Sergey Sander, director of the Swiss company The Leading Properties of the World presents an individual approach to investments in real estate — Heritage Investments

1. Heritage Investments
in real estate

2. Sergey Sander,
director of the Swiss
company The Leading
Properties of the World
presents an individual
approach to investments
in real estate —
Heritage Investments

3. I’m not
an investment guru

4. I work
in real estate

5. Namely investment
real estate

6. What does
an investor want?
I think I know
the answer
to this question

7. Guaranteed
passive income
!

8. Preferably
for as long
as possible
!
!

9. In your
desired location
!
!

10. To be able to care
for loved ones
!

11. To challenge
yourself
!
!

12. To leave something
to posterity
!

13. To avoid
uncomfortable
situations
!

14. Did I miss
something?
!

15. All of us are concerned
with the same question:
“Where to invest?”

16. Source: Wealth Report 2012
Russians are No.1
in the luxury real estate
investments.
People from Hongkong,
China, Great Britain,
Germany, Switzerland,
France and Singapore
also invest in luxury
real estate.

17. Some believe
in gold

18. Some believe
in start-ups
!

19. Whilst others go
for expansion
!

20. But you
never know

21. Not all real estate
has value
!
!

22. The price of shares
and gold tend to fall
!
!
!

23. According
to research
90% of start-ups
go bust
in the first year
!
!
!

24. Sometimes
you can’t understand
how to run a business
without the owner
!
!
!

25. And on top of that
banking secrecy
is on the way out,
and then taxes,
and global fight
against offshore havens
and money laundering
!

26. Sometimes
banks collapse
and investments
disappear

27. Do you really want
to reinvent the wheel?

28. Photo source: retireloaded.com
Robert Kijosaki, the
author of the bestseller
Rich daddy poor daddy
has relied on a passive
income by investing
in the real estate

29. Photo source: nymag.com
Warren Buffett
is famous for his
criticism of investment
in gold and other
commodities

30. Photo source: retireloaded.com
Donald Trump
is a living proof that
the majority of fortunes
are made in real estate

31. I know what kind
of real estate will
help you save
and multiply your
assets for the benefit
of next generations

35. Invest in real estate
in TOP-cities well known
for their living standards,
investment appeal and
a cultural heritage

36. I call this approach
Heritage Investments

37. Source: PWC, Emerging Trends
in Real Estate (Europe, 2013)
TOP 10 Cities for real
estate investment:
Munich, Berlin, London,
Istanbul, Hamburg,
Paris, Zurich, Stockholm,
Moscow, Warsaw

38. A sharp
population growth
!

39. Global appeal
!
!

40. Economic activity
!
!
!

41. Do you think it’s enough
for the city you invest in
to be beautiful?
!
!
!
!

42. Or to have beautiful
countryside around?
!
!
!
!
!

43. Always add value

44. Once there was
Serviced apartments
in Munich, Germany

45. And now
Serviced apartments
in Munich, Germany

46. Once there was
Pembroke House,
Campsbourne Road,
London

47. And now
Pembroke House,
Campsbourne Road,
London

48. Once there was
Greenberry House,
78 Adelaide Road,
London

49. And now
Greenberry House,
78 Adelaide Road,
London

50. I’m definitely
not the first one
to think of it
!

51. Marcus Crassus
began investing
in real estate
in Ancient Rome
!
!

52. And throughout time
wealthy people opted
for investment
in real estate
!
!
!

53. Investing in Heritage
is the Perpetuum Mobile
of passive income
!
!
!
!

54. But you have
competitors
!
!
!
!
!

55. Institutional investors:
banks, funds, REITs
and billions of
investments
!
!
!
!
!

56. There are few decent
offers on the market

57. How do you generate
income from your
property investments
in these conditions?
!

58. I believe in three
simple rules of success
in Heritage Investments

59. 1
Direct ownership
of an investment
property

60. 2
Benefit from
leading global banks
and historically low
interest rates to acquire
property allowing
to increase returns
on your investments

61. 3
No to expensive
investment management
structures like funds
and REITs, minimize
management expenses
!

62. All this puts the profit
into your piggy bank
and not into
somebody else’s
!
!

63. Seven extra benefits
of Нeritage Investments
!
!

64. 1
Нeritage means
confidentiality

65. One Hyde Park
doesn’t disclose
the identity
of the owners

66. In many countries
information from
the land registry
is closed
!

67. 2
Нeritage gives you
a possibility to receive
official income
in any country
of the world and
to sleep well

68. 3
Нeritage is a tool
for managing inheritance
and handing over
the capital to coming
generations

69. 4
Heritage is an ideal
possibility for teaching
and involving the
children in managing
family assets

70. 5
Нeritage is a basis
for obtaining residency
or dual citizenship

71. 6
Нeritage is a lift
for your social status

72. 7
Heritage is something
to be remembered by

73. How much would
your Heritage cost?
!
!

74. € 200,000
for an apartment?
!
!
!

75. Or € 80 mln
for the whole project?
!
!
!
!

76. The most important
secret of Heritage
allowing you to become
an owner of the best
properties in the world
!

77. Is co-ownership
!
!

78. The system
of co-ownership
works faultlessly
in many countries,
like Swiss watches
!
!

79. GREENBERRY
6,556,115 23 %
9 APARTMENTS
HOUSE 680,000–1,535,000 GBP
78 ADELAIDE RD,
NW3 3PX LONDON
PROJECT COSTS, GBP
PROJECT YIELD
COMPLETION DATE
DEVELOPMENT PERIOD
Completed development comprising of nine apartments
some of them duplexes with private gardens situated
in a prestigious residential area close to two tube
stations Chalk Farm and Swiss Cottage. Primrose Hill,
Belsize Park and Camden are
a walking distance away.
AREA (SQ.M.)
NUMBER OF APARTMENTS
AUGUST 2013
25 MONTHS
1,051
9
PURCHASE COSTS, GBP
ASKING PRICE
PRICE PER SQ.M.
STAMP DUTY (5%)
3,650,000
3,473
182,500
AGENCIE’S FEES (2%)
87,600
LEGAL FEES
15,600
TOTAL PURCHASE COSTS
PRICE PER SQ.M.
3,935,700
3,745
CONSTRUCTION COSTS, GBP
2,620,415
TOTAL COSTS BEFORE COMPLETION
6,556,115
GROSS DEVELOPMENT VALUЕ, GBP
9,411,650
PRICE FOR SQ.M.
NET PROFIT
DEVELOPMENT FEES (20% OF PROFIT )
INVESTMENT YIELD, %
9,500
1,959,381
400,000
23

80. STUDIOMUC
SERVICE APARTMENTS
IN MUNICH-SCHWABING
Studiomic is the fifth apartment building in central Munich by a well-known
developer Schimpel & Winter Immobiliengruppe. This project takes the famous
type of Studiosus Appartments into a prestigious location designed
to question the typical image of business people.
21,4 %
YIELD FROM INVESTED CAPITAL
EXAMPLE
AREA (SQ.M.)
NUMBER OF ROOMS
22
1
PRICE, EUR
PRICE
PURCHASE COSTS (5%)
TOTAL PURCHASE COSTS
194,000
9,700
203,700
FUNDING, EUR
INVESTMENT CAPITAL (20%)
40,740
MORTGAGE 1, WFK 30 YEARS (1.8%)
50,000
MORTGAGE 2 (3%)
112,960
MONTHLY INSTALLMENT MORTGAGE 1
183
MONTHLY INSTALLMENT MORTGAGE 2
377
TOTAL INSTALLMENTS ANNUALLY
6,718
YIELD
YIELD FROM RENT, EURO/YEAR
(AFTER MAINTENANCE COSTS DEDUCTION)
YIELD BEFORE TAX DEDUCTION
AND MORTGAGE INSTALLMENTS PAID, %
YIELD FROM INVESTED CAPITAL, %
40,740
4.5
21.4

81. LIVING108
EXCLUSIVE APARTMENTS
IN BERLIN-MITTE
Residence Living 108 is situated in Chausseestrasse street, which is the extension
of the famous Friedrichstrasse in the very heart of Berlin, 10 minutes away
from Brandenburg Gate and Alexanderplatz. 128 apartments have high quality
materials and offer unique standard of living. Modern open architecture blends
in with the creative landscape design, cosy patios and private fitness centre.
4,2 %
100% OCCUPANCY YIELD
500,000 EUR INVESTMENT OPPORTUNITY
APARTMENT 1 AREA (SQ.M.)
APARTMENT 1 NUMBER OF BEDROOMS
APARTMENT 2 AREA (SQ.M.)
APARTMENT 2 NUMBER OF BEDROOMS
49
1
59
1
PRICE, EUR
APARTMENT 1
223,900
APARTMENT 2
269,800
PARKING LOT
35,000
STAMP DUTY (5%)
26,435
NOTARY FEES AND LAND REGISTRATION COSTS (1,5%)
7,930
LAWYER FEES
5,000
AGENCY FEE (5.95%)
31,458
FURNISHING OF THE APARTMENTS
30,000
TOTAL SELLING COSTS
565,783
EXPECTED MONTHLY YIELD, EUR
APARTMENT 1
1,030
APARTMENT 2 (INCL A PARKING LOT )
1,270
TOTAL MONTHLY YIELD
2,300
ANNUAL YIELD,%
4.2

82. Make your choice
whether to invest
€ 100,000
in an apartment
in Bulgaria, Greece
or Spain

83. Or in one of the best
investment properties
in Germany, Switzerland
or Great Britain

84. You decide.
Remember to think twice

85. Tricky questions

86. What are the
guarantees that my
investment is safe?

87. Direct ownership
of investment properties.
All transactions
are carried out only
under the supervision
of the notary or leading
lawyers

88. Institute of land registry
and the protection
of private property
guaranteed by the state

89. I only take a fee
for this service

90. What’s wrong
with a holidays house?

91. We can always
assist you to buy
the best apartment,
house, villa, chalet
in any country

92. Just remember that
residential property
is a pleasant possession
but not an asset
and you always have
maintenance costs

93. Therefore it makes
sense to invest
a part of your wealth
in Нeritage

94. Is it in vogue?
Forget everything else
and grab Heritage?

95. Нeritage —
оne of the oldest
and most reliable
ways to invest

96. Keep money
in Swiss banks,
invest in various
financial products,
develop your own
business

97. And invest part
of the capital
in Нeritage

98. Have you already
made the decision
to invest in Heritage?

99. Contact me today
to discuss your strategy
in Heritage Investments
Sergey Sander
Phone number +41 21 966 03 03
Phone number +41 79 841 92 62
sergey.sander@leadingproperties.com
www.leadingproperties.com

100. Talk to your relatives, friends, partners
or clients about investing in Heritage.
Send them the link to this presentation