Hex Money (HXY) is a reward-based public blockchain project built on the Ethereum blockchain. It combines distributed staking, rewards, unstaking procedures, and communities. The primary reward token is HEX, which aims to make cryptocurrency more accessible and drive adoption. HXY also includes engagement tools to encourage ongoing use of the new technology. It was created by hex.business to address problems like the niche nature of crypto and to educate people on blockchain through rewards and games.

1. A New Reward based Public Multi-platform Blockchain Project
HEX MONEY (HXY)
White Paper
June 2020
V 2.5
Post final consensus on dividend distribution
hex.business

2. hex.business
PLEASE NOTE: THIS WHITE PAPER IS ONLY FOR EDUCATIONAL PURPOSES; AS A CONDITION TO ANY
PURCHASE OF HXY TOKEN, YOU MUST READ AND ACCEPT THE TOKEN PURCHASE AGREEMENT OF
[VERCEL MULTIMEDIA HOLDINGS LIMITED, A BELIZE CORPORATION].
DISCLAIMER: This White Paper is for information purposes only. We do not guarantee the accuracy of
or the conclusions reached in this White Paper, and this White Paper is provided “as is”. We do not
make and expressly disclaim all representations and warranties, express, implied, statutory or
otherwise, whatsoever, including, but not limited to: (i) warranties of merchantability, fitness for a
particular purpose, suitability, usage, title or non-infringement; (ii) that the contents of this White
Paper are free from error; and (iii) that such contents will not infringe third-party rights. We and our
affiliates shall have no liability for damages of any kind arising out of the use, reference to, or reliance
on this White Paper or any of the content contained herein, even if advised of the possibility of such
damages.
No regulatory authority has reviewed or approved any information contained in this White Paper or
any aspect of HXY Tokens. The publication, distribution or dissemination of this White Paper does not
imply that the laws of any jurisdiction, regulatory requirements, or rules have been satisfied. Residents
of the United States of America, Canada, and the People’s Republic of China are ineligible to purchase
HXY Tokens. Residents of all jurisdictions are advised to seek independent legal advice with regard to
compliance with such jurisdiction’s applicable laws before purchasing any HXY Tokens.
Purchasing of HXY Tokens does not guarantee any form of dividend. Holders of HXY Tokens are only
entitled to certain rights within the underlying smart contract. HXY tokens are not intended to
constitute securities in any jurisdiction.
This White Paper is not intended to constitute a prospectus or offering document of any sort, and is not
intended to constitute an offer of securities or a solicitation for investments in securities in any
jurisdiction. This White Paper is posted for information purposes only and may be updated with
further details from time to time. This White Paper is intended for educational purposes only and not
for financial promotion or other purposes. Nothing in this White Paper should be construed to
constitute an offer to sell or a recommendation to purchase HXY Tokens or to engage in any sort of
investment activity. Readers should carefully consider and evaluate all risks associated with
cryptocurrencies, operations with them, ICO and respective business activities. Readers are advised to
obtain independent financial and legal advice before purchasing or otherwise engaging in any activity
involving HXY Tokens.
In no event should HXY Tokens be purchased for purposes of investment, speculation for resale or
other financial purposes. Some of the statements in this White Paper include forward-looking
statements which reflect our current views with respect to execution roadmap, financial performance,
business strategy and future plans, both with respect to us, the HXY Token and cryptocurrencies
generally. Statements which include the words ‘‘expects’’, “plans”, “believes”, “projects”,
“anticipates”, “will”, “aims”, “may”, “would”, “could”, “continue” and similar statements are of a future
or forward-looking nature. All forward-looking statements concern the matters that involve risks and
uncertainties. Accordingly, there are or will be important factors that could cause the actual results of
HXY Tokens to differ significantly from those indicated in these statements. .
In no event will we or our affiliates be liable to any person or entity for any damages, losses, liabilities,
costs or expenses of any kind, whether direct or indirect, consequential, compensatory, incidental,
actual, exemplary, punitive or special for the use of, reference to, or reliance on this White Paper or
any of the content contained herein, including, without limitation, any loss of business, revenues,
profits, data, use, goodwill or other intangible losses. The information in this document does not
constitute a recommendation by any person to purchase HXY Tokens or any other cryptographic token
or currency and we have not authorized any person to make any such recommendation. HXY Tokens
are speculative and involve a high degree of risk and uncertainty. The sale of HXY Tokens is aimed
solely at persons who have sufficient knowledge and understanding of blockchain and cryptographic
tokens and other digital assets, smart contracts, storage mechanisms (such as digital or token wallets)
blockchain-based software systems and blockchain or distributed ledger technology, to be able to
evaluate the risks and merits of a purchase of HXY Tokens and are able to bear the risks thereof,
including loss of all amounts paid and loss of HXY Tokens purchased. Potential purchasers should
independently assess the implications of acquiring HXY Tokens, after making such investigations as they
consider necessary, of the merits of, and their suitability for, purchasing any HXY Tokens and should
consult their accounting, legal and tax representatives and advisers in order to evaluate the economic,
legal and tax consequences of purchasing HXY Tokens. Certain statements contained in this document
may constitute forward-looking statements or speak to future events or plans. Such forward-looking
statements or information involve known and unknown risks and uncertainties, which may cause actual
events to differ materially. No reliance should be placed on any such forward-looking statements or
information.

3. hex.business
P1 Header
P2 Legal Information
P3 Table of Contents
PART I: DEFINING THE PROBLEM AND THE REWARDS OPPORTUNITY
P4 Abstract
P5 Every great product starts with a difficult problem
P6 Vision and Structure
P7 Incentives
P8 Distributed Ledger Technology
P9 Delivering a Decentralized Rewards Platform
PART II: THE HEX BUSINESS COMMUNITY ENGAGEMENT TO DATE
P10 HEX Mobile Objectives
P11-12 Industry Challenges and HEX Academy Objectives
P13 HXY Tokenomics
P14 Interest and the Freezing Function
P15 HXY Freezing Formulas
P16 HXY Compounding Properties
PART III: PLATFORM FEATURES, GOVERANCE & EDUCATION
P17 Technical Considerations
P18 Summary of Activities
P19 Structure
P20-24 Audits
P25 Lite Paper
Table of Contents

4. hex.business
Abstract:
A Reward based Public Multi-platform Blockchain Project
Hex Money (HXY) is a is a protocol network built on top of the HEX smart contract
and distributed on the Ethereum blockchain which combines a distributed staking
system, distributed rewards programme, distributed unstaking procedures, distributed
communities, distributed attestation, and various 4th layer modules that help
encourage adoption, reward loyalty to the protocol offer entertainment for those
prepared to risk the rewards they received for joining. The use of HEX as the primary
reward token advances one of the central objectives of hex.business to make HEX
globally accessible and thereby widen crypto currency adoption in general.
Hex Money (HXY) is part of the hex.business suite of D/apps and a complete and
active smart contract project.

5. hex.business
Crypto for the most part remains niche rather than mainstream.
While Bitcoin and Blockchain are now more common in the English
vernacular the majority have no idea how they work.
Those who most need this technology (specifically the unbanked) have
an even more difficult time as they are often phone based rather than
desktop or laptop enabled.
With interest rates at all time lows people globally are looking for better
returns on savings rather than deflationary solutions
4 Key objectives of the hex business group:
Provide a simple gateway to help people onboard
Provide educational materials to help explain the technology
Provide 3rd layer rewards for participants
Provide engagement tools to encourage ongoing use of the new
technology
Every great product starts with a difficult
challenge or problem
We just knew we wanted additional features plugged
into the HEX platform. As a community a group would
have to take the lead to add additional layers that
would replicate in a digital way some of the traditional
products of the commercial system only better.
We didn’t set out to create a business

6. hex.business
“The intent of Ethereum was to create an alternative protocol for building
decentralized applications, providing a different set of tradeoffs to Bitcoin” …
“Ethereum did this by building what is essentially the ultimate abstract foundational
layer: a blockchain with a built-in Turing-complete programming language, allowing
anyone to write smart contracts and decentralized applications where they can create
their own arbitrary rules for ownership, transaction formats and state transition
functions.”
The HEX smart contract builds upon this foundation and in turn hex money provides
an effective third layer that helps encourage adoption, rewards loyalty to the protocol
and provides entertainment for those prepared to risk the rewards they received for
joining. (Either the referral bonus or HXY loyalty reward)
Hex Business is a protocol network built with multiple smart contracts to support the
interoperability with the innovative HEX smart contract.
In order to meet the needs of different purposes from rewards to decentralised finance
and staking, the flexible design structure is modularized, pluggable, and easily
expandable.
Hex business thus enables blockchain technology to be applied to a number of
different business types, providing blockchains, smart contracts, distributed
verification management, data exchange, and statistics. Users may also be able to
develop fourth layer distributed engagement tools through hex.business and utilise its
rewards platform and community.
Created to incentivize participants to use
any of the hex.business sites.
.
Hex Money (HXY)
Foundational Layer for building decentralised
applications.
Ethereum
HEX is a hybrid proof of work (POW) and proof of
stake(POS) system. Stakers are paid handsomely in HEX
while miners can be paid just pennies in ETH to perform
your HEX transaction.
HEX Smart Contract
FLDs that utilize the Hex Money contract to provide
engagement applications and rewards participants.
Fourth Layer Dapps
Vision & Structure

7. hex.business
HEX Money has been created to incentivize loyal participants to use any of the hex.business
sites. HXY (Hex Money) is awarded when HEX is deposited via any of the hex.business DApps.
Initially every 1000 HEX deposited meant you could mint 1 HXY through the Hex Money smart
contract. This only increases over subsequent rounds listed below. HEX Money also offers
holders the option to freeze all or some of their HXY in order to earn interest AND dividends.
The Interest is paid in HXY and dividends in HEX. The HXY Token will be exchangeable from
the outset and the majority of the 48M available supply will be minted according to demand, up
to the maximum available in each release round.
Within the hex.money ecosystem, 15% of all HEX Money transforms (HEX to HXY) will be
distributed as dividends to everyone who freezes their HXY on a pro rata basis
Frozen HXY will also attract dividends paid directly from the revenues of the multiple D/apps
hosted within the hex.business ecosystem.
A percentage of each HXY release round will be made available for purchase (or exchange)
HEX Money may be used on future branches of hex.business (currently in development), where
it will also attract dividends.
As a further incentive to the loyal user-base of all hex.business related projects we offer actual
shares/splits of our future projects in return for HXY - similar to a buy back system but in return
for shares.
HXY release schedule will be made up of 10 rounds. After the initial first ‘set up’ round 4.8
Million will be released in each round (2 through 10) to be divided between referrals,
minting, interest and transforms. (See structure below.)
Once we achieve 1 million HXY in transforms from HEX into HXY in the transform lounge we
propose to transition to a 90% dividends structure (also distributed on a pro rate basis). In this
model there would be 90% of all the Hex transformed available for a the maximum dividend
distribution However, this can be voted upon by the active community who could also vote to
use a certain percentage of this as liquidity.
Following 1 million successful transforms hex.business will migrate over to a fully on-chain
model.
Incentives for being part of the HXY network
The percent of your holdings you
keep frozen determines your
overall dividend for each period.

8. hex.business
Hex money’s reward system works on top of the
Ethereum distributed ledger combined with the HEX
Platform. The key features of this completely
decentralized architecture is that it is tamper-proof and
backed by proof of work hash power and shared
amongst multiple parties through the use of smart
contracts, distributed networks, distributed storage,
distributed authority, distributed security, and a variety
of different modules for participants engagement.
Distributed Ledger Technology
.
Data Attestation
Collaborators can grow by implementing
smart contracts and trust networks
through new procedure protocols,
controls, and exchanges of data on our
network.
Smart Contracts
hex.business supports the key DX
of Uniswap by providing liquidity.
Decentralised
Exchange
.
Community and DNA
Hex Business is devoted to building a decentralised
ecosystem through its various smart contract D/apps
and decentralized services.
Growth
The exchange system uses blockchain to support
accurate search and transmission of data between
two parties without having a centralized database.
Peer to Peer Transmission
hex.business brings
the community
together for a
common goal.
The distributed ledger system does not only
store data but also records its use. Each
data request, data matching, data transfer,
and data usage is attested to the ledger,
forming a complete private record of the
data use.
With hex.business 3rd parties can
integrate and develop their own systems
and have a stable reward and a
community of ready participants
underpinning them.

9. hex.business
At HEX business we do not deal with future promises, long road maps,
proposed platforms or vapourware. The solutions we stand up and agree to
link to the hex money rewards network are underpinned by the Ethereum
Blockchain and need to be at minimum viable product status before they
are even announced to the community.
hex.business has designed an entire ecosystem around HEX with the
primary intention of increasing our users position size in HEX. Upon
deposit of HEX into any of the DApps in the hex.business ecosystem our
loyal user base will earn another ERC20 Token called HEX Money
(HXY).The launch phase will see HEX Money minted at 1000:1 For every
1000 HEX deposited 1 HXY will be minted and sent straight to the users
wallet. This ratio will increase in steps of 1000 up to the maximum of
10,000 HEX to 1 HXY by stage 10
HEX Money can be frozen and interest and dividends are paid in both HEX
and HXY
Delivering a Decentralized Rewards
Platform
Helping new participants
understand the eco-system
and facilitating adoption.
Education
New deposits are all fed through
the adoption amplifier rather
than Uniswap
Adoption Amplifier
Keep participants engaged
and coming back.
HXY Rewards
Additional exposure from
those looking at shorter
time horizons
Advertising
How Hex Business supports HEX

10. hex.business
One of the top priorities of hex.business is to make HEX globally accessible.
With this in mind, we have produced our own mobile app under the name of
hex mobile.
hex mobile simplifies the process of acquiring HEX so that with a few simple
clicks users can buy and stake HEX. Users are also able to utilize the built in
QR code scanner.
Upon any deposit of ETH to the HEX AA Lobby all users will receive a 10% HEX
bonus and also mint HXY (HEX Money)
We are working to diversify all of our sites to become multilingual and have
launched in English and Chinese with many more to be added along the way.
We are aiming to diversify all of our sites to become multilingual and are
launching in English and Chinese with many more to be added along the way.
HEX Mobile Objectives
Most early adopters were Metamask users with desktop access. It may
surprise some to learn that roughly a quarter of Americans are unbanked
or under banked and in emerging economies including those of Africa and
Asia reaching the unbanked remains a significant challenge. Hex Mobile
provides an easy on ramp for mobile phone users, with or without an
Internet connection.
Education & Onboarding
Key objective of Mobile

11. hex.business
Industry Challenges & HEX Academy Objectives
Those in the cryptocurrency space are well aware of the numerous benefits of blockchain and
crypto. The technology can streamline multiple processes and lead to plenty of innovations
across various sectors. Even so the Hex Business group agree that there are still several major
challenges that are keeping crypto and blockchain away from mainstream adoption.
Take a closer look at some of those challenges as well as what we are trying to do to overcome
them.
Regulation and Lack of Regulation
Regulation is a significant challenge for cryptocurrency and blockchain. This is particularly true
given that many jurisdictions still do not have regulations in place for crypto while others have
implemented restrictive regulations. Lack of regulation leads to a lack of trust in cryptocurrency
due to the simple fact that people are more confident when they know there is a third party
regulator. Hex.business recognises the important role of regulation where it is designed to
protect the interests of participants which in turn encourages trust and adoption.
Scalability and Infrastructure
Cryptocurrency offers convenience, but it is not always very scalable. Bitcoin is the perfect
example of the scalability issue which while it has good security has compromised on the ability
process large numbers of transactions at once.
Hex was designed to sit above the Ethereum network as it still provided the security required by
provided faster transactions and more interconnectivity with other parallel projects.
Volatility
Many people are hesitant to adopt cryptocurrency due to its volatility. As the crypto world
currently stands, setting prices in crypto does not make much sense as you could buy
something for a crypto equivalent of $100 today and have the same amount of crypto be
equivalent to $50 tomorrow. This would be good for you but bad for the seller. Alternatively, the
opposite can happen, and you lose money while the seller gains money. With such a high risk
of changing values, many people see paying with crypto as too risky. However the more crytpo
can go mainstream this will become less of an issue. HEX Money also provides a peg to its
underlying currency HEX for the purposes of providing better stability.
Difficulty of Use
For many people, blockchain technology is challenging to use, as is crypto currency. While the
process of acquiring crypto currency is becoming easier, learning to distinguish between public
and private keys, understanding how easy it can be to make errors in the use of those
addresses and thereby losing money and the various steps needed in order to use it involves a
learning curve which can seem intimidating to new users. In terms of blockchain technology,
which works differently than traditional databases, the learning curve is considerably steeper.
.
.

12. hex.business
HEX Academy's efforts towards Overcoming Difficulty of Use
Cryptocurrency is becoming easier to use every day. Using a credit or debit card from a range
of crypto exchanges is now a possibility. Crypto ATMs now let you easily buy crypto in person
with a familiar feel. The HEX Coin has a more traditional use case which makes using crypto
more like completing a fiat or banking transaction so that using crypto is more like completing a
fiat or banking transaction.
Hex Academy serves to overcome this challenge of difficulty by provide an intuitive repository of
information to expand the knowledge of the public, providing free educational resources in short
compact and bite size chunks for consumption. We also intend to share more widely and in
various formats including videos, still images and text explanations delivered in different
languages.
Simplifying the use of crypto and blockchain requires a combination of efforts. Those in our
team seek to keep the end-users in mind by creating user-friendly projects. At the same time,
the entire community must ensure that those who want to learn how crypto and blockchain tech
work can find resources to understand the industry and platform.
Scams and Fraud
The concerns about scams and fraud related to cryptocurrency and blockchain projects have
hurt its reputation somewhat, posing a challenge towards mainstream adoption. Some of these
fraud or scamming issues stem from fake projects that got money via initial coin offerings well
before anything was even close to being developed. Numerous promises were made and never
fulfilled.
Hex Business Response
At HEX business its no surprise that we have a long list of ideas and plans that will complement
the goals published in this paper. However. in order to avoid setting any form of unrealistic
expectation we deliberately do not publish a road map. Rather our focus at HEX academy is on
education about what is already built, either in the second layer with regards to the HEX smart
contract, or with the third and fourth layers that produce Hex Money coins for participation in
newly bolted on projects
Industry Challenges (Continued) & HEX
Academy Objectives

13. hex.business
The HXY release schedule will be made
up of 10 rounds.
After the initial set up round 4.8 Million
will be released in each of the
subsequent rounds – 1 through 10
To be divided between referrals, minting,
interest and transforms as follows.
.
HXY Tokennomics
Distribution per round 10 %.
Referrals
35%.Transform
25 %.Minting
30%.
Interest
Hex Business has spent a considerable amount of time during
development, modeling the permutations of each element of the smart
contract code. While we could hypothesize and wax lyrical on these
permutations, our commitment to make no promises means we have
taken the approach to open the models up to users to run their own
variations through the nodes, in order to see the affect of their action or
the action of others.
Copy of current machinations modelling
Proposed HXY cost in HEX over the 10 rounds
% increase from Base Unit % Incremental Increase
Round 1) 1000 HEX prime
Round 2) 2000 HEX +100% + 100%
Round 3) 3000 HEX + 200% + 50%
Round 4) 4000 HEX + 300% + 33.33%
Round 5) 5000 HEX + 400% + 25%
Round 6) 6000 HEX +500% + 20%
Round 7) 7000 HEX + 600% + 16.67%
Round 8) 8000 HEX +700% + 14.29%
Round 9) 9000 HEX +800 % + 12.5%
Round 10) 10000 HEX +900% + 11.11%

14. hex.business
HEX Money (HXY) users can freeze their tokens to earn daily HXY
interest. HXY freezers will also receive bonus dividends in HEX and
ETH following the release of v2!
In contrast to HEX, Hex Money provides the potential to earn higher
returns over shorter periods in comparison to the average HEX staker
who is rewarded for larger and longer commitment stakes.
HOW DOES THE FREEZING FUNCTION WORK?
To freeze tokens one must use the hex mobile app or the hex.business
DApp. Freezing HXY imposes a 7-day minimum lock time on a user
before they can unfreeze.
New HXY frozen on subsequent days is also subject to a 7 days
minimum but does not affect the previously frozen stakes and each new
freeze has it’s own time clock visible so users can see exactly when the
minimum period has elapsed.
A capitalise function will appear for each freeze after the minimum 7
days has elapsed allowing users to click once and claim their earned
interest whilst re-freezing the capital sum along with the earned interest
Unfreezing after the minimum 7-day period mints back the principal
plus the accumulated interest. These new tokens can then be re-frozen
starting a new 7-day lock
HOW IS FREEZING INTEREST CALCULATED?
Freezing HEX Money (HXY) rewards token freezers with a 36.5% per
year which is 10x interest rate of HEX staking.
Upon freezing, the displayed interest is the expected HXY you are
guaranteed to earn after 7 days from your most recent freeze.
Everyday after the minimum freeze time of 7 days, you'll see your
interest earned increase calculated at the rate below.
YOUR FROZEN HXY BALANCE / 1000 X DAYS FROZEN
UNDERSTANDING THE INTEREST & THE
FREEZING FUNCTION

15. hex.business
Frozen HXY interest is calculated as follows ;
• Amount of HXY to unfreeze divided by 1000 times the number of
days Frozen.
• HXY rewards are paid out at the time of calling the unfreeze
function.
• Minimum freeze period 7 days (locked in)
If you freeze any extra hex before 7 days (try to micro compound
without actually playing or using the D/apps) you lose the original
interest and the minimum freeze period restarts. If you freeze new
funds anytime after the 7 day min, your entire currently frozen tokens +
interest are returned in the same transaction your new freeze starts.
This is intended to encourage people to freeze bigger amounts for
longer in one go.
HXY Freezing Formulas
Frozen HXY is the
key determinant for
daily dividends in the
hex money economy
An automatic 30 day freeze
period is applied to free
HXY gained through using
Dapps
Your proportion of the total frozen
stake pool determines your
proportion of the daily dividend pool
Minimum Seven Days
freeze requirement on Entry
exists

16. hex.business
HXY holders have the option to freeze their HXY to earn more hex
money whilst at the same time earning dividends paid in HEX.
Hex Money can be purchased through our own live Transform Lounge
hosted at hex.business or through Uniswap with the added liquidity
ETH/HEX.
20% of the ETH and HEX income from HXY money sales will be fed
directly into the HEX AA Lobby via the HEX Mobile app using the
hextra.win referral link. The referral HEX generated will then go towards
backing the HEX Lotto Tickets and be directed to the Treasury address
of that Dapp.
5% of incoming HEX will be sent to Uniswap as liquidity for HEX
Money.
90% of HEX from transformers is used to pay holders of HXY who
continue to freeze.
Loyal participants of the hex.business future ecosystem will be able to
exchange HXY for actual shares/splits in the treasury of new platforms.
HXY in future will also become a dividend paying Token in a lossless
Casino smart contract that sits on the 4th layer of the hex money
ecosystem.
HXY Compounding Properties
.
.
Users could then add this to the second wallet address before
freezing it in order to continue earning dividends. All daily
dividends from this can now be transferred to wallet address 1
and transformed into HXY and Frozen again. After another seven
days the capital and interest from wallet address 2 can be
released and sent to address 1 to be frozen on top of balance
held there
In this way interest in the form of HEX dividends
compounds every day whilst Interest
in the form of HXY can be re-invested every 7
days for further compounding.
When a user receives their daily HEX dividends these can be transferred to a second wallet address
and from there be transformed into HXY and frozen. This means the original sum can remain frozen
and then unfrozen after 7 days which releases the original HXY plus interest accrued and this will
appear in the wallet address where it was before freezing.
All frozen HXY also attracts interest, which is paid in HXY. This becomes available to the user after the original HXY
has remained frozen for a full 7 Days, however it should be remembered that when new HXY is frozen on top of the
original sum before the end of the 7 day freeze period a new 7 day freeze period is triggered. In order to maximise
the full potential of both dividend and interest payments a simple strategy of holding at least two wallet addresses
can be employed as follows.
.
When HXY is frozen it attracts dividends, which are paid directly to the user’s wallet on a daily basis. Those
dividends are immediately availably to be transformed into more HXY, which can then be frozen on top of the
principal sum. This then attracts interest paid on the principal + interest earned to date. As this process can
be repeated daily, users capital can grow exponentially.

17. hex.business
The Ethereum network is currently limited in throughput because it has an average
block time of 17 seconds (potentially up to 30 seconds). Future updates to Ethereum
aim to improve block times to 3 seconds 18 (Casper) and allow transfers within
milliseconds19 (Raiden). Both of these updates are planned for 2020.
When the transaction is accepted by the user and created on the blockchain, the
wallet will call the Trusted Platform API with the transaction to watch. The game or
website can then be updated immediately with a placeholder item or non-tradeable
version of the asset until enough confirmations are reached to allow full ownership of
the item. In the case of in-game currencies, the user's balance would immediately
update in the game but any unconfirmed portions would be locked from spending until
the appropriate number of confirmations are reached on the blockchain.
We will deploy Hex Money as ERC20 tokens21 on the Ethereum network. Ethereum
is the most popular and widely supported smart contract blockchain, with a huge
development community and robust language support. It I also the platform that HEX
was launched on. We believe it has a strong future in DEFI and in creating the new
decentralized internet for banking
The existing automation system on the HEX Business Platform can deliver reward
coins to user addresses based on powerful combinations of conditions and triggers.
Various other Dapps can also leverage this reward system and can be setup for user
participation on other associated website.
Technical Considerations
Ethereum
HEX Money Smart
Contract
HEX Code
4th Layer Dapps

18. ActivitiesThe following graphic serves not as a road map but rather a summary
of the activities either now built or being discussed in the telegram
community chat groups.

19. hex.business

20. hex.business
Audit Results

21. hex.business

22. hex.business

23. hex.business

24. hex.business

25. hex.business
Participants authorise & send Ethereum held in a wallet
to a smart contract by means of a QR code on the
hexmobile app or by using the hex.business Dapp.
hex.business is an ecosystem built entirely around HEX, an ERC20 Token based on
the Ethereum blockchain. HEX is similar to a certificate of deposit that traditional
banks have issued for many years. hex.business has built an entire ecosystem
around HEX with the sole intention of increasing our users position size in HEX.
When depositing HEX into any of the DApps in the hex.business ecosystem our
loyal user base will earn another ERC20 Token called HEX Money (HXY).
ETHEREU
M
PROOF OF WORK
education & adoption loyalty & rewards defi & entertainment
HEX
TOKEN
PROOF OF STAKE
the HEX code allows up to 30% extra HEX to be
minted in the onboarding process in comparison
to anyone who uses no referral links at all.
investing through any of the hex.business
Dapps with the appropriate gas fees paid fires
transactions across all three of the following
platforms.
HEX
MONEY
ED, REWARDS & DEFI
Deposits completed through hex.business Dapp or hexmobile Appare deliberately routed through the HEX Adoption Amplifier in order
to best support the project .
hex.business users automatically set in play the minting of
their own HXY coin regardless of wether they intend to
use this reward in the future. The HXY token is
automatically produced at a pegged rate in relation to the
underlying HEX token. # see the white paper for the hard
coded increases and additional detail.
HXY loyalty rewards are similar to airline miles in that:
1.in the first instance they are earned in recognition of
the support of the business.
2. top ups of the loyalty currency can be purchased to be
realised in parallel offerings.
3. some may earn the reward and blissfully do nothing
with it for some time before realising the value of it.
Existing holders of HEX have the ability to
atomic swap to HXY from within the Dapp
‘Freezing’ ones HXY tokens is just one of the
ways of utilising the loyalty token with
dividends paid daily. Dividends adjust
according to amount transformed and frozen
Entering the Adoption Amplifier does not
return the same rate for all participants. Up to
30% additional HEX is available in the code and
can be minted if claimed maximally
hex rewards hex factorieshex card
‘Some of the existing or in build smart contracts below that
either utilise the HXY token or return loyalty rewards as a
result of utilising the smart contract. All designed to create an
ongoing and consistent rotation between HEX and HXY.
hex pools hex credit
Non
Referre
d Rate
hex.business ensures the maximum
amount possible is claimed and
returns a mintable rate 30%
above someone who went
referral bonus while
the balance is used
to support and
develop the
hex.business
ecosystem.
Self
in direct. 10% is paid as a
Statistic Site Referrers
You Tube & Other Referrers
35% TRANSFORM
S
30% INTERES
T
25% MINTIN
G
10% REFERRAL
S
‘Community voting has played a big
part in the allocation of the early DEFI
deposits. This will cease when the final
decentralised contract is locked.
Scheduled to occur at the end of phase
one or the $1M transform flag.
education & onboarding
loyalty & rewards
decentralised finance & entertainment
A series of HEX smart
contracts that provide
the ability to gain
extra margin and
rewards without
jeopardising the initial
investment.
Rocket Lotto
HEX
BET
Bigger pays better in
the HEX contract so the
use of the hex.business
pools smart contract to
combine with others
safely in a
decentralised manner
and earn higher returns
for doing so
hex.credit is a defi
lending platform for
HEX where
participants get to
provide either HEX or
ETH as collateral for
withdrawals &
payments in FIAT.
Referrer
H
V2 of the HXY contract will remove the
need for the final few hex.business
transactions still completed by running
a script. The two stage approach
allowed early participants to put their
own mark on the design before the
code was locked for time infinitum.
tokenomics
Total Supply: 60 Million
Initial HEX to HXY peg: 1000/1
Freeze Interest rate PA: 36.5%
Initial Supply 6,000,000
10% of HEX Money transforms are
distributed to those who freeze HXY.
HXY will be distributed over 10 rounds .
Each round consisting of 4.8 million
retains a HEX stable peg but goes up by
100o hex per round
90% of transformed HEX available for
dividends
Release: 600k twice yearly. 10% of locked
The tokenomics have been
designed to support all three of
our priorities:
encourage adoption
reward participants
increase stickiness
HXY rewards are
produced on the basis of
the triggering of any
hex.business smart
contract.
HXY is produced and sent
to the ETH address on the
basis of freezing,
transforming or minting.
May 2020
hex.credit is a defi lending
platform for HEX where
participants can get 1-6 month
HEX loans. Interest is paid in
HEX for ETH providers. Zero
fees for ETH providers.
With all but a few lines left to code
and lock away in the final iteration of
the contract the hex business
leadership focus shifts to:
Legals
Final Audits
Education
hex.busines
s
HEX
STABLE
WEBSITEHEXAUDITS
APK LIVE IOS & GOOGLE
PLAY
HEX
TANGEM CARD
HEX CREDIT
TTO STAKE
Development