This document summarizes the key features of a health insurance policy, including: - It covers hospitalization expenses for injuries and illnesses requiring at least 24 hours of admission. It also covers some daycare treatments without a 24-hour stay requirement. - Expenses like room rent, ICU charges, surgery costs, medicines and diagnostics are covered up to the sum insured of Rs. 4 lacs. It also covers pre- and post-hospitalization expenses. - Common pre-existing conditions are covered from day 1, and it covers newborn babies and maternity delivery costs up to Rs. 50,000. - It provides a cashless claims process at networked hospitals, and reimbursement of expenses is also