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Healthy Business Group

The document introduces a partnership between Healthy Business Group (HBG) and the recipient to expand benefit solutions for employers. Key points include: - HBG aims to explore a partnership that provides innovative virtual solutions to employers through a single platform, with the goals of reducing costs, improving outcomes, and increasing employee engagement. - HBG's platform would provide various virtual solutions such as telemedicine, chronic disease management, and emotional wellness programs, with centralized implementation, reporting and client support. - Benefits of partnering with HBG include access to proven solutions, high-volume pricing, simplified delivery, and expert client support to help employers meet demands and control costs.

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WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D I N T R O D U C T I O N T O : W i n t e r 2 0 2 0
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D TODAY’S OBJECTIVE Explore a partnership that expands your benefit solutions to meet employer demands and grow your market share. 2
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D a g r e e t h a t w i l l h a v e a s i g n i f i c a n t . 1 63% 1National Business Group on Health. 2020 Large Employers’ Health Care Strategy and Plan Design Survey. August 2019. Available at: https://www.businessgrouphealth.org/benchmarking/survey-reports/2020-report/ 3 LARGE EMPLOYERS PROJECTED DEPLOYMENT VIRTUAL SOLUTIONS BY 2022 Telemedicine Emotional Wellbeing & Resiliency Weight Management Diabetes Care Management Health & Lifestyle Coaching Medical Decision Support Prenatal Care
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D Service? Delivery? Employee engagement? Financial and clinical outcomes? A new company every day. Is the solution proven? Does the company deliver on its promise? Efficient implementation? Easy effective employee communications? Data integration with carriers? 4 EMPLOYERS EXPECT SOLUTIONS TO DELIVER VALUE
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D THE HBG SOLUTION AGENDA TODAY’S DISCUSSION 5 NEXT STEPS PLATFORM NAVIGATION WHY HBG?
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D HBG achieves high-volume pricing on behalf of our full book of business. We partner to deliver employer process and pricing that scales with your business HBG simplifies delivery of disparate solutions on one platform to optimize employee engagement HBG leads efficient implementations of multiple solutions, with one-time data integration; designated client service to bring expertise to your employers HBG brings solutions down-market to make best-in-class solutions available to employers P L AT F O R M N AV I G AT I O N S O L U T I O N S PAR T N E R S C AL E & F L E X I B I L I T Y E X P E R T C L I E N T S U P P O R T 6 A SINGLE PARTNER FOR ALL INNOVATIVE, VIRTUAL SOLUTIONS
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D H EA LTH Y LIVIN G C A R EGIVIN G EMOTION A L H EA LTH 7 AN ARRAY OF INNOVATIVE, VIRTUAL SOLUTIONS IN ONE CONTRACT TELEMED IC IN E FIN A N C IA L H EA LTH SEC ON D OPIN ION & D EC ISION SU PPOR T CARE ADVOCACY & C OST TR A N SPA R EN C Y C H R ON IC D ISEA SE MA N A GEMEN T
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D Our Health Innovation Team evaluates and tests innovative solutions so that you don’t have to, demonstrating:  Proven employee engagement  Expected outcomes  Affordability and VOI Through the partnership with HBG, Channel Partners experience:  Innovation to controls claims cost  Improved client persistency  Consistent service and reporting Vic e Pr es ident, Oper ations T h i r d P a r t y A d m i n i s t r a t o r 8 “Working with HBG eliminates a lot of the pain we’ve been feeling while providing the desired end-benefit to employers.”
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D Our Health Innovation Team seeks the best in class innovations proven to achieve results so you can meet employers’ demands with confidence. Identifying the truly disruptive solutions early, our Health Innovations Team can test solutions for you to leverage a competitive advantage. Our Health Innovation Team is responsible for uncovering unique offerings that serve employers’ unmet needs. A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart. I am alone, and feel the charm of existence in this spot, which was created for the bliss of souls like mine. I am so happy 2017 OUR HEALTH INNOVATION TEAM TARGETS THE BEST SOLUTIONS INNOVATIVE DISRUPTIVE UNIQUE 9
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D C O M P L I AN C E O U T C O M E S Do they have the appropriate insurance types and levels in place? Are they HIPAA- compliant (PHI, PII, BAA’s etc.)? Can the solution produce consistent and transparent data? Can they provide measurable engagement data and ROI? Does the solution deliver consistent and desired results to the employers? Does it satisfy employer needs and exceed market standards? Does the solution have the short- and long-term funding necessary for partnership? Do they have the appropriate leadership in place? F I N AC I AL S TAB I L I T Y R E P O R T I N G OUR HEALTH INNOVATION TEAM ASSURES SUSTAINABLE SERVICE 10
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D A designated Client Service Manager will serve as subject matter expert on your team to align employers with the right solutions. OUR CLIENT SERVICE TEAM HELPS SUPPORT EMPLOYERS Our easy-to-use employee communications templates incorporate best practices and drive employee activation into solutions. We have configured employer implementation to reduce the burden on your team and your employers. You’ll only need one eligibility feed for all solutions. HBG consolidates program enrollment and outcomes reports from all solutions to deliver consistent, clear and concise program reports. 11
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D Average savings per user for ER redirection$1,572 Average annual savings per employee intervention$1,800 Average employee savings via healthcare navigation$1,148 Average savings with a second opinion THE PARTNER VALUE Michele Butman Aetna, Senior Vic e Pr es ident - N Y/N J OUR SOLUTIONS CONTAIN HEALTH COSTS AND BRING VALUE TO YOU 12 “HBG’s approach to fostering employee engagement will further serve to strengthen the customer experience. Together, we will deliver a customer-centric health care experience for our members and their families.” $5,300
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 13 EMPLOYEE NAVIGATION HUB  Client-level customization of resources  Accessible via web or optimized mobile experience  Enhanced wellness benefits all in one location  Real-time updates as new solutions are introduced
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D EMPLOYEE NAVIGATION+ HUB  Navigation Hub  Dedicated Clinical Navigator  Clinical Care Coordination  Provider Search  Price Transparency  Quality Ratings  Benefits Integrator & Insurance Profile  Medical Bills Assistance & Issue Resolution  Clinical Advocacy  Targeted Messages to Employees August 31, 2019 ONE PLATFORM TO STEER MEMBERS TO THE RIGHT PLACE, AT THE RIGHT TIME, AND AT THE RIGHT PRICE 14
LET HBG TAKE THE WORK OUT OF ALIGNING VIRTUAL SOLUTIONS TO YOUR EMPLOYERS’ NEEDS One vendor contract One point of contact for support and service Diverse and flexible offerings to attract and retain employers Financial savings Clinical outcomes Employee engagement 15
☐ Solutions Deep Dive ☐ Pricing ☐ Onsite Meeting 16
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D Founded in 2009, Healthy Business Group enables Channel Partners with the unique ability to bring an array of innovative and proven healthcare services down-market through strategic partnerships. HBG delivers solutions that reduce the total cost of care, provide a valued, engaging employee experience, and allow employer-specific configuration. (646) 275-4440 Call or Text Me t.morrissey@hbgnow.co m Email 17
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D TOM MOR R ISSEY C EO A 30-year expert in the Healthcare and Wellness sector dedicated to reducing employers’ health care costs. . Leader in using metrics-based solutions to analyze and provide targeted solutions to provide sustainable health care cost controls for companies. A R T H OWA R D PR ESID EN T A veteran in the Healthcare and Wellness sector concentrated on helping employers reduce their healthcare costs while improving the wellness of their employees. Experienced in using proven metrics to assist companies to gain a total health risk summary for its employees. R ON ELLE LIC H MA N D IR EC TOR , H EALTH IN N OVATION Respected professional accomplished at managing long-term client relationships; driver of enhanced profitability and persistency by leading teams to exceed client needs and expectations. B R IA N SC OPIN IC H D IR EC TOR , TEC H N OLOGY A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart. I am alone, and feel the charm of existence in this spot, which was created for the bliss of souls like mine. I am so happy, my dear friend. JA SON H A N SEN C OO Jason is passionate about closing gaps in the lack of healthcare programs available to mid-market companies due to their size and budgets. Prior to joining HBG, Jason was a management consultant within Deloitte's Strategy and Operations practice.. 18
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 19 OUR APPROACH PROVIDES FLEXIBILITY TO ALIGN WITH YOUR BUSINESS BUNDLED PRICING  A flat PEPM for an offering of a bundle of solutions to all clients based on the size of your book of business  Each employer can pick specific solutions  Easy to sell  Offers flexibility NAVIGATION VALUE- BASED  Employee Navigation Hub is offered to every client at a low PEPM rate.  Each employer can pick specific solutions to offer  Each solution is priced on a per case rate. NAVIGATION + VALUE-BASED  Employee Navigation+ Hub is offered to every client at a $xx.xx PEPM rate. Includes:  Advocacy, Price Transparency,  Data Analytics  Telemedicine ($0 Copay)  Each employer can pick specific solutions to offer  Each solution is priced on a per case rate
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D EMPLOYEE NAVIGATION HUB  Client-level customization of resources  Accessible via web or optimized mobile experience  Enhanced wellness benefits all in one location  Real-time updates as new solutions are introduced August 31, 2019 20
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D EMPLOYEE NAVIGATION+ HUB  Navigation Hub  Dedicated Clinical Navigator  Clinical Care Coordination  Provider Search  Price Transparency  Quality Ratings  Benefits Integrator & Insurance Profile  Medical Bills Assistance & Issue Resolution  Clinical Advocacy  Targeted Messages to Employees August 31, 2019 ONE PLATFORM TO STEER MEMBERS TO THE RIGHT PLACE, AT THE RIGHT TIME, AND AT THE RIGHT PRICE 21
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 22 Caregiving and complex healthcare coordination Diabetes prevention program & metabolic syndrome reversal Telehealth Healthcare advocacyPersonalized fitness Speech therapy Chronic Disease Management 22 Healthcare navigation & advocacy Activity tracker Expert decision support and second opinions Child developmentMaternity Support Behavioral health Financial Wellness Healthcare advocacy
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 23 Activity tracker Caregiving and complex healthcare coordination Diabetes prevention program & metabolic syndrome reversal Expert decision support and second opinions Telemedicine Healthcare concierge Personalized fitness Child development Speech therapy Mental Health 23 Health Advocacy (Rightway) Emotional Support
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 2ND.MD 24  Unlimited second opinions  Consults savings: $5,300 – available in 3-4 days  No Claims cost by employee or insurance carrier  No geographic barriers to elite specialists  120+ sub specialties Expert video consultations No matter where you are, speak with one of our specialists via video at $0 per consult
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 25 FINANCIAL WELLNESS BRIGHTDIME Empowering through education A real-time 360 degree view of your holistic financial picture  Improve spending habits, set budgets, and tackle debt reduction  Keep track of everything: 401k, HSA/FSA, bank account, mortgage, brokerage account, and more.  Set goals and track progress to keep moving towards financial security
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 26 CLEO The solution for working parents A worldwide network of practitioners supports families through their lifecycle  Preconception and fertility  Pregnancy: from bump to baby  Support for parents with kids 1-5 years old  Adoption and surrogacy support  Return to work coaching
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 27 COGNOA  Clinical developmental assessment is the fastest way to get reliable answers about your child’s development  Personalized recommendations based on your child’s unique needs  Expert advice through Ask Cognoa  Early Intervention can identify signs of developmental delays, including autism, as early as 18 months Child developmental screening Clinically-validated and trusted by 300,000 families
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 28 HEALTHCARE ADVOCACY COMPASS Dedicated patient advocate Smart recommendations and in-the- moment benefit guidance  Compare cost by facility  Unbiased doctor recommendations  Hospital cost and quality  Bill reconciliation  Answers about your benefits
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 29 FITBIT  HBG and Fitbit partnership to offer exclusive member discounts  Track exercise, food, weight, and sleep for real time data and progress  Members join GetFit Community  Corporate challenge sponsorship Lead healthier, more active lives Exclusive discounts to the #1 wearable brand globally
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 30 BEHAVIORAL HEALTH GINGER Personalized care for every individual On demand access to behavioral health coaching, therapy, and psychiatry  Behavioral health coaching: One-on-one, human-to-human text-based coaching within seconds  Therapy & psychiatry: One-on-one, human-to-human video sessions within days  Self-led guides & assessments: Curated care resources and exercises recommended by your coach
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 31 GR8 SPEECH  Alternative to the traditional speech service model for both adults and children  Unlimited therapy sessions - $30 copay per session  Access from anywhere – minimizes missed sessions and conflicts  No geographical limitations Video conferencing technology Provides live, on-on-one, interactive speech therapy services worldwide
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 32 MDLIVE  Speak to a doctor 24/7/365  $0 and $25 consult fee options  Prescriptions will be sent instantly to your pharmacy choice  No claim incurred by the member or insurance carrier  Behavioral health and dermatology Virtual care, anywhere 24/7/365 access to board-certified doctors, therapists and dermatologists
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 33 NATURALLY SLIM  Foundations®: 10 weeks of weekly 1 hour online classes  NS4You™: 14 weeks bi-weekly lessons to reinforce new habits  NS4Life™: 6 months of monthly lessons to keep the weight off  A dashboard of tools to monitor progress and learn new skills Lose weight, not pleasure Lose weight by changing how you eat instead of what you eat.
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 34 FITNESS PEERFIT  Fitness Freedom – access to a variety of classes and studios for all fitness levels: HIIT, Boot Camps, Yoga, Pilates, Cycling & more  Employees use monthly credits to discover new classes and workouts  Stream online classes through FORTË – when your at home or on the go  Personalized dashboard to schedule classes, invite co-workers, or save favorite studios Redefining wellness in the workplace A flexible fitness solution that’s easy to use, easy to manage and easy to enjoy
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 35 RIGHTWAY HEALTHCARE  Curated doctor recommendations  Care plans and coordination  Bill explanations and resolutions  Prescription Price Comparisons  Appointment Scheduling Your dedicated patient navigator Single point of access for all things healthcare
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 36 LIVONGO Management for chronic conditions Empowering people to live better and healthier lives  Diabetes: Connected blood glucose meter, test strips, personalized insights, 24/7 expert support  Weight management: Connected smart scale, automatic weight and steps tracking, healthy habits challenges and coaching  Hypertension: Connected blood pressure monitor, personalized insights, shareable reports  Behavioral health: Support for depression, anxiety, stress, sleep and more
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 37 TOUCHCARE Reassuring, Resourceful, Reliable. Engaging technology with empathetic humans to deliver a better experience  Directs members to high quality, low-cost options  Reviews and negotiates bills  Proprietary provider and facility assessments  Open enrollment support
WWW.HBGNOW.COM P R O P R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 38 WELLTHY  Wellthy delivers ongoing guidance and always-on assistance for complex care  Wellthy can help those caring for chronically ill, disabled, aging, depressed, anxious, mental health, and those who are struggling with addiction or substance abuse  Common Wellthy tasks include: scheduling appointments, refilling prescriptions, vetting in-home aides, contesting insurance bills, and more 1 in 5 adult workers are caregiving Each caregiver costs a company $2,000 per year in lost productivity (AARP)

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Healthy Business Group

  • 1.
    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D I N T R O D U C T I O N T O : W i n t e r 2 0 2 0
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D TODAY’S OBJECTIVE Explore a partnership that expands your benefit solutions to meet employer demands and grow your market share. 2
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D a g r e e t h a t w i l l h a v e a s i g n i f i c a n t . 1 63% 1National Business Group on Health. 2020 Large Employers’ Health Care Strategy and Plan Design Survey. August 2019. Available at: https://www.businessgrouphealth.org/benchmarking/survey-reports/2020-report/ 3 LARGE EMPLOYERS PROJECTED DEPLOYMENT VIRTUAL SOLUTIONS BY 2022 Telemedicine Emotional Wellbeing & Resiliency Weight Management Diabetes Care Management Health & Lifestyle Coaching Medical Decision Support Prenatal Care
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D Service? Delivery? Employee engagement? Financial and clinical outcomes? A new company every day. Is the solution proven? Does the company deliver on its promise? Efficient implementation? Easy effective employee communications? Data integration with carriers? 4 EMPLOYERS EXPECT SOLUTIONS TO DELIVER VALUE
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D THE HBG SOLUTION AGENDA TODAY’S DISCUSSION 5 NEXT STEPS PLATFORM NAVIGATION WHY HBG?
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D HBG achieves high-volume pricing on behalf of our full book of business. We partner to deliver employer process and pricing that scales with your business HBG simplifies delivery of disparate solutions on one platform to optimize employee engagement HBG leads efficient implementations of multiple solutions, with one-time data integration; designated client service to bring expertise to your employers HBG brings solutions down-market to make best-in-class solutions available to employers P L AT F O R M N AV I G AT I O N S O L U T I O N S PAR T N E R S C AL E & F L E X I B I L I T Y E X P E R T C L I E N T S U P P O R T 6 A SINGLE PARTNER FOR ALL INNOVATIVE, VIRTUAL SOLUTIONS
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D H EA LTH Y LIVIN G C A R EGIVIN G EMOTION A L H EA LTH 7 AN ARRAY OF INNOVATIVE, VIRTUAL SOLUTIONS IN ONE CONTRACT TELEMED IC IN E FIN A N C IA L H EA LTH SEC ON D OPIN ION & D EC ISION SU PPOR T CARE ADVOCACY & C OST TR A N SPA R EN C Y C H R ON IC D ISEA SE MA N A GEMEN T
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D Our Health Innovation Team evaluates and tests innovative solutions so that you don’t have to, demonstrating:  Proven employee engagement  Expected outcomes  Affordability and VOI Through the partnership with HBG, Channel Partners experience:  Innovation to controls claims cost  Improved client persistency  Consistent service and reporting Vic e Pr es ident, Oper ations T h i r d P a r t y A d m i n i s t r a t o r 8 “Working with HBG eliminates a lot of the pain we’ve been feeling while providing the desired end-benefit to employers.”
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D Our Health Innovation Team seeks the best in class innovations proven to achieve results so you can meet employers’ demands with confidence. Identifying the truly disruptive solutions early, our Health Innovations Team can test solutions for you to leverage a competitive advantage. Our Health Innovation Team is responsible for uncovering unique offerings that serve employers’ unmet needs. A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart. I am alone, and feel the charm of existence in this spot, which was created for the bliss of souls like mine. I am so happy 2017 OUR HEALTH INNOVATION TEAM TARGETS THE BEST SOLUTIONS INNOVATIVE DISRUPTIVE UNIQUE 9
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D C O M P L I AN C E O U T C O M E S Do they have the appropriate insurance types and levels in place? Are they HIPAA- compliant (PHI, PII, BAA’s etc.)? Can the solution produce consistent and transparent data? Can they provide measurable engagement data and ROI? Does the solution deliver consistent and desired results to the employers? Does it satisfy employer needs and exceed market standards? Does the solution have the short- and long-term funding necessary for partnership? Do they have the appropriate leadership in place? F I N AC I AL S TAB I L I T Y R E P O R T I N G OUR HEALTH INNOVATION TEAM ASSURES SUSTAINABLE SERVICE 10
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D A designated Client Service Manager will serve as subject matter expert on your team to align employers with the right solutions. OUR CLIENT SERVICE TEAM HELPS SUPPORT EMPLOYERS Our easy-to-use employee communications templates incorporate best practices and drive employee activation into solutions. We have configured employer implementation to reduce the burden on your team and your employers. You’ll only need one eligibility feed for all solutions. HBG consolidates program enrollment and outcomes reports from all solutions to deliver consistent, clear and concise program reports. 11
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D Average savings per user for ER redirection$1,572 Average annual savings per employee intervention$1,800 Average employee savings via healthcare navigation$1,148 Average savings with a second opinion THE PARTNER VALUE Michele Butman Aetna, Senior Vic e Pr es ident - N Y/N J OUR SOLUTIONS CONTAIN HEALTH COSTS AND BRING VALUE TO YOU 12 “HBG’s approach to fostering employee engagement will further serve to strengthen the customer experience. Together, we will deliver a customer-centric health care experience for our members and their families.” $5,300
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 13 EMPLOYEE NAVIGATION HUB  Client-level customization of resources  Accessible via web or optimized mobile experience  Enhanced wellness benefits all in one location  Real-time updates as new solutions are introduced
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D EMPLOYEE NAVIGATION+ HUB  Navigation Hub  Dedicated Clinical Navigator  Clinical Care Coordination  Provider Search  Price Transparency  Quality Ratings  Benefits Integrator & Insurance Profile  Medical Bills Assistance & Issue Resolution  Clinical Advocacy  Targeted Messages to Employees August 31, 2019 ONE PLATFORM TO STEER MEMBERS TO THE RIGHT PLACE, AT THE RIGHT TIME, AND AT THE RIGHT PRICE 14
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    LET HBG TAKETHE WORK OUT OF ALIGNING VIRTUAL SOLUTIONS TO YOUR EMPLOYERS’ NEEDS One vendor contract One point of contact for support and service Diverse and flexible offerings to attract and retain employers Financial savings Clinical outcomes Employee engagement 15
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    ☐ Solutions DeepDive ☐ Pricing ☐ Onsite Meeting 16
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D Founded in 2009, Healthy Business Group enables Channel Partners with the unique ability to bring an array of innovative and proven healthcare services down-market through strategic partnerships. HBG delivers solutions that reduce the total cost of care, provide a valued, engaging employee experience, and allow employer-specific configuration. (646) 275-4440 Call or Text Me t.morrissey@hbgnow.co m Email 17
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D TOM MOR R ISSEY C EO A 30-year expert in the Healthcare and Wellness sector dedicated to reducing employers’ health care costs. . Leader in using metrics-based solutions to analyze and provide targeted solutions to provide sustainable health care cost controls for companies. A R T H OWA R D PR ESID EN T A veteran in the Healthcare and Wellness sector concentrated on helping employers reduce their healthcare costs while improving the wellness of their employees. Experienced in using proven metrics to assist companies to gain a total health risk summary for its employees. R ON ELLE LIC H MA N D IR EC TOR , H EALTH IN N OVATION Respected professional accomplished at managing long-term client relationships; driver of enhanced profitability and persistency by leading teams to exceed client needs and expectations. B R IA N SC OPIN IC H D IR EC TOR , TEC H N OLOGY A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart. I am alone, and feel the charm of existence in this spot, which was created for the bliss of souls like mine. I am so happy, my dear friend. JA SON H A N SEN C OO Jason is passionate about closing gaps in the lack of healthcare programs available to mid-market companies due to their size and budgets. Prior to joining HBG, Jason was a management consultant within Deloitte's Strategy and Operations practice.. 18
  • 19.
    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 19 OUR APPROACH PROVIDES FLEXIBILITY TO ALIGN WITH YOUR BUSINESS BUNDLED PRICING  A flat PEPM for an offering of a bundle of solutions to all clients based on the size of your book of business  Each employer can pick specific solutions  Easy to sell  Offers flexibility NAVIGATION VALUE- BASED  Employee Navigation Hub is offered to every client at a low PEPM rate.  Each employer can pick specific solutions to offer  Each solution is priced on a per case rate. NAVIGATION + VALUE-BASED  Employee Navigation+ Hub is offered to every client at a $xx.xx PEPM rate. Includes:  Advocacy, Price Transparency,  Data Analytics  Telemedicine ($0 Copay)  Each employer can pick specific solutions to offer  Each solution is priced on a per case rate
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D EMPLOYEE NAVIGATION HUB  Client-level customization of resources  Accessible via web or optimized mobile experience  Enhanced wellness benefits all in one location  Real-time updates as new solutions are introduced August 31, 2019 20
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D EMPLOYEE NAVIGATION+ HUB  Navigation Hub  Dedicated Clinical Navigator  Clinical Care Coordination  Provider Search  Price Transparency  Quality Ratings  Benefits Integrator & Insurance Profile  Medical Bills Assistance & Issue Resolution  Clinical Advocacy  Targeted Messages to Employees August 31, 2019 ONE PLATFORM TO STEER MEMBERS TO THE RIGHT PLACE, AT THE RIGHT TIME, AND AT THE RIGHT PRICE 21
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 22 Caregiving and complex healthcare coordination Diabetes prevention program & metabolic syndrome reversal Telehealth Healthcare advocacyPersonalized fitness Speech therapy Chronic Disease Management 22 Healthcare navigation & advocacy Activity tracker Expert decision support and second opinions Child developmentMaternity Support Behavioral health Financial Wellness Healthcare advocacy
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 23 Activity tracker Caregiving and complex healthcare coordination Diabetes prevention program & metabolic syndrome reversal Expert decision support and second opinions Telemedicine Healthcare concierge Personalized fitness Child development Speech therapy Mental Health 23 Health Advocacy (Rightway) Emotional Support
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 2ND.MD 24  Unlimited second opinions  Consults savings: $5,300 – available in 3-4 days  No Claims cost by employee or insurance carrier  No geographic barriers to elite specialists  120+ sub specialties Expert video consultations No matter where you are, speak with one of our specialists via video at $0 per consult
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 25 FINANCIAL WELLNESS BRIGHTDIME Empowering through education A real-time 360 degree view of your holistic financial picture  Improve spending habits, set budgets, and tackle debt reduction  Keep track of everything: 401k, HSA/FSA, bank account, mortgage, brokerage account, and more.  Set goals and track progress to keep moving towards financial security
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 26 CLEO The solution for working parents A worldwide network of practitioners supports families through their lifecycle  Preconception and fertility  Pregnancy: from bump to baby  Support for parents with kids 1-5 years old  Adoption and surrogacy support  Return to work coaching
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 27 COGNOA  Clinical developmental assessment is the fastest way to get reliable answers about your child’s development  Personalized recommendations based on your child’s unique needs  Expert advice through Ask Cognoa  Early Intervention can identify signs of developmental delays, including autism, as early as 18 months Child developmental screening Clinically-validated and trusted by 300,000 families
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 28 HEALTHCARE ADVOCACY COMPASS Dedicated patient advocate Smart recommendations and in-the- moment benefit guidance  Compare cost by facility  Unbiased doctor recommendations  Hospital cost and quality  Bill reconciliation  Answers about your benefits
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 29 FITBIT  HBG and Fitbit partnership to offer exclusive member discounts  Track exercise, food, weight, and sleep for real time data and progress  Members join GetFit Community  Corporate challenge sponsorship Lead healthier, more active lives Exclusive discounts to the #1 wearable brand globally
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 30 BEHAVIORAL HEALTH GINGER Personalized care for every individual On demand access to behavioral health coaching, therapy, and psychiatry  Behavioral health coaching: One-on-one, human-to-human text-based coaching within seconds  Therapy & psychiatry: One-on-one, human-to-human video sessions within days  Self-led guides & assessments: Curated care resources and exercises recommended by your coach
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 31 GR8 SPEECH  Alternative to the traditional speech service model for both adults and children  Unlimited therapy sessions - $30 copay per session  Access from anywhere – minimizes missed sessions and conflicts  No geographical limitations Video conferencing technology Provides live, on-on-one, interactive speech therapy services worldwide
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 32 MDLIVE  Speak to a doctor 24/7/365  $0 and $25 consult fee options  Prescriptions will be sent instantly to your pharmacy choice  No claim incurred by the member or insurance carrier  Behavioral health and dermatology Virtual care, anywhere 24/7/365 access to board-certified doctors, therapists and dermatologists
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 33 NATURALLY SLIM  Foundations®: 10 weeks of weekly 1 hour online classes  NS4You™: 14 weeks bi-weekly lessons to reinforce new habits  NS4Life™: 6 months of monthly lessons to keep the weight off  A dashboard of tools to monitor progress and learn new skills Lose weight, not pleasure Lose weight by changing how you eat instead of what you eat.
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 34 FITNESS PEERFIT  Fitness Freedom – access to a variety of classes and studios for all fitness levels: HIIT, Boot Camps, Yoga, Pilates, Cycling & more  Employees use monthly credits to discover new classes and workouts  Stream online classes through FORTË – when your at home or on the go  Personalized dashboard to schedule classes, invite co-workers, or save favorite studios Redefining wellness in the workplace A flexible fitness solution that’s easy to use, easy to manage and easy to enjoy
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 35 RIGHTWAY HEALTHCARE  Curated doctor recommendations  Care plans and coordination  Bill explanations and resolutions  Prescription Price Comparisons  Appointment Scheduling Your dedicated patient navigator Single point of access for all things healthcare
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 36 LIVONGO Management for chronic conditions Empowering people to live better and healthier lives  Diabetes: Connected blood glucose meter, test strips, personalized insights, 24/7 expert support  Weight management: Connected smart scale, automatic weight and steps tracking, healthy habits challenges and coaching  Hypertension: Connected blood pressure monitor, personalized insights, shareable reports  Behavioral health: Support for depression, anxiety, stress, sleep and more
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 37 TOUCHCARE Reassuring, Resourceful, Reliable. Engaging technology with empathetic humans to deliver a better experience  Directs members to high quality, low-cost options  Reviews and negotiates bills  Proprietary provider and facility assessments  Open enrollment support
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    WWW.HBGNOW.COM P R OP R I E T A R Y & C O N F I D E N T I A L | A L L R I G H T S R E S E R V E D 38 WELLTHY  Wellthy delivers ongoing guidance and always-on assistance for complex care  Wellthy can help those caring for chronically ill, disabled, aging, depressed, anxious, mental health, and those who are struggling with addiction or substance abuse  Common Wellthy tasks include: scheduling appointments, refilling prescriptions, vetting in-home aides, contesting insurance bills, and more 1 in 5 adult workers are caregiving Each caregiver costs a company $2,000 per year in lost productivity (AARP)