1. FLUJO DE CAJA
EMPRESA FLASHROJECTS
Ventas Delta 5%
Egresos Delta 3%
Préstamo
K Capital 23,000.00
t% Interés 12 %
n Plazo 5 años
CUOTA S/. -6,380.42
Pago Anual
Nuevo Capital (Ki) Amortizar Interés = (Ki*t%) Cuota
S/. 23,000.00 S/. 3,620.42 S/. 2,760.00 S/. -6,380.42
S/. 19,379.58 S/. 4,054.87 S/. 2,325.55 S/. -6,380.42
S/. 15,324.70 S/. 4,541.46 S/. 1,838.96 S/. -6,380.42
S/. 10,783.24 S/. 5,086.43 S/. 1,293.99 S/. -6,380.42
S/. 5,696.81 S/. 5,696.81 S/. 683.62 S/. -6,380.42
S/. 23,000.00 S/. 8,902.12 S/. -31,902.12

2. INGRESOS 2012 2013 2014 2015 2016 2017 2018 2019 2020
Ventas 30,000.00 31,500.00 33,075.00 34,728.75 36,465.19 38,288.45 40,202.87 42,213.01 44,323.66
Aporte 5,000.00
Prestamos 23,000.00 - - - - - - - -
Total Ingreso 58,000.00 31,500.00 33,075.00 34,728.75 36,465.19 38,288.45 40,202.87 42,213.01 44,323.66
EGRESOS
Inversiones 28,000.00 - - - - - - - -
Personal 1,300.00 1,339.00 1,379.17 1,420.55 1,463.16 1,507.06 1,552.27 1,598.84 1,646.80
Materiales 4,500.00 4,635.00 4,774.05 4,917.27 5,064.79 5,216.73 5,373.24 5,534.43 5,700.47
Maquinaria 3,200.00 3,296.00 3,394.88 3,496.73 3,601.63 3,709.68 3,820.97 3,935.60 4,053.66
Gastos Generales 1,300.00 1,339.00 1,379.17 1,420.55 1,463.16 1,507.06 1,552.27 1,598.84 1,646.80
Gasto de Ventas 1,300.00 1,339.00 1,379.17 1,420.55 1,463.16 1,507.06 1,552.27 1,598.84 1,646.80
Amortizaciones 3,620.42 4,054.87 4,541.46 5,086.43 5,696.81
Intereses 2,760.00 2,325.55 1,838.96 1,293.99 683.62
Impuestos 3,000.00 3,150.00 3,307.50 3,472.88 3,646.52 3,828.84 4,020.29 4,221.30 4,432.37
Total Egreso 42,600.00 21,478.42 21,994.36 22,528.93 23,082.84 23,656.85 17,871.29 18,487.84 19,126.90
Saldo de Caja 15,400.00 10,021.58 11,080.64 12,199.82 13,382.34 14,631.60 22,331.58 23,725.17 25,196.76
Caja acumulada 15,400.00 25,421.58 36,502.21 48,702.03 62,084.37 76,715.97 99,047.55 122,772.72 147,969.49