Feelium is a part of Panaesha Capital Pte. Ltd. a financial technology company
based in Singapore. Feelium offers a tokenized platform that will allow contractual
transactions to become simpler and more secure.
The platform eliminates the need for trust between buyers and sellers of products
and services. By implementing the use of smart contracts, as well as an optional
escrow account, the Feelium platform allows for secure and fast transactions.
IPS provides a digital cash system called IPS-Venture that allows anonymous peer-to-peer money transfers using only a phone and SMS. It aims to create a personal-scale shadow banking system using cryptography to enable non-identity transactions. Previous digital cash systems failed due to lack of adoption or privacy issues, but ubiquitous phones and desire for privacy create an opportunity for IPS-Venture. The system uses cryptographic techniques like hash chains and digital signatures to enable anonymous but traceable transactions, with IPS insuring the transaction integrity and token storage. IPS generates revenue from currency conversion and transaction tracking/storage services.
In 8 years time cryptoeconomy will exceed 10 trillion dollars. Cryptobanks will become a cornerstone in the relations between decentralized economy and future daily life by expanding payment infrastructure and possibilities, making new cryptocurrency payments scenarios and lowering interest rates. Crypterium is a cryptobank creating such future, today.
Crypterium is aiming on provision of comprehensive vertical integrated services, considering collaboration with other cryptocurrency solutions and teams of blockchain enthusiasts.
Mobile Cryptobank
- Crypterium aims to provide cryptocurrency banking services through its mobile app to enable mainstream adoption of cryptocurrencies.
- The app will allow users to store, exchange, and spend cryptocurrencies instantly as if they were fiat currencies at millions of existing contactless payment terminals worldwide.
- Crypterium is conducting an ICO to raise funds for further developing its banking platform and services. The ICO will issue the CRPT utility token, which will power transactions on the Crypterium platform.
Suraj Pratap presented on mobile wallet security. He discussed statistics on mobile wallet usage in India and common brands. Mobile wallets allow contactless payments through apps as an alternative to cash or credit cards. While wallets aim to securely store payment information, common security issues include stolen devices accessing funds, lack of two-factor authentication, and man-in-the-middle attacks intercepting wireless transfers. Suraj analyzed the security measures of major wallets and reported that several had experienced bugs, though typically with limited user impact. He concluded by taking questions on adopting mobile wallets given ongoing security challenges.
TellerPass is a SIM card applet that dynamically generates one-time passwords every 30 seconds for secure access to bank accounts via ATMs, web banking, and phone banking. It works autonomously without needing an internet connection by using distributed digital signatures and timestamps from the mobile network. Having multiple TellerPass applets from different banks on one SIM card adds an extra layer of security while providing convenience. The applet aims to provide more secure access to bank accounts than existing hardware security tokens while being cheaper and more convenient for users.
Mobile Payments in India - Operative Guidelines for BanksDev Khare
The document provides draft operating guidelines for mobile payments in India issued by the Reserve Bank of India. It outlines key regulatory and supervisory issues for banks offering mobile payment services, including customer registration requirements, technology and security standards, interoperability, clearing and settlement processes, and customer grievance redressal mechanisms. The guidelines are intended to help establish a framework for mobile payments in India while ensuring appropriate risk controls and consumer protections are in place.
Despite the convenience it offers, mobile wallets adoption rates are still not very high primarily because of security and privacy concerns related to their usage. Learn more on mobile wallet security.
This document discusses mobile banking in India. It explains that mobile banking allows people to check balances, transfer money between accounts, and make purchases online without going to a bank. It also discusses telephone banking, debit cards, and micro ATMs which are run by business correspondents to enable banking in remote areas. The document predicts that profits from mobile banking in India will reach 20 trillion rupees within 5 years as more people, especially in cities, adopt these services due to their simplicity and low costs. Banks are promoting mobile banking because it is cheaper than ATM expenses.
IPS provides a digital cash system called IPS-Venture that allows anonymous peer-to-peer money transfers using only a phone and SMS. It aims to create a personal-scale shadow banking system using cryptography to enable non-identity transactions. Previous digital cash systems failed due to lack of adoption or privacy issues, but ubiquitous phones and desire for privacy create an opportunity for IPS-Venture. The system uses cryptographic techniques like hash chains and digital signatures to enable anonymous but traceable transactions, with IPS insuring the transaction integrity and token storage. IPS generates revenue from currency conversion and transaction tracking/storage services.
In 8 years time cryptoeconomy will exceed 10 trillion dollars. Cryptobanks will become a cornerstone in the relations between decentralized economy and future daily life by expanding payment infrastructure and possibilities, making new cryptocurrency payments scenarios and lowering interest rates. Crypterium is a cryptobank creating such future, today.
Crypterium is aiming on provision of comprehensive vertical integrated services, considering collaboration with other cryptocurrency solutions and teams of blockchain enthusiasts.
Mobile Cryptobank
- Crypterium aims to provide cryptocurrency banking services through its mobile app to enable mainstream adoption of cryptocurrencies.
- The app will allow users to store, exchange, and spend cryptocurrencies instantly as if they were fiat currencies at millions of existing contactless payment terminals worldwide.
- Crypterium is conducting an ICO to raise funds for further developing its banking platform and services. The ICO will issue the CRPT utility token, which will power transactions on the Crypterium platform.
Suraj Pratap presented on mobile wallet security. He discussed statistics on mobile wallet usage in India and common brands. Mobile wallets allow contactless payments through apps as an alternative to cash or credit cards. While wallets aim to securely store payment information, common security issues include stolen devices accessing funds, lack of two-factor authentication, and man-in-the-middle attacks intercepting wireless transfers. Suraj analyzed the security measures of major wallets and reported that several had experienced bugs, though typically with limited user impact. He concluded by taking questions on adopting mobile wallets given ongoing security challenges.
TellerPass is a SIM card applet that dynamically generates one-time passwords every 30 seconds for secure access to bank accounts via ATMs, web banking, and phone banking. It works autonomously without needing an internet connection by using distributed digital signatures and timestamps from the mobile network. Having multiple TellerPass applets from different banks on one SIM card adds an extra layer of security while providing convenience. The applet aims to provide more secure access to bank accounts than existing hardware security tokens while being cheaper and more convenient for users.
Mobile Payments in India - Operative Guidelines for BanksDev Khare
The document provides draft operating guidelines for mobile payments in India issued by the Reserve Bank of India. It outlines key regulatory and supervisory issues for banks offering mobile payment services, including customer registration requirements, technology and security standards, interoperability, clearing and settlement processes, and customer grievance redressal mechanisms. The guidelines are intended to help establish a framework for mobile payments in India while ensuring appropriate risk controls and consumer protections are in place.
Despite the convenience it offers, mobile wallets adoption rates are still not very high primarily because of security and privacy concerns related to their usage. Learn more on mobile wallet security.
This document discusses mobile banking in India. It explains that mobile banking allows people to check balances, transfer money between accounts, and make purchases online without going to a bank. It also discusses telephone banking, debit cards, and micro ATMs which are run by business correspondents to enable banking in remote areas. The document predicts that profits from mobile banking in India will reach 20 trillion rupees within 5 years as more people, especially in cities, adopt these services due to their simplicity and low costs. Banks are promoting mobile banking because it is cheaper than ATM expenses.
Mobile wallets are rapidly emerging as a alternative mode of making payments and transferring money. The document is a very brief note on current information on this space. For a more detailed version, please contact IBR
Market intelligence report on mobile walletsAshish Anand
This document provides an overview of the mobile wallet landscape in India. It discusses the environment and infrastructure supporting mobile payments, including smartphone and banking penetration. Mobile wallet readiness in India is lower than other developing nations like Kenya. Transaction growth has been highest for IMPS and mobile wallets, indicating consumer acceptance of new payment innovations. Regulations require banks or banking correspondents to back high-value transactions. Overall, there is significant potential for growth in mobile payments in India as penetration of phones, internet and banking increases.
Mobile Money in Indonesia: Landscape and Developments, 2015Jeffrey BAHAR
The document discusses the development of mobile wallet markets in Indonesia from 2006 to 2015. It describes how the mobile money ecosystem includes providers, instruments, and regulators. It notes that e-money transactions grew from 2.6 million in 2008 to 203.4 million in 2014. Early mobile money services used physical cards but have increasingly moved to mobile apps. The regulations categorize e-money as registered or unregistered depending on user identity verification. Mobile money now supports various payment and transfer services.
This document discusses current trends in the fin-tech industry, including:
1) It outlines the history and expansion of banking services and the role of technology in banking over time, from telegraphs to modern internet, mobile, and app-based banking.
2) Key trends covered include bitcoin and blockchain technology, peer-to-peer lending, and use of big data and analytics for insights like customer segmentation.
3) The goals of fin-tech are also mentioned as making banking more convenient and accessible, increasing market share through new services, automating processes, ensuring regulatory compliance and security of transactions.
Smart contracts are digital contracts that are programmed to automatically execute payments or obligations when predetermined conditions are met. They were introduced by Ethereum in 2018 and run on the Ethereum blockchain. Smart contracts provide a secure and reliable way to execute agreements since the terms cannot be altered once entered onto the blockchain. Ethereum allows for more flexible programming of smart contracts compared to Bitcoin, making it a better platform for developing and running smart contracts. There is growing demand for blockchain professionals with skills in smart contracts as they are used across industries like insurance, healthcare, and real estate.
Cryptocurrency Regulation is better than its banSUJATA MUNI
This document discusses cryptocurrency regulation in India. It summarizes:
1) Cryptocurrency is a digital currency that uses encryption techniques to generate units of currency and facilitate transfers without a central bank. While some countries have legalized cryptocurrency, India currently has no regulations governing its use.
2) The Supreme Court struck down an RBI ban on cryptocurrency exchanges, stating the ban was disproportionate. However, risks still outweigh benefits at this early stage and regulations are needed to address risks while allowing innovation.
3) An outright ban could drive illegal trade but regulations could ease disruption by taxing cryptocurrency transactions. The government should consider regulating rather than prohibiting cryptocurrency to balance innovation and risks.
A stock market is a public market for the trading of company stock and derivatives at an agreed price.
Participants in the stock market range from small individual stock investors to large hedge fund traders, who can be based anywhere. Their orders usually end up with a professional at a stock exchange, who executes the order
Disappearing Banknotes in India: Understanding the Terms Surrounding Digital ...Firoz Patel
The people of India are still adapting to the sudden demonetization of the 500 and 1000 rupee banknotes. Emerging from what experts have described as a “debacle” and utter “fiasco” in monetary policy, many Indians are frustrated by media reports that offer confusing information about India’s financial system. Visit https://blog.payza.com/ for more payments/e-commerce stories.
The document discusses various cashless payment systems introduced by the Indian government like Bharat QR, IMPS, USSD, BHIM, and upcoming Aadhaar Pay. It notes that while there are currently many options, experts believe they will converge over time. Bharat QR allows scanning a QR code to pay directly from a bank account without needing a POS terminal. UPI through the BHIM app allows transferring money using just a mobile number but has daily transaction limits. While multiple options exist now to boost digital payments, most are aimed at different use cases and the infrastructure will evolve further.
The banking sector in India has grown significantly due to rising disposable incomes. Banks have expanded their networks through more ATMs, internet banking, and mobile banking. The banking industry is projected to become one of the largest in the world by 2025 and create over 2 million new jobs in the next decade through expanding access to rural areas and adopting new technologies. Electronic banking methods like ATMs, internet banking, phone banking, SMS banking, and EFT have grown in popularity.
This document provides an introduction and overview of Huincoin, a digital currency. It begins with a brief history of digital currencies, explaining their origins in the 1990s. It then discusses Huincoin basics like how the blockchain works to record transactions and how users can obtain, store, and transact Huincoins. Key benefits of Huincoin over traditional fiat currencies are outlined as faster/cheaper transactions, protection against currency manipulation, greater consumer protections and transparency. The document concludes that while education and regulation still need to progress, Huincoin offers advantages and its adoption is growing among merchants and organizations.
Payments Market in India, Mobile Wallet, Mobile Payments , Evolving Payments Ecosystem, Payments Industry , Payments Bank , Payment Gateways , Mobile Market, Payment Methods
1) The document provides step-by-step instructions for various digital payment modes in India including Points of Sale (POS), Unstructured Supplementary Service Data (USSDS) based mobile banking, Unified Payments Interface (UPI), e-wallets, and Aadhaar Enabled Payment System (AEPS).
2) It explains the registration process and key steps to make transactions for each payment mode. This includes swiping a debit/credit card or scanning a QR code for POS, dialing codes and entering account details for USSD, selecting a bank app and entering account info for UPI, loading funds and making payments through apps for wallets, and providing Aadhaar and fingerprint for
Unified Payments Interface (UPI) - easy way to transfer money through banksCA Janardhana Gouda
A system for instant online bank payments. A new initiative for cashless and more digital economy. A perfect system for India in Banking System. Using of Mobile in a perfect way. (awesome feature of Virtual ID for transfer of money online through online.
The document discusses the benefits of prepaid cards linked to Aadhar cards for cashless transactions, especially in rural areas. Key points:
- Prepaid cards can be purchased from banks or post offices using Aadhar cards, with no expiry or need to set new PINs when purchased.
- Cards can be used for cashless transactions by entering the registered Aadhar PIN at POS machines. Unused balances can be transferred to new cards if lost or stolen.
- Linking the cards to Aadhar addresses security concerns and prevents unauthorized use if cards are lost. Transaction history and balances can be checked online.
1337 Malaysian Fintech Opportunity Report 2018 (Check description for full re...1337Ventures
As Fintech starts becoming the hot topic in the startup and technology industry, the insights team in 1337 Ventures decided to launch a thorough investigation in the Fintech scene in Malaysia, and publish a short report of the scene locally, listing current market players and concentrated verticals.
The insights team took data available from our latest Alpha Startups to understand the current shift in the market and predict future trends and opportunities. To keep up with the fast moving industry, sign up for our demo day, or follow our facebook page.
Original Report: https://1337ventures.typeform.com/to/JrFORK
Facebook: https://www.facebook.com/1337Ventures/
The document discusses mobile payment wallets, including what they are, different types of wallets, how funds are handled, benefits and drawbacks. It also provides terms and conditions, fees, marketing strategies and news for Paytm wallet. The document includes a survey about mobile wallet usage along with findings and areas for improvement.
The Feelium coin token pre-sale stands at over 3.75 million dollarsSandeep Phogat
Feelium is a tokenized platform that aims to simplify and secure global contractual transactions through its blockchain-based platform and Feelium tokens. The Feelium token pre-sale has raised over $3.5 million and the Feelium platform is prepared to launch in a few months. Feelium tokens can facilitate smart contracts and escrow services to eliminate the need for trust between parties for international trades with minimal fees.
Feelium - Cryptocurrency for the real worldSandeep Phogat
Feelium will be a global network,
based on mutual benefits for
users.
Our goal is to build a platform
known for simplicity, security, cost-effectiveness,
speed, and a stable
means of payment and exchange.
POS Magiccoin is a cryptocurrency exchange that focuses on proof-of-stake (POS) coins and aims to address issues in the cryptocurrency market like volatility, liquidity problems, and lack of regulation. The exchange allows users to trade over 100 POS coins and earn rewards by staking coins. It also provides advisory services to evaluate ICOs before listing and distribution services for developer ICO tokens. The exchange is built using NodeJs and offers a wallet with staking capabilities and the ability to customize settings through plugins.
Mobile wallets are rapidly emerging as a alternative mode of making payments and transferring money. The document is a very brief note on current information on this space. For a more detailed version, please contact IBR
Market intelligence report on mobile walletsAshish Anand
This document provides an overview of the mobile wallet landscape in India. It discusses the environment and infrastructure supporting mobile payments, including smartphone and banking penetration. Mobile wallet readiness in India is lower than other developing nations like Kenya. Transaction growth has been highest for IMPS and mobile wallets, indicating consumer acceptance of new payment innovations. Regulations require banks or banking correspondents to back high-value transactions. Overall, there is significant potential for growth in mobile payments in India as penetration of phones, internet and banking increases.
Mobile Money in Indonesia: Landscape and Developments, 2015Jeffrey BAHAR
The document discusses the development of mobile wallet markets in Indonesia from 2006 to 2015. It describes how the mobile money ecosystem includes providers, instruments, and regulators. It notes that e-money transactions grew from 2.6 million in 2008 to 203.4 million in 2014. Early mobile money services used physical cards but have increasingly moved to mobile apps. The regulations categorize e-money as registered or unregistered depending on user identity verification. Mobile money now supports various payment and transfer services.
This document discusses current trends in the fin-tech industry, including:
1) It outlines the history and expansion of banking services and the role of technology in banking over time, from telegraphs to modern internet, mobile, and app-based banking.
2) Key trends covered include bitcoin and blockchain technology, peer-to-peer lending, and use of big data and analytics for insights like customer segmentation.
3) The goals of fin-tech are also mentioned as making banking more convenient and accessible, increasing market share through new services, automating processes, ensuring regulatory compliance and security of transactions.
Smart contracts are digital contracts that are programmed to automatically execute payments or obligations when predetermined conditions are met. They were introduced by Ethereum in 2018 and run on the Ethereum blockchain. Smart contracts provide a secure and reliable way to execute agreements since the terms cannot be altered once entered onto the blockchain. Ethereum allows for more flexible programming of smart contracts compared to Bitcoin, making it a better platform for developing and running smart contracts. There is growing demand for blockchain professionals with skills in smart contracts as they are used across industries like insurance, healthcare, and real estate.
Cryptocurrency Regulation is better than its banSUJATA MUNI
This document discusses cryptocurrency regulation in India. It summarizes:
1) Cryptocurrency is a digital currency that uses encryption techniques to generate units of currency and facilitate transfers without a central bank. While some countries have legalized cryptocurrency, India currently has no regulations governing its use.
2) The Supreme Court struck down an RBI ban on cryptocurrency exchanges, stating the ban was disproportionate. However, risks still outweigh benefits at this early stage and regulations are needed to address risks while allowing innovation.
3) An outright ban could drive illegal trade but regulations could ease disruption by taxing cryptocurrency transactions. The government should consider regulating rather than prohibiting cryptocurrency to balance innovation and risks.
A stock market is a public market for the trading of company stock and derivatives at an agreed price.
Participants in the stock market range from small individual stock investors to large hedge fund traders, who can be based anywhere. Their orders usually end up with a professional at a stock exchange, who executes the order
Disappearing Banknotes in India: Understanding the Terms Surrounding Digital ...Firoz Patel
The people of India are still adapting to the sudden demonetization of the 500 and 1000 rupee banknotes. Emerging from what experts have described as a “debacle” and utter “fiasco” in monetary policy, many Indians are frustrated by media reports that offer confusing information about India’s financial system. Visit https://blog.payza.com/ for more payments/e-commerce stories.
The document discusses various cashless payment systems introduced by the Indian government like Bharat QR, IMPS, USSD, BHIM, and upcoming Aadhaar Pay. It notes that while there are currently many options, experts believe they will converge over time. Bharat QR allows scanning a QR code to pay directly from a bank account without needing a POS terminal. UPI through the BHIM app allows transferring money using just a mobile number but has daily transaction limits. While multiple options exist now to boost digital payments, most are aimed at different use cases and the infrastructure will evolve further.
The banking sector in India has grown significantly due to rising disposable incomes. Banks have expanded their networks through more ATMs, internet banking, and mobile banking. The banking industry is projected to become one of the largest in the world by 2025 and create over 2 million new jobs in the next decade through expanding access to rural areas and adopting new technologies. Electronic banking methods like ATMs, internet banking, phone banking, SMS banking, and EFT have grown in popularity.
This document provides an introduction and overview of Huincoin, a digital currency. It begins with a brief history of digital currencies, explaining their origins in the 1990s. It then discusses Huincoin basics like how the blockchain works to record transactions and how users can obtain, store, and transact Huincoins. Key benefits of Huincoin over traditional fiat currencies are outlined as faster/cheaper transactions, protection against currency manipulation, greater consumer protections and transparency. The document concludes that while education and regulation still need to progress, Huincoin offers advantages and its adoption is growing among merchants and organizations.
Payments Market in India, Mobile Wallet, Mobile Payments , Evolving Payments Ecosystem, Payments Industry , Payments Bank , Payment Gateways , Mobile Market, Payment Methods
1) The document provides step-by-step instructions for various digital payment modes in India including Points of Sale (POS), Unstructured Supplementary Service Data (USSDS) based mobile banking, Unified Payments Interface (UPI), e-wallets, and Aadhaar Enabled Payment System (AEPS).
2) It explains the registration process and key steps to make transactions for each payment mode. This includes swiping a debit/credit card or scanning a QR code for POS, dialing codes and entering account details for USSD, selecting a bank app and entering account info for UPI, loading funds and making payments through apps for wallets, and providing Aadhaar and fingerprint for
Unified Payments Interface (UPI) - easy way to transfer money through banksCA Janardhana Gouda
A system for instant online bank payments. A new initiative for cashless and more digital economy. A perfect system for India in Banking System. Using of Mobile in a perfect way. (awesome feature of Virtual ID for transfer of money online through online.
The document discusses the benefits of prepaid cards linked to Aadhar cards for cashless transactions, especially in rural areas. Key points:
- Prepaid cards can be purchased from banks or post offices using Aadhar cards, with no expiry or need to set new PINs when purchased.
- Cards can be used for cashless transactions by entering the registered Aadhar PIN at POS machines. Unused balances can be transferred to new cards if lost or stolen.
- Linking the cards to Aadhar addresses security concerns and prevents unauthorized use if cards are lost. Transaction history and balances can be checked online.
1337 Malaysian Fintech Opportunity Report 2018 (Check description for full re...1337Ventures
As Fintech starts becoming the hot topic in the startup and technology industry, the insights team in 1337 Ventures decided to launch a thorough investigation in the Fintech scene in Malaysia, and publish a short report of the scene locally, listing current market players and concentrated verticals.
The insights team took data available from our latest Alpha Startups to understand the current shift in the market and predict future trends and opportunities. To keep up with the fast moving industry, sign up for our demo day, or follow our facebook page.
Original Report: https://1337ventures.typeform.com/to/JrFORK
Facebook: https://www.facebook.com/1337Ventures/
The document discusses mobile payment wallets, including what they are, different types of wallets, how funds are handled, benefits and drawbacks. It also provides terms and conditions, fees, marketing strategies and news for Paytm wallet. The document includes a survey about mobile wallet usage along with findings and areas for improvement.
The Feelium coin token pre-sale stands at over 3.75 million dollarsSandeep Phogat
Feelium is a tokenized platform that aims to simplify and secure global contractual transactions through its blockchain-based platform and Feelium tokens. The Feelium token pre-sale has raised over $3.5 million and the Feelium platform is prepared to launch in a few months. Feelium tokens can facilitate smart contracts and escrow services to eliminate the need for trust between parties for international trades with minimal fees.
Feelium - Cryptocurrency for the real worldSandeep Phogat
Feelium will be a global network,
based on mutual benefits for
users.
Our goal is to build a platform
known for simplicity, security, cost-effectiveness,
speed, and a stable
means of payment and exchange.
POS Magiccoin is a cryptocurrency exchange that focuses on proof-of-stake (POS) coins and aims to address issues in the cryptocurrency market like volatility, liquidity problems, and lack of regulation. The exchange allows users to trade over 100 POS coins and earn rewards by staking coins. It also provides advisory services to evaluate ICOs before listing and distribution services for developer ICO tokens. The exchange is built using NodeJs and offers a wallet with staking capabilities and the ability to customize settings through plugins.
In simple words, Polymath overcomes the problems of the conventional systems like time delay, speed of transaction, and assures on the authenticity of the participating parties.
Exploring Top 6 Platforms for Your BTC to ETH Exchange Needs.pdfcoingabbar
Choosing the Right Cryptocurrency Exchange: A Detailed Guide
In the fast-paced cryptocurrency world, choosing the right exchange platform can be a tricky challenge. This article provides a comparative analysis of several popular cryptocurrency exchanges, including StealthEX, SimpleSwap, Houdini Swap, CoinStats, Nexo, and Gemini. While each platform has its own particular features and advantages, it is noteworthy that they all present their own challenges and considerations.
BlockToken - How to Launch an ICO or STOGenson Glier
BlockToken describes to the Australian Crypto community how to launch a token offering within today's current climate. This presentation discusses the various methods used in the marketing and distribution of ICO and STO campaigns.
Some thoughts on the recent trends in token crowdsales, presented to Siam Commercial Bank's top management as part of Digital Ventures' briefings on latest trends in the Fintech world.
Security Token Offering(STO) Services | STO Developement Scarlet Emilye
STO services allow companies to raise funds legally and in a regulated manner by issuing security tokens instead of unregulated crypto tokens. The document discusses how STOs work for real estate and stocks by tokenizing assets, how they are more secure, transparent and compliant than ICOs. It also describes the company's end-to-end STO development services and how they can help businesses launch their own compliant STOs.
This document introduces Tokenotic, a comprehensive securities tokenization platform and digital asset marketplace that allows institutions to tokenize securities and real-world assets. It discusses how security tokens represent fractional ownership of stocks, bonds, real estate, and other assets on the blockchain. Some benefits of tokenizing securities include democratizing investment opportunities, improving settlement times, and creating new secondary markets for previously illiquid assets. Tokenotic provides a platform for tokenizing and managing the distribution of security tokens, as well as a digital marketplace for investing in tokenized assets.
This document proposes the Nousplatform and protocol for generating and managing crypto asset investment funds using blockchain technology. It outlines obstacles currently facing the investment industry like lack of transparency, high fees, and minimum investment amounts. The Nousplatform aims to address these issues by allowing swift creation of investment funds on the blockchain with tools for transparent management and accountability. This will provide benefits to both fund managers and investors by simplifying the investment process and increasing transparency.
fxreviews.best-Top Penny Cryptocurrency 2022 Double Up Your Profits Now.pdfNityaSharma43
A penny cryptocurrency is a type of digital asset or token that is worth less than one cent. Bitcoin, the first and most well-known penny cryptocurrency readmore
Initial coin offerings (ICOs) are a new way of raising funds for projects running on blockchain technology. Similar to the role venture capital (VC) plays in financing start-ups in traditional finance, ICOs are the future of venture investing in the blockchain world. Through ICOs, exponential returns can be earned in a very short period of time. When a decentralised application is created, the start-up behind it can sell the associated coin or token early in the process for an amount based on what it thinks it’s worth.
Interesting Cryptocurrency business ideas for 2019
2018 is the year, the world has woke up all eyes wide to Cryptocurrencies and Blockchain. All of the sudden there is a huge rush among Entrepreneurs, Investors, Startups towards starting an innovative Cryptocurrency Business.
Are you looking for IEO(Initial Exchange Offering) development services?. If you want to create your own IEO(Initial Exchange Offering) Development, we align our services with your needs to build an IEO(Initial Exchange Offering) as per your requirements. Additionally, we can guide you on how much does it cost to create an IEO(Initial Exchange Offering. Visit us : https://bit.ly/3zRKVaq
What is Ethereum? – A Complete Guide to Ethereum for BeginnersCoinGape
Ethereum is another gem of the cryptocurrency world that has become immensely popular since its birth in 2015. Wanna know What is Ethereum, all the ins, and outs of the Ethereum, then you are at the right place!
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Become an ethereum expert in 2020 a comprehensive guideBlockchain Council
we talk about Blockchain, then it is more than just Bitcoin. There are several other additions to the same, and one such is Ethereum. Unlike just being a cryptocurrency, Ethereum also works as a platform for app development, making it a more profound cryptocurrency.
ICO Pitchnight #1 by Catena Capital & Herdius and friendsBalazs Deme
The first ICO Pitchnight organized by Catena Capital and Herdius. Advice and learnings on already having done an ICO by Bricklock, on having already done an ICO in Germany by Herdius and planning on one by KYC solution Fractal.
Token Transfer/Exchange
Cryptocurrency Trading/Exchange Marketplace
Stable Coin
Cryptocurrency Payment
Token Management
Asset Tokenization
Security Token
Cryptocurrency Custody
Cryptocurrency Fund (ETFs/REIT)
Cryptocurrency AML
Cryptocurrency Swap
Tokenized Asset Valuation
Patents are a good information resource for obtaining the state of the art of blockchain tokenization technology innovation insights.
I. Blockchain Toknization Technology Innovation Status
Patents that specifically describe the major blockchain tokenization technologies are a good indicator of the blockchain tokenization innovations in a specific innovation entity. To find blockchain tokenization technology innovation status, patent applications in the USPTO as of June 30, 2020 that specifically describe the major blockchain tokenization technologies are searched and reviewed. 70 published patent applications that are related to the key blockchain tokenization technology innovation are selected for detail analysis.
II. Blockchain Toknization Technology Innovation Details
Patent information can provide many valuable insights that can be exploited for developing and implementing new technologies. Patents can also be exploited to identify new product/service development opportunities.
If you are a beginner in the crypto world and you have no idea about Altcoin. Check this presentation that is all about "best altcoins to invest in". Learn more at https://wazirx.com/blog/7-altcoin-investment-strategies-you-need-to-know/
2. Elemental Economics - Mineral demand.pdfNeal Brewster
After this second you should be able to: Explain the main determinants of demand for any mineral product, and their relative importance; recognise and explain how demand for any product is likely to change with economic activity; recognise and explain the roles of technology and relative prices in influencing demand; be able to explain the differences between the rates of growth of demand for different products.
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...Vighnesh Shashtri
Under the leadership of Abhay Bhutada, Poonawalla Fincorp has achieved record-low Non-Performing Assets (NPA) and witnessed unprecedented growth. Bhutada's strategic vision and effective management have significantly enhanced the company's financial health, showcasing a robust performance in the financial sector. This achievement underscores the company's resilience and ability to thrive in a competitive market, setting a new benchmark for operational excellence in the industry.
Seminar: Gender Board Diversity through Ownership NetworksGRAPE
Seminar on gender diversity spillovers through ownership networks at FAME|GRAPE. Presenting novel research. Studies in economics and management using econometrics methods.
The Rise of Generative AI in Finance: Reshaping the Industry with Synthetic DataChampak Jhagmag
In this presentation, we will explore the rise of generative AI in finance and its potential to reshape the industry. We will discuss how generative AI can be used to develop new products, combat fraud, and revolutionize risk management. Finally, we will address some of the ethical considerations and challenges associated with this powerful technology.
Vicinity Jobs’ data includes more than three million 2023 OJPs and thousands of skills. Most skills appear in less than 0.02% of job postings, so most postings rely on a small subset of commonly used terms, like teamwork.
Laura Adkins-Hackett, Economist, LMIC, and Sukriti Trehan, Data Scientist, LMIC, presented their research exploring trends in the skills listed in OJPs to develop a deeper understanding of in-demand skills. This research project uses pointwise mutual information and other methods to extract more information about common skills from the relationships between skills, occupations and regions.
5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
1. Elemental Economics - Introduction to mining.pdfNeal Brewster
After this first you should: Understand the nature of mining; have an awareness of the industry’s boundaries, corporate structure and size; appreciation the complex motivations and objectives of the industries’ various participants; know how mineral reserves are defined and estimated, and how they evolve over time.
2. Moneyisacollectiveagreement.
If enough people come to the
same agreement, what they
agree upon becomes secondary,
whetheritbefarmanimals,gold,
diamonds, paper, or simply a
code. History proves all these
cases to be true. Who knows
what the future is going suggest
to us as money, once we see
digital currencies as ordinary?
– S.E. Sever
3. 05
F E E L I U M T O K E N
06
I N D U S T R Y O V E R V I E W
11
SMART CONTRACT WITH ESCROW
06
I C O M A R K E T
1 3
Q U I C K A C C E S S T O K E N S
1 3
C O N T E N T D E L I V E R Y
N E T W O R K
08
R O A D M A P
S M A R T C O N T R A C T
1 2
F E E L I U M P L AT F O R M
0 7
POTENTIAL INVESTORS MAR KET
F E E L I U M T O K E N
1 4
S M A R T C O N T R A C T S
CONTENTS
1 5
P E E R T O P E E R
T R A N S A C T I O N S
1 7
C S R
1 6
F U N D I N G A L L O C AT I O N
1 4
E S C R O W
1 5
P C E X
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A B O U T U S
18
T H E T E A M
21
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L E G A L D I S C L A I M E R
09
10
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R E F E R E N C E S
FA Q ’ S
4. 4
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
This white
paper outlines
the value
proposition of
the Feelium
tokens, the
company’s
business
model, and
the token
distribution
mechanics.
5. 5
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
FEELIUM TOKEN
Feelium is a part of Panaesha Capital Pte. Ltd. a financial technology company
based in Singapore. Feelium offers a tokenized platform that will allow contractual
transactions to become simpler and more secure.
The platform eliminates the need for trust between buyers and sellers of products
and services. By implementing the use of smart contracts, as well as an optional
escrow account, the Feelium platform allows for secure and fast transactions.
The Feelium token is the motor of the platform, and all transactions will occur by
the use of this token. Users will receive a Quick Access Token, that is the key that
allows token transfers and enables the user to move around the Feelium platform.
The Feelium platform has a few unique features such as a centralised blockchain
platform in lieu of a decentralised platform, private key retrieval, and cloud storage.
Feelium aims to be a one-stop trading platform that can be used by anyone, in B2B
and B2C scenarios.
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INDUSTRY OVERVIEW
The cryptocurrency market has
been steadily increasing over the
past few years.
The leading cryptocurrency,
Bitcoin, exceeded a market cap
of about $70 billion, and logged
trading days of at least $3 billion.
Withtheintroductionofnumerous
altcoins in the market, bitcoin’s
share in the market fell from 81%
in 2016 to 41% by June of 2017.
ICO MARKET
Over the past few years, the number of ICO that are being offered has grown
exponentially. The concept of the ICO was first carried out by Mastercoin in
2013, which paved the way for more companies to launch ICO after Mastercoin
demonstrated that the concept was successful. 2014 saw the successful launch of
the Ethereum platform, and following that, 2015 - 2016 saw the launch of about
sixty four different ICOs.
The current ICO market is seeing innovation that is aiming to solve a few current
problems posed by blockchain networks so far such as high transaction fees, slow
transactions and wallet user interfaces that are not user friendly. Due to the success
of the Ethereum ICO, a healthy atmosphere has evolved that has helped create the
current ICO Market boom, with just venture capitalists having put in over $550
million. USD just last year.
As a result of the potential market and business opportunities available in the market,
investments in Initial Coin Offerings saw a peak of $600 million in 2016, with over $550
million of capital put in by venture capitalists till date.
These new altcoins are capturing an increasing share of the market. the multiple
platforms that these currencies are built on are expanding the scope of blockchain
technology and diversifying its utility.
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Currently, India has purchased only about 2% of the $140 billion global
cryptocurrency market cap. With the Government of India driving a cashless
economy, the number of digital transactions have already crossed the 1 billion
mark. December 2017 saw 1.06 billion digital transactions country wide.
January 2018 saw a 4.73% rise in digital transactions. This number is expected to
continually rise in the coming months and years.
• After the Indian government launched demonetization, there was an increase in
the number of cryptocurrency investors.
• The current exchanges in India find it hard to maintain a liquid order book as the
cryptocurrency market in India is predominantly a buyers’market.
• Due to this, Indian investors are increasingly purchasing altcoins and investing
in ICO’s on international platforms.
• If the regulatory decisions favor cryptocurrency, India could become one of the
biggest investment markets for cryptocurrency and other blockchain technology
platforms
POTENTIAL INVESTORS’MARKET
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Feelium is the token that will be used as the medium of transfer on the feelium
platform. The name Feelium is based on the utility behind the coin to simplify
and personalize contractual transactions of real world assets between people and
businesses.
• Currently, trust between two parties is required to ensure the successful
completion of the rendering of a product or service.
• However, adherence of signed mutual contracts is dependant upon the parties
involved.
• If a dispute presents, the enforcement of this contract is then dependant on the
domestic or international judicial system, which can anywhere from months to
years to solve
• Such disputes are a drain on financial resources and the time of all involved.
• Feeliumrestoresthedecisionmakingpowerandexpandstheparameterswithin
which contracts can function.
• With smart contracts and an escrow service built into its platform, Feelium
allows for contracts on the individuals terms.
Feelium Token
In contrast to this, Feeliums’platform offers the use of a smart contract that
eliminates the need for trust as the smart contract ensures the completion of a set
of mutually agreed terms at the time of creating the contract.
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SMART CONTRACT
The buyer uses the feelium blockchain platform to create a contract and
invites the seller to review the contract.
When the seller finds the terms of the contract agreeable, the Seller Validates
the contract.
The seller can validate the contract through an email confirmation, an OTP
sent from the Feelium platform to their phone, or through a thumb scan.
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SMART CONTRACT WITH ESCROW
• The buyer purchases Feelium tokens for fiat currency, and deposits the
Feelium in an escrow account by using his Quick Access Token.
• After following the smart contract signing process, the seller uploads
proof of delivery of the product or service to Feelium.
• This triggers a notification that is sent to the buyer, who enters his QAT to
release the funds to the seller.
• In case the buyer defaults on entering the QAT to release funds, the smart
contract releases funds to the seller after a stipulated time period that is
pre-decided.
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• Although blockchain technology was designed to
removetheneedofacentraliseddatabase,thistypeof
platform is not suitable for enterprise or government
control. A distributed blockchain consensus system
does not allow for required guarantees for the
internal activities of the institutions.
• To allow a centralised database, a bank in the UK
adopted a system of cryptocurrency that had some
features of blockchain technology, where multiple
nodes were not needed to validate the transaction.
• By eliminating the need of mining of a decentralised
platform, the speed of transactions were reduced
considerably from hours to mere seconds.
• This centralised blockchain platform creates a new
sphere of trading that captures the balance between
completely unregulated ICO markets and highly
regulated traditional securities markets.
• With this centralised system, Feelium Tokens will be
issued from a central agency, only after KYC/AML
procedures are completed by the user. This would
allow the government to regulate an ICO in case of
fraud.
The Feelium platform boasts of the following features:
FEELIUMPLATFORMCentralised Blockchain Platform
Security and speed of transactions
13. 1 3
Content Delivery Network
• The Feelium platform is housed on cloud servers and when accessed, the content
is delivered through a stream of information called the content delivery network.
• The process uses Multilayered Content Delivery which provides faster data
transactions in a secure network.
• This delivery mechanism guarantees access from any device in any part of the world
without increasing load time.
• By using a cloud server, storage of vast amounts of data does not pose a problem
and the constant stream of uploading and downloading data make the platform
hard to access or hack without proper authorization.
Private & Confidential Version 1.1
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Quick Access Tokens:
2 step validation
• When Feelium tokens are purchased, the Feelium platform generates a private key
called a Quick Access Token (QAT).
• This Token allows the user to authenticate transfers on the Feelium platform which
will include the coin center of the token, an exchange, a web and mobile wallet and
any other platform that is developed in the future.
• All Feelium platforms are accessible with the same QAT.
• With other cryptocurrencies, if this private key is lost, your wallet is also lost. However,
with Feelium, the private key, or QAT is retrievable upto once per day. This features
safeguards your wallet and ensures that you will never lose your investment.
• The QAT also provides a two step validation process that other cryptocurrency
platformscurrentlylack.Itensuresthattheuseractuallywantstotransfertheamount
specified by prompting the user to enter the QAT to verify/validate the transaction.
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• In order to better execute smart contracts, users of the Feelium platform can
opt to use the escrow account that is provided.
• This escrow account holds the funds of one party and acts as a third party
trust system for the two parties involved in a contract.
• Theescrowaccountsensurescomplianceofbothpartiesandworksintandem
with the smart contract feature of the platform.
• When both parties have agreed on the contract, the buyer of the service
or product purchases feelium tokens which is then deposited in an escrow
account on the feelium platform.
• When the seller uploads proof of completion, the money is then released to
the seller from the escrow account.
Escrow
Smart Contracts
• The Feelium platform facilitates contractual transactions through its smart
contracts feature.
• The process would involve both parties first arriving at a set of conditions and
would enter these terms into the smart contract on the Feelium platform.
• The Smart contract then acts as an arbitrary executor of these conditions, and
allows the buyer and seller or a product or service to conduct transactions
without fear of dispute or fraud.
• Additionally,userscanchoosetomakeuseoftheescrowfeatureoftheFeelium
platform.
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Peer to Peer Transactions
The Feelium platform also allows for simple wallet to wallet transfer of Feelium
token,withouttheuseofsmartcontractsortheescrowaccount.Feelium’sdouble
layered data structure with its own centralised, blockchain driven ledger system
allows for faster transfer of Feelium token from one wallet to another.
PCEX
When launched, Pcex will be an exchange that allows for the trade of Feelium
to other cryptocurrencies, and will also establish an additional platform to buy
Feelium tokens.
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• 40% of funds will be dedicated to developing and improving the Feelium
platform, and developing the various platforms outlined in the roadmap.
• 20% of the funds will be used for marketing outreach, pursuing global
alliances, collaboration, and research for best usage of Feelium globally.
• 15% of funds will be allocated to supporting the human resources. The
company is continuing to expand our team in all locations.
• 10% of the funding will be used for building infrastructure and providing
support to all teams in order to realise the potential of all feelium platforms.
• 10% will be used to cover costs of day-to-day operations.
• 5%willbeusedforlegalcounselandtoobtaincybersecurityforalloperations.
FUNDING ALLOCATION
All funds that are raised from the ICO will be allocated in the following way:
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India currently has an estimated 104 million elderly citizens that need to be cared
for. As part of its CSR initiative, Feelium will donate 5% of all its profit to acquiring
and building care facilities for the elderly. The Feelium team has already identified a
possible location to build such a facility in India. With your help, we can continue to
strengthen this initiative and expand the program around the world.
An overseeing body will allocate funds into the specific teams relative to their specific
needs. If you would like to help us realize our goal to make investing cheaper, easier,
and more secure, we encourage you to sign up for the Feelium ICO whitelist now and
invest at special Pre-ICO prices.
Panaesha Capital offers products and services like Initial Coin Offering and Crypto
Exchange Platforms. We understand the needs of our valuable customers like
investors,retailclients,brokersetc.,andhelpthemcarryoutbusinesssuccessfully.
Panaesha Capital seeks to launch Feelium, a one-of-a-kind, stable-rate digital
currency, which can be stored, used, and traded through an integrated wallet
and exchange services. Feelium will allow any user to leverage their own assets -
for example by enabling them to trade and to benefit from the launch of Feelium
coins.
Through Feelium, Panaesha Capital aims to build a decentralized global network,
based on mutual benefits for users. Our goal is to build a platform known for
simplicity, security, cost-effectiveness, speed, a stable means of payment and
exchange.
ABOUT Panaesha Capital Pte. Ltd.
CSR
Panaesha Capital is a Singapore based Fintech
startup team of expert professionals. We have
offices in almost 7 countries and are already
expanding to another 20 countries including
Europe and Asia Pacific. Panaesha Capital seeks
to release a line of products that will expand the
boundaries of investment possibilities and will
encourage regulators to recognize blockchain
tools as the new reality and the promising future
of traditionally financial markets.
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THE TEAM
C E O & F O U N D E R
Sandeep has more than 16 years of experience in
project development and management. He has
been a serial entrepreneur in the real estate domain,
primarily focussed at the commercial sector. He has
been an entrepreneur from a very young age and
has been growing start-up ventures into profitable
companies. He has a long drawn vision towards
growth and building economies of scale.
He’s a crypto-enthusiast, and a tech entrepreneur.
He loves traveling and meeting entrepreneurs from
across the world. He dreams of creating a product
and platform that will change how the world trades
and conducts global business.
S A N D E E P P H O G AT
C H AV I A H U J A
M A N A G E R
Chavi has a Master's degree in Business Analytics
and over 5 years of experience in Consulting &
Analytics. She’s an aspiring Crypto Enthusiast. She
runs marathons and loves all things fitness.
R AV I K I K A N
Ravi loves startups & his experience across various
sectors including Media & PR, Fintech (ICO, Crypto
Products, Wallets, Lending, P2P, B2B), IT & BFSI has
helped him launch multiple startups & grow ventures
intoprofithubs.Helovesworkingwithentrepreneurs,
startups, community builders, institutions and
investors who are focussed at growth. He runs
marathons for fun.
C O O
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A N I S H A R U S S E L L
C O N T E N T W R I T E R
Anisha has been writing content for a year, apart from
writing for her personal blog and teaching writing for
about 3 years. When she’s not reading or writing (which
is almost never), she’s watching never ending streams of
Netflix.
Arun brings over 8 years of digital marketing experience
to the team. He specializes in internet Marketing,
website optimization & Search Engine Marketing. He’s
a movie-buff.
A R U N K U M A R
D I G I TA L M A R K E T I N G
M A N A G E R
N I T I N J A I N
An MBA from TVU(London), Nitin is an IT veteran with
20 years of experience. He has worked for corporates
including AT&T, Time Warner Cable, Verizon and Harvard
University.
H E A D O F M A R K E T I N G
S udhanshu D ubey
Sudhanshu has 8 years of experience in the IT industry,
and has spent more than 4 years researching and working
with blockchain technology. He analyzes business’
requirements, and develops programming technology
as a solution. He develops different blockchain based
platforms that include Crypto-Exchange, ICO, and
blockchain algorithms.
C T O
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R A H U L WA D H WA
S hubendu B anerjee
R E L AT I O N S H I P M A N A G E R
N I T I N K A M B L E
Nitin has more than 10 years of experience in Sales
of Financial & Investment products like
Insurance, Equity , Mutual Funds, Loans etc. He
loves building and managing relationships for
organisations and individuals. He holds a Masters’
degree in business administration from the
University of Delhi. He loves to travel.
Rahul possesses over 14 years of professional work
experience, of which he has spent 11 years in Loss
Prevention across different geographies, functions
and domains. He is an avid music buff, an amateur
photographer who loves to read and is pretty
interested in the latest gadgets and technologies.
S E N I O R R E L AT I O N S H I P
M A N A G E R
V I V E K S A R D A N A
An experienced Sales professional with vast experience
in different industries various roles, Vivek has been
instrumental in the success of various startups. He can be
now called as a startup specialist.
S E N I O R R E L AT I O N S H I P
M A N A G E R
S E N I O R R E L AT I O N S H I P
M A N A G E R
Shubenduhas5yearsofrelationshipexperienceinfinance
and banking. A crypto-currency enthusiast, Shubendu
invests in the crypto market. He holds diploma in finance
and Marketing. When he’s not checking up on his crypto
investments, he can be found at the gym, checking up on
his crypto investments.
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Q : What modes can I use to buy
Feelium Tokens?
Anyone can buy Feelium tokens through any of
these modes:
• Bitcoin
• Ethereum
• USD
Q: Do I need to be from a certain
country to invest in the ICO?
Feelium’s platform is built on the belief that
investing should be void of geographical
restrictions. The same principle applies to our ICO.
It doesn’t matter where you’re from, be it Canada,
Nigeria, Russia, or Japan — if you have a digital
wallet, you will be able to buy Feeliums tokens
Q: What happens if I forget my QAT
(private key/password)?
You can retrieve your password through the
Feelium Wallet.
Q: Are there any transaction fees?
Yes, there are transaction fees. The Feelium
Platform will charge a mere 0.05% transaction
fee per transaction. This fee is much less than any
other platform currently offers.
Q: Are there any legal concerns as
the company is not based in India?
There are no legal concerns in terms of investing,
as an ICO provides the perfect platform for cross
border investment and transactions.
Q: Is it legal to invest in an I C O ?
Yes, it is legal to invest in an ICO. Imagine an ICO
to be parallel to an IPO. In an IPO, you buy shares
of a company, because of the value you see in their
business plan or model. In an ICO, you buy coins
from the company because you can see the future
value and utility of the software that the company
seeks to build.
Yo u c a n c o n t a c t u s t h r o u g h a n y o f t h e i n f o r m a t i o n
p r o v i d e d o n t h e l a s t p a g e o f t h e w h i t e p a p e r.
FAQ’s
Q: What are the taxes and other
charges that could be applicable
to me?
Any gains that are made by investing in the
ICO would be subject to income tax, GST, and if
applicable, long term capital gains according to
the government of India.
Q: What happens if one party in the
trade contract does not share the
QAT to release payments?
Feelium will release the money to the appropriate
party within a stipulated time period that is pre-
decided.
Q: How secure is my wallet?
Your wallet is more secure than ever, as Feelium
operates on a cloud based (read hard to hack),
centralised blockchain network (which means a
central body is in control).
Q: How much does it cost to invest
in Feelium?
$1 = 1 Feelium Token
1 Block = 10,000 coins
100 Blocks= 10,00,000 Coins
Cost of 1 Block = $ 10,000 USD
Q: When will I see the coins in my
Wallet?
It takes about 48 hrs. to complete a transaction.
You will see the coins in your wallet in 5-6 Business
Days.
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PLEASE READ THIS DISCLAIMER SECTION CAREFULLY. IF YOU ARE IN ANY DOUBT
AS TO THE ACTION YOU SHOULD TAKE, YOU SHOULD CONSULT YOUR LEGAL,
FINANCIAL, TAX, OR OTHER PROFESSIONAL ADVISOR(S).
The information set forth below may not be exhaustive and does not imply any
elements of a contractual relationship. Although every effort has been made to
ensure that the material presented in this whitepaper is accurate, any material in
this whitepaper should not be understood as financial or legal advice. Panaesha
Capital Pte. Ltd. does not guarantee, and accepts no legal liability whatsoever
arising from or connected to, the accuracy, reliability, currency, or completeness
of any material contained in this white paper. Investors and potential Feelium
token holders should seek appropriate independent professional advice prior to
relying on, or entering into any commitment or transaction based on, material
published in this white paper, which material is purely published for reference
purposes alone.
Feelium tokens will not be intended to constitute securities in any jurisdiction.
This white paper does not constitute a prospectus or offer document of any
sort and is not intended to constitute an offer of securities or a solicitation for
investment in securities in any jurisdiction.
This Whitepaper is for information purposes only. By using this whitepaper, you
agree to indemnify Panaesha Capital Pte. Ltd., the publisher of this whitepaper,
from any claim or demand, including any fees arising out of relying on this
whitepaper in any form.
By using this document, you agree to all terms and conditions that have been laid
herein and all other rules, terms, and conditions that may be published at later
dates through thee updation of this document, or on the Feelium Website. If you
do not accept these conditions, then please do not make use of this document.
LEGAL DISCLAIMER
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TERMS & CONDITIONS
PLEASE READ THIS DISCLAIMER SECTION CAREFULLY. IF YOU ARE IN ANY DOUBT
AS TO THE ACTION YOU SHOULD TAKE, YOU SHOULD CONSULT YOUR LEGAL,
FINANCIAL, TAX, OR OTHER PROFESSIONAL ADVISOR(S).
This Whitepaper is for information purposes only. By using this whitepaper, you
agree to indemnify Panaesha Capital Pte. Ltd., the publisher of this whitepaper,
from any claim or demand, including any fees arising out of relying on this
whitepaper in any form.
By using this document, you agree to all terms and conditions that have been laid
herein and all other rules, terms, and conditions that may be published at later
dates through the updation of this document, or on the Feelium Website. If you
do not accept these conditions, then please do not make use of this document.
Forward Looking Statements
Any statements contained within this Whitepaper, statements made in press
releases, in blogs or any other form of social, written or oral communication
that are accessible by the public that may be made by Feelium or its directors,
officers or representatives are ‘forward looking statements’ These statements
may constitute Feelium’s or the parent company’s (Panaesha Capital Pte. Ltd.)
business plans, revenue, profitability, prospects or predictions and any other
expected industry trends. These‘forward looking statements involve known and
unknown risks, uncertainties, and other unforeseen factors that may cause the
actual future results, performance or achievements to be widely different from
the propositions made in this Whitepaper, as well as any other informational
or promotional documents or statements released by Feelium and Panaesha
Capital Pte. Ltd. Apart from mandates by law, Feelium and Panaesha Capital Pte.
Ltd. disclaim any obligation to update or revise any‘forward looking statements’
resulting from new information or developments.
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Intellectual Property
This Whitepaper is protected by copyright laws and any reproduction, copying
or creation of similar products that are a derivative of Feelium, translations, or
alterations of any kind cannot be made without prior permission from Feelium
and Panaesha Capital Pte. Ltd. By using this Whitepaper, you understand that
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and interest in the contents of this whitepaper. By using this Whitepaper, you
agree not to remove any copyright, trademark, sign of intellectual property or
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Feelium does not make any guarantees on the fitness or quality of its products
and services. Please seek professional assistance before undertaking any dealings
with the platform, which has financial, professional and personal risks associated
with it.
InnoeventshallFeelium,Feeliumstaff,advisorsorvolunteersbeheldaccountable
for any lost profits, lost savings, or incidental, indirect, special or consequential
damages arising from the use or inability to use products or services of Feelium.
Feelium is also not accountable for any security risks such as hacker or virus
attacks. Feelium is also not responsible for any mistakes, or errors in the code,
text or images used in the sale of Feelium, or the volatility of the price of Feelium
in any country or any exchange.
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PRIVACY POLICY
We use the information we collect from all of our services to provide, maintain,
protectandimprovetheproduct,ortodevelopnewproductsthatwillhelprealize
Feelium’s goal. We also use this information for internal analytical purposes that
will enable us to serve you better,
When you contact Feelium for any purpose, we may keep a record of your
communication or conversation to help solve any issues you might be facing.
We may use your email address and other contact information to inform you
about our services, events, or to send you newsletters about upcoming changes
or improvements.
We use information collected from cookies and other technologies to improve
your user experience and the overall quality of our services. You can choose to
unsubscribe from any of the ways of communication that we will employ to
update you about new or continuing products and services at any time. However,
your basic information and any feedback that you provide will remain with us
even if you choose to unsubscribe to populate data for any analytical research we
might choose to conduct internally.
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References
“Digital transactions in India have crossed 1 billion mark indicates RBI report;
UPI sees biggest growth- Technology News, Firstpost.” Tech2 news staff, 9 Jan.
2018, www.firstpost.com/tech/news-analysis/digital-transactions-in-india-have-
crossed-1-billion-mark-indicates-rbi-report-upi-sees-biggest-growth-4295793.
html
“DigitalTransactions In India Reached A New Peak Of $2Tn Last Month: RBI.”Inc42
Media, Inc42 Staff, 7 Feb. 2018, inc42.com/buzz/digital-transactions-payments-
rbi/.
FundYourselfNow.“Overview of the Indian Cryptocurrency Market – The Mission
– Medium.” Medium, The Mission, 30 Jan. 2018, medium.com/the-mission/
overview-of-the-indian-cryptocurrency-market-7e6e9e4f948a.
Best of ICOs.“2017: AYear in Review - Initial Coin Offerings – Hacker Noon.”Hacker
Noon, Hacker Noon, 29 Dec. 2017, hackernoon.com/2017-a-year-in-review-
initial-coin-offerings-91ec1c7367a5.
Mazer, Jeffrey. “Demystifying Cryptocurrencies, Blockchain, and ICOs.” Toptal
Finance Blog, www.toptal.com/finance/financial-consultants/cryptocurrency-
market.
“The Growth Of Cryptocurrency: India Versus Global Trends.” Inc42 Media, Inc42
Staff, 13 July 2017, inc42.com/resources/growth-cryptocurrency-india/.
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