HDFC Bank is headquartered in Mumbai, Maharashtra and was incorporated in 1994. It is the fifth largest bank in India by assets and largest by market capitalization. The bank has over 3,119 branches and 11,088 ATMs across 1,891 cities/towns in India. HDFC Bank was promoted by Housing Development Finance Corporation and began operations in 1995 under RBI's liberalization policies. It has since merged with Times Bank in 2000 and acquired Centurion Bank of Punjab in 2008, making it one of the largest banks in India.

2. HDFC Company and headquarter based in
Mumbai, Maharashtra that was
incorporated in August 1994.HDFC bank is
the fifth largest bank in India by assets and
the largest bank by market capitalization.
The bank’s distribution network was at 3,119
branches and 11,088 ATMs in 1,891
cities/towns and increase of 555 branches and
1,379 ATMs over 2,564 branches and 9,709
ATMs in 1,416 cities/towns.
The bank was promoted by the Housing
Development Finance Corporation, a premier
housing finance company of India

3. The Bank started operation as a scheduled commercial
bank in January 1995 under the RBI’s liberalization polities.
On 26 February 2000 Times Bank Limited
owned by The Times Group was merged
with HDFC Bank Ltd. This was the first
merger of two private bank in India.
Shareholder of Times Bank received 1
share of HDFC Bank for every 5.75 shares
of Times Bank.
On 23 May 2008 HDFC Bank acquired Centurion Bank of Punjab
taking its total branches to more than 1,000.
The balance sheet size of the combined entity is more than Rs.
1,63,000 crore.
The Amalamated bank emerged with a base of about Rs.1,22,000
crore and net advances of about Rs.89,000 crore.

4. Bank provides a wide range of
commercial and transaction
banking services, including
working capital finance, trade
services, transactional
services, cash management
etc.
The bank is also a leading provider of the above services to its
corporate customer, mutual funds, stock exchange members and
banks

5. HDFC Bank was the first
bank in India to launch an
international Debit Card
in association with VISA
and issues the Master
Card Maestro Debit Card
as well. The bank
launched its Credit Card
business in late 2001.
The bank had a total card base of over 13 million.
The bank is positioned in various net based B2C opportunities
including a wide range of internet banking services for Fixed
Deposits, Loans, Bill Payments etc.

6. The bank has three main
product areas - Foreign
Exchange and Derivatives,
Local Currency Money
Market & Debt Securities
and Equities. These services
are provided through the
bank’s Treasury team.
The bank is required to hold 25% of its deposits in government
securities.
The Treasury business is responsible for managing the returns
and market risk on this investment portfolio.

7. The bank had balance sheet size of Rs.
3837 billion.
The fiscal year 2011-12, the bank has
reported net profit of Rs. 5167.07 crore,
up 31.6% from the previous fiscal.
HDFC Bank has been voted as the Best
Bank in Asia on the list of ‘Best Investor
Relations Companies’, based on a survey
conducted by global magazine
Institutional Investor.
The Bank’s total balance sheet size
increased by 18.5% to INR 4,003.32 billion
on March 31, 2013.