1. Mahmoud Abdelgawwad is applying for the position of Finance Manager and has over 12 years of experience in finance, accounting, auditing, and ERP system implementation.
2. He holds a Bachelor's degree in Commerce with an accounting major from Cairo University.
3. His most recent role was as the Finance Manager at El-Seif Engineering & Contracting Co. in Jazan, KSA since 2014.
A competent accountant offering versatile accounting skills and reliable analytical capabilities. Demonstrate drive, enthusiasm, and commitment to work. An organized and proactive leader who is apt to learn and adapt changes rigorously. Eager to fully engage with the role and develop professionally in a self-motivated manner.
A competent accountant offering versatile accounting skills and reliable analytical capabilities. Demonstrate drive, enthusiasm, and commitment to work. An organized and proactive leader who is apt to learn and adapt changes rigorously. Eager to fully engage with the role and develop professionally in a self-motivated manner.
As you will note, I am seeking a position in which my training experience and my educational background will be of a value.
I feel quite confident, that I can utilize my abilities and blend well in a position requiring excellent communications skills. My proficiency in learning new ideas and methods quickly, plus a willingness to develop my abilities to the fullest potentials are valuable assets that should make me an excellent candidate for a position within your organization.
I feel that the combination of my education and abilities qualifies me to continue to contribute to the growth of a progressive company. I would like the opportunity to meet with you to discuss your needs and organizational objectives and my abilities to fulfill them.
Thank you for your time and consideration. I will look forward to hearing from you soon
Thanks &Best Regards
Mohamed Abdul Nabi
050-6445250
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
1. 1/61
Cover Letter
Mahmoud Abdelgawwad
Finance Manager El-Seif Co.
Jazan Branch, KSA.
Mobile (00966565597917)
Egy. Mobile (002 01063133163)
(002 01114058800)
TO: - RECRUITMENT MANAGER
DEAR RECRUITMENT MANAGER,
I am eager to introduce myself as a candidate for the position of Finance Manager
I am a graduate of Cairo University with B.Com.
My experience combined with my educational background provided me with a solid foundation
to establish a career in the same position
Kindly find herewith attached my resume. I would very much appreciate an opportunity to
discuss it further with you.
Sincerely,
Mahmoud Abdelgawwad
Enclosure: CV
2. 2/62
MAHMOUD ABDELGAWWAD
Address: 18 Port Said St, Badrashien,
Giza, Egypt.
Current Address: Jazan, K.S.A
Mobile: (00966 56 5597917)
Egy. Mobile: (002 01063133163 & 002 01114058800)
E-mail: Mahmoudelgawwad@yahoo.com
Skype Name: Mahmoud.Abdelgawwad
Objective
Summary
A challenging career in auditing & accounting fields for a famous
corporation where my skills can support in the Development of
the company.
More than Twelve (12) years of successful experience in Finance,
Accounting, Budget, Internal and External auditing.
Management field, ERP system implementation (Oracle &
Build Smart) and having good moral character, ambitious, and
dynamic adding value to the environment where I work in.
Good knowledge on the various positions held for the previous
Twelve (12) years acquired in a highly computerized office
environment using the most sophisticated equipment and
software.
Education
2 2002 - 2005 Cairo University
Bachelor of Commerce, Accounting Major
Graduation year: 2005
Courses in Accounting & Auditing Standards and Finance
Analysis.
3. 3/63
Professional experience: 13 Years
Current
Job
Previous
Job
(4Year) Finance Manager at El-SEIF
Engineering & Contracting Co. from 18/11/2014
till now Jazan Branch, K.S.A
(2Year) Finance Manager 01/09/2012 till
15/10/2014 at Al-Latifia Trading & Contracting Co.
(1Year) Assistant Finance Manager at Al-Latifia
Trading & Contracting Co. from 7/7/2011 till
31/08/2012 K.S.A
( 6Years ) 1/1/2006 till 30/6/2011 at Dr.Abd El-Aziz
Hegazy & Co Office "Accountants& Consultants" a
member of Horwath & Crow international in Egypt.
( Updated Position is Chief Auditing Group last 3 years )
Skills
Accounting & Finance Skills:
*Preparation of financial statements.
*Making finance analysis for financial statements.
*Making weekly, monthly financial reports for top management.
*Making Long Term Financial Business Plan.
*Making Financial Package Report.& Monthly Cash Requirement
4. 4/64
* Good communication skills & Maintaining good relationship
with banks.
*Control over incoming and outgoing documents to the
accounting department, and make sure they are correct
and contain the necessary signatures.
*Making monthly adjustment entries.
*Implementation of financial and accounting procedures
approved by top management.
*Supervise the preparation of bank reconciliation statement
every month and show the differences (if any ).
*Extreme controlling for fixed assets.
*Preparation & control of aging reports
( Receivables & Payables )
*Cash Management.
Audit Skills:
• Plan effective auditing processes
• Audit financial statements and assess accounts for
accuracy and regulatory compliance
• Inspect internal systems and controls
• Assess risk management tactics
• Perform audits of non-financial areas (other dept.)
• Report systematic errors or fraud indicators
• Investigate specific issues regulatory bodies bring forward
5. 5/65
• Explain audit findings and recommend solutions
• Reports to Audit Committee.
• Review and finalize the audit report for Audit
Committee approval.
• Leadership, Assessment and Management of
Subordinate Auditors.
Computer Skills:
I have International Computer Driving License (ICDL).
Proficient skills in Excel (Pivot table & Vlookup).
Very Good Knowledge of using Microsoft Office
Applications.
Very Good Knowledge of using The Internet.
Language Skills:
Professional English language learned courses at "Berlitz
English organization".
Native language Arabic.
Excellent Command of both written and spoken English.
PERSONAL FEATURES
* Team Leader
* Self motivate
* Eager to Development
* Can work under stress
* Good Communication skills
* Adaptive well to change (Adding Value)
INTERESTS
6. 6/66
* Surfing the auditing & accounting standards.
* Surfing the internet.
Personal Information
Date of Birth: 3/12/1983
Marital Status: Married
Military Status: exempted
References
References and letters of recommendation available on request.