The HARP 2.0 refinance program has been updated with more flexible guidelines. It now allows homeowners to refinance regardless of their loan to value ratio, and properties listed for sale can be refinanced if removed from MLS first. The program can be used to refinance primary residences, investment properties, vacation rentals and condos. Borrowers can expect to save $2,500 or more per year in lower payments. A broker can help find the best lender since guidelines vary, and prior bankruptcies or short sales may be eligible with a DU approval. There are no limits on the number of financed properties or required minimum credit score. Homeowners should call to see if