1) Icelandic competition riders must wear helmets by law, while riders over 18 can choose whether to wear a helmet or not. Insurance may not cover accidents if an adult rider chooses not to wear a helmet. 2) Two young girls in Ontario died in recent years from head injuries after falling from horses while not wearing helmets. Experts recommend helmets certified for equestrian use by ASTM/SEI in order to provide proper protection. 3) While helmet use is a personal choice for adults, the equestrian industry should promote helmet use for all to set a good example and safety standard, as tradition alone keeps outdated practices in place.