Health Care Reform Quiz
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The document contains a health care reform quiz with 8 multiple choice questions covering topics such as who will be covered or not covered under the proposed health care reform bill, sources of funding, restrictions on insurance companies, cost containment measures, and implementation dates. Key points covered include illegal immigrants and those who pay a fine will not be covered, funding will come from taxes and reduced Medicare payments, insurance companies will be prohibited from denying coverage for pre-existing conditions or lifetime limits, cost containment includes reducing readmissions and drug prices, and implementation dates range from 2010 to 2013.
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A health insurance roadmap takes a look at some simple solutions to the complex issues facing health insurance, medicare, medicaid, long term care insurance, and the high cost of health expenses in retirement.
This will work because so much of this is already in place and a lot of the rest would be quick and easy to implement. As in all areas, knowledge is power. Consumers can take control of your insurance portfolio by becoming educated about insurance. Better education and understanding will lead to positive results for consumers and for the insurance industry.
Obama care north carolina
Understanding the ObamaCare North Carolina Health Insurance Plans
As a result of the Affordable Care Act (a.k.a. ObamaCare) the following provisions are now in place for health insurance policies with an effective date January 1, 2014 or after:Individuals cannot be declined for health insurance or charged more due to their health status or gender.
Insurance premiums are based on age, your zip code and tobacco usage.
Coverage limitations or exclusions based on pre-existing conditions are not allowed.
Elimination of annual and lifetime coverage limits.
Prohibition of declining an individual for coverage based on their participation in an approved clinical trial.
Maternity and mental health are included on all policies.
Preventative dental is covered with a $25 copay for members up to age 19. There is also some vision coverage for this age group.
Whether or not your children are students they can stay on your policy until age 26.
Introduction of the Medical Loss Ratio (MLR) which ensures that 80% of the premium dollars paid to the health insurance issuer are spend on providing health care. An insurance company that does not do this must provide rebates to their policyholders
http://www.hisonc.com/obamacare-north-carolina
Acanewrr
The document provides an overview of the Affordable Care Act (ACA) including provisions already in effect and future provisions. It discusses requirements for insurers to spend high percentages of premium dollars on medical services, prescription drug discounts for seniors, and free preventive care for seniors. Upcoming provisions include tax credits for small businesses, increased funding for community health centers, and investments to increase the primary care workforce. The document aims to educate about how the ACA affects individuals and provide resources for further information.
The Future of American Healthcare and ObamaCare
Anticipating a new administration in 2017, what will healthcare in American look like and how will it affect you?
hCentive Health Insurance Exchange Platform
Take advantage of hCentive's deep expertise in the healthcare insurance industry. Browse through or download our white papers to get an in-depth understanding of the industry.
H Presentation1healthcare
The document discusses various aspects of the US healthcare system. It provides an overview of different types of health insurance plans including private insurance, Medicaid, Medicare, SCHIP, TRICARE, VA plans, and IHS. It notes that while healthcare is considered a human right and everyone is eligible, many people remain uninsured due to the high cost of coverage. It also addresses options for those who lose their job, such as COBRA, and provides an example of the medical bills incurred by someone without insurance.
Obamacare in NC
Although the Affordable Care Act has benefited the health insurance consumer in many respects, it has also added to the confusion. This presentation, Given by Wanda Stephens in Raleigh, North Carolina, details some of the many facets to Obamacare in NC.
for more information visit http://www.hisonc.com/obamacare-north-carolina/
Medical insurance
Medical insurance covers unforeseen medical expenses like illness, injury, or accidents. It protects individuals and families in the same way other types of insurance like auto or homeowner's insurance provide protection. Medical costs have risen sharply in recent years. Private health insurance companies offer a variety of medical insurance plans that vary in coverage, costs, benefits, and complexity making it important for consumers to understand the differences between plans. Government programs also provide some forms of medical insurance coverage for specific groups.
Health Care Debate
The document discusses several key issues around women's health insurance and costs in the United States. It notes that more than 17% of women are uninsured, health insurance premiums have increased 119% between 1999-2008, and 3 in 5 women are unable to pay medical bills. Additionally, it discusses rising costs being passed onto employees through higher deductibles, co-payments and coinsurance, as well as efforts to reduce costs through wellness programs and dependent audits. The document also examines health insurance issues facing young Americans, including high uninsured rates and concerns about shouldering costs for older populations under reforms.
Online Conference Takes “Deep Dive” into Affordable Care Act
PYA’s Martie Ross, Principal, joined three other panelists in a full-day, online conference sponsored by the American Institute of Certified Public Accountants to offer an in-depth look at healthcare reform under the Affordable Care Act (ACA).
Medicare for all for more here's how medicare works
Medicare is the US government health insurance program for those aged 65 and older. It covers hospital stays, doctors visits, prescription drugs, and other services, but has gaps in coverage and costs that many Democrats want to address in their healthcare proposals. While Medicare benefits are comprehensive, it does not cover services like dental, vision, and long-term nursing home care. It also has premiums, deductibles, and co-payments that can be costly for beneficiaries with high medical expenses. Democrats debate expanding coverage and reducing costs through various proposals like a public option or allowing people to buy into Medicare at earlier ages.
The ins and outs of the affordable care act
The Affordable Care Act aims to provide more Americans with access to affordable health care through various reforms. It establishes health insurance exchanges to allow individuals and small businesses to compare plans, regulates the insurance marketplace, prohibits denying coverage due to pre-existing conditions, and expands Medicaid eligibility. The Act also aims to reduce health care costs and ensure Americans receive high-quality care.
Health Reform in Florida
1) The document summarizes key aspects of national health reform and its potential impact and challenges for implementing it in Florida. It outlines opportunities to expand Medicaid coverage to over 1 million newly eligible residents, create health insurance exchanges, and reform insurance markets.
2) Implementing the reforms successfully could improve access to care, reduce costs, and lower uncompensated care while posing challenges like ensuring adequate provider capacity and developing new regulatory systems.
3) The report recommends Florida take steps like innovative outreach and enrollment for Medicaid and exchange programs, applying for federal grants, enacting legislation, and monitoring insurance affordability and quality.
Obama care
The Affordable Care Act, also known as Obamacare, aims to provide more Americans with access to affordable health insurance and reduce health care costs. It expands Medicaid eligibility and subsidizes private insurance premiums. Key provisions include prohibiting denial of coverage for pre-existing conditions, allowing children to stay on parents' plans until age 26, and mandating that most Americans obtain health insurance or pay a penalty. The law has led to over 20 million Americans gaining health insurance coverage.
Health reform webinair
This document summarizes key aspects of national health reform and its potential implementation in Florida. It finds that expanding Medicaid in Florida could insure 1-1.4 million additional residents and draw in $20-24 billion in federal funding. However, challenges include ensuring adequate healthcare workforce and funding the state's costs. The report recommends Florida create its own health insurance exchange, expand community health programs, and enact legislation to implement reforms.
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