This document provides an overview of the GlassPro, SignagePro, and MaintenancePro (GSM) insurance programs from NIP Group. It discusses NIP's appetite for various contractor classes, highlights of the commercial package policy, businessowners policy, and commercial auto coverage offerings. It also outlines value-added services for policyholders like industry-specific loss prevention resources and claims support. The presentation aims to demonstrate NIP's competitive pricing, niche-focused underwriting, and tailored programs as reasons for brokers and clients to choose NIP for their insurance needs.

1. GlassPro, SignagePro, and
MaintenancePro (GSM) Programs
Christal Huft
Program Director

2. NIP Group
 Ranks among “top 100” business insurance
and risk management intermediaries
 Provides a wide range of brokerage,
underwriting, and risk management services
 Holds extensive knowledge of key markets
 Offers exceptional coverage, competitive
commissions, and fast, efficient service
 Complements insurance products with
industry focused value added services

3. Agenda
Thanks for joining us!
 WHAT’S NEW
 PROGRAM OVERVIEW:
 APPETITE
 COVERAGE HIGHLIGHTS
 VALUE ADDED SERVICES
 SUMMARY: WHY NIP
 SUBMISSION PROCESS
 Q&A

4. What’s new
What’s New Appetite
Coverage
Highlights
Value Added
Services
Why NIP
Submission
Process
Q&A
 Broadened appetite & coverage
 BOP Platform, smaller minimum premium
 Preferred pricing for risk management
 Quarterly newsletters
 Improved supplemental application

5. Underwriting appetite
Target classes
What’s New Appetite
Coverage
Highlights
Value Added
Services
Why NIP
Submission
Process
Q&A
GlassPro®
 Glass and Glazing
Contractors
 Glass Merchants
 Glass Installers
 Auto Glass Repair &
Installation
MaintenancePro®
 Janitorial Services
 Window Cleaning
 Carpet and Upholstery
Cleaning
 Indoor/Outdoor
Maintenance
SignagePro®
 Sign Manufacturers
 Sign Installers
 Outdoor Advertising
 Sign Shops
 Awning Shops
Not looking for:
• Restoration services
• Prefabricated window and door installation
• Pest control services
• Refineries or Petrochemical facilities

6. Commercial Package Policy
(Admitted, ISO based)
General Liability, with options:
 Employee Benefits Liability
 Limited Pollution
Property, with options:
 Building & Contents
 Business Income
 Equipment Breakdown
 Inland Marine
 Installation Floater
 Crime
Umbrella available, up to $10M
WC available on most classes
Coverage highlights: Commercial Package
What’s New Appetite
Coverage
Highlights
Value Added
Services
Why NIP
Submission
Process
Q&A
Industry Specific Enhancements:
 Key and Lock Replacement
 Ordinance Or Law Coverage
 Personal Effects & Property Of
Others
 Property In Transit
 Valuable Papers And Records
 Property damage to borrowed
equipment
 Blanket Additional Insured
 Per project aggregate
 Primary Wording
 Waiver of Subrogation

7. Businessowners’ Policy
(Admitted, ISO based)
General liability , with options:
 Employee Benefits Liability
 Employment Practices Liability
 Printers E&O
Property, with options:
 Building & Contents
 Business Income
 Equipment Breakdown
 Contractors Installation Tools
And Equipment
Umbrella available, up to $10M
WC available on most classes
Coverage highlights: BOP
What’s New Appetite
Coverage
Highlights
Value Added
Services
Why NIP
Submission
Process
Q&A
Industry Specific Enhancement:
 Property in Care Custody Control
 Lost Lock & Key Coverage
 Employee Dishonesty
 Valuable Papers
 Electronic Data
 Accounts Receivables
 Property off premises/in transit
 Blanket Additional Insured
 Per project aggregate
 Primary Wording
 Waiver of Subrogation
 Business Income – ALS

8. Commercial Auto
(Admitted, ISO based)
Hired & Non-Owned;
Owned Auto, with options:
 Rental Reimbursement
 Drive other Car
 Garage Keepers Liability
 Liability coverage for truck-
mounted cranes and installation
 Glass Racks – Replacement
Cost
Coverage highlights: Commercial Auto
What’s New Appetite
Coverage
Highlights
Value Added
Services
Why NIP
Submission
Process
Q&A
Industry Specific Enhancement:
 Blanket Additional Insured
 Primary Insurance When
Required by Contract
 Waiver of Subrogation
 Hired Physical Damage
 Loan / Lease Gap
 Glass repair – waiver of
deductible

9. Value added services
Industry specific loss prevention
 Newsletters
 On-site & phone surveys
Personalized Claims Services
 Customized reports available
 Experienced TPA
 Claims reviews
 Internal Claims
Director/Liaison
Agent support
 Voluntary Risk
Management credit
available
 Discounts with partner
vendors
 Discounted MVRs
 Training material
 “How’s my Driving”
decals with
monitoring services
 GPS services
What’s New Appetite
Coverage
Highlights
Value Added
Services
Why NIP
Submission
Process
Q&A

10. Why NIP
What’s New Appetite
Coverage
Highlights
Value Added
Services
Why NIP
Submission
Process
Q&A
A rated by A.M. Best (financial
strength) products
Admitted paper
Fast turn-around
Consistency in the market place
with competitive pricing
Niche focused underwriters
Forms designed with broad
coverage
We offer a total account solution
Our programs are tailored for the
unique needs of the industry
Value added services/loss control
and risk management tools
Experienced claims management
Flexible installment premium plans
available
Excellent customer service

11. Submission process
Submission Requirements:
 NIP Supplemental application
 Competitor applications accepted for quoting
 ACORD applications
 4 years loss runs
 If less than 3 years experience: resume and financials
Submit to: Submissions@nipgroup.com
Most complete submissions turned around within the week!
What’s New Appetite
Coverage
Highlights
Value Added
Services
Why NIP
Submission
Process
Q&A

12. Q&A
What’s New Appetite
Coverage
Highlights
Value Added
Services
Why NIP
Submission
Process
Q&A

13. Thank You!
Christal Huft
Program Director – GlassPro, SignagePro & MaintenancePro
chuft@nipgroup.com
P: (800) 446-7647
F: (732) 791-4086
www.nipprograms.com