The document provides a summary of a lecture on forbidden business transactions in Islam given by Shaikh Saalih Al-Fawzaan. It discusses two main types of prohibited transactions: 1) When buying and selling prevents one from performing obligatory acts of worship like prayers. 2) Selling forbidden commodities, as earning money from forbidden things is also forbidden. The lecture emphasizes conducting lawful and honest business, avoiding what distracts from worship, and earning lawful provisions as commanded by Allah and His Messenger.
Aqeedah declaration of faith - saalih ibn fawzaan al-fawzaanShahedur
This document provides a summary of a book titled "The Declaration of Faith" by Shaykh Saalih ibn Fawzaan al-Fawzaan. The summary discusses:
1. The status of the declaration of faith ("Laa ilaaha illallaah"), describing it as the most fundamental concept in Islam upon which all religious obligations are based.
2. An overview of the book's contents, which will discuss the virtues, meaning, requirements, and effects of declaring one's faith in the oneness of God.
3. A brief biography of the translator, Abu Aaliyah Surkheel ibn Anwar Sharif, who undertook the translation to improve upon an
Hal Qowl as-Sahabah
Hujjah fi Deen?
Are the Sayings of the Sahabah a Source of Evidence in Islaam?
ﻫﻞ ﻗﻮﻝ ﺍﻟﺼﺤﺎﺑﺔ ﺣﺠﺔ ﰲ ﺍﻟﺪﻳﻦ؟
Sheikh Omar Bakri Muhammad
THE DIFFERENCE BETWEEN THE SHEE'AH AND THE MUSLIMSF El Mohdar
The She'ah and majority Muslim scholars disagree on several aspects of the Holy Qur'an. The She'ah claim the total number of verses is 1700 and that only Ali and the Imams collected and preserved the complete version. The majority view is that Prophet Muhammad compiled the Qur'an in its current form during Abu Bakr's time, which was later standardized under Othman. ALLAH promises in the Qur'an to protect it from corruption.
This document provides biographical information about Sayyiduna Talhah Bin ‘Ubaydullāh, one of the ten companions specifically promised paradise by Prophet Muhammad. It begins with a parable of a monk meeting a Qurayshi trader from Makkah which led to Talhah embracing Islam. It then provides details on Talhah's lineage, relationship with the Prophet, appearance, generosity, and excellences. It concludes with madani pearls on clipping nails and Talhah's journey to the hereafter. The document serves to educate readers on the distinguished life of this great Sahabi.
Loud Speaker Par Namaz Nahi Hoti-Ijmaa' E Ummat Az Roo E Akabir Ulema E Ahl E Sunnat-Mufti Hassan Ali Qadri Mailsee-Pakistan
The document discusses the scholarly consensus (ijma) among the senior scholars of Ahl al-Sunnah that praying behind a loud speaker is invalid. It provides Quranic verses and hadith to support this, as well as citations from classical scholars like Mufti Ghulam Muhammad Khan. It notes that while a few scholars like Mufti Noorullah and Mufti Abdul Wajid allow it, the vast majority of scholars, including Pakistan's leading scholars
This document provides a summary of the fundamental precepts of Ahlus Sunnah Wal Jamaah concerning Islamic beliefs and creed ('aqeedah). It covers topics such as the sources of the creed, principles for deriving the creed from religious texts, beliefs regarding Tawheed (monotheism), faith in Allah's names and attributes without resemblance or distortion, faith in angels, scriptures, prophets and the Last Day. The summary aims to concisely outline the key tenets of the Ahlus Sunnah creed in a clear yet concise manner.
Walking in footsteps, on the need for a spiritual teacher by talib al habibdocsforu
"And follow the path of those who turn to Me in love, then surely with Me
will be your journeys end."
Tasawwuf is the term given to the Islamic science of ihsan - the
perfection and purification of the soul. Its basis is the divine law, its
path is self realisation and its purpose is the attainment of absolute
sincerity. It is the inner dimension of Islam: the soul that moves it, the
vital force that strengthens it and the breath that sustains it.
The path of Tasawwuf must be taken from a perfected and revered
spiritual master, who guides one through the deadly snares of the Ego
and the traps of the Devil. The bond between Master and pupil imitates
the relationship between the Holy Prophet and his companions. It
forms the basis and essence of Tasawwuf and is essential for any sincere
seeker of Allah.
?
I
This book examines the importance of walking in the footsteps of the
saintly and the righteous along the long and difficult path that leads to
the ultimate reality. It unearths the Islamic origins of Tasawwuf and
helps explain the nature and characteristics of the master pupil bond
according to the classical scholars and luminaries of traditional Islam.
It is hoped that this work will help to revive an important somewhere
that has all but forgotten by modern-day Muslims and reawaken in
them the yearning for the age long quest for spiritual perfection.
The document provides guidance on how to follow the methodology of the Salaf (early generations of Muslims). It begins with a biography of Shaykh Sultaan ibn 'Abdurrahman al-'Eed, an influential Salafi scholar. The treatise then outlines two main sections - how to know and adhere to the Salafi methodology, and the traits of those opposed to it. It recommends seeking Allah's help, following the Quran and hadith, engaging with reputable Salafi scholars, and avoiding those who cause fitnah or promote innovation.
Aqeedah declaration of faith - saalih ibn fawzaan al-fawzaanShahedur
This document provides a summary of a book titled "The Declaration of Faith" by Shaykh Saalih ibn Fawzaan al-Fawzaan. The summary discusses:
1. The status of the declaration of faith ("Laa ilaaha illallaah"), describing it as the most fundamental concept in Islam upon which all religious obligations are based.
2. An overview of the book's contents, which will discuss the virtues, meaning, requirements, and effects of declaring one's faith in the oneness of God.
3. A brief biography of the translator, Abu Aaliyah Surkheel ibn Anwar Sharif, who undertook the translation to improve upon an
Hal Qowl as-Sahabah
Hujjah fi Deen?
Are the Sayings of the Sahabah a Source of Evidence in Islaam?
ﻫﻞ ﻗﻮﻝ ﺍﻟﺼﺤﺎﺑﺔ ﺣﺠﺔ ﰲ ﺍﻟﺪﻳﻦ؟
Sheikh Omar Bakri Muhammad
THE DIFFERENCE BETWEEN THE SHEE'AH AND THE MUSLIMSF El Mohdar
The She'ah and majority Muslim scholars disagree on several aspects of the Holy Qur'an. The She'ah claim the total number of verses is 1700 and that only Ali and the Imams collected and preserved the complete version. The majority view is that Prophet Muhammad compiled the Qur'an in its current form during Abu Bakr's time, which was later standardized under Othman. ALLAH promises in the Qur'an to protect it from corruption.
This document provides biographical information about Sayyiduna Talhah Bin ‘Ubaydullāh, one of the ten companions specifically promised paradise by Prophet Muhammad. It begins with a parable of a monk meeting a Qurayshi trader from Makkah which led to Talhah embracing Islam. It then provides details on Talhah's lineage, relationship with the Prophet, appearance, generosity, and excellences. It concludes with madani pearls on clipping nails and Talhah's journey to the hereafter. The document serves to educate readers on the distinguished life of this great Sahabi.
Loud Speaker Par Namaz Nahi Hoti-Ijmaa' E Ummat Az Roo E Akabir Ulema E Ahl E Sunnat-Mufti Hassan Ali Qadri Mailsee-Pakistan
The document discusses the scholarly consensus (ijma) among the senior scholars of Ahl al-Sunnah that praying behind a loud speaker is invalid. It provides Quranic verses and hadith to support this, as well as citations from classical scholars like Mufti Ghulam Muhammad Khan. It notes that while a few scholars like Mufti Noorullah and Mufti Abdul Wajid allow it, the vast majority of scholars, including Pakistan's leading scholars
This document provides a summary of the fundamental precepts of Ahlus Sunnah Wal Jamaah concerning Islamic beliefs and creed ('aqeedah). It covers topics such as the sources of the creed, principles for deriving the creed from religious texts, beliefs regarding Tawheed (monotheism), faith in Allah's names and attributes without resemblance or distortion, faith in angels, scriptures, prophets and the Last Day. The summary aims to concisely outline the key tenets of the Ahlus Sunnah creed in a clear yet concise manner.
Walking in footsteps, on the need for a spiritual teacher by talib al habibdocsforu
"And follow the path of those who turn to Me in love, then surely with Me
will be your journeys end."
Tasawwuf is the term given to the Islamic science of ihsan - the
perfection and purification of the soul. Its basis is the divine law, its
path is self realisation and its purpose is the attainment of absolute
sincerity. It is the inner dimension of Islam: the soul that moves it, the
vital force that strengthens it and the breath that sustains it.
The path of Tasawwuf must be taken from a perfected and revered
spiritual master, who guides one through the deadly snares of the Ego
and the traps of the Devil. The bond between Master and pupil imitates
the relationship between the Holy Prophet and his companions. It
forms the basis and essence of Tasawwuf and is essential for any sincere
seeker of Allah.
?
I
This book examines the importance of walking in the footsteps of the
saintly and the righteous along the long and difficult path that leads to
the ultimate reality. It unearths the Islamic origins of Tasawwuf and
helps explain the nature and characteristics of the master pupil bond
according to the classical scholars and luminaries of traditional Islam.
It is hoped that this work will help to revive an important somewhere
that has all but forgotten by modern-day Muslims and reawaken in
them the yearning for the age long quest for spiritual perfection.
The document provides guidance on how to follow the methodology of the Salaf (early generations of Muslims). It begins with a biography of Shaykh Sultaan ibn 'Abdurrahman al-'Eed, an influential Salafi scholar. The treatise then outlines two main sections - how to know and adhere to the Salafi methodology, and the traits of those opposed to it. It recommends seeking Allah's help, following the Quran and hadith, engaging with reputable Salafi scholars, and avoiding those who cause fitnah or promote innovation.
Tarikul Saltanat Ghausul Aalam Mahboob e Yazdani Sultan Syed Ashraf Jahangeer Simnani Ke Mukhtasar si Halaat is Risale Me Roman Urdu Language pr Mushtamil hai Lihaza Aap bhi Padhen aur Dosron ko bhi Targheeb den Allah Ham sab ko Aulaia E Karam se Sachhi Muhabbat kar ne ki taufeeq de. Ameen
This document summarizes a treatise by Shaikh-ul-Islam Muhammad Ibn 'Abd-il-Wahhaab listing 128 aspects of belief and practice that the people of pre-Islamic Arabia (the Days of Ignorance) adhered to, which Islam opposed. The treatise aims to clarify Islam by highlighting its opposite, the Days of Ignorance. Some key aspects mentioned include: (1) invoking righteous people for intercession with God, (2) dividing into religious sects and factions, (3) failing to obey legitimate authority. The document provides important historical and theological context for understanding aspects of pre-Islamic Arabia that Islam rejected.
Advice to muslim women saalih bin fawzan al-fawzanShahedur
The document is a lecture by Shaikh Saalih Al-Fawzaan on providing advice to Muslim women. It discusses the importance of advising and guiding women according to Islamic teachings. The lecture covers topics like veiling, being alone with non-mahram men, and traveling without a mahram. It emphasizes that men are responsible for women and should choose pious wives, while also treating women with justice and not oppressing them by exploiting authority. The purpose is to instruct women in Islam and help build righteous families and societies.
This document discusses the importance of khushoo' (humility and consciousness of Allah) during prayer. It notes that while works on Islam emphasize the outward practices of prayer, little attention is given to khushoo' and the spiritual aspect. The hadith state that knowledge will be taken away, starting with the loss of khushoo' during prayer. True prayer requires both correct outward practice and presence of heart and mind before Allah. Without khushoo', prayer risks becoming a empty ritual. Emphasizing khushoo' is needed to properly benefit from prayer and avoid sins.
The document provides an introduction to Imam Nawawi's compilation of 40 hadith. It discusses how previous scholars had also compiled 40 hadith on various topics and that Nawawi aims to compile the most important 40 hadith that cover the essential aspects of religion. It notes that Nawawi only includes authentic hadith from Bukhari and Muslim and provides the first 3 hadith without their chains of narration.
This document is an introduction to Imam Nawawi's compilation of 40 hadith. It provides background on Nawawi and his scholarly lineage. It explains that many previous scholars had also compiled collections of 40 hadith, and that Nawawi aimed to collect the most important hadith that cover the essential aspects of religion and guidance. The introduction outlines the hadith that Nawawi will include and his methodology of focusing on authentic hadith from Bukhari and Muslim. It asserts the importance of being familiar with these hadith for those seeking guidance to Allah.
This advice note o lovers of the great caliphate before the occurrence of warUD. Berkah Jaya Komputer
1) Establishing a secret group that opposes the existing government is divisive and threatens security, as it goes against hadiths calling for obedience to leaders.
2) While the caliphate should implement Islamic law, caliphs can be both good and unjust, so absolute obedience is only required to a just imam.
3) Gathering to encourage good and forbid evil is allowed, but it must avoid rigid structures or obedience to leaders beyond the legitimate imam. Mutual help and advice is permitted.
Ramadan is a time of worship through fasting and self-control according to Islamic teachings. The Quran instructs Muslims to fast during Ramadan as those before them, in order to attain God's pleasure through obedience. It is a month to reflect inwardly and devote oneself to Allah. Fasting is seen as important in Islam based on verses from the Quran. It also has benefits according to modern medical science like intermittent fasting, which can promote weight loss.
Microsoft word explanation of the nullifiers of islaam.docShahedur
The third nullifier of Islam is to not consider polytheists and those of other religions as disbelievers. This includes doubting their disbelief or thinking their beliefs are correct. One must firmly believe that Jews, Christians, and followers of other faiths are misguided and upon false religions in order to have true Islamic belief in one God (tawheed). Not rejecting worship of others beside God means one has not rejected false deities (taaghoot) which is necessary for proper tawheed.
1) Da'wah refers to the act of conveying the message of Islam and inviting people to worship Allah alone. It was a core mission of all prophets.
2) There are significant rewards for those who engage in da'wah, such as gaining the same reward as those who perform good deeds due to their guidance. The Prophet described da'wah as more valuable than owning red camels.
3) Scholars consider da'wah an obligation for all Muslims who have the ability, such as scholars, rulers, and missionaries, until the message of Islam reaches all people.
This document discusses the importance of da'wah (inviting others to Islam) in Islam. It begins by defining da'wah and providing Quranic verses showing it was the mission of prophets. Da'wah is considered a great virtue, and Allah promises great rewards for those who engage in it, including the same reward as those who follow guidance due to one's da'wah efforts. The document argues da'wah is both an individual and collective obligation for Muslims, and provides evidence that every Muslim should participate according to their ability.
Page Howe: Domain Names for the Average Joedomainsherpa
Watch the video: http://domainsherpa.com/page-howe
Page Howe did not start domaining in the mid-1990s like so many other mega-domainers. Howe uses a very structured approach to successfully buy and sell domain names on a daily basis.
Toby Hardy bought FrenchRiviera.com in 2001 and is turning it into the ultimate online destination for the rich and famous who visit cities such as Monte Carlo, Cannes and the like.
Dennis Lastochkin: The Technical Genius Who's Removing Subjectivity from Doma...domainsherpa
Watch the full show: http://www.domainsherpa.com/dennis-lastochkin-domainparking-interview/
Ask three domain name investors for a valuation of a domain name you are selling or thinking of buying, and you are likely to get three different answers -- maybe even four.
Enter Dennis Lastochkin, a technical genius who in just six months created a sophisticated valuation engine that is likely to remove most of the subjectivity from domain name appraisals.
Bill McClure: How to Build a Successful, Diversified, Family-run Businessdomainsherpa
Watch the full show: http://domainsherpa.com/bill-mcclure
Bill McClure is not a newcomer to the domain name industry. Years ago he bought and built FlowersDirect.com and eFlowers.com and then sold them to FTD. Over his many years of acquiring, building and selling businesses, he has learned one simple fact: You can always trust your family.
Listen along as Bill discusses how he targets markets, how much he purchases domain names for, how he develops them, and what kind of leaders he is looking for to continue building more businesses in the future. If you are an entrepreneur or passionate about e-commerce, this is a must-see interview.
Danny Sullivan: Domain Names and Search Engine Optimizationdomainsherpa
Danny Sullivan discusses the importance of domain names for SEO. He explains that while a keyword-rich domain name can provide some benefit, it is just one minor ranking factor according to his periodic table of SEO. The most important factor is quality content on the site. Sullivan advises developing substantial, unique content that provides real value to users rather than just a few lightweight pages. The goal should be creating a site that search engines and users cannot live without and see as an essential resource on its topic.
Shane Wells: How I Went from $50,000 to More Than $250,000 in Sales Per Yeardomainsherpa
Watch the full show:
http://www.domainsherpa.com/shane-wells/
It's relatively straightforward to build a geodomain into a directory or blog. But where most people fall short in making their venture a successful business is the sales process. Shane Wells, on the other hand, loves to sell. His enthusiasm for sales (and his success) speaks for itself -- he went from $50,000 in sales to more than $250,000 per year in sales.
This document provides a summary of 128 aspects of belief and practices that were prevalent during the Days of Ignorance that Islam opposed. The most important aspect was the lack of faith in the heart for what the Prophet Muhammad came with. If one approves of the ways of the Days of Ignorance, it leads to total ruin. The first aspect discussed is how they would worship other beings alongside God, desiring their intercession, which Islam forbids and requires sincerity in worshipping God alone. This dividing of religion was the greatest matter the Prophet opposed and led to the legislation of jihad.
This document is Shaikh Abdul 'Aziz ibn Abdullah ibn Baz's rebuttal of a research paper by Dr. Ibrahim ibn Abdullah An-Nasir. In his paper, Dr. Ibrahim tried to assert that most forms of riba (usury) transactions are permissible. Shaikh ibn Baz refutes this claim and argues that all forms of riba are prohibited based on clear evidence from the Quran, Sunnah, and consensus of scholars. He explains that establishing a strong Muslim economy does not require permitting riba. The rebuttal aims to demonstrate that Dr. Ibrahim's arguments contradict Islamic sources and to establish that riba is unequivocally prohibited.
Canonical Sharia Contracts Applied To Modern Financebrighteyes
The document discusses various Islamic finance concepts and their application to modern finance, including:
- The prohibition of riba (usury or interest) in Islamic scripture and hadith.
- Two main types of riba - riba an-nasi'ah (interest on loans) and riba al-fadl (excess exchanged without due consideration on commodities traded).
- The permissibility and reward of legitimate trade and business activities in Islam.
- The importance of purifying the source of one's income and distinguishing Islamic from conventional interest-based modes of finance.
Explanation of the Creed - 1995 - by al Barbaharifatrop
This document provides biographical information about the scholar Abu Muhammad al-Hasan ibn 'Alee ibn Khalf al-Barbahaaree:
- He was a prominent Hanbali scholar of the 4th Islamic century who was known for his knowledge, piety, and opposition to innovations and deviant sects.
- He studied under senior students of the imam Ahmad ibn Hanbal and acquired vast knowledge of hadith and fiqh. He was highly respected by other scholars and the general public.
- Al-Barbahaaree was strict in adhering to the Quran and Sunnah and refuting beliefs that contradicted them. He authored the influential work "
Talk to your brother before its too lateZaffer Khan
This document summarizes advice from Sheikh Abdul Azeez Bin Baaz on how to properly call others to Islam. The Sheikh stresses using gentle, wise, and excellent speech to invite people to the truth without harshness. Calling others requires patience and forbearance. The goal is for people to willingly accept Islam, not to outwardly display knowledge. Harshness often pushes people away from the religion. The Sheikh cites Quranic verses and hadith showing the Prophet Muhammad calling others with gentleness and wisdom.
Tarikul Saltanat Ghausul Aalam Mahboob e Yazdani Sultan Syed Ashraf Jahangeer Simnani Ke Mukhtasar si Halaat is Risale Me Roman Urdu Language pr Mushtamil hai Lihaza Aap bhi Padhen aur Dosron ko bhi Targheeb den Allah Ham sab ko Aulaia E Karam se Sachhi Muhabbat kar ne ki taufeeq de. Ameen
This document summarizes a treatise by Shaikh-ul-Islam Muhammad Ibn 'Abd-il-Wahhaab listing 128 aspects of belief and practice that the people of pre-Islamic Arabia (the Days of Ignorance) adhered to, which Islam opposed. The treatise aims to clarify Islam by highlighting its opposite, the Days of Ignorance. Some key aspects mentioned include: (1) invoking righteous people for intercession with God, (2) dividing into religious sects and factions, (3) failing to obey legitimate authority. The document provides important historical and theological context for understanding aspects of pre-Islamic Arabia that Islam rejected.
Advice to muslim women saalih bin fawzan al-fawzanShahedur
The document is a lecture by Shaikh Saalih Al-Fawzaan on providing advice to Muslim women. It discusses the importance of advising and guiding women according to Islamic teachings. The lecture covers topics like veiling, being alone with non-mahram men, and traveling without a mahram. It emphasizes that men are responsible for women and should choose pious wives, while also treating women with justice and not oppressing them by exploiting authority. The purpose is to instruct women in Islam and help build righteous families and societies.
This document discusses the importance of khushoo' (humility and consciousness of Allah) during prayer. It notes that while works on Islam emphasize the outward practices of prayer, little attention is given to khushoo' and the spiritual aspect. The hadith state that knowledge will be taken away, starting with the loss of khushoo' during prayer. True prayer requires both correct outward practice and presence of heart and mind before Allah. Without khushoo', prayer risks becoming a empty ritual. Emphasizing khushoo' is needed to properly benefit from prayer and avoid sins.
The document provides an introduction to Imam Nawawi's compilation of 40 hadith. It discusses how previous scholars had also compiled 40 hadith on various topics and that Nawawi aims to compile the most important 40 hadith that cover the essential aspects of religion. It notes that Nawawi only includes authentic hadith from Bukhari and Muslim and provides the first 3 hadith without their chains of narration.
This document is an introduction to Imam Nawawi's compilation of 40 hadith. It provides background on Nawawi and his scholarly lineage. It explains that many previous scholars had also compiled collections of 40 hadith, and that Nawawi aimed to collect the most important hadith that cover the essential aspects of religion and guidance. The introduction outlines the hadith that Nawawi will include and his methodology of focusing on authentic hadith from Bukhari and Muslim. It asserts the importance of being familiar with these hadith for those seeking guidance to Allah.
This advice note o lovers of the great caliphate before the occurrence of warUD. Berkah Jaya Komputer
1) Establishing a secret group that opposes the existing government is divisive and threatens security, as it goes against hadiths calling for obedience to leaders.
2) While the caliphate should implement Islamic law, caliphs can be both good and unjust, so absolute obedience is only required to a just imam.
3) Gathering to encourage good and forbid evil is allowed, but it must avoid rigid structures or obedience to leaders beyond the legitimate imam. Mutual help and advice is permitted.
Ramadan is a time of worship through fasting and self-control according to Islamic teachings. The Quran instructs Muslims to fast during Ramadan as those before them, in order to attain God's pleasure through obedience. It is a month to reflect inwardly and devote oneself to Allah. Fasting is seen as important in Islam based on verses from the Quran. It also has benefits according to modern medical science like intermittent fasting, which can promote weight loss.
Microsoft word explanation of the nullifiers of islaam.docShahedur
The third nullifier of Islam is to not consider polytheists and those of other religions as disbelievers. This includes doubting their disbelief or thinking their beliefs are correct. One must firmly believe that Jews, Christians, and followers of other faiths are misguided and upon false religions in order to have true Islamic belief in one God (tawheed). Not rejecting worship of others beside God means one has not rejected false deities (taaghoot) which is necessary for proper tawheed.
1) Da'wah refers to the act of conveying the message of Islam and inviting people to worship Allah alone. It was a core mission of all prophets.
2) There are significant rewards for those who engage in da'wah, such as gaining the same reward as those who perform good deeds due to their guidance. The Prophet described da'wah as more valuable than owning red camels.
3) Scholars consider da'wah an obligation for all Muslims who have the ability, such as scholars, rulers, and missionaries, until the message of Islam reaches all people.
This document discusses the importance of da'wah (inviting others to Islam) in Islam. It begins by defining da'wah and providing Quranic verses showing it was the mission of prophets. Da'wah is considered a great virtue, and Allah promises great rewards for those who engage in it, including the same reward as those who follow guidance due to one's da'wah efforts. The document argues da'wah is both an individual and collective obligation for Muslims, and provides evidence that every Muslim should participate according to their ability.
Page Howe: Domain Names for the Average Joedomainsherpa
Watch the video: http://domainsherpa.com/page-howe
Page Howe did not start domaining in the mid-1990s like so many other mega-domainers. Howe uses a very structured approach to successfully buy and sell domain names on a daily basis.
Toby Hardy bought FrenchRiviera.com in 2001 and is turning it into the ultimate online destination for the rich and famous who visit cities such as Monte Carlo, Cannes and the like.
Dennis Lastochkin: The Technical Genius Who's Removing Subjectivity from Doma...domainsherpa
Watch the full show: http://www.domainsherpa.com/dennis-lastochkin-domainparking-interview/
Ask three domain name investors for a valuation of a domain name you are selling or thinking of buying, and you are likely to get three different answers -- maybe even four.
Enter Dennis Lastochkin, a technical genius who in just six months created a sophisticated valuation engine that is likely to remove most of the subjectivity from domain name appraisals.
Bill McClure: How to Build a Successful, Diversified, Family-run Businessdomainsherpa
Watch the full show: http://domainsherpa.com/bill-mcclure
Bill McClure is not a newcomer to the domain name industry. Years ago he bought and built FlowersDirect.com and eFlowers.com and then sold them to FTD. Over his many years of acquiring, building and selling businesses, he has learned one simple fact: You can always trust your family.
Listen along as Bill discusses how he targets markets, how much he purchases domain names for, how he develops them, and what kind of leaders he is looking for to continue building more businesses in the future. If you are an entrepreneur or passionate about e-commerce, this is a must-see interview.
Danny Sullivan: Domain Names and Search Engine Optimizationdomainsherpa
Danny Sullivan discusses the importance of domain names for SEO. He explains that while a keyword-rich domain name can provide some benefit, it is just one minor ranking factor according to his periodic table of SEO. The most important factor is quality content on the site. Sullivan advises developing substantial, unique content that provides real value to users rather than just a few lightweight pages. The goal should be creating a site that search engines and users cannot live without and see as an essential resource on its topic.
Shane Wells: How I Went from $50,000 to More Than $250,000 in Sales Per Yeardomainsherpa
Watch the full show:
http://www.domainsherpa.com/shane-wells/
It's relatively straightforward to build a geodomain into a directory or blog. But where most people fall short in making their venture a successful business is the sales process. Shane Wells, on the other hand, loves to sell. His enthusiasm for sales (and his success) speaks for itself -- he went from $50,000 in sales to more than $250,000 per year in sales.
This document provides a summary of 128 aspects of belief and practices that were prevalent during the Days of Ignorance that Islam opposed. The most important aspect was the lack of faith in the heart for what the Prophet Muhammad came with. If one approves of the ways of the Days of Ignorance, it leads to total ruin. The first aspect discussed is how they would worship other beings alongside God, desiring their intercession, which Islam forbids and requires sincerity in worshipping God alone. This dividing of religion was the greatest matter the Prophet opposed and led to the legislation of jihad.
This document is Shaikh Abdul 'Aziz ibn Abdullah ibn Baz's rebuttal of a research paper by Dr. Ibrahim ibn Abdullah An-Nasir. In his paper, Dr. Ibrahim tried to assert that most forms of riba (usury) transactions are permissible. Shaikh ibn Baz refutes this claim and argues that all forms of riba are prohibited based on clear evidence from the Quran, Sunnah, and consensus of scholars. He explains that establishing a strong Muslim economy does not require permitting riba. The rebuttal aims to demonstrate that Dr. Ibrahim's arguments contradict Islamic sources and to establish that riba is unequivocally prohibited.
Canonical Sharia Contracts Applied To Modern Financebrighteyes
The document discusses various Islamic finance concepts and their application to modern finance, including:
- The prohibition of riba (usury or interest) in Islamic scripture and hadith.
- Two main types of riba - riba an-nasi'ah (interest on loans) and riba al-fadl (excess exchanged without due consideration on commodities traded).
- The permissibility and reward of legitimate trade and business activities in Islam.
- The importance of purifying the source of one's income and distinguishing Islamic from conventional interest-based modes of finance.
Explanation of the Creed - 1995 - by al Barbaharifatrop
This document provides biographical information about the scholar Abu Muhammad al-Hasan ibn 'Alee ibn Khalf al-Barbahaaree:
- He was a prominent Hanbali scholar of the 4th Islamic century who was known for his knowledge, piety, and opposition to innovations and deviant sects.
- He studied under senior students of the imam Ahmad ibn Hanbal and acquired vast knowledge of hadith and fiqh. He was highly respected by other scholars and the general public.
- Al-Barbahaaree was strict in adhering to the Quran and Sunnah and refuting beliefs that contradicted them. He authored the influential work "
Talk to your brother before its too lateZaffer Khan
This document summarizes advice from Sheikh Abdul Azeez Bin Baaz on how to properly call others to Islam. The Sheikh stresses using gentle, wise, and excellent speech to invite people to the truth without harshness. Calling others requires patience and forbearance. The goal is for people to willingly accept Islam, not to outwardly display knowledge. Harshness often pushes people away from the religion. The Sheikh cites Quranic verses and hadith showing the Prophet Muhammad calling others with gentleness and wisdom.
The Three Fundamental Principles by Muhammad Adbul-WahabNerd Of ...
Before you is a complete translation of the great classical treatise “Thalaathat-ul-Usool" - The Three Fundamental Principles of Imaam Muhammad bin ‘Abdil-Wahhaab. This treatise needs no introduction, as it is one of the Islamic works that is most studied and taught throughout the world. In fact, many of the scholars recommend the students of knowledge to begin their path of learning by studying and mastering this booklet. The reason for this is because it was written by the author in a simple manner and comprising of the basic fundamentals of this Religion in brief. The material contained in the treatise was designed to be easily memorized and understood.
It is our intent, by producing this treatise, to provide the English audience with the source of this tremendous work so that they may study it in gatherings and use it as a reference. There are several explanations available for “The Three Fundamental Principles” that were written in recent times, such as that of Imaam Muhammad bin Saalih Al-‘Uthaimeen, Shaikh Zayd Al-Madkhalee and Shaikh Saalih Aali Shaikh.
This document discusses the importance of performing prayers (salah) correctly according to the teachings of the Prophet Muhammad. It notes that Imam Ahmad observed many people in the community were not performing salah properly, in some cases invalidating their prayers. The treatise provides guidance on properly following the imam during each part of the prayer based on hadiths, such as waiting for the imam to complete each movement before following. It aims to educate believers on performing valid salah that will be accepted by Allah.
This document provides an introduction and overview of the rites and obligations of Hajj and Umrah according to the Quran, Sunnah, and reports from the companions. It discusses manners to observe, virtues, prerequisites, pillars, obligatory and recommended acts. It also details preparation for ihram, entering ihram, talbiyah, entering Masjid al-Haram, tawaf, sa'i and other rites. The author aims to write a concise yet informative book on Hajj and Umrah rulings and hopes it will benefit students of Islam and those performing the pilgrimage.
The document summarizes key concepts in Islamic finance including a prohibition on interest (riba), uncertainty (gharar), and gambling (qimar). It discusses sources of funds for Islamic microfinance institutions such as zakat, charity, waqf trusts, and profit-sharing investment accounts. It also describes common Islamic microfinance contracts and partnerships like musharakah, mudarabah, murabaha, and ijara.
The document summarizes key concepts in Islamic microfinance. It discusses the prohibition of interest (riba) and uncertainty (gharar) in Islamic finance. It also describes various contract types used in Islamic microfinance like musharakah, mudarabah, murabaha, and ijara. The document emphasizes that Islamic microfinance aims to provide financial services in accordance with Shariah principles to help purify income and alleviate poverty in a sustainable way.
The document summarizes key concepts in Islamic microfinance. It discusses the prohibition of interest (riba) and uncertainty (gharar) in Islamic finance. It also describes various Islamic microfinance contracts and partnership models like musharakah and mudarabah that can be used to provide financing. The document emphasizes that Islamic microfinance aims to help the poor in a sharia-compliant way and promote economic empowerment through programs like zakat and encouraging self-employment.
1) The sheikh discusses how even the companions of the Prophet feared hypocrisy in themselves, despite their high levels of faith and knowledge.
2) He explains that true believers fear hypocrisy while hypocrites feel safe from it. Hypocrisy involves a contradiction between inner beliefs and outward actions or between words and deeds.
3) The sheikh lists several signs of hypocrites mentioned in the Quran, including abandoning promotion of virtue and prohibition of vice, making fun of people of faith, delaying prayers, and abstaining from jihad. He warns Muslims to be wary of these signs and of "piety of hypocrisy."
Whatisislamicmicrofinancebyqaziabdulsamad 110707045120-phpapp02Faezah Ibrahim
The document summarizes key concepts in Islamic microfinance. It discusses an international conference on Islamic microfinance and provides definitions and explanations of Islamic microfinance, its goals of providing halal financial services according to Shariah law. It also outlines important Islamic teachings related to business, including the prohibitions of interest, uncertainty, gambling, and guidelines for honesty, charity, and economic empowerment. The sources of fund collection for Islamic microfinance institutions and contracts commonly used, such as Musharakah and Mudarabah, are also summarized.
The document discusses the Islamic definition of bid'ah (innovation in religion) and outlines some general rules for recognizing bid'ah according to classical Islamic scholars. It provides examples of actions that would be considered bid'ah and warns of the dangers of bid'ah, such as dividing the Muslim community and altering the religion. The document also refutes claims made by innovators by explaining hadiths and verses used to justify bid'ah. It discusses reasons for religious innovation and ways to eradicate bid'ah, such as warning against its dangers and adhering strictly to the Quran and hadith.
The document discusses the Islamic definition of bid'ah (innovation in religion) and provides details on recognizing and eradicating bid'ah according to Islamic scholars and texts. It defines bid'ah as any form of worship that was not practiced during the time of Prophet Muhammad and his companions. The document examines claimed justifications for bid'ah and refutes them, as well as explaining reasons why bid'ah occurs and ways to prevent it such as adhering strictly to the Quran and hadith. Relevant Quranic verses warning against division and following ways other than that of the believers are also cited.
The document discusses the Islamic definition of bid'ah (innovation in religion) and provides details on recognizing and eradicating bid'ah according to Islamic scholars. It defines bid'ah as any form of worship that was not practiced during the time of Prophet Muhammad and his companions. The document outlines general rules for identifying bid'ah, reasons it occurs, dangers it poses, and rebuttals to claims used to justify it. It emphasizes adhering strictly to the Quran and hadiths and warns against deviating from the way of the Prophet and early Muslims.
The document discusses the Islamic definition of bid'ah (innovation in religion) and provides details on recognizing and eradicating bid'ah according to Islamic scholars and sources. It defines bid'ah as any form of worship that was not practiced during the time of Prophet Muhammad and his companions. The document outlines general rules for identifying bid'ah, reasons it occurs, dangers it poses, and rebuttals to claims used to justify it. It emphasizes adhering strictly to the Quran and authentic hadiths and warns against deviating from the way of the Prophet and early Muslims.
This document from Islamweb.net discusses the Islamic definition of bid'ah (innovation) in religion. It provides definitions from several Islamic scholars that bid'ah refers to any form of worship that is not supported by the Quran, hadith or statements of the Prophet's companions. It outlines general rules for identifying bid'ah and examines some claims made to support certain innovations, refuting them. The dangers of bid'ah mentioned include dividing Muslims and altering the religion. Reasons for innovations include ignorance of Islam and following one's desires.
This document provides an introduction and table of contents to a book about the Islamic declaration of faith "Laa ilaaha illallaah".
The introduction discusses how Allah commands Muslims to remember Him, especially during acts of worship. It notes that the best remembrance is the declaration of faith "Laa ilaaha illallaah". The author then outlines that their discussion will cover the status, virtues, meaning, requirements and effects of the declaration of faith based on evidence from the Quran and hadith. They hope this discussion will help Muslims properly understand and implement this important concept.
The document discusses provisions that a caller to Allah must have. It begins by introducing the topic and importance of conveying religious knowledge.
The first provision discussed is that the caller must have authentic knowledge based solely on the Quran and authentic hadith. Any other sources must be examined against and rejected if contradicting these primary sources. The caller's knowledge establishes the correctness of his da'wah.
Similar to Forbidden Business Transactions In Islaam (20)
1. durood e-ibrahimi english, arabic translation and transliterationzakir2012
The document contains the Arabic text of the Durood-e-Ibrahimi prayer, which asks Allah to bless Muhammad and his family in the same manner that He blessed Ibrahim and his family. It explains that the prayer was recommended by the Prophet Muhammad himself in response to how to send blessings upon him.
Very rewarding nafl salaahs we can pray everyday! part 1zakir2012
This document summarizes 8 rewarding optional prayers that can be prayed everyday during Ramadan:
1. Tahiyyatul Wudu prayer (after ablution), 2. Ishraq prayer (sunrise prayer), 3. Dhuha prayer (breakfast prayer), 4. Four rakat sunnah prayer before Zuhr, 5. Four rakat sunnah prayer before Asr, 6. Awwabeen prayers (6-20 rakats after Maghrib), 7. Tahajjud prayer (night prayer), 8. Salaatul Tasbih prayer. Performing these optional prayers regularly is hoped to gain many spiritual rewards.
Very rewarding nafl salaahs we can pray everyday part 2zakir2012
This document provides information on 8 very rewarding optional (nafl) prayers that can be prayed everyday:
1. Tahiyyatul Wudu (2 rakaat prayer after ablution) which earns the reward of paradise.
2. Ishraq prayer (2-4 rakaat sunrise prayer) which earns the reward of Hajj and Umrah.
3. Dhuha prayer (2-12 rakaat prayer when the sun is high) which wipes away sins and earns other rewards depending on number of rakaats.
4. 4 rakaat sunnah prayer before and after Zuhr which protects from hellfire.
5
The document discusses the history and development of chocolate over centuries. It details how cocoa beans were first used by Mesoamerican cultures before being introduced to Europe, where it became popular in drinks and confections. The document also notes that modern chocolate production methods were established in the 19th century to allow chocolate to be consumed on a larger scale.
Genuine authentic durood sharief from hadith 5zakir2012
The Prophet Muhammad taught a special Durood prayer to Qabisa bin Mukharib, saying that if any Muslim recites it once, Allah will open the four doors of heaven and allow the reciter to enter from any door they choose. This Durood prayer asks Allah to bless Muhammad and his family, and to guide, favor, and bless the reciter with kindness and blessings. Qabisa would regularly recite only this Durood.
Genuine authentic durood sharief from hadith 1zakir2012
Hazrat Royafai revealed that the Prophet Muhammad said there is a dua that if recited, he will help the person on Judgment Day. That dua is "O Allah! Shower Thy blessing on Muhammad and make him enter the highest place which is the greatest before You on the Day of Resurrection." Reciting this dua guarantees the Prophet's help on Judgment Day.
Forty very easy, quick & rewarding good deeds for all of us to do everyday!zakir2012
This document lists 40 good deeds that can be easily performed to earn rewards from Allah. Some highlights include: reciting "Subhanallah" 100 times erases 1,000 sins and earns 1,000 good deeds; reciting certain phrases like "La ilaha illallah" with meanings of God's oneness and power earn millions of rewards; and glorifying, praising, and magnifying God 100 times before sleeping erases 2,500 bad deeds. Performing good deeds like enjoining right and forbidding wrong, and optional prayers are also encouraged.
This article discusses Durood Shareef (Salawat), which are blessings and salutations upon Prophet Muhammad. It explains that Durood Shareef is mentioned in the Quran and hadith as being sent by Allah, angels, and believers. Reciting Durood Shareef has many spiritual benefits, such as sins being forgiven and status increasing. The article provides details on the meaning and importance of Durood Shareef, as well as listing different types of Durood Shareef and their virtues.
Dua e-jameela very rewarding dua equal to many pilgremages worth checkingzakir2012
The document describes a prayer called Dua-E-Jameelah and its benefits according to Islamic tradition. It states that the prayer was sent by God through the archangel Jibril to Prophet Muhammad. It then lists attributes of God and provides translations. Next, it details benefits of reciting the prayer such as forgiveness of sins and protection. It claims reciting the prayer daily after certain prayers earns credits equivalent to pilgrimages of major prophets. The prayer is praised for its ability to fulfill needs, ease death, protect in the grave, and ensure entry into heaven on judgement day.
The document provides information about the Islamic month of Ramadan, including its virtues and significance. It discusses the importance of sighting the new moon to determine the beginning of Ramadan and other months. It also outlines some of the main practices during Ramadan, such as fasting, suhoor, iftar and night prayers. Fasting is described as a means to gain self-discipline and control over desires, helping in the spiritual battle against Satan. The document aims to teach Muslims how to properly make use of fasting during Ramadan to attain Allah's pleasure.
Collection of durood sharief english, arabic translation and transliterationzakir2012
The document provides details on 11 different Durood (blessings upon the prophet Muhammad). Each Durood is presented with its text in Arabic and a brief description of its significance and benefits of reciting it according to various Islamic scholars and saints. Reciting Duroods is encouraged as a way to gain spiritual benefits and blessings in this life and the afterlife.
30. durood e-malwaan english, arabic translation and transliterationzakir2012
This document contains a prayer called Durood-e-Malwaan in Arabic. It asks Allah to send blessings upon Prophet Muhammad as long as night and day continue their interchange, the morning and evening follow each other, and two bright stars remain fixed. Reciting this prayer once earns the same reward as reciting 10,000 regular Durood prayers and takes only 30 seconds to read. Repeating it 100 times multiplies the reward to 1 million Duroods.
29. durood virtues of 1000 days english, arabic translation and transliterationzakir2012
Reciting the Durood Shareef prayer which asks Allah to send mercy and blessings upon Prophet Muhammad and his family is rewarded with virtuous deeds equivalent to 1000 days. When this Durood is recited, several angels of Allah will write good deeds in a person's record for 1000 days.
27. durood salaatul sa’aadat english, arabic translation and transliterationzakir2012
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26. durood didaar e-mustapha english, arabic translation and transliterationzakir2012
This document contains a Durood Shareef prayer asking Allah to send mercy and blessings upon Prophet Muhammad. It states that pious people and Awliya Allah said that whoever recites this Durood regularly every Thursday night will see the blessed face of Prophet Muhammad at the time of their death and when entering their grave, they will visit Prophet Muhammad and he will take them into their grave with his own hands.
25. durood e-radawiyya english, arabic translation and transliterationzakir2012
The document discusses Durood-e-Radawiyya, a prayer to be recited 100 times after each prayer and especially after Jummah prayer where men should stand facing Medina and recite it with respect. Reciting this prayer brings numerous benefits including receiving 300 mercies from God, having good deeds written and sins forgiven, gaining blessings in wealth and children, being loved by people, seeing the Prophet Muhammad in dreams, dying with strong faith, receiving the Prophet's intercession on Judgment Day, and ensuring God is always pleased with the reciter.
24. durood e-haq english, arabic translation and transliterationzakir2012
This Durood Shareef asks Allah to shower peace upon Prophet Muhammad and endow him with high status in Heaven. Reciting this Durood Shareef after every prayer and in every prayer brings great reward.
23. durood e-da’im english, arabic translation and transliterationzakir2012
This document contains a prayer known as Durood-e-Da'im. It asks Allah to send blessings upon Prophet Muhammad and his family, and grant the Prophet the highest position in Paradise as promised. Reciting this Durood Shareef 7 times on 7 consecutive Fridays will earn the mercy of Prophet Muhammad according to a hadith. The name "Da'im" means this prayer should be recited permanently by Muslims.
20. durood e-awal english, arabic translation and transliterationzakir2012
This document contains a prayer called Durood-e-Awal and information about its benefits. The prayer asks Allah to bless the prophet Muhammad as the most favored prophet whose light illuminates all. Reciting this prayer daily rewards the reciter abundantly and removes bad habits, bringing the reciter closer to Allah and delivering delight.
18. durood e-shifa english, arabic translation and transliterationzakir2012
This document discusses a Durood-e-Shifa prayer and how reciting it cured a poor man's illness. It contains the Arabic text of the prayer asking Allah to bless Prophet Muhammad's soul, heart, body, and grave. The summary describes how a poor man complained to Hazrat Shahabuddin Ibn Arslan about his incurable disease, and Hazrat Shahabuddin told him to recite the Durood-e-Shifa prayer. Upon reciting it, the poor man's illness immediately disappeared as if it was never there.
taittreya upanishad - tradition of yoga and Upanishads, this concept of panch...Karuna Yoga Vidya Peetham
In his search towards reality or the unchanging fundamental unit of this universe, a scientist started with the external gross world of solid matter which is simple and easy to see, divide, and do experiments with.
This search led him through steps of understanding of this entire world of matter starting from elements, molecules, atoms, protons, neutrons and electrons;
He further understood that it is all packets of energy.
The atoms conglomerate together to form various chemicals; our body is therefore a permutation and combination of various chemicals. (Packets of energy in various configurations) When they join together they form molecules, cells, tissues organs, etc.
These follow certain well defined laws of nature and are controlled by nervous (electrical) and chemical (hormones) mechanisms to bring about movement and action in each and every cell.
Thus annamaya kosha is the physical frame which the grossest of the five Koshas.
"Lift off" by Pastor Mark Behr at North Athens Baptist ChurchJurgenFinch
23 June 2024
Morning Service at North Athens Baptist Church Athens, Michigan
“Lift Off” by Pastor Mark Behr
Scriptures: Luke 24:50-53; Acts 1:6-11.
We are a small country Church in Athens Michigan who loves to reach out to others with the love of God. We worship an Awesome God who loves the whole world and wants everyone to see and understand what He has done for us. (1 Corinthians 15:1-4) We hope you are encouraging by our Sunday Morning sermon videos. If you are ever in the area, please feel free to attend our Sunday Morning Services at North Athens Baptist Church 2020 M Drive South, Athens, Michigan. If you have any question and would like to talk to Pastor Mark, or have prayer request please call the church at (269) 729-553
Sunday School: 9:30 a.m.
Morning Service: 10:45 a.m.
Full Morning Service on Facebook Live at: https://www.facebook.com/groups/nabc2020athensmichigan
Sermon Only Live on YouTube at: https://www.youtube.com/@NABC2020AthensMI
Sermon Only Audio of Morning Sermon at: https://soundcloud.com/user-591083416
God calls us to a journey of worshiping Him. In this journey you will encounter different obstacles and derailments that will want to sway you from worshiping God. You got to be intentional in breaking the barriers staged on your way of worship in order to offer God acceptable worship.
Tales of This and Another Life - Chapters.pdfMashaL38
This book is one of the best of the translated ones, for it has a warning character for all those who find themselves in the experience of material life. Irmão X provides a shrewd way of describing the subtleties and weaknesses that can jeopardize our intentions, making us more attentive and vigilant by providing us with his wise pages, reminding us between the lines of the Master's words: "Pray and watch."
Lesson 12 - The Blessed Hope: The Mark of the Christian.pptxCelso Napoleon
Lesson 12 - The Blessed Hope: The Mark of the Christian
SBS – Sunday Bible School
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MAGAZINE: THE CAREER THAT IS PROPOSED TO US: The Path of Salvation, Holiness and Perseverance to Reach Heaven
Commentator: Pastor Osiel Gomes
Presentation: Missionary Celso Napoleon
Renewed in Grace
Unleash your spiritual growth journey as a truth-seeker!
Learn More:
👉https://tkg.tf/4D
Tracking "The Blessing" - Christianity · Spiritual Growth · Success
Do you ever feel like your Bible highlighting isn't quite enough to ignite lasting spiritual growth? Have you struggled to retain key takeaways from your Bible study sessions?
Discover how living in 4D can transform your highlighting into a strategic tool for spiritual development.
Learn More:
👉https://tkg.tf/4D
In this video, you'll gain insights on:
How highlighting key verses and themes can enhance memory and retention of Scripture (we see a few key ones, here!)
Studies have shown that highlighting can significantly improve information recall. Highlighting key points visually reinforces them in your mind, leading to better long-term memory.
How to personalize your Bible study through strategic highlighting. Don't just highlight everything!
This video will teach you how to strategically highlight based on what resonates with you, focusing on central themes, recurring ideas, or connections between different passages.
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How connecting highlighted passages can reveal deeper biblical truths. By highlighting these connections, you can see the bigger picture and uncover the underlying messages within Scripture.
By the end of this video, you'll be equipped to unlock the hidden potential within your highlighted Bible and embark on a transformative spiritual growth journey! Don't forget to like and subscribe for more inspiring content on deepening your faith.
Note: For Christians seeking to enrich their Bible study and deepen their faith, as well as any other spiritual seeker of truth and growth.
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The Book of Revelation, filled with symbolic and apocalyptic imagery, presents one of its most striking visions in Revelation 9:3-12—the locust army. Understanding the significance of this locust army provides insight into the broader themes of divine judgment, protection, and the ultimate triumph of God’s will as depicted in Revelation.
chakra yoga
Number of petals: 4 Location: Base of the spine Name: Foundation
Plane: Physical plane Sense Organ: Nose Work Organ: Anus Sense: Smell Element: Earth Shape: Square Sound: Lang
Muladhara is the root centre of physical experience, located at the base of the spine, the sacral plexus. The square represents the earth itself, the four dimensions and the four directions. Four allows for completion, and earth embodies the elements and conditions for human completion on all levels.
Muladhara Chakra is the meeting place of the three main nadis: Ida, Pingala and Sushumna. The downward-pointing triangle indicates the downward movement of energy and the three main nadis.
The seed mantra is Lam, the yellow square represents the earth element. The Muladhara chakra governs the vital breath Apana. An inverted triangle in the centre of the square encloses the unmanifest Kundalini, represented as a snake wrapped in three and a half coils around the svayambhu (self born) linga. Because her mouth faces downward, the flow of energy is downward.
The opening at the entrance of the sushumna is called brahma-dvara, the door of Brahma, which is closed by the coils of the sleeping Kundalini. As soon as one begins working with Muladhara chakra, this dormant energy awakens, raises its head and flows freely into the channel of Sushumna, the central nerve canal that runs along the spine. These two aspects of the kundalini: sleeping and waking, are identified as her “poison” and her “nectar.” The kundalini is poison when she remains asleep in the lower abdomen; she is nectar when she rises up through Sushumna, the medial channel, to reunite with Siva, the Absolute, in the yogin’s cranial vault.
In the pericarp is found the presiding deity Brahma, the lord of creation. His skin is the color of wheat, he wears a yellow dhoti and a green scarf. Brahma is four-faced, four-armed, holding in his upper left hand a lotus flower, the symbol of purity.
5.3. Mandukya Upanishad
The Mandukya Upanishad (the four states of consciousness)
The Mandukya Upanishad belongs to the Atharvaveda. Although it contains only 12 verses.
This Upanishad became the basis for the emergence of the Advaita Vedanta or the philosophy of monism, according to which Brahman alone is the truth and the rest is an illusion.
The Upanishad deals with the symbolic significance of the sacred syllable Aum and its correlation with the four states of consciousness, namely the wakeful consciousness, dream state, the state of deep sleep or dreamless sleep and the state of transcendental consciousness in which all divisions and duality disappears and the self alone exists in its pure state, all by itself.
1. Wakefulness—Jagrat (Vaisvanara is the first stage - A) Consciousness
In this state, atman (the Supreme Self) is mainly mis-identified with annamaya kosha (the “sheath composed of food”—the physical body).
Thus, the jiva (soul) travels in objectivity and becomes an object itself, mostly ignoring its subjective consciousness.
PHASE-IV
The very deep experience of silence helps to expand from the 3 - dimensional awareness of the body to all pervasive awareness. The bed of silence becomes deeper and more expansive - an ocean of silence with waves on it merge into complete silence called Ajapa state of the mind. This silence is the source of Creativity, Power, Knowledge and Bliss.
PHASE V
From this deep ocean of silence in the heart region, let one OM emerge as an audible sound which diffuses into the entire body and the space all around. Enjoy the beautiful vibrations.
Blink the eyes slowly, gently open the eyes and come out of meditation.
3. “Forbidden Business Transactions in Islaam” by Shaikh Saalih Al-Fawzaan
In the Name of Allaah, the Most Merciful, the Bestower of Mercy
Introduction:
All praise be to Allaah, Lord of the Worlds, and may the peace and blessings be upon
the chief of all Messengers and upon his family and all of his Companions.
This is a short treatise on the subject of prohibited types of business transactions,
which has been compiled so that the Muslim can avoid them in his daily affairs – so
that his earnings can be from the lawful, which Allaah will benefit him with in this life
and the next. Originally, the source for this treatise was a lecture I gave at Masjid
Sumoo Walee al-‘Ahd Al-Ameer ‘Abdullaah bin ‘Abdil-‘Azeez Aali Su’ood in Riyadh in
the month of Jumaadal-Oolaa 1411H. The following is a transcription of that lecture:
From the Lecture:
O Brothers! There is no doubt that commerce and business are two things that are
required and necessary. This is because Allaah has commanded us to seek after
gaining provision and sustenance for ourselves according to the proper channels
generally. And specifically, He said concerning commerce (i.e. buying and selling):
“But Allaah has permitted trading and forbidden interest (Ribaa).” [Surah Al-
Baqarah: 275]
And He says:
“O you who believe, when the prayer is called for on the Day of Jumu’ah, then
rush to the Remembrance of Allaah and leave off the trading (commerce). That
is better for you if you did but know. And when the prayer is finished then
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4. “Forbidden Business Transactions in Islaam” by Shaikh Saalih Al-Fawzaan
spread throughout the land and seek from Allaah’s Bounty and remember Allaah
much in order that you may be successful.” [Surah Al-Jumu’ah: 9-10]
And Allaah says, praising those who combine between their seeking of sustenance
(rizq) and their performing of worship:
“In houses (masaajid), which Allaah has ordered to be raised, and in which His
name is mentioned. He is glorified therein during the mornings and the
evenings. Men whom neither business nor commerce diverts them away from
the Remembrance of Allaah, nor from performing the Prayer or giving the
Zakaat.” [Surah An-Noor: 36-37]
In this ayah, Allaah states that from the attributes of the Muslims is that they buy and
sell (i.e. they trade). But when the time for prayer comes, they leave off the buying
and selling and head for the prayer.
“Neither trading nor business diverts them away from the Remembrance of
Allaah.” [Surah An-Noor: 37]
Allaah has commanded us to seek after the means of sustenance (rizq) along with the
command to worship Him, as He says:
“So seek your provision from Allaah and worship Him (alone). And be grateful
to Him, to Him you will return.” [Surah Al-‘Ankaboot: 17]
So conducting business by buying and selling or any of the other types of permissible
ways of earning provision is something that is required according to the Religion since
tremendous benefits will result from that for both the individual and the society.
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5. “Forbidden Business Transactions in Islaam” by Shaikh Saalih Al-Fawzaan
Buying and Selling, in itself, are both praiseworthy and necessary, so long as they do
not cause harm to one’s worship or cause him to delay performing the prayer in
congregation in the masaajid.
The Prophet (sallAllaahu ‘alayhi wa sallam) said: “The honest and trustworthy
businessman will be with the prophets, martyrs and righteous people.” This
means: The businessman who buys and sells while being honest will be with these
groups of people on the Day of Judgement. This is a great position, which indicates
the nobility of holding such an occupation. And the Prophet (sallAllaahu ‘alayhi wa
sallam) was once asked as to which kind of earning was the most pure? So he
responded: “A blessed trading (accepted by Allaah) and the labor a man does
with his hand.” [Reported by At-Tabaraanee]
The Prophet (sallAllaahu ‘alayhi wa sallam) also said: “The two persons conducting
a business are in a state of goodness so long as they do not separate from one
another. So if they are both honest and open with one another, they are blessed
in their transaction. But if they lie and conceal (the truth), the blessing of their
transaction is wiped out.”
So doing business while being honest and righteous is from the best ways of earning
sustenance. As for conducting business with lies, fraud, swindling and deception, then
this is from the worst forms of earning sustenance.
The Prophet (sallAllaahu ‘alayhi wa sallam) once passed by a group of Muslims who
were buying and selling in the marketplace of Madeenah. So the Prophet (sallAllaahu
‘alayhi wa sallam) said: “O you gathering of traders!” So they raised their heads
waiting to hear what he would say. And he said: “Indeed the traders will be
resurrected as sinful evil-doers (fujaar) except for those who fear (are dutiful to)
Allaah, are righteous and honest.” [Reported by At-Tirmidhee who said it was hasan
saheeh]
The Prophet himself (sallAllaahu ‘alayhi wa sallam) engaged in business transactions
during the first part of his life, when he used to manage the money of Khadeejah. This
was before the advent of his prophethood. And he would buy and sell and gain profit.
This was the same for the Companions of Allaah’s Messenger – they would buy and
sell and trade. And there were found wealthy people amongst them who used their
wealth to support the Jihaad in Allaah’s Cause, such as ‘Uthmaan bin ‘Affaan
(radyAllaahu ‘anhu) who supplied the poor in the army with equipment. And such was
the case with ‘Abdur-Rahmaan bin ‘Awf (radyAllaahu ‘anhu) who would donate money
to the Muslims at the time of need and at the time of Jihaad.
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And such was the case with Abu Bakr as-Sideeq (radyAllaahu ‘anhu), for he would buy
and sell and sacrifice his wealth to support Islaam and the Muslims, from the time he
was in Makkah before migrating, as well as after migrating. He would give away much
and much of his wealth for the Cause of Allaah.
Therefore, seeking the means of sustenance according to the permissible channels –
the greatest of which are buying and selling – has much good in it.
However, this buying and selling must be set with religious guidelines, so that the
Muslim can avoid falling into forbidden transactions and unlawful forms of earning.
The Prophet (sallAllaahu ‘alayhi wa sallam) has forbidden us from certain types of
business transactions due to what they contain from sinful means of earning and what
is found in them from dangers to mankind and the taking of wealth unjustly. From
these types of prohibited transactions are:
1. When the buying and selling keeps one preoccupied from performing
worship, i.e. they take away from the time of the worship, such as when a person is
busy buying and selling and holds back from praying in congregation in the masjid, to
the point that he misses it or misses part of it. This is forbidden. Allaah says:
“O you who believe, when the prayer is called for on the Day of Jumu’ah, then
rush to the Remembrance of Allaah and leave off the trading (commerce). That
is better for you if you did but know. So when the prayer is finished then spread
throughout the land and seek from Allaah’s Bounty and remember Allaah much
in order that you may be successful.” [Surah Al-Jumu’ah: 9-10]
And Allaah says in another ayah:
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“O you who believe! Do not let you wealth or your children divert you from the
Remembrance of Allaah. And whoever does that, then such are the losers.”
[Surah Al-Munaafiqoon: 9]
Take note of Allaah’s saying: “…then such are the losers.” He rules upon them that
they are losers even though they may be wealthy, having amassed hoards of money,
and even if they may have many children.
This is because their wealth and their children cannot replace what they missed out on
from the Remembrance of Allaah. So even if they gain a profit or earn income in this
world, they will still be losers in every sense of the word.
They can only be profiting in reality if they combine between these two good things. If
they were to combine between the seeking of sustenance and the worship of Allaah,
by buying and selling when it is time for buying and selling and attending the prayer
when it is time for prayer, then they would have combined between the good of this life
and the good of the Hereafter. And they would have acted on Allaah’s saying:
“So seek your provision from Allaah and worship Him (alone)” and His saying:
“So when the prayer is finished then spread throughout the land and seek from
Allaah’s Bounty.”
Therefore, commerce is of two types – the commerce of the worldly life and the
commerce of the next life (Hereafter). The commerce of this life is with wealth and
with earnings while the commerce of the next life is with righteous actions. Allaah
says:
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“O you who believe, shall I not direct you to a trade (i.e. commerce) that will
save you from a painful punishment? Believe in Allaah and His Messenger and
strive hard and fight in the Cause of Allaah with your wealth and your lives. That
will be better for you, if you but knew! (If you do so), He will forgive you your
sins and admit you into Gardens under which rivers flow and pleasant dwellings
in the gardens of ‘Adan (i.e. Paradise). That is indeed the great success. And
He will also give you another (blessing), which you will love – help from Allaah
and a near victory. So give glad tidings to the believers.” [Surah As-Saff: 10-13]
This is the immense commerce, which is profitable. So if the permissible commerce of
this worldly life is attached to it, it becomes good upon good. But if a person limits his
commerce to solely that of this worldly life while abandoning the commerce of the
Hereafter, he becomes a loser, as Allaah says: “…then such are the losers.” [Surah
Al-Munaafiqoon: 9]
Therefore, if a person were to turn his attention to performing worship and establishing
the prayer, and if were to remember Allaah much, by doing what Allaah commanded
him to do, Allaah would surely open the doors of sustenance for him. As a matter of
fact, the prayer is a means for attaining sustenance (rizq), as Allaah says:
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“And command your family with prayer and be patient in offering them. We are
not asking you to provide Us with sustenance (rizq). (Rather), We will provide
for you and the good end is for those who have Taqwaa.” [Surah TaHa: 132]
So the prayer, which some people claim takes time away from them seeking after the
rizq (sustenance) and from buying and selling, is in fact the opposite of what they
claim. It opens for them the door of provision, comfort and blessing. This is because
the sustenance (rizq) is in the Hand of Allaah. So if you were to turn your attention
towards remembering Him and worshipping Him, He would facilitate and open the
door of sustenance for you. “And Allaah is the best of Providers.” [Surah Al-
Jumu’ah: 11]
Allaah says, describing the worship of the believers:
“In houses (masaajid), which Allaah has ordered to be raised, and in which His
name is mentioned. He is glorified therein during the mornings and the
evenings. (They are) Men whom neither business nor commerce diverts them
away from the Remembrance of Allaah, nor from performing the Prayer or giving
the Zakaat. They fear a day when the hearts and the eyes will be overturned out
of fear (of the horrors of the Day of Judgement).” [Surah An-Noor: 36-37]
In explanation of this ayah, some of the Salaf said: “They (the Sahaabah) would buy
and sell, but when one of them heard the mua’dhin calling to prayer, and the scale was
still in his hand, he would drop the scale and head out for the prayer.”
So as stated before, the point is that if the buying and selling preoccupies you from
performing your prayer, then this commerce is forbidden and futile. And the money
earned from it is Haraam (unlawful) and filthy.
2. And from the forbidden types of business is: Selling a forbidden commodity. This
is because when Allaah makes something forbidden, He also makes taking money for
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it forbidden, such as when someone sells something that is forbidden to be sold.
Allaah’s Messenger (sallAllaahu ‘alayhi wa sallam) forbade that dead animals, khamr
(i.e. wine), swine and statues be sold So whoever sells dead animals, i.e. meat for
which no prescribed Zakaat was given, then he has sold a dead animal and earned
unlawful money.
This goes the same for selling khamr. What is meant by the word khamr is everything
that intoxicates, based on the Prophet’s saying: “Every intoxicant is khamr and
every kind of khamr is Haraam (unlawful).” And he (sallAllaahu ‘alayhi wa sallam)
cursed ten people with regard to khamr, as is recorded in the authentic hadeeth:
“Verily Allaah cursed khamr – the one who produces it and the one for whom it
is produced, the one who sells it and the one who buys it, the one who drinks it
and the one who earns from the sale of it, the one who carries it and the one
who it is carried to, and the one who serves it.” [Reported by At-Tirmidhee and Ibn
Maajah]
Khamr is every type of intoxicant regardless of whether it is called khamr or alcoholic
beverages or liquor or wine or whiskey. It doesn’t matter if it is called by any of these
or other names – changing the name does not change the fact that it is khamr. It has
been reported in a hadeeth that: “There will come a people during the Last Days
that will call khamr by another name and drink it.”
Also, what is worse than this is selling narcotics, such as hasheesh and opium, as
well as other types of drugs, which are being dealt out to the people in these days. So
the one who sells it and deals it is a criminal – in the eyes of the Muslims and in the
eyes of the whole world. This is because drugs kill people, so it is like a destructive
weapon.
Therefore, anyone who sells drugs or distributes it or assists in its distribution – all of
them fall under the curse of Allaah’s Messenger (sallAllaahu ‘alayhi wa sallam). And
taking money from it is from the wickedest of acts and the most detestable of gains.
Furthermore, the one who deals drugs deserves to be executed because he is one of
those who cause mischief in the land.
The same goes for selling cigarettes and qaat (leaves that are chewed in Arabian
lands). Cigarettes are harmful and they cause diseases to occur. In fact, all of the
characteristics of khubth (wickedness) are gathered together in cigarettes. There is no
benefit in smoking in any way whatsoever. Its harms are many. The one with the
worst kind of breath, the most despicable appearance and the most burdensome to
accompany out of all people is the one who smokes cigarettes. If he sits next to you
or he rides next to you in a car or on a plane, you feel constricted by the smoke he
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makes and its foul stench. The odor coming from his mouth is bad enough when he
breathes in your face, so how much more so if he were to smoke in your presence and
the cigarette smoke were to float in your face! The matter would be worse.
So smoking is wicked from all perspectives and there isn’t any benefit found in it.
Therefore, it is forbidden without any hesitation or doubt. It is unlawful to smoke based
on several perspectives, not just one.
When one smokes, he throws away money and wastes time. Cigarettes disfigure the
face, blacken the lips and stain the teeth. As for the diseases that are caused by it,
then they are many.
Many people have been afflicted by it and yet they take it lightly and as something
trivial. This is even to the point that some are suffering from its effects even though
they never smoked and they hate smoking. However, they sold it to the people
because they loved to make money any way they could. But these people don’t know
that this type of business spoils all of their earnings, because some of them mix the
money they make from it with their business and so they spoil it, since (doing this) is
forbidden and disobedience (to Allaah). Sustenance is not to be sought from Allaah
through disobeying Him. Rather, sustenance and provision are to be sought from
Allaah by way of obeying Him. Whatever Allaah has ordained for you from rizq
(sustenance) will surely come to you. If you seek after it while being obedient to
Allaah (in all that He commands and prohibits), He will facilitate and bless your wealth.
3. Another type of forbidden business is: Selling musical and entertainment
instruments in all of their various forms, such as stringed instruments and wind
instruments or musical appliances and all of the instruments that are used for that
purpose, even if they are called by other names such as “technical apparatuses.”
So it is Haraam (unlawful) for the Muslim to sell these instruments and appliances
because it is an obligation to destroy them and not have any of them remain in the
lands of the Muslims. So if this is the case, how can they be sold? And how can one
take money for them? This is from the forbidden acts!
4. And from the forbidden types of business transactions is: Selling images (i.e.
pictures, statues). The Prophet (sallAllaahu ‘alayhi wa sallam) forbade us from
selling statues, and what was intended by statues was (all life) images. This is
because originally statues are based on image representations, regardless of whether
it is representing horses, birds, animals or human beings. Everything that has a spirit
(rooh), then selling an image of it is Haraam, and the money made from it is Haraam.
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The Prophet (sallAllaahu ‘alayhi wa sallam) cursed the image-makers and he informed
us that they will be the ones with the worst and most severe punishment on the Day of
Judgement.
Likewise, it is not permissible to sell magazines that are filled with pictures,
especially if these magazines contain immoral pictures (i.e. of naked women). This is
because along with the fact that they contain pictures that are forbidden, they also
serve as a fitnah (temptation) and an incitement towards doing evil acts.
This is since when a man looks at a picture of a beautiful girl who is exposing some of
her features or she is uncovering some of her body (i.e. naked), then most of the time
this will rouse the man’s desires. And these desires will lead this individual to commit
lewd and criminal acts. This is exactly what the devils amongst mankind and the jinn
hope for by the distribution and sale of these pictures.
Also, from a higher perspective, is selling immoral movies (i.e. pornographic films),
especially videotapes, which the Muslim communities have poured into the arena of
their homes. These movies display images of naked women in them as well as images
of lewd and immoral sexual acts! These movies tempt and incite the young men and
women and cause them to be raised upon loving this kind of immorality.
Therefore, it is not permissible to sell these kinds of lewd films. Rather, it is binding
upon you to prevent, destroy and distance these films away from the Muslim
environments.
So anyone who opens a store to sell (or rent) these immoral videotapes, he has in fact
opened a place for the disobedience of Allaah to be conducted and he has earned
unlawful and illegal money, if he uses it or spends it on his family. Rather, he has
opened up a place of fitnah (mischief) and a fortress for the Devil.
5. And also from the forbidden types of business transactions is: Selling Tapes in
which are recorded immoral songs, with the voices of male and female singers
accompanied by music. And these songs consist of words that talk about lust,
infatuation and craze for women. So it is forbidden (Haraam) to listen to, record and
sell these songs. And taking money for them is considered unlawful earnings and
illegal gains, which Allaah’s Messenger (sallAllaahu ‘alayhi wa sallam) forbade
severely since they spread evil and immorality. And they corrupt one’s manners and
transport evil into the homes of the Muslims.
6. And from the forbidden types of business transactions is: Selling something that
the buyer will use towards committing Haraam. So if the seller knows that the
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buyer will use the product he is buying to commit some forbidden act, then selling it to
him is forbidden and void. This is because you will be assisting him upon sinfulness
and transgression, and Allaah says:
“And help one another towards piety and fearing of Allaah, and do not help one
another towards sinfulness and transgression.” [Surah Al-Maa’idah: 2]
So for example, if someone buys grapes or dates for the purpose of making wine from
them, or he buys a sword for the purpose of killing Muslims with it or for the purpose of
committing highway robbery or to be tyrannical or a troublemaker and so on – anyone
that will use a product to help him commit what Allaah has forbidden or will use it in
something Allaah has prohibited – then selling that product to him is not permissible.
This is if one knows for sure that the buyer will do that or he suspects for the most part
that he will do that.
7. And from the forbidden types of business transactions is: When a man sells
something that he doesn’t own. For example, a man goes to a businessman
looking for a specific product, but this businessman doesn’t have this specific product.
Yet they both agree to a contract (for the sale of the product) and agree on the extent
of the price (on the item) presently or in the future. And all the while, the product is not
found in the possession of the businessman or the buyer. Then the businessman
goes and buys this product and hands it over to the buyer after they already agreed to
a price and they made a contract and determined the value as it relates to present
terms or in the future.
So this kind of business transaction is Haraam. Why? Because he sold something he
didn’t own and he sold something before gaining possession of it, if the product was
specified. As for if the product was not specified and its price was delayed, he actually
sold a debt on credit. The Messenger of Allaah (sallAllaahu ‘alayhi wa sallam) forbade
us from doing that, as was the case when Hakeem bin Hazaam (radyAllaahu ‘anhu)
came to him, saying: “O Messenger of Allaah, what if a man comes to me wanting to
buy something from me, but I don’t have it. Then I go to the marketplace and buy it for
him?” The Prophet (sallAllaahu ‘alayhi wa sallam) said: “Do not sell what you don’t
have.”
This is a clear cut forbiddance, therefore it is not permissible for a person to sell some
specified commodity unless he is in possession of it before making a contract on it,
whether he will sell it right there or in the future.
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It is not permissible to take this matter lightly. So whoever wants to sell something to
the people, then he should store the products in his store or in his shop or in a
warehouse or in the trunk of his car or in his office, so that he can have the products
ready with him. Then if some people who want to buy the product come to him, he
can sell it to them directly or at a later time.
But if it is said: Isn’t this a type of transaction that has been described with regard to
the subjects (of a Muslim land), so it would take the similitude of As-Salam?1 We say:
With as-Salam one must pay the price of the product(s) at the time of the contract. But
as for this type of transaction, then it involves paying the price at a later time, so it like
selling a debt for credit, which is forbidden according to the unanimous agreement of
the scholars.
8. And from the forbidden types of business transactions is: The ‘Aynah Transaction.
What is the ‘Aynah Transaction? It is when a product is sold to a person for a deferred
price (i.e. a raised price to be paid later), then that same product is bought back from
him at current value less than the deferred price for which it was given to him. So
when the time comes in which the deferred payment is due, he pays his creditor in full.
This is what is known as an Al-‘Aynah Transaction. It is called ‘aynah (i.e. derivate of
‘ayn = same) because the same product that was sold is returned back to its owner.
This is Haraam because it is deceiving someone into interest (Ribaa).
In reality, it is as if you are selling dollars at the current price for deferred dollars (i.e. to
be given later), which are more than the original amount. And you are just using the
product as a device or means to gaining this interest. 2
It is an obligation on you if you are owed money by someone, because you sold him
some product for a deferred price that you let him sell it to someone else, or that you
let him act freely in the matter – if he wishes he can keep it or if he wishes he can sell
it to someone else, if he is in need of the money. The Prophet (sallAllaahu ‘alayhi wa
sallam) said: “When you deal with al-‘aynah transactions and you hold onto the
1
Translator’s Note: As-Salam refers to a sale in which a price is paid for goods to be delivered later. Concerning
the business transaction as-Salam, Ibn ‘Abbaas (radyAllaahu ‘anhu) reported: “Allaah’s Messenger came to
Madeenah and the people used to pay in advance the price of fruits to be delivered within one or two years.”
[Saheeh Al-Bukhaaree (Eng.): 3/441]
2
Translator’s Note: Another example is if you sell an item that is worth $25 to someone for $50 because he will
pay you next month and not now. This may be agreed because perhaps you feel the value of the item will go up by
then. But for some reason, the buyer is short of money and wants to sell the item back to you, so he comes to you
the next day and you make him sell it to you for the current market price, which is still $25. So when the date,
next month, on which you agreed he would pay you the $50 comes, he pays you the money. So altogether you
make $25 apart from the item, which is considered interest.
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tails of cows and you are pleased with the agriculture, Allaah will send
humiliation down upon you. He will not remove it from you until you return back
to your Religion.” [Reported by Abu Dawood and it has supporting evidences]
9. And from the forbidden types of business transactions is: An-Najash. What is
meant by an-Najash is when you display a product for sale in a public auction. Then a
person comes and bids up the price of the item, but he doesn’t intend to purchase the
item, rather he only wants to raise the price for the customers intending to deceive the
buyers. This is the same whether he agreed with the seller to do this or he did it on his
own. So whoever bids for a product and he doesn’t want to buy it, rather he only
wants to raise its price for the customers, then this person is a Naajish, who has
opposed the prohibition of Allaah’s Messenger (sallAllaahu ‘alayhi wa sallam). Doing
this is Haraam, as the Prophet (sallAllaahu ‘alayhi wa sallam) said: “And do not
perform Najash on each other.”
So a person who has no desire or need for the item, he should not participate in the
auction and not bid for it. Instead, he should leave the customers, who really desire
the item, to outbid each other.
Perhaps a person may want to help the seller, and sympathy for the seller overcomes
him. So he bids up the price of the item for the purpose of helping the seller –
according to his perception. Or perhaps, the seller may agree with a group of his
associates to create a crowd around the item for sale in order to draw the people’s
attention. These acts are considered from Najash and are Haraam because they are
a means of deceiving the Muslims and a way of taking their money unjustly.
Also, the scholars of Fiqh have stated that what falls under Najash is when a seller
tells his customer: “I bought this item for such and such price”, lying about the price, so
that the buyer may be fooled and buy the item at an increased value.
Or it is when the seller says: “I was given this product at this price” or he says: “I
received it for this much”, lying about the price. He only wants to fool the customers
into bidding the price up to reach this alleged and false price, which he claims he spent
for the item. This is from the Najash, which Allaah’s Messenger (sallAllaahu ‘alayhi wa
sallam) forbade. It is a treachery and deception of the Muslims, and it is lying and
disloyalty, for which he will be accountable for before Allaah.
So what is obligatory on the seller is that he reveals the truth if the buyer asks him how
much he got it for. He must tell him the truth and not say that he attained it for this
much money, lying about the price. What also falls into the definition of An-Najash is if
the people of the marketplace or the storeowners agree to not outbid one another
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when an item is presented for sale, for the purpose of forcing the owner to sell it for a
(discounted) cheaper price. So therefore, they are all participating in this act, which is
Haraam. And this is from An-Najash. It is also a form of taking the people’s money
unjustly.
10. And from the forbidden types of business transactions is: When a Muslim
conducts a sale on top of the sale of his brother. The Prophet (sallAllaahu ‘alayhi
wa sallam) said: “And none of you should conduct a sale on top of the sale of his
(Muslim) brother.” How is this done? It is done, for example, when a person who
wants to buy a certain product comes and buys it from one of the businessmen, who
gives him the option to finalize the deal in two or three days or more. So in this case, it
is not permissible for another businessman to come and interpose, saying to the
buyer: “Leave this product. I will give you the same item, even better than it, for a
cheaper price.” This is Haraam because he is conducting a sale on top of the sale of
his brother.
Therefore, so long as he sells him the item and gives him the option (to finalize the
deal later), let him obtain it and do not interfere with the deal. If he wishes, he will take
the product, and if he wishes, he will cancel the deal. So if he calls off the deal due to
his own choice (i.e. not being coerced or influenced), then there is nothing preventing
you from selling it to him (now).
(On the opposite end) conducting a purchase over his purchase is also Haraam. So if
a Muslim comes and buys a product from one of the businessmen for a fixed price and
is then given the option for a period of time (to finalize the deal), it is not permissible
for another buyer to interfere by going to the businessman or the seller, saying: “I will
buy that product from you for a higher price than that person bought it from you.”
This is Haraam because these kinds of transactions cause harm to the Muslims and
violate their rights and puts hatred into their hearts (for one another). This is since if a
Muslim comes to know that you interfered in his transaction and you were the cause
for ruining the deal that was between the two of them, he will be filled with hatred, spite
and abhorrence for you.
Or perhaps he may even supplicate against you, because you have oppressed him.
And Allaah says: “And work with one another upon piety and fear of Allaah. And
do not work with one another upon sin and transgression.” [Surah Al-Maa’idah: 2]
11. And also from the business transactions that are forbidden is: The Deceptive
Sale, which is when you deceive your Muslim brother by selling him a product that has
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defects and you know about these defects yet you do not inform him about them. So
this kind of sale is not permissible and it is from deception, swindling and fraud.
It is obligatory on the seller to make these defects clear to the seller and to let him
know about them. But if he fails to inform him about them, then this is from deception
and swindling, which Allaah’s Messenger (sallAllaahu ‘alayhi wa sallam) forbade in his
saying: “The two persons conducting a business transaction are in a state of
goodness for as long as they do not separate from one another. So if they are
both honest and open with one another, they are blessed in their transaction.
But if they lie and conceal (the truth) from one another, the blessing of their
transaction is wiped out.”
So it is obligatory upon us, O servants of Allaah, to be sincere. Allaah’s Messenger
(sallAllaahu ‘alayhi wa sallam) said: “The Religion is sincerity, the religion is
sincerity, the religion is sincerity.” They (the Companions) said: “To who O
Messenger of Allaah?” He said: “To Allaah, to His Book, to His Messenger, to the
Muslim leaders and the Muslim general masses.”
So the Muslim must be sincere. What is meant when one is sincere towards
something is that he is free or absolved from certain things. So being sincere means
being free from cheating (for example).
One time the Messenger of Allaah (sallAllaahu ‘alayhi wa sallam) passed by a person
selling some food in the marketplace who had his food in a pile. So the Prophet
(sallAllaahu ‘alayhi wa sallam) put his noble hand inside the pile of food and found
some wet portions in the bottom of the pile. So he said: “What is this O owner of the
food?” He said: “The sky has affected it” – meaning the rain has damaged some of it.
So Allaah’s Messenger (sallAllaahu ‘alayhi wa sallam) said: “Then won’t you make it
visible so that the people can see it? Whoever cheats us (i.e. swindles Muslims)
is not from us.”
This hadeeth is considered one of the fundamental principles in conducting business
transactions between the Muslims. So it is not permissible for a Muslim to conceal the
defects. If his merchandise has a defect then he must make it visible so that the buyer
sees it and is aware of it, and so that he could acquire the item for a price that is
appropriate for this defect. He must not acquire the item for the price it would be if it
were flawless, for then the seller would be deceiving, cheating, fooling and swindling,
based on the saying of Allaah’s Messenger: “Then won’t you make it visible so that
the people can see it? Whoever cheats us is not from us.”
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So O servants of Allaah! How much of swindling do you see in these days? How
many times do you see people placing the defective items in the bottom of the
containers and cases while placing the good items on the top – whether vegetables or
food items? They purposely put the defective item in the bottom while putting the
flawless item on the top. This is trickery, which is done intentionally.
We ask Allaah to pardon and forgive us and you, and that He make our rizq
(sustenance) Halaal and that He make our earnings Halaal. And we ask Him to
provide us from His vast Bounty.
O Allaah suffice us with what You have made Halaal over that which You made
Haraam, and (suffice us) with Your Bounty over that of others besides You. And
forgive us, have mercy on us and accept our repentance. Verily, You are the One who
accepts Repentance, the Bestower of Mercy. And may the peace and blessings of
Allaah be on Allaah’s Messenger.
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