Financial plan
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For their financial plan, the author aims to avoid unnecessary spending and save money for the future. They budgeted $189.21 for the month leaving $310 unused that could be spent on food or saved. The author earned $500 working extra shifts and plans to save 10% of their income for retirement by avoiding online purchases and putting savings in a secure account.
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This budget plan outlines the author's spending for the month, including $189.21 already budgeted with $310 remaining for food and $500 total earned from two 6-hour shifts at work. The author plans to save any unspent money in a savings account rather than spending it on "useless stuff". A financial plan advises avoiding scams, protecting credit card information online, considering gas costs for online versus store shopping, and saving 10% of income each month for retirement.
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Financial plan
- 1. For my financial plan I am going to avoid spending lots of money on things other than healthy food and entertainment. Since I used about $189.21 on my budget, I have a ton of money left to use. If I really wanted to I could use the rest on useless stuff, but I'd rather save it up in a savings account for future times where I want to make a big payment. If I didn't buy enough food to last me the month I can use $310.00 which I don't think I will use all of it. I made my $500.00 by picking up 2 6 hour shifts at work; I make $10.95/hr. No matter how tempted I might be to buy something from TV, it’s most likely a scam and will not be what it says to be. Once I get a credit card I am not going to give information out on the internet of it unless the website is safe. Shopping in stores is cheaper than buying online because stores have more sales unless you're driving far, then the gas money costs more. For retirement I am going to save 10% of the income in my savings account for up until I retire. Over all watching what you spend your money on is super important, but saving your money is even more important.