations
Strategic decision making within MNCs constrained or determined by the implementation of laws and codes of practice and by pressure from political actors. Managers in MNCs have to make choices that are shaped by gvmt. intervention and the local economy.
1. Chartered accountant with 28+ years of post-qualification experience and having worked in Manufacturing, service and
Infra Space, focused in Debt Syndication & structuring; Business valuation, Treasury & MIS; and generalized in Accounts,
coupled with working in Professionally Managed Companies and MNCs, I would like to exploit and make best use of my
professional skills and knowledge for an active and a challenging role in achieving Organization’s Goal and creating
Wealth to the Stakeholders.
Strengths:
Long stint in Treasury, Funding & Banking activities [all structured funding etc.,], interaction with Senior and Top-
Level Bank and Financial/Funding Institutions [Domestic and Overseas], honed up negotiation skills and updated
awareness in the field.
Good communication & presentation skills; a team leader and self driven.
Matured, experienced with relevant exposure to Head the total Finance Function.
PROFESSIONAL WORK EXPERIENCE:
Nagarjuna Fertilizers & Chemicals Ltd[NFCL], CFO Jan-2017
Present
Largest and a strong player for more than 2 decades in agri-input space with annual turnover of about Rs.4000 Crs and a
listed entity in BSE and NSE. Debt size in books approxt Rs.2000 Crs plus.
Roles & Responsibility:Wholegamut of finance& accounts which includes treasury, taxation, accounting, budgeting,
fund management etc., areunder my purview and reporting to Chairman / ManagingDirector and Board of Directors.
Key member of all strategic committees and meetings. Presiding quarterly Board of Directors meetings and Annual
General Meeting along with Company Secretary.
More in detail could to be discussed during personal meeting.
Macquarie India Management Services Put Ltd (MIMSPL)–CFO Apr 16 to Jan 17
The subjectcompany is an off-shoot in MacquaireGroup, Australia.TheGroup has presence in more than 23 countries . In
India the Country Head operates from Mumbai. MIMSPL offers total services as a package to the Companies [assets]
acquired by MAIF [Macquarie Asia Infra Fund of USD 3 Billion] having operating/controlling stake.
CFO’s Role & Responsibilities: As CFO of MIMSPL [ the Service Co] I was responsible to address and represent all the
Project companies of MAIF Controlled assets with respect to finance, taxation, treasury, accounts and also work out
strategy in cost optimization in these project companies/assets. The Head of Finance of these assets [Companies]
report to me on their line function. Besides I am a team member in the strategic decision making in these assets
[Companies] by MAIF.
CFO – Aster Private Ltd, Hyderabad Sept 2015 to Mar 2016
Aster Pvt Ltd (Rs.750 Crs) a Company in the business of manufacturing/ erection of Telecomm Towers, Power
Transmission & Distributions. It is one of the key players in this sector. With 9 banks and Working capital exposure of
Rs.1,300 Cr.
Due to severe cash crunch in working capital front the Company signed for CDR [Corp Debt Restructuring] in Dec
2014. However, CDR package not released due to unfulfilled CPs. Charted out a workable proposition and
arranged for release of facilities.
Besides worked on a strategic proposal to merge 5 other companies with Aster and raise funds at a
consolidated/HoldCo [with HO at Singapore]. Towards the same worked with Investment Advisor to conclude the
Due diligence for arranging funding for about USD 100 Mio. Visited London to present to prospective Investors.
CA H.Muralidhar
Mobile - +91 9849231050
e-mail : murali_manju@yahoo.com
24-144-22/1, Vimala Devi Nagar, Maklajgiri,
Hyderabad – 500047
2. Key deliverables achieved as CFO:
Focused on release of CDR limits and completed the task in 2 months after take over.
Managed to bring in addl. funding through Channel Financing from Axis Bank for Raw Material Procurement.
Completed the Audit for FY 2014-15.
Reopened the Company valuation exercise with IDBI Caps and completed the CCDs allotment to the new investor
[Singapore based] who had infused USD 3.21 Mio in support of Promoter Commitment.
Submitted to Projected financials to banks for new / addl limits.
The total team members in F&A Department in Corp office were about 20 numbers. The Key reportees to me were
(1) Gen Manager-Accounts [who is supported by Team Leaders for MIS, Receivables & Payables, Taxation and
International Businessoperation and (2) Vice President Finance [who looks after Treasury and banking relationship.]
Nagarjuna Fertilizers & Chemicals Ltd – Hyd (Rs.3000 Crs: CFO – Downstream Business) Feb 2014 to Sept 2015
NFCL, established in mid 80’ is the flagship Co of Nagarjuna Group with its UREA manufacturing facility of capacity, 1.6
MTPA in Kakinada. Besides manufacturing and selling Urea, NFCL has its strong market share trading of imported Urea
and Complex Fertilizers. In addition NFCL has significant market share in the Customized Fertilizers [CF], Plant
Supplements and Micro Nutrients [MN] which is an emerging business and the future market in the Fertilizer space.
Nagarjuna Group has identified that the present soil application of Urea & NPK grades will get replaced with high
yielding products of CF, MN and supplements which has full potential and therefore to fully focus in this space a
dedicated division was formed [DSB].
As CFO- DSB, the key role was to work on this emerging business and support the division with a detailed business
plan aligningwith the NFCL business model and to work on the fundingneeds particularly for this DSB division on its
working capital front such that the DSB division as a profit center achieves its targeted profitability.
As part of this responsibility, the total marketing finance pan India was headed by me.
IVRCL Ltd, Hyderabad ( Rs. 5000 Crs): General Manager- Finance Jan 2007 –Dec 2013
IVRCL Ltd, a listed entity, is the flagship Company of IVRCL Group, Head Quartered at Hyderabad, with pan India presence
and in overseas. A fast growing Infra Company with 45% CAGR and operating in 5 verticals i.e. Water; Transportation;
Power-Transmission, Irrigation and Buildings. The Annual Turnover of the Group is near to US$ One Billion.
Reporting Structure : Executive Director-Finance
Team Size : Detailed chart given below
Chairman & Managing Director
Executive Director - Finance
Gen Mgr - Fin [All Project Cos
[H.Muralidhar]
(1) Sr. Manager - BOT A/cs
[supported by 7 member
team]
(1) Sr.Manager - Finance [Day
to day Treasury operations and
fund management of BOT
(2) Sr.Manager - A/cs
[Other Business - supported
by a team of 2 people]
(2) Sr.Manager - Fin [Other
Business - treasury activities.
Team support of 3]
Manager - FInance [For
FIn Modelling, Funding
options and business
valuation [supported
by 1 person]
3. Roles &Responsibilities:
As Head Finance, the portfolio includes advisingon Financial Models for bidding for new PPP projects in all verticals,
such as Road BOTs, Power Transmission, Hydel projects, Sea Water Desalination/water treatment plant, Urban Infra,
Sea port projects; interacting with DPR consultants, Traffic consultants etc.,
Manage investment portfolio of about Rs11,000cr [2Billion USD] of 15 SPV Companies/ in different vertical in ppp
space consisting of operating and under construction companies.
Interact with Banks and FIs for debt funding tie-up and debt structuring instruments documentation process, loan
drawals and day to day operation.
Debt syndication for the new SPV companies and debt structuring like CCDs, OCDs ECBs,
To work on business valuation models/interact with strategic investors for stake disinvestment and complete the
process.
Actively involved in Company’s IPO and QIP proposal for equity fund raising.
Deal with Statutory Auditors for finalization of account
Key Activities/Achievements: As Head Finance for 15 SPV Companies –Comprising of 3 Operating Toll Road Projects, 4
under construction with investment sizeof Rs.5300crs,one Sea-Water Desalination plantof 100 MLD in Chennai of Rs.552
Cr investment. Also working on the new projects where the total investment will be about Rs.5686.
Tied up for a 14.059 Euro Loan from a German Lending institution for Sea Water Desalination project and fully
hedged both on the currency and interest rates through swap deal at a very competitive pricing.
Interacted with Banks/FIIs/FIsand tied up funds for a cumulativevalueof about Rs.4500Crs which includes NCDs,and
CCDs raised for SPVs.
Worked for debt syndication for 3 Toll Road Projects cumulating to about Rs.3000 Cr plus with different institutions.
Initiated Debt Restructuring package for 2 of the SPVs during my tenure.
Ensure compliancewith all statutory requirements, interacting with Statutory Auditors for finalization of accounts of
the SPV Companies.
Head BOT Projects: Responsibility includes - Evaluation of financial viability of PPP (Public Private Partnership)
projects at pre-bid stage and submission. For the contract awarded to us, the responsibility extends to loan
syndication, Financial Closure, funds monitoring during project execution and to take it forward to revenue stream.
Loan tied up for our Sri Lankan Subsidiary for USD 65 Million from banks in Dubai, Hong Kong and Lanka.
Participated in Road Show (both in India and Abroad) of IVR PUDL Co ltd for its IPO of Rs.780 Crs.
Key member in Strategic team involved in the stake divestment for 4 SPV Road Companies
NATUROL BIOENERGY LTD, General Manager (Fin & Accts), [Projected T.O Rs.250 Cr] Jan’ 06 – Jan 07
Associated with the Company for a shortstint of about a year duringits project implementation stage- setting up of a Bio-
diesel plant in Kakinada, Andhra Pradesh.
Head of Finance and Accounts team with overall responsibility of Accounts, Finance, Taxation, Costing and MIS
functions of the company.
Member of the Senior Management Team and taking part in all Strategic Decision-Making Committees of the
Company.
KIRBY BUILDINGS SYSTEMS INDIA LIMITED (KBSIL), Deputy General Manager [F & A] Feb 2004 – Jan 2006
Kirby’s (Rs.350 Crs) Indian Operation is in the manufacture of Pre-Engineered Buildings [PEB] with units at Hyderabad and
Uttarakand, with an installed capacity of about 100000 MTs.
An MNC promoted and by Alghanim Group, Kuwait having presence in more than 20 countries with turnover over
USD 1 Billion, and holding major share in GULF Bank in Middle East.
(Controller for treasury activity of KBSIL and Kirby Uttarakand Pvt Ltd, at Haridwar)
Working capital Management: KIRBY being a construction Company, ensuringtimely availability of, particularly Non-
fund-based limits from banks was paramount for smooth operation and to protect the bottom line.
Cost containment: Arrange alternate source of borrowing to reduce the funding costs.
Team Member:1) Budget committee and Strategic Planning and Oversee finalization/consolidation of Accounts
(Indian GAAP and IFRS), Corporate Taxation and MIS.
(Major Achievements) ;
Obtained sanction for the working capital requirements; from Rs.40 Crs to 145 Crs in 2004, in 2005 enhanced to
Rs.170 Crs to cater to the operating level of Rs.300 Crs+ turnover.
4. Tied up term loan of USD 10 Million (Rs.44 Crs) for our Second Plant at Uttaranchal, with Standard Chartered Bank at
a very competitive rate.
Concluded Principal Swap (Currency & Interest) deal for forex loan of USD 3.5 Million & USD 10 Million payableover a
5 year period to insulate against forex risk.
To meet the shortfall in Net working capital tied up for a term loan of Rs.20 Cr in year 2005.
COROMANDEL INTERNATIONAL, Dy.Manager Finance Mar 1995 –2004 Jan
[Formerly Coromandel Fertilizers Ltd] (CFL) - SEC’ BAD –Turnover – Rs.1200 Cr]
CFL, engaged in the manufacture of phosphatic fertilizers, has its presence for about four decades with strong brand
equity in its addressable markets, with annual turnover of more than Rs.1200 Crs in FY 2003-04.
CFL belongs to MURUGAPPA Group, one of the leading and fast growing corporate groups in South India with a Group
Turnover of Rs.6000 Crs in FY 2003-04. The Company operates on SAP R/3 environment.
Treasury Activity:
Interaction with seven member banks for Working Capital facilities.- Rs. 190 Crs.
Solely worked on:
Increase in our WC limits (fund & non-fund) from Rs126 Crs to Rs.190 Crs.
Reduction in the interest spread from “PLR+100bps” to “PLR+0bp” on Working Capital and work on to minimize
interest cost and optimum utilization of funds, arranging ST loans through CP placement, MIBOR linked borrowing,
FCNR – B loans, ICDs and Bills discounting.
Since the Raw Material consists of 90% of imported goods, to mitigate and minimize the forex risk, daily forex
position will be reported to the CFO to take timely forex cover.
Hard negotiation with bankers for better pricing for working capital advances, buyer’s credit and short-term
borrowing, and compliance with ECB norms for buyer’s credit.
Ensure timely submission of monthly SOD, quarterly and half yearly FFRs to the member bankers.
For structured/customized funding, interaction with Term lenders viz ICICI Ltd, GE Caps, SBI, IDBI, etc. for LT and ST
financing.
Actively involved in CRISILratingexercise for 80 Cr CP programme and NCD issuefor Rs.45 Cr. Successful in obtaining
rating of P1+ for CP, and ‘AA’ for privately placed NCD issue (Rs.25 Cr & Rs 20 Cr in the year 1999-00 & 2000-01).
Actively involved in Company’s buy back issue and Rs45Cr NCD borrowing program. Negotiated with banks and tied -
up for CMS at a very low/nil cost.
Conduct quarterly review meeting of the member bankers.
Accounting activity for monthly closing and finalization of accounts
Responsible for submission of Accounts schedules to Statutory Auditors for consolidation of Accounts.
MIS Activity:
Preparation of flash report by 2nd day of the following month – furnishing profit estimate to the top management.
To Compile and collate data pertaining to Company’s operation and present the same for Monthly Management
Committee Meeting.
Preparation of the Monthly Financial Report to be presented to the Board members.
Contribution analysis of our different grades of fertilizers to evolve the optimum mix.
Preparation of Quarterly Performance review and Bi-annual review – to be submitted to the Murugappa Corporate
Board. It is a comprehensive report, providing information/data on all aspects of the company, like finance,
marketing, production, Human Resources, Information Technology, Capex and the like, with future action plans.
Actively involved in the yearly budget and business plan preparation.
KAKATIYA TEXTILES LTD, HYDERABAD (Rs. 25 Cr) July 1994- Mar 95
A Company with public holding involved in production of cotton yarn of varied ‘counts’
Manager Fin & Accts:
Head of both Finance and Accounts Department, and directly reporting to the Managing Director of the Company.
Negotiated and arranged for enhancement in the working capital limits, interacted with APSFC, APIDC& IRBI for part
funding the Company’s capex programme.
5. Conducted the first Annual General Meeting of the Company after their IPO, besides coordinated for the regular
board meeting and preparation of minutes.
Coordinated with the Statutory Auditors for audit of the Company’s accounts
Responsible for finalisation of accounts and also for company’s taxation matters.
1993- 94 KAMINENI HOSPITALS LTD - HYDERABAD
A super-specialty Corporate Hospital, belonging to Mr. Kameneni.Suryanarayana- Chairman of M/s OCTL
Manager Finance (Joined as Deputy Manager Finance)
Heading both Finance & Accounts Department, and directly reporting to Managing Director of the Company.
Since the Hospital was in project stage and not fully operational, my activity involved in to work on arranging for
working capital assistance for day to day operation.
Preparation of financials and interaction with IFCI, ICICI and Oriental Bank of Commerce who were the term lenders.
Involved in internal audit management and implementation of systems and procedures in cash office and stores
section.
Responsible for secretarial related activities, which involved conducting quarterly Board meetings, drafting minutes
and the like.
1990-91 M/s JAYANTH & SADASHIV, CAS - HYDERABAD
Worked as a Semi- qualified Assistant pending clearance of final Second Group
Undertaken assignments in internal audit, statutory audit and finalization of accounts of Public Ltd Companies.
Computation of IT returns for Ltd Companies, Partnership firms & Individuals.
Preparation of projected fund flow statement, Balance sheet and P& L account to be submitted to Banks/ FIs for
obtaining financial assistance
Undertaken income leakage audit, statutory audits, concurrent audit and inspection audit of more than 80 branches
of scheduled banks.
Article Clerk for taking up CA till 1988 - M/s RAJA & RAMAN, Cas - COIMBATORE
Used to handle finalisation of accounts, audit of Firms & Companies, Computation of Income tax Returns of
Individuals, firms, Companies & compiling data for 44 AB audit
Date of Birth : 03.11.1964
EDUCATION : 1982-85 B. Com – S.V.University I Division
Nov 1987 C. A - Inter Cleared
Nov 1991 C.A - Final Cleared
Countries Visited : Spain, U K, Middle East, Africa, Bangkok, Singapore, Malaysia and Sri Lanka.
LANGUAGES : To Speak -> English, Tamil, Telugu, Kannada & Hindi
To read/write -> English, Tamil, Telugu & Hindi
OTHER INTERESTS : READING PHILOSOPHICAL BOOKS & LISTENING TO CARNATIC MUSIC.
Reference : Shri.P.Nagarajan: Ex- CFO, Coromandel International Ltd and presently in the
Board of one of the Murugappa Group Companies.
Any further information will be provided as and when required..
Sd/- ……………
Muralidhar H