Jomol Mathew, a homemaker from Kerala, needed to quickly raise Rs. 1 lakh for her sister's upcoming wedding. On the advice of a friend, she went to a local branch of Manappuram Finance Ltd. and took out a gold loan, pledging 80g of gold. She appreciated the minimal paperwork and quick loan processing, receiving the cash within minutes. Gold loans have been growing in popularity in India due to their liquidity and convenience compared to banks, with companies like Manappuram and Muthoot expanding their operations across the country.
Manappuram General Finance and Leasing Ltd (MAGFIL) is India's largest listed gold loan company, with over 500 branches across 15 states. It provides gold loans which account for over 90% of its revenues. The document recommends MAGFIL as a multibagger investment, predicting its market cap could grow over 4 times to Rs. 6,000 crore in the next 3 years based on continued strong growth in its gold loans business. MAGFIL is seen as well positioned to benefit from further growth in India's organized gold loan market.
The document discusses gold as an investment in India. It states that gold is the most favored investment instrument in India as it provides steady returns, liquidity, and satisfaction to buyers. It also diversifies investment portfolios. The document then discusses various ways to invest in gold, including physical gold and paper gold like gold ETFs, funds, and e-gold. It provides details on the features and performance of these paper gold instruments. The document concludes by discussing historical gold import data in India and factors that could influence future gold prices.
The author takes a train journey in India and is disappointed by the lack of changes and modernization in the Indian Railways. The trains, stations, and coaches all look the same as decades ago. The seats are uncomfortable, the toilets are unhygienic, and there is no electronic display of upcoming stations. The author contrasts this with a high-speed train journey in China, where trains are more modern, comfortable, and convenient. The author argues that the Indian Railways needs to change and modernize to meet the needs and expectations of passengers today.
The document discusses installing simple signal systems at unmanned railway crossings to prevent loss of life. Over the last 5 years, about 312 lives have been lost in accidents at such crossings. The author proposes a system where signals from nearby stations control signals at the crossings, indicating when a train is approaching. This could cost far less than building railway gates yet save many lives. The document urges the railways and state government to consider this simple solution to prevent more deaths at unmanned crossings in the future.
The author attended the "Emerging Kerala" meeting as a delegate and discusses the positive and skeptical views about the meeting. While some projects were announced, skeptics question if anything will actually happen given failed opportunities from past meetings. However, the author is hopeful this time given the favorable political and investment climate with the same party in power at the state and central levels. The author also notes a reversal in investment trends with more investment coming into Kerala from non-resident Keralites and more young professionals returning to Kerala for work. Overall the author believes Kerala has immense potential that can be unlocked through strong political will, transparent bureaucracy, and changing perceptions.
Jomol Mathew, a homemaker from Kerala, needed to quickly raise Rs. 1 lakh for her sister's upcoming wedding. On the advice of a friend, she went to a local branch of Manappuram Finance Ltd. and took out a gold loan, pledging 80g of gold. She appreciated the minimal paperwork and quick loan processing, receiving the cash within minutes. Gold loans have been growing in popularity in India due to their liquidity and convenience compared to banks, with companies like Manappuram and Muthoot expanding their operations across the country.
Manappuram General Finance and Leasing Ltd (MAGFIL) is India's largest listed gold loan company, with over 500 branches across 15 states. It provides gold loans which account for over 90% of its revenues. The document recommends MAGFIL as a multibagger investment, predicting its market cap could grow over 4 times to Rs. 6,000 crore in the next 3 years based on continued strong growth in its gold loans business. MAGFIL is seen as well positioned to benefit from further growth in India's organized gold loan market.
The document discusses gold as an investment in India. It states that gold is the most favored investment instrument in India as it provides steady returns, liquidity, and satisfaction to buyers. It also diversifies investment portfolios. The document then discusses various ways to invest in gold, including physical gold and paper gold like gold ETFs, funds, and e-gold. It provides details on the features and performance of these paper gold instruments. The document concludes by discussing historical gold import data in India and factors that could influence future gold prices.
The author takes a train journey in India and is disappointed by the lack of changes and modernization in the Indian Railways. The trains, stations, and coaches all look the same as decades ago. The seats are uncomfortable, the toilets are unhygienic, and there is no electronic display of upcoming stations. The author contrasts this with a high-speed train journey in China, where trains are more modern, comfortable, and convenient. The author argues that the Indian Railways needs to change and modernize to meet the needs and expectations of passengers today.
The document discusses installing simple signal systems at unmanned railway crossings to prevent loss of life. Over the last 5 years, about 312 lives have been lost in accidents at such crossings. The author proposes a system where signals from nearby stations control signals at the crossings, indicating when a train is approaching. This could cost far less than building railway gates yet save many lives. The document urges the railways and state government to consider this simple solution to prevent more deaths at unmanned crossings in the future.
The author attended the "Emerging Kerala" meeting as a delegate and discusses the positive and skeptical views about the meeting. While some projects were announced, skeptics question if anything will actually happen given failed opportunities from past meetings. However, the author is hopeful this time given the favorable political and investment climate with the same party in power at the state and central levels. The author also notes a reversal in investment trends with more investment coming into Kerala from non-resident Keralites and more young professionals returning to Kerala for work. Overall the author believes Kerala has immense potential that can be unlocked through strong political will, transparent bureaucracy, and changing perceptions.
V-Guard Industries is holding a business plan competition for B-school students to develop new business opportunities for V-Guard. The competition has several phases: students must register and submit an executive summary by certain dates, then the top 10 teams will advance to submit a final report and present their plan to V-Guard management. There are cash prizes for the top three plans as well as two special jury awards. The goal is to generate innovative strategies for V-Guard to expand their presence in non-South markets and new product categories.
V-Guard Industries is holding a business plan competition for B-school students to develop new business opportunities for V-Guard. The competition has several phases: students must register and submit an executive summary by certain dates, then the top 10 teams will advance to submit a final report and present their plan to V-Guard management. There are cash prizes for the top three plans as well as two special jury awards. The goal is to generate new strategies for V-Guard to expand their presence in non-South markets and enter the small household appliances segment.
1) The document discusses who owns and controls public roads in India.
2) It notes that political parties and leaders erect banners and advertisements on roads and traffic islands without proper permission, causing traffic and accidents.
3) While the local authorities have the power to remove unauthorized banners, they often do not enforce the rules, allowing banners to remain long after their purpose has passed.
4) Political rallies and processions held on roads also interfere with people's right to freely move about. Recent court judgments have tried to limit political activities on public roads but politicians have pushed back.
This document discusses the importance of organ donation and highlights some examples of people who donated organs or parts of organs to save others' lives. It summarizes a few cases, including a family who donated their son Arun's organs after he died from a car accident, and a woman named Rainy Joy who donated part of her liver to save her niece. The document announces an upcoming "Organ Donation Awareness Program" event to honor organ donors and promote organ donation, with the goal of inspiring more people to donate.
To buy a solar water heater, consider the following factors: find a suitable roof site that receives direct sunlight for most of the day, choose an appropriate system size based on current water usage and additional fixtures, and purchase from a reputed manufacturer. Hire an experienced contractor to properly install the system according to local regulations. Also look into any available government rebates and be sure to properly maintain the system once installed.
Concern for the planet through efficient use of technology using Solar Water Heater with Evacuated Tube Collector. http://www.vguard.in/solar-water-heater/
Wiring Cables & Wire from Wire Manufacturer - Safety and quality you can depend on conforming to the highest standards. http://www.vguard.in/wiring-cable/wire/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Kochouseph Chittilappilly's new book "Practical Wisdom 2" is being released today. Mr. Tom Jose, Managing Director of Kochi Metro Rail Ltd, will release the book at an event at Reliance Time Out in Kochi at 5 PM. The first copy sold will be to Mr. Mahesh, Director of Kalyan Silks. "Practical Wisdom 2" builds on his first book published in 2003, drawing from his observations and experiences to document simple truths and wisdom. The book is published by Viva Books in Delhi and will be available at major bookstores. He hopes the book will help entrepreneurs, managers and students.
V-Guard Industries is holding a business plan competition for B-school students to develop new business opportunities for V-Guard. The competition has several phases: students must register and submit an executive summary by certain dates, then the top 10 teams will advance to submit a final report and present their plan to V-Guard management. There are cash prizes for the top three plans as well as two special jury awards. The goal is to generate innovative strategies for V-Guard to expand their presence in non-South markets and new product categories.
V-Guard Industries is holding a business plan competition for B-school students to develop new business opportunities for V-Guard. The competition has several phases: students must register and submit an executive summary by certain dates, then the top 10 teams will advance to submit a final report and present their plan to V-Guard management. There are cash prizes for the top three plans as well as two special jury awards. The goal is to generate new strategies for V-Guard to expand their presence in non-South markets and enter the small household appliances segment.
1) The document discusses who owns and controls public roads in India.
2) It notes that political parties and leaders erect banners and advertisements on roads and traffic islands without proper permission, causing traffic and accidents.
3) While the local authorities have the power to remove unauthorized banners, they often do not enforce the rules, allowing banners to remain long after their purpose has passed.
4) Political rallies and processions held on roads also interfere with people's right to freely move about. Recent court judgments have tried to limit political activities on public roads but politicians have pushed back.
This document discusses the importance of organ donation and highlights some examples of people who donated organs or parts of organs to save others' lives. It summarizes a few cases, including a family who donated their son Arun's organs after he died from a car accident, and a woman named Rainy Joy who donated part of her liver to save her niece. The document announces an upcoming "Organ Donation Awareness Program" event to honor organ donors and promote organ donation, with the goal of inspiring more people to donate.
To buy a solar water heater, consider the following factors: find a suitable roof site that receives direct sunlight for most of the day, choose an appropriate system size based on current water usage and additional fixtures, and purchase from a reputed manufacturer. Hire an experienced contractor to properly install the system according to local regulations. Also look into any available government rebates and be sure to properly maintain the system once installed.
Concern for the planet through efficient use of technology using Solar Water Heater with Evacuated Tube Collector. http://www.vguard.in/solar-water-heater/
Wiring Cables & Wire from Wire Manufacturer - Safety and quality you can depend on conforming to the highest standards. http://www.vguard.in/wiring-cable/wire/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Kochouseph Chittilappilly's new book "Practical Wisdom 2" is being released today. Mr. Tom Jose, Managing Director of Kochi Metro Rail Ltd, will release the book at an event at Reliance Time Out in Kochi at 5 PM. The first copy sold will be to Mr. Mahesh, Director of Kalyan Silks. "Practical Wisdom 2" builds on his first book published in 2003, drawing from his observations and experiences to document simple truths and wisdom. The book is published by Viva Books in Delhi and will be available at major bookstores. He hopes the book will help entrepreneurs, managers and students.
What Lessons Can New Investors Learn from Newman Leech’s Success?Newman Leech
Newman Leech's success in the real estate industry is based on key lessons and principles, offering practical advice for new investors and serving as a blueprint for building a successful career.
KYC Compliance: A Cornerstone of Global Crypto Regulatory FrameworksAny kyc Account
This presentation explores the pivotal role of KYC compliance in shaping and enforcing global regulations within the dynamic landscape of cryptocurrencies. Dive into the intricate connection between KYC practices and the evolving legal frameworks governing the crypto industry.
Fabular Frames and the Four Ratio ProblemMajid Iqbal
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
A toxic combination of 15 years of low growth, and four decades of high inequality, has left Britain poorer and falling behind its peers. Productivity growth is weak and public investment is low, while wages today are no higher than they were before the financial crisis. Britain needs a new economic strategy to lift itself out of stagnation.
Scotland is in many ways a microcosm of this challenge. It has become a hub for creative industries, is home to several world-class universities and a thriving community of businesses – strengths that need to be harness and leveraged. But it also has high levels of deprivation, with homelessness reaching a record high and nearly half a million people living in very deep poverty last year. Scotland won’t be truly thriving unless it finds ways to ensure that all its inhabitants benefit from growth and investment. This is the central challenge facing policy makers both in Holyrood and Westminster.
What should a new national economic strategy for Scotland include? What would the pursuit of stronger economic growth mean for local, national and UK-wide policy makers? How will economic change affect the jobs we do, the places we live and the businesses we work for? And what are the prospects for cities like Glasgow, and nations like Scotland, in rising to these challenges?
“Amidst Tempered Optimism” Main economic trends in May 2024 based on the results of the New Monthly Enterprises Survey, #NRES
On 12 June 2024 the Institute for Economic Research and Policy Consulting (IER) held an online event “Economic Trends from a Business Perspective (May 2024)”.
During the event, the results of the 25-th monthly survey of business executives “Ukrainian Business during the war”, which was conducted in May 2024, were presented.
The field stage of the 25-th wave lasted from May 20 to May 31, 2024. In May, 532 companies were surveyed.
The enterprise managers compared the work results in May 2024 with April, assessed the indicators at the time of the survey (May 2024), and gave forecasts for the next two, three, or six months, depending on the question. In certain issues (where indicated), the work results were compared with the pre-war period (before February 24, 2022).
✅ More survey results in the presentation.
✅ Video presentation: https://youtu.be/4ZvsSKd1MzE
Explore the world of investments with an in-depth comparison of the stock market and real estate. Understand their fundamentals, risks, returns, and diversification strategies to make informed financial decisions that align with your goals.
Economic Risk Factor Update: June 2024 [SlideShare]Commonwealth
May’s reports showed signs of continued economic growth, said Sam Millette, director, fixed income, in his latest Economic Risk Factor Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
13 Jun 24 ILC Retirement Income Summit - slides.pptxILC- UK
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board