1. FREDERICK CHIDI
19, Dayo Oluyemi Street
Off Isawo Road
Agric - Ikorodu
Lagos
08056145664, 07031576523
E-mail: chidexsmiles@yahoo.com
PERSONAL PROFILE: Date of Birth: 14TH September, 1983
Sex:: Male
Marital Status: Married
Nationality: Nigerian
State of Origin: Delta
Local Government Area: Ika South
Religion: Christianity
CAREER OBJECTIVE: To work with existing staff and resources, contributing the best of my
ability towards the achievement of organizational and managerial objectives and targets as well
as the desire for self development, advancement and improvement while enjoying job
satisfaction.
EDUCATIONAL QUALIFICATION:
Niger Delta University, Wilberforce Island:
B.Sc (Hons.) Economics (2nd Class Upper) 2008
WORK EXPERIENCE:
AB MIcrofinanc Bank, Nigeria 2012 till date
Senior Loan Officer
Duties and responsibilities
2. Conducting direct promotions and other marketing activities and opening loan applications.
Conducting credit analysis i.e business assessment, collateral evaluation, guarantor assessment
and risk assessment.
Presenting loan proposals to the credit committee.
Participating as a member of the credit committee.
Portfolio management i.e, monitoring loan repayments and loan recovery.
Accompanying and training of new colleagues.
Any other task that may be assigned.
Achievements
Consistently achieving and surpassing set targets both on monthly and quarterly basis by
disbursing a minimum of 18 micro loans per month amounting to over six million naira per
month.
Maintaining a micro loan portfolio volume of over 20 million naira consistently.
Maintaining a portfolio quality of PAR1 (portfolio at risk) less than 1 percent.
Color Sense Limited, Onikan
Marketing Executive May 2011 - Feb 2012
NYSC
(Oceanic Bank, Jalingo branch) 2009 – 2010
SKILLS: Excellent oral and written communication skills
Very good at financial analysis
Research oriented
Ability to multi task
Ability to work with minimum supervision
Ability to work under pressure
Ability to work effectively in a team
Proficiency in the use of computers
