This presentation discusses the effort by the Government of Canada to legalised Pot/Marijuana in Canada.
The presentation will look at all aspects of legalising marijuana including costs associated to the program as well as the revenue that could be generated from pot/marijuana sales.
Government policies for Marijuana (Pot) - Canada - Analysis and Commentary - ...paul young cpa, cga
This presentation will look at medical marijuana as well as the government of Canada goal to legalised marijuana (Pot) in Canada. The discussion will look at areas like revenue, healthcare, enforcement, regulations, etc.
Cannabis/Marijuana Report Recommendations Would Delay Legalization To 2018 Or...paul young cpa, cga
This presentation looks at the issues facing cannabis/pot/marijuana legalisation in Canada. There are many issues driving legalisation including policing, UN rules, United States Policies, enforcement, side-effects, etc.
There has been a lot said about the cannabis market in Canada since October 2018. This presentation looks at many angles as part of assessing what needs to happen to the cannabis market as part of its' long-term growth.
The legalization of cannabis was a key election promise in 2015. Cannabis has been legalized but there have been many issues with cannabis over the past two years.
Canada will enter a new era starting October 17, 2018 as pot marijuana will be legal in Canada.
The Liberals rushed the Marijuana/Pot Law as part of building up for the 2019 election. The Law is flawed
There is cost when it comes to marijuana legalization that is all but ignored by the Liberals, i.e. enforcement, Quality Control, mental health, addiction, healthcare cost, distribution, criminal code, etc.
Pot will open up an new business segment for the economy which will help economic growth. There have been issues with
Pot facilities in the past including environmental issues (i.e. air quality, chemicals, water management, etc)
Pot will not stop the black market of marijuana. The black market is already a big issue for other areas of the economy - https://www150.statcan.gc.ca/n1/daily-quotidien/181012/dq181012a-eng.htm. This would mean the need for more CRA auditors, Police Enforcement, etc. No where has the Liberal discussed what tools they will deploy to stem the underground economy.
Government policies for Marijuana (Pot) - Canada - Analysis and Commentary - ...paul young cpa, cga
This presentation will look at medical marijuana as well as the government of Canada goal to legalised marijuana (Pot) in Canada. The discussion will look at areas like revenue, healthcare, enforcement, regulations, etc.
Cannabis/Marijuana Report Recommendations Would Delay Legalization To 2018 Or...paul young cpa, cga
This presentation looks at the issues facing cannabis/pot/marijuana legalisation in Canada. There are many issues driving legalisation including policing, UN rules, United States Policies, enforcement, side-effects, etc.
There has been a lot said about the cannabis market in Canada since October 2018. This presentation looks at many angles as part of assessing what needs to happen to the cannabis market as part of its' long-term growth.
The legalization of cannabis was a key election promise in 2015. Cannabis has been legalized but there have been many issues with cannabis over the past two years.
Canada will enter a new era starting October 17, 2018 as pot marijuana will be legal in Canada.
The Liberals rushed the Marijuana/Pot Law as part of building up for the 2019 election. The Law is flawed
There is cost when it comes to marijuana legalization that is all but ignored by the Liberals, i.e. enforcement, Quality Control, mental health, addiction, healthcare cost, distribution, criminal code, etc.
Pot will open up an new business segment for the economy which will help economic growth. There have been issues with
Pot facilities in the past including environmental issues (i.e. air quality, chemicals, water management, etc)
Pot will not stop the black market of marijuana. The black market is already a big issue for other areas of the economy - https://www150.statcan.gc.ca/n1/daily-quotidien/181012/dq181012a-eng.htm. This would mean the need for more CRA auditors, Police Enforcement, etc. No where has the Liberal discussed what tools they will deploy to stem the underground economy.
CannLabs presentation from WeedStock Investor Conference 2014CannLabs
CannLabs CEO, Genifer Murray and COO, Steve Kilts recently tag-teamed in a presentation at the Weedstock Conference hosted in Denver on June 30-July 1st, 2014. They discussed the current state of testing in the cannabis industry and their vision for the Company as the industry evolves. Their presentation was standing room only at this first annual event, and we wanted to share their presentation deck for those who were unable to attend.
2019.05.03 Cannabis Law presentation to the Dallas Bar AssociationJames Creedon
Updated through May 3, 2019, this presentation covers the state of cannabis law both federally and in Texas. It includes content such as the changes resulting from the 2018 Farm Bill, the legal status of CBD and potential FDA regulatory issues, and the range of legal practice areas impacted by the world of cannabis.
This is a report on the cannabis market in the United States and the growth that is going to take place over the next 5 years. The Medical and adult use marijuana market are set to explode and we think that American Cannabis Company will benefit directly from this "green rush"
Bucking the Trend - The Japanese Government Goes Anti-Marijuana Evergreen Buzz
No weed in Japan, please, read this https://cannabis.net/blog/news/the-green-wave-crashes-in-japan-the-japanese-government-increases-penalties-for-cannabis-posses
What States Will Legalize Recreational Weed in 2022?Evergreen Buzz
Here is the list of the next states to legalize, read this https://cannabis.net/blog/opinion/which-7-states-will-probably-legalize-recreational-marijuana-in-2022
The Florida Medical Marijuana Market is About to Go Hyper Growth!Evergreen Buzz
How big is the Florida medical marijuana market, read this https://cannabis.net/blog/b2b/the-florida-medical-marijuana-market-is-about-to-explode-here-is-what-to-know-now
Marijuana is still illegal under the Controlled Substances Act. Before businesses get ahead of themselves, understanding the risk associated with this federal law is important. There are also market entry barriers such as limited licensing and access to startup capital to contend with; obtaining business loans from banks may be difficult for this industry.
The UAE to Relax Cannabis Laws Starting in 2022Evergreen Buzz
What can the UAE do to join the Green Rush, read this https://cannabis.net/blog/news/united-arab-emirates-to-implement-cannabis-criminal-justice-reform-on-january-2-2022
2019 Election| Legalization of Cannabis (Pot) | Canada | July 2019paul young cpa, cga
Passing a bill and having full efficient supply chain for cannabis are two different issues
Feds push the cannabis law before law enforcement and the provinces were ready to handle the legalization of pot
Annual retail sales market for marijuana is running about $1B. The GST from the sales is estimated to be about $70M / year https://www150.statcan.gc.ca/n1/daily-quotidien/190621/dq190621a-eng.htm
Healthcare only recently finalized process and sale of edibles - https://www.canada.ca/en/health-canada/news/2019/06/health-canada-finalizes-regulations-for-the-production-and-sale-of-edible-cannabis-cannabis-extracts-and-cannabis-topicals.html
Liberals rushed out the legalization of pot as way to get a win when they are failing as a govt - https://www.slideshare.net/paulyoungcga/justin-trudeau-and-liberals-success-or-failure
Marijuana / Cannabis| Policy Review and Analysis| Canada| April 2019paul young cpa, cga
Canada legalized pot but the legal, distribution, etc processes have been a failure.
There needs to be a fully costed model including allocation of moneys to mental health, law enforcement, licensing, product quality and other areas. The government should not be treating the marijuana as windfall unless it allocates funds to support all aspect of the program
The government has to open and transparent with the awarding licensing process from production to distribution/retail.
The government will need to work with government around to world to support changing the laws for marijuana
Foreign Aid will need to be review in terms of law enforcement to countries like Mexico, Colombia, Haiti, etc.
Age limits will need to be set, i.e. 19
Liberals have failed on marijuana, especially as the illegal market continues to exist.
Black market and Pot will never disappear - https://www.bnnbloomberg.ca/cannabis-canada-daily-black-market-accounts-for-nearly-80-of-pot-spending-1.1222534
2019 Election| Management of Cannabis| Canada| August 2019paul young cpa, cga
Passing a bill and having full efficient supply chain for cannabis are two different issues
Feds push the cannabis law before law enforcement and the provinces were ready to handle the legalization of pot
Annual retail sales market for marijuana is running about $1B. The GST from the sales is estimated to be about $70M / year https://www150.statcan.gc.ca/n1/daily-quotidien/190621/dq190621a-eng.htm
Healthcare only recently finalized process and sale of edibles - https://www.canada.ca/en/health-canada/news/2019/06/health-canada-finalizes-regulations-for-the-production-and-sale-of-edible-cannabis-cannabis-extracts-and-cannabis-topicals.html
Liberals rushed out the legalization of pot as way to get a win when they are failing as a govt - https://www.slideshare.net/paulyoungcga/justin-trudeau-and-liberals-success-or-failure
Government has done little to hire and fund inspection of marijuana .
CannLabs presentation from WeedStock Investor Conference 2014CannLabs
CannLabs CEO, Genifer Murray and COO, Steve Kilts recently tag-teamed in a presentation at the Weedstock Conference hosted in Denver on June 30-July 1st, 2014. They discussed the current state of testing in the cannabis industry and their vision for the Company as the industry evolves. Their presentation was standing room only at this first annual event, and we wanted to share their presentation deck for those who were unable to attend.
2019.05.03 Cannabis Law presentation to the Dallas Bar AssociationJames Creedon
Updated through May 3, 2019, this presentation covers the state of cannabis law both federally and in Texas. It includes content such as the changes resulting from the 2018 Farm Bill, the legal status of CBD and potential FDA regulatory issues, and the range of legal practice areas impacted by the world of cannabis.
This is a report on the cannabis market in the United States and the growth that is going to take place over the next 5 years. The Medical and adult use marijuana market are set to explode and we think that American Cannabis Company will benefit directly from this "green rush"
Bucking the Trend - The Japanese Government Goes Anti-Marijuana Evergreen Buzz
No weed in Japan, please, read this https://cannabis.net/blog/news/the-green-wave-crashes-in-japan-the-japanese-government-increases-penalties-for-cannabis-posses
What States Will Legalize Recreational Weed in 2022?Evergreen Buzz
Here is the list of the next states to legalize, read this https://cannabis.net/blog/opinion/which-7-states-will-probably-legalize-recreational-marijuana-in-2022
The Florida Medical Marijuana Market is About to Go Hyper Growth!Evergreen Buzz
How big is the Florida medical marijuana market, read this https://cannabis.net/blog/b2b/the-florida-medical-marijuana-market-is-about-to-explode-here-is-what-to-know-now
Marijuana is still illegal under the Controlled Substances Act. Before businesses get ahead of themselves, understanding the risk associated with this federal law is important. There are also market entry barriers such as limited licensing and access to startup capital to contend with; obtaining business loans from banks may be difficult for this industry.
The UAE to Relax Cannabis Laws Starting in 2022Evergreen Buzz
What can the UAE do to join the Green Rush, read this https://cannabis.net/blog/news/united-arab-emirates-to-implement-cannabis-criminal-justice-reform-on-january-2-2022
2019 Election| Legalization of Cannabis (Pot) | Canada | July 2019paul young cpa, cga
Passing a bill and having full efficient supply chain for cannabis are two different issues
Feds push the cannabis law before law enforcement and the provinces were ready to handle the legalization of pot
Annual retail sales market for marijuana is running about $1B. The GST from the sales is estimated to be about $70M / year https://www150.statcan.gc.ca/n1/daily-quotidien/190621/dq190621a-eng.htm
Healthcare only recently finalized process and sale of edibles - https://www.canada.ca/en/health-canada/news/2019/06/health-canada-finalizes-regulations-for-the-production-and-sale-of-edible-cannabis-cannabis-extracts-and-cannabis-topicals.html
Liberals rushed out the legalization of pot as way to get a win when they are failing as a govt - https://www.slideshare.net/paulyoungcga/justin-trudeau-and-liberals-success-or-failure
Marijuana / Cannabis| Policy Review and Analysis| Canada| April 2019paul young cpa, cga
Canada legalized pot but the legal, distribution, etc processes have been a failure.
There needs to be a fully costed model including allocation of moneys to mental health, law enforcement, licensing, product quality and other areas. The government should not be treating the marijuana as windfall unless it allocates funds to support all aspect of the program
The government has to open and transparent with the awarding licensing process from production to distribution/retail.
The government will need to work with government around to world to support changing the laws for marijuana
Foreign Aid will need to be review in terms of law enforcement to countries like Mexico, Colombia, Haiti, etc.
Age limits will need to be set, i.e. 19
Liberals have failed on marijuana, especially as the illegal market continues to exist.
Black market and Pot will never disappear - https://www.bnnbloomberg.ca/cannabis-canada-daily-black-market-accounts-for-nearly-80-of-pot-spending-1.1222534
2019 Election| Management of Cannabis| Canada| August 2019paul young cpa, cga
Passing a bill and having full efficient supply chain for cannabis are two different issues
Feds push the cannabis law before law enforcement and the provinces were ready to handle the legalization of pot
Annual retail sales market for marijuana is running about $1B. The GST from the sales is estimated to be about $70M / year https://www150.statcan.gc.ca/n1/daily-quotidien/190621/dq190621a-eng.htm
Healthcare only recently finalized process and sale of edibles - https://www.canada.ca/en/health-canada/news/2019/06/health-canada-finalizes-regulations-for-the-production-and-sale-of-edible-cannabis-cannabis-extracts-and-cannabis-topicals.html
Liberals rushed out the legalization of pot as way to get a win when they are failing as a govt - https://www.slideshare.net/paulyoungcga/justin-trudeau-and-liberals-success-or-failure
Government has done little to hire and fund inspection of marijuana .
Sandra Ka Hon Chu - Panel - Alternatives to the War on DrugsCSSDPUofT
Presentation made by Sandra Ka Hon Chu for a Panel discussion on Alternatives to the War on Drugs in Canada, hosted by the Canadian Students for Sensible Drug Policy (CSSDP) - @CSSDPRyerson and @UofTCSSDP chapters in Toronto, October 2019.
Sandra Ka Hon Chu is is the Director of Research and Advocacy at the Legal Network, where she works on HIV related human rights issues concerning prisons, harm reduction, sex work, women, and immigration
audio: soundcloud.com/cssdptoronto/awod-cssdp-04
Hydropothecary announces new expansion. Join Hydropothecary Online And Learn About Our Artisan Grown Medical Marijuana, Marijuana Products And 24 7 Concierge Support Line.
Drug Policy Reform: 2013 in progress 2013-01-29Jeffrey Dhywood
A brief presentation of the major trends and events in the Drug Policy Debate in 2013. Latin America is taking the lead with Colombia setting up an Advisory Commission on Drug Policy, Uruguay launching a national debate on marijuana legalization, and Guatemala taking the lead of the global drug policy debate.
Meanwhile, the US Federal Government seems to take an hands-off approach to marijuana legalization while more states are lining up to legalize medical or recreation use.
Similar to Government policies for Legalizing Marijuana - Canada - Analysis and Commentary (14)
Global Housing Market Analysis and Commentary- September 2023.pptxpaul young cpa, cga
Summary:
Homebuilders are walking a fine line when it comes to new projects as high mortgage rates curb demand.
New residential construction, including single-family homes and multifamily, dropped 11.3% month over month in August to 1.283 million units on a seasonally adjusted basis, according to Census Bureau data released Tuesday. That's down 14.8% compared with a year ago and well below the 1.44 million units economists surveyed by Bloomberg projected.
But authorized residential permits — an indicator of potential future activity — rose 6.9% to 1.543 million permits in August from July. That was still down 2.7% from last August. Single-family permits, though, were up 2% from July to 949,000. Multifamily permits came in at 535,000.
The data reflects two opposing forces builders are trying to balance: the ongoing need for new construction to fill in limited inventory and elevated mortgage rates that are hurting their biggest customer right now, the first-time homebuyer.
"High mortgage rates are clearly taking a toll on builder confidence and consumer demand, as a growing number of buyers are electing to defer a home purchase until long-term rates move lower," Robert Dietz, chief economist of the National Association of Home Builders, said Monday in a press release after builder confidence dropped for the second straight month.
Source: https://ca.finance.yahoo.com/news/homebuilders-face-a-tough-balancing-act-on-new-construction-amid-high-mortgage-rates-130744368.html
Blog – What is next for the Mining Sector – September 2023
The mining sector provides critical material that support solar, wind, and lithium-ion batteries as part of the green transition. https://www.iea.org/news/critical-minerals-market-sees-unprecedented-growth-as-clean-energy-demand-drives-strong-increase-in-investment
The mining sector products play a key role with the global GDP - https://www.yicaiglobal.com/news/global-mining-industry-value-was-69-of-world-gdp-last-year-china-says
Mining practices need to be sustainable including following all ESG policies - https://www.linkedin.com/advice/1/how-can-you-monitor-sustainable-mining-practices
Other links and sources –
Lithium Supply and Price - https://zbr.com.mx/en/sin-categoria-es/lithium-prices-fall-44-in-china-due-to-lack-of-demand/138168/
Cobalt - https://www.linkedin.com/posts/mahmut-karada%C5%9F-a2b7a5151_china-exportrestrictions-gallium-activity-7082603182589157376-Zrty/?trk=public_profile_like_view
Nickel https://www.eureporter.co/business/2023/09/15/stanislav-kondrashov-from-telf-ag-nickel-prices-outlook-remains-positive/
Iron-ore - https://www.brecorder.com/news/40263584/sgx-iron-ore-set-for-best-week-in-3-months
TD Bank / Metals - https://www.tdsecurities.com/ca/en/setting-the-stage-for-gold-outlook
Biodiversity / Mining - https://worldcrunch.com/green/lithium-green-energy-argentina-indigenous
ESG - https://iriscarbon.com/the-added-value-of-integrated-esg-reporting-a-threefold-framework/
Blog – Manufacturing Shipments and Orders – The United States – August 2023
Summary:
New orders for manufacturing technology in the United States totaled $353.9 million in July 2023, as per the latest report by AMT – The Association For Manufacturing Technology. This figure marked a 12.4% decline from June 2023 but remained only 10.5% lower than July 2022. Year-to-date orders amounted to $2.83 billion, reflecting a 12.7% decrease compared to the same period the previous year.
Douglas K. Woods, President of AMT, noted that July is typically a slower month for manufacturing technology orders, so a slight drop was expected. However, he pointed out a notable trend: over the last two months, the year-to-date order gap has narrowed during historically slow periods. While job shops have seen decreased orders, other industries that benefited from reshoring or government investments have helped fill the gap.
Among specific sectors, job shops, the largest customer segment, placed their lowest total monthly orders since August 2020. In contrast, metal valve manufacturers recorded their third-highest monthly order value on record, last seen in September 2018, making up nearly 5% of the total manufacturing technology order value for July 2023. Manufacturers of motor vehicle transmissions continued to order machinery at an elevated pace. However, the aerospace industry continued to order below its early 2022 peaks, with hopes that recent projects like the federal government's $1.5 billion investment in communications satellites might reverse this trend.
Source: https://www.sme.org/technologies/articles/2023/september/u.s.-manufacturing-technology-orders-dip-in-july-but-show-resilience-amid-economic-uncertainty
Stock Market Analysis and Commentary for WE September 15 2023.pptxpaul young cpa, cga
Blog – Analysis and Commentary – Stock Market – WE September 15 2023
Summary:
Stocks fell Friday as investors wrap up a volatile week ahead of the Federal Reserve's policy meeting.
The Dow Jones Industrials tumbled 288.87 points to close out Friday and the week at 34,618.24. At its lows, it completely wiped out Thursday's 332-point rally.
The S&P 500 index sank 54.78 points, or 1.2%, to 4,450.32.
The NASDAQ index plunged 217.72 points, or 1.6%, to 13,708.33.
The Dow held onto a winning week. The S&P 500 and NASDAQ both closed out the week with losses.
Information technology was the worst-performing sector in the S&P 500, down nearly 2%. Adobe shares fell more than 4% even after the software firm posted better-than-expected quarterly results. Shares of Arm Holdings were lower one day after its successful public debut.
Auto stocks General Motors and Stellantis N.V. were higher Friday, while Ford Motor was about flat. Thousands of members of the United Auto Workers went on strike after failing to reach a deal with the automakers Thursday night.
Elsewhere, Lennar shares slid 3%. The home construction firm posted third-quarter results that beat on the top and bottom lines.
On the economic front, the University of Michigan's consumer sentiment survey showed one-year inflation expectations dropped to 3.1% in
September, tied for the lowest since January 2021. Also, the five-year outlook fell to 2.7%, matching its lowest since December 2020.
Electricity Analysis - Canada and the OECD - June 2023.pptxpaul young cpa, cga
Summary:
Over three-quarters of the world’s total coal-generated electricity is consumed in just three countries. China is the top user of coal, making up 53.3% of global coal demand, followed by India at 13.6%, and the U.S. at 8.9%.
Burning coal—for electricity, as well as metallurgy and cement production—is the world’s single largest source of CO2 emissions. Nevertheless, its use in electricity generation has actually grown 91.2% since 1997, the year when the first global climate agreement was signed in Kyoto, Japan.
However, even as non-renewables enjoy their time in the sun, their days could be numbered.
In 2022, renewables, such as wind, solar, and geothermal, represented 14.4% of total electricity generation with an extraordinary annual growth rate of 14.7%, driven by big gains in solar and wind. Non-renewables, by contrast, only managed an anemic 0.4%.
The authors of the Statistical Review do not include hydroelectric in their renewable calculations, even though many others, including the International Energy Agency, consider it a “well-established renewable power technology.”
With hydroelectric moved into the renewable column, together they accounted for over 29.3% of all electricity generated in 2022, with an annual growth rate of 7.4%.
Source - https://energynow.ca/2023/09/infographic-what-electricity-sources-power-the-world-see-them-here-visual-capitalist/
Stock Market Analysis and Commentary for WE September 9 2023.pptxpaul young cpa, cga
What did the markets tell us this week?
1. Housing supply and costs continue to plague countries around the world.
2. Gasoline prices are on the rise that puts pressure on central banks ability to hit their core inflation targets.
3. ESG adoption by both the private and public sector is leading to both funding concerns and the overall cost of implementing ESG policies.
4. Adopting technology as part of increasing food production is facing both capital and operational funding concerns.
5. Strike at LNG facility in Australia is leading to concerns around a supply chain disruption of natural gas for EMEA and Asia.
6. The threat of China dumping batteries into markets - https://www.ft.com/content/b6038e51-7b5b-4f97-a5da-9202e71562fc
7. Adoption of generative AI has been facing many challenges related to security, privacy, and ethical issues.
8. Lack of biodiversity planning as part of the overall climate mitigation including sustainable mining, forestry, oil, gas, agriculture, and housing
9. Geopolitical issues continue to impact supply chain.
10. The concerns of recession continue to plague both the private and public sector.
11. Productivity issues continue to plague governments around the world.
Global (Mining Oil and Gas Forestry and Agriculture) Analysis and Commentary ...paul young cpa, cga
The mining, oil, gas, agriculture, forestry, and mining continue to face environmental, social, and governance policy review including reporting of key metrics as part of ESG reporting cycle.
There is more focus on profitability and investment returns as part of the integrated planning and reporting cycle.
Summary:
The global economy faces what at least one forecaster is calling a mild trade recession as shipments from China slump and German factories downshift.
China’s export declines extended into August, though there were signs that the worst of a world trade slowdown may be over for the leading exporter.
Overseas shipments from China fell 8.8% in dollar terms from a year earlier while imports contracted 7.3%, both better than economists’ estimates and significantly less severe than July’s downturn.
Other data have suggested trade may be stabilizing after weakening for most of this year. Exports from South Korea also declined at a more moderate pace in August than the previous month.
Source: https://www.bloomberg.com/news/newsletters/2023-09-07/supply-chain-latest-world-trade-faces-a-shallow-recession?srnd=economics-v2
Additional sources and links:
Lithium - https://source.benchmarkminerals.com/article/falling-lithium-prices-challenge-potential-cost-advantages-of-sodium-batteries
Oil Production - https://www.cnn.com/2023/09/06/business/oil-price-goldman-sachs/index.html
Natural gas - https://www.fxstreet.com/news/natural-gas-holds-up-as-markets-in-limbo-over-strikes-202309070956
Lumber - https://www.fastmarkets.com/insights/sawmill-capacity-closures-reshape-us-lumber-supply
Critical metals - https://www.wasterecyclingmag.ca/feature/how-recycling-could-solve-the-shortage-of-minerals-essential-to-clean-energy/
Agriculture - https://www.morningagclips.com/economists-forecast-positive-end-of-year-crop-outlook-despite-warmer-midwestern-climate/
ESG - https://www.skadden.com/insights/publications/2023/09/the-informed-board/the-eus-new-esg-disclosure-rules
Ports - https://www.marketscreener.com/quote/stock/HAPAG-LLOYD-AG-24857717/news/Hapag-Lloyd-chief-warns-of-rougher-seas-ahead-for-container-shipping-44789017/
Top destination for reshoring - https://www.thenationalnews.com/business/economy/2023/08/29/uae-in-top-10-most-powerful-passports-for-investment-opportunity/
Global Trade - https://phys.org/news/2023-09-opinion-broke-global-climate-finish.html
What is next for the Forestry Sector and Lumber Production - September 2023.pptxpaul young cpa, cga
Lumber production in Canada continues to face many hurdles
Canada forest management practices are some of the bests in the world
Canada planted over 440M in seedlings back in 2018. It is now 2022 which means close 2M seedlings have been planted.
All levels need to put more focus on urban and rural planning solutions
More work including spending on wildfire and forest fire mitigation
Canada and USA need to find a path forward to resolve the softwood lumber dispute
There needs to a better balanced between climate change policies and growing the economy in a sustainable way
3D printing for housing needs to become mainstream
More protection needs to happen with key ecosystems like wetlands, forest, and peatlands.
There is a risk of debt default if interest rates are hike over the next few months
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
how can I sell my pi coins for cash in a pi APPDOT TECH
You can't sell your pi coins in the pi network app. because it is not listed yet on any exchange.
The only way you can sell is by trading your pi coins with an investor (a person looking forward to hold massive amounts of pi coins before mainnet launch) .
You don't need to meet the investor directly all the trades are done with a pi vendor/merchant (a person that buys the pi coins from miners and resell it to investors)
I Will leave The telegram contact of my personal pi vendor, if you are finding a legitimate one.
@Pi_vendor_247
#pi network
#pi coins
#money
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
**Key Sections Covered:**
1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity.
2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses.
3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification.
4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries.
5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content.
6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness.
7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth.
This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment.
Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers.
**Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
3. AGENDA
• What is Marijuana
• Side effects – Short-Term
• Long-Term
• UN View
• World-Wide effort on Pot
• Cost of implementing the legalization of Marijuana
• Market for Marijuana
• Medical Marijuana Industry
• Final Thoughts
4. WHAT IS MARIJUANA
• What it is and how it is grown
• Cannabis belongs to the genus Cannabis in the family Cannabaceae and includes three species, C. sativa, C. indica, and C. ruderalis,
(APG II system). It is typically a dioecious (each individual is either male or female) annual plant (life period: April–September).[1][2][3]
• C. sativa and C. indica generally grow tall (some varieties reach 4 metres, or 13 feet) and their females start the production of flowers
rich in tetrahydrocannabinol(THC) (up to 29% by weight) as the season changes from summer to autumn. C. ruderalis is very short,
produces only trace amounts of THC, but is very rich in cannabidiol (CBD), which may be 40% of the cannabinoids in a plant and is an
antagonist to THC, and it flowers independently of the photoperiod and according to age.[4] However, commercial cross-
bred hybrids containing both ruderalis, indica and/or sativa genes exist (usually called autoflowering).
• Fields and/or controlled environment with lights and plants
• Legal view and usage
• Globally, marijuana (cannabis) is the most commonly used illicit drug. Classified as a Schedule 1 controlled substance,
marijuana is a mood-altering (psychoactive) drug that affects almost every organ in the body.
• Surveys show that 34.9 percent of 12th graders in the United States use marijuana, and that close to 6 percent of 12th
graders report daily use of the drug.
• According to the 2013 National Survey on Drug Use and Health (NSDUH), 19.8 million adults in the U.S. used marijuana in
the month prior to being surveyed, and 81 percent of current illicit drug users had used marijuana. (Canada is about 1/9 size
as such the users in Canada are likely 2.2 million
http://www.medicalnewstoday.com/articles/246392.php
5. SIDE EFFECTS OF MARIJUANA – SHORT-TERM
• Short-term memory problems
• Severe anxiety, including fear that one is being watched or followed (paranoia)
• Very strange behavior, seeing, hearing or smelling things that aren’t there, not being able to tell imagination from reality (psychosis)
• Panic
• Hallucinations
• Loss of sense of personal identity
• Lowered reaction time
• Increased heart rate (risk of heart attack)
• Increased risk of stroke
• Problems with coordination (impairing safe driving or playing sports)
• Sexual problems (for males)
• Up to seven times more likely to contract sexually transmitted infections
than non-users (for females) (22,32 & 33)
http://www.drugfreeworld.org/drugfacts/marijuana/short-
and-long-term-effects.html
6. SIDE EFFECTS OF MARIJUANA – LONG-TERM
• Decline in IQ (up to 8 points if prolonged use started in adolescent age)
• Poor school performance and higher chance of dropping out
• Impaired thinking and ability to learn and perform complex tasks
• Lower life satisfaction
• Addiction (about 9% of adults and 17% of people who started smoking as teens)
• Potential development of opiate abuse
• Relationship problems, intimate partner violence
• Antisocial behavior including stealing money or lying
• Financial difficulties
• Increased welfare dependence
• Greater chances of being unemployed or not getting good jobs.(33)
http://www.drugfreeworld.org/drugfacts/marijuana/short-
and-long-term-effects.html
7. UN VIEW ON MARIJUANA
• Drug treaties are the 1961 Single Convention on Narcotic Drugs, the 1971 Convention on Psychotropic
Substances and the 1988 Convention Against Illicit Traffic in Narcotic Drugs and Psychotropic Substances.
• Countries that adopted the 1961 convention, including Canada, agreed to recognize "addiction to narcotic drugs
constitutes a serious evil for the individual and is fraught with social and economic danger" and be "conscious of
their duty to prevent and combat this evil."
• Canada would join other jurisdictions that have legalized marijuana in ways that violate such treaties,
like Uruguay — the first country to pass legislation in favour of legalizing marijuana for commercial and
recreational purposes in 2013 — and U.S. states Colorado and Washington.
http://www.cbc.ca/news/health/marijuana-legalization-canada-un-drug-conventions-1.3584148
8. ENFORCEMENT ON POT
• The U.S. war on drugs' symbolic genesis was in 1971, under President Richard Nixon, and Canada has been a supportive ally in this failed
endeavour.
• The war may be coming to an end in the United States, with reforms and rising awareness that it’s not worth the cost to taxpayers. In
2016 alone, 10 states will vote on marijuana liberalization, and the federal government is struggling to push back against state defiance
and the weight of both public opinion and economic evidence.
• Senator Kirsten Gillibrand (D-NY) has introduced bipartisan legislation to allow medical marijuana use nationwide, and there’s
pending legislation to stop civil asset forfeiture by the Drug Enforcement Administration. Even when it comes to heroin, President Barack
Obama this year acknowledged the strain on law enforcement and emphasized funding for treatment and education, as more
appropriate responses.
• The same process is in play in Canada, and Prime Minister Justin Trudeau has publicly backedlegalization for marijuana with strict
regulation—although hard drugs appear to be outside the Overton Window for the time being.
• What has yet to change, however, is the international front. Even if the strategy runs counter to sentiments and reforms at home,
Canadian and U.S. officials continue to crackdown on production and supply chains in neighbouring countries in the Western
Hemisphere.
• Trudeau has mentioned that enforcement has not worked. However, if pot is legalized then you will require enforcement of by-laws/laws
related to growing of Pot. There is no mentioned of the funding required to enforced by-laws, especially the collection of excise, HST and
other taxes from suppliers.
https://www.fraserinstitute.org/blogs/canada-helps-fund-drug-
war-abroad-while-eyeing-marijuana-legalization-at-home
9. COST OF MARIJUANA
• Marijuana legalization can lead to the following issues
• More programs to support addiction (https://www.youtube.com/watch?v=likKBDWyAB4)
• More programs to help the mentally ill
• Drug-testing for employers. Marijuana is like alcohol as such it does impair your ability to operate heavy machinery
and equipment.
• Police detect devices for drug impaired drivers. How will drug impaired be charged under the criminal code?
• How will laws be reformed? How long will take it to changed the laws?
• How will the government enforce and collect taxes on marijuana growing operations, i.e. excise taxes, HST, income
tax, etc.?
http://www.cbc.ca/news/politics/pot-mclellan-cost-of-
legalization-1.3758981
Taxes on legal marijuana could add up to billions of dollars a year, but before that happens Canadians may have to make peace with spending to legalize
pot. "People — and I think the provinces, the territories and the government of Canada understand this — do not expect big revenues in the early years,"
Anne McLellan, the head of Canada's marijuana legalization and regulation task force, told CBC News.
"In fact, there are going to be up-front costs that governments at all levels are going to have to absorb."
Hint: Any new government program will have sunk costs of front as part of the initial setup. There will be ongoing cost to support the program. It is too
early to say what those costs will be to government. It is safe bet to say it will not be a complete windfall for the government when it comes to revenue
10. MARIJUANA MARKET / SIZE
• A legal market for recreational marijuana could give Canada’s economy a boost of up to $22.6 billion annually, says a
new study from business services firm Deloitte.
• The study estimates that marijuana sales, even initially, would be at least as large as hard liquor sales in Canada, at
around $5 billion annually, but could be as large as $8.7 billion, making them as large as wine sales.
• The total impact for Canada’s economy from a legal weed market — including growing and distribution, pot
paraphernalia, increased tourism and business taxes — would amount to between $12.7 billion to $22.6 billion
annually.
• The actual number will depend on how the government decides to regulate marijuana, and what price standards it
sets, Deloitte says. Those are decisions the federal Liberals plan to announce next spring.
• Canada's pharmaceutical industry has been lobbying to be admitted to the marijuana game when it's legalized.
Shoppers Drug Mart, owned by Loblaw Co., announced earlier this week it has applied to be a medical marijuana
distributor, a move likely preceding an expansion into recreational marijuana
http://www.huffingtonpost.ca/2016/10/27/marijuana-
legalization-market-size-canada_n_12676754.html
11. HOW WILL MEDICAL MARIJUANA INDUSTRY BE
IMPACTED?
• Medical marijuana industry has been growing in Canada. It is about $5B business annually in Canada.
• How will legalizing marijuana impact that industry?
http://www.canadianmanufacturing.com/operations/canadian-medical-marijuana-firm-
keeps-growing-pair-acquisitions-178041/ or
http://business.financialpost.com/news/agriculture/canadian-marijuana-stocks-jump-
as-liberal-wins-signals-legalization-on-the-table
12. FINAL THOUGHTS
• Marijuana is like alcohol as such should be legalized
• There needs to be a fully costed model including allocation of moneys to mental health, law enforcement,
licensing, product quality and other areas. The government should not be treating the marijuana as windfall unless
it allocates funds to support all aspect of the program
• The government has to open and transparent with the awarding licensing process from production to
distribution/retail.
• The government will need to work with government around to world to support changing the laws for marijuana
• Foreign Aid will need to be review in terms of law enforcement to countries like Mexico, Colombia, Haiti, etc.
• Age limits will need to be set, i.e. 19