More Related Content
More from Kamran Abdullah (20)
Foundation Course FC BOOK-URDU (State Life Pakistan)
- 5.
1
.1
5
.2
7
.3
9
.4
14
.5
17
.6
20
.7
23
.8
34
.9
40
.10
45
.11
52
.12
61
.13
68
.14
73
.15
76
.16
82
.17
88
.18
91
.19
96
.20
98
.21
103
.22
- 7. 1
10
1972
19)
32(
1972
31
3
1972
5
1975
33
7
---- 1 ----
- 8.
3
2
1
4
3
2
1
5
4
3
2
1
5
4
3
2
1
6
5
4
3
2
1
6
(
)
5
4
3
2
1
4
3
2
1
---- 2 ----
- 10.
(Rupees in Million)
2018 1973
18,918 48
85,998 219
4,536 50
31 -
114,914 317
70,277 81
185,192 391
53,040 141
873,813 1494
852,043 1401
8.87% 7%
5,661,397 17,899 (
)
5,907,669 3,57,413
---- 4 ----
- 13. 3
"First Impression is a last Impression" :
'
:
:
---- 7 ----
- 21. 5% 10% 35%
20
()
1
12
8,74,790
2
75%
3
12
13,45,830
4
80%
5
Mosc
6
7
8
AM
SM
9
(Persistency)
49,999/=
75,000/= 59,99950,000/=
10,00,00/= 1,49,000/=60,000/=
1,50,000/= 2,49,99915,0000/=
2,50,000/=
250,000/=
65
18
---- 15 ----
- 22.
168,228/-
2019
25%
2.5%
20%
2.5%
---- 16 ----
- 24.
()
(
)
(
)
(
)
55
10000
"
"
2,50,000/-
250,000
10000
250,000
)
(
250,000
55
---- 18 ----
- 25.
1
2
3
!
"
"
---- 19 ----
- 27.
2
3
4
5
Good Faith
"
"
()
(Proposer)
(
)
(Lapsed)
---- 21 ----
- 29. 8
(Term Insurance)
(Whole Life Insurance)
(Endowment Insurance)
(Term Insurance)
1
2
(
)
3
---- 23 ----
- 30. (Whole Life Insurance)
01
85
85
10
65
02
Whole Life Insurance byLimited Payment
85
01
85
Endowment Insurance
03
---- 24 ----
- 31.
55
10
65
10
05
Three Payment Policy
(1)
1
25%
25%
50%
25%
2
25%
(2)
(3)
Aggregate Cash Surender
(Surrender)
Value
---- 25 ----
- 32. (Joint Life Endowment Ins)
06
:
1
2
3
30
Child Protection Policy
07
1
100
---- 26 ----
- 33.
ADB
5
18
1
55
20
20
15
:
2
:
:
:
3
:
:
:
:
4
:
5
:
6
---- 27 ----
- 36.
3 " " " 97
4 " " " 1310
5 " " " 1714
6 " " " 2418
7 " " " 3525
36
20
20
20
40
) F.I.B
A.I.B(
---- 30 ----
- 37.
60
60
Table - 74
(Risk Coverage)
ADB
21, 18, 15, 12,
60
20
S.B 20%
1/3
30
27,24,
60%
S.B 20%
2/3
S.B
25%
05
ADB
Child Education & Marriage
75
---- 31 ----
- 39. 78
5520
2515
15
FIB
24%
FIB24
+
15
ADB
26FIB
---- 33 ----
- 40. 09
(Accident IndemnityBenefit-AIB)
1
IIA
IA
60
5518
1,00,00,000
T.36
T14 T.18,
AIB
4
N.D
T.09,14,18,22,23
T-07
---- 34 ----
- 41. (Accidental Death Benefit-ADB)
2
555
100,00,000
T.36
T.18, T14
ADB
1.25
N.D
T.09,14,18,22,23
T-07
(Family Income Benefit -FIB)
3
65
5520
50%10%
FIB
60%
---- 35 ----
- 42.
T-07
N.D
T.09,14,18,22,23
40%
(Term Insurance Rider- TIR)
4
10
60
20
70
25
Waiver of Premiumm-WP
5
50
24
75
29
24
30
Special Waiver of Premium-SWP
6
---- 36 ----
- 43.
Refund of Premium Rider-RPR
7
R.P.R
Non Declinature Scheme - ND
8
05
Table 03
1
N.D 2
58
20
N.D 3
86
N.D
N.D 4
5
N.D
60
6
7
---- 37 ----
- 44.
Back Dating
8
Grace Period
31
9
Lapse
10
100%
Guaranteed Insurability-GI
9
Hospital & Surgical-HS
10
25,000
---- 38 ----
- 45. Ordinary Revival
I
Special Revival
II
9
Benefits Death
11
ANF
N.D 12
---- 39 ----
- 46. 10
)
1
(
)
2,50
2
(
100
)
(
3
0.52
0.27
0.09
4
8
:
0.50
3 1
/
10000
2
T-24/25
3
---- 40 ----
- 47. :
03
30
48.42
20
:
100,000
(
)
4842.00 (100x48.42)
100 (
)
4942.00
2570.00 2569.84 (0.52x4942.00)
1334.00 1334.34 (0.27x4942.00)
445.00 444.78 (0.09x4942.00)
:
()
100.00
14,376.00 = 300x(0.50-48.42)
100.00 =
14,476.00 =
7,528.00= 7,527.52= (0.52x1,4476.00)
3,909.00= 3,908.52= (0.27x1,4476.00)
1,303.00 = 1,302.84 = (0.09x1,4476.00)
---- 41 ----
- 48. :
47,920.00 = 10,00x(0.50-48.42)
100.00
100.00 =
48,020.00 =
24,970.00 = 24,970.4 = (0.52x48,020.00)
12,965.00= 12,965.4= (0.27x48,020.00)
4,322.00= 4,321.80= (0.09x48,020.00)
---- 42 ----
- 49.
x
x
88
40
20
136
1200
60
FIB
FIB
200
10
2003,04,19,36
20,000/= 5 x 100 x 40 =
96,800/= 11 x 100 x 88 =
16
6
54,400/= 4 x 100 x 136 =
20
17
60,000/= 10 x 100 x 60 =
20
11
---- 43 ----
