Forget the Saying "Make Mistakes Whilst You Are Young"

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It is a well-known saying that parents almost always tell their children; make your mistakes when you are young as they will hurt you more when you are older but that isn’t necessarily true in the world of finance.

Economy & Finance

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The Zhejiang provincial government owns two-thirds of Zhejiang Expressway Company Limited, a public corporation that invests in and operates toll roads within this prosperous province of eastern China. Under Jianhu Luo’s leadership, Zhejiang Expressway’s Profitable Growth rank has fallen to below average. Learn more at: http://becomeabetterinvestor.net/blog/the-road-to-riches-isnt-always-straight/

Manuel Paolo Villar has kept Profitable Growth at a stable ranking of #4 for the company. Vista Land & Lifescapes Incorporated is a Philippine-based home builder and property developer. With more than 300,000 homes built and a land bank of over 2,400 hectares, 76% of which is in Mega Manila. Learn more at: http://becomeabetterinvestor.net/blog/family-run-philippine-home-builder-remains-consistent/

World Class Benchmarking: PT Waskita Karya (Persero) TBK (WSKT IJ)

Andrew Stotz, PhD, CFA

As a general contractor, Waskita Karya both builds and operates toll roads. It is also the second largest Indonesian manufacturer by volume of precast concrete, which is mainly used in domestic toll road construction. Muhammad Choliq has been the President Director of WSKT since 2008, a period when the company’s profitable growth metric improved steadily. Learn more at: http://becomeabetterinvestor.net/blog/targeting-indonesian-infrastructure-with-waskita-karya/

World Class Benchmarking: PLDT Inc (TEL PM)

Andrew Stotz, PhD, CFA

PLDT Incorporated (TEL) provides Filipinos with telecommunications services, fiber-optic backbones, fixed-line and cellular networks operating in three business groups: fixed-line, wireless and others. Profitable Growth has fallen to #7 from #3 over the last five years. TEL now only ranks better than 42 of 140 large Telecom companies. Learn more at: http://becomeabetterinvestor.net/blog/a-telecom-in-tough-waters/

World Class Benchmarking: Asia Aviation (AAV TB)

Andrew Stotz, PhD, CFA

World Class Benchmarking: Air Asia Berhad (AIRA MK)

Andrew Stotz, PhD, CFA

AirAsia earns revenues via seven business segments. Its main contributor is scheduled flights, comprising 55% of total sales. CEO Anthony Fernandez has served in his capacity since 2001, when he and several partners bought AirAsia from its former owners. AirAsia’s financial metrics have improved greatly in the last two years. Learn more at: http://becomeabetterinvestor.net/blog/flying-high-with-airasia/

High Profitable Growth Companies Saw Value Gains of ~10x the Market

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What Is More Important, Profitability or Growth?

Andrew Stotz, PhD, CFA

In this study, we decided to see whether profitability or growth had a greater effect on the value increase of a business. We found that “High profitability” companies generated more than 2x the market return, and “high growth” companies returned more than 3x the market over the past 20 years. Learn more at: http://becomeabetterinvestor.net/blog/what-is-more-important-profitability-or-growth/

World Class Benchmarking: Bloomberry Resorts Corp (BLOOM PM)

Andrew Stotz, PhD, CFA

Bloomberry Resorts Corp is a holding company that focuses on managing and operating high-end hotel & casino complexes in the Philippines and South Korea. While 2014 was a fantastic year for BLOOM, the company has fallen to the lowest ranking for profitable growth the last two years under Razon’s leadership. Learn more at: http://becomeabetterinvestor.net/blog/placing-your-bets-on-bloomberry-resorts/

World Class Benchmarking: DMCI Holdings Incorporated (DMC PM)

Andrew Stotz, PhD, CFA

DMCI Holdings Incorporated is a major Philippines-based conglomerate. In the past, its core business was construction, but power, mining and property development have recently become its main profit sources. Isidro Consunji took full control of the company from his father, founder David Consunji, at the end of 2014. The younger Consunji’s leadership has shown successful thus far. Learn more at: http://becomeabetterinvestor.net/blog/fat-margins-remain-norm-at-dmci-holdings/

World Class Benchmarking: First Gen Corporation (FGEN PM)

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World Class Benchmarking: Manila Electric Company (MER PM)

Andrew Stotz, PhD, CFA

World Class Benchmarking: Megaworld Corporation (MEG PM)

Andrew Stotz, PhD, CFA

Megaworld Corporation is the Philippines’s top residential condo developer by unit sales, and supplies mainly mid-range high-rise blocks. The company has built a wide range of mixed-use real estate developments in Metro Manila. It is also the largest office leasing company for BPO locations. Learn more at: http://becomeabetterinvestor.net/blog/riding-the-real-estate-wave-of-business-process-outsourcing/

World Class Benchmarking: Nickel Asia Corporation (NIKL PM)

Andrew Stotz, PhD, CFA

Nickel Asia Corporation is one of the world’s top suppliers of lateritic nickel ore. Profitable Growth has been falling with nickel prices since 2014. As nickel prices have recovered in 2016, up 25% YTD, it’s now up to CEO Gerard Brimo to show that he can improve the company’s rank. Learn more at: http://becomeabetterinvestor.net/blog/financial-recovery-is-possible-after-nickel-price-rebound/

World Class Benchmarking: Puregold Price Club Incorporated (PGOLD PM)

Andrew Stotz, PhD, CFA

Puregold Price Club Incorporated is the second-largest food retailer in the Philippines, catering to both end consumers and resellers. The company sells consumer goods through its 291 stores. Leonardo Dayao has been the president of the company since 1998. In the last five-year period, both profitability and sales growth have remained high. Learn more at: http://becomeabetterinvestor.net/blog/profitability-is-key-at-puregold-price-club/

World Class Benchmarking: Shenzhou International Group Holdings Limited (2313...

Andrew Stotz, PhD, CFA

Shenzhou International Group Holdings Limited is the largest vertically integrated knitwear manufacturer in China, producing high-end apparel for brands such as Adidas, Puma, Uniqlo on an OEM basis. Shenzhou’s Profitable Growth metric is the best in the world and has been for five years in a row. Learn more at: http://becomeabetterinvestor.net/blog/clothing-the-world-with-shenzhou-international/

World Class Benchmarking: Universal Robina Corporation (URC PM)

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Watching The Street: Philippines

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Watching The Street: Thailand

Andrew Stotz, PhD, CFA

Analysts have had positive recommendations on Thailand for five years, and it remains a “Buy” in Asia. The 2016 estimated upside has already been reached, and the 12-month forward is at 3%, since the SET index has shown strong performance year-to-date. Learn more about how to benefit from our Watching the Street charts: http://becomeabetterinvestor.net/blog/how-to-benefit-from-our-watching-the-street-charts/

Watching The Street: Taiwan

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when will pi network coin be available on crypto exchange.

DOT TECH

There is no set date for when Pi coins will enter the market. However, the developers are working hard to get them released as soon as possible. Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges. But for now the only way to sell your pi coins is through verified pi vendor. Here is the telegram contact of my personal pi vendor @Pi_vendor_247

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The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings. Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively. However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly? “In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group. While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.

The European Unemployment Puzzle: implications from population aging

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We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.

how to sell pi coins in all Africa Countries.

DOT TECH

Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant. What is a pi merchant ? Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants. A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026. I will leave the telegram contact of my personal pi merchant to trade with. @Pi_vendor_247

how to sell pi coins on Bitmart crypto exchange

DOT TECH

Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants. A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch. I will leave the telegram contact of my personal pi merchant to trade with. @Pi_vendor_247

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BCU毕业证原版定制【微信：176555708】【伯明翰城市大学毕业证成绩单-学位证】【微信：176555708】（留信学历认证永久存档查询）采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。 ◆◆◆◆◆ — — — — — — — — 【留学教育】留学归国服务中心 — — — — — -◆◆◆◆◆ 【主营项目】一.毕业证【微信：176555708】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！二.真实使馆公证(即留学回国人员证明,不成功不收费) 三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度) 如果您处于以下几种情况： ◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【微信：176555708】 ◇面对父母的压力，希望尽快拿到； ◇不清楚认证流程以及材料该如何准备； ◇回国时间很长，忘记办理； ◇回国马上就要找工作，办给用人单位看； ◇企事业单位必须要求办理的 ◇需要报考公务员、购买免税车、落转户口 ◇申请留学生创业基金留信网认证的作用: 1:该专业认证可证明留学生真实身份 2:同时对留学生所学专业登记给予评定 3:国家专业人才认证中心颁发入库证书 4:这个认证书并且可以归档倒地方 5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息 6:个人职称评审加20分 7:个人信誉贷款加10分→ 【关于价格问题（保证一手价格）我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子我给客户的都是第一手的代理价格，因为我想坦诚对待大家不想跟大家在价格方面浪费时间对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。 8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！学历顾问：微信：176555708

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What price will pi network be listed on exchanges

DOT TECH

The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$. So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant. A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch. I will leave the telegram contact of my personal pi vendor to trade with. @Pi_vendor_247

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what is the future of Pi Network currency.

DOT TECH

The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future: Message: @Pi_vendor_247 on telegram if u want to sell PI COINS. 1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place. 2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become. 3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential. 4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future. 5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies. 6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network. 7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability. It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.

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