SlideShare a Scribd company logo
F E E L I U M
Cryptocurrency in the
real world
Moneyisacollectiveagreement.
If enough people come to the
same agreement, what they
agree upon becomes secondary,
whetheritbefarmanimals,gold,
diamonds, paper, or simply a
code. History proves all these
cases to be true. Who knows
what the future is going suggest
to us as money, once we see
digital currencies as ordinary?
– S.E. Sever
05
F E E L I U M T O K E N
06
I N D U S T R Y O V E R V I E W
11
SMART CONTRACT WITH ESCROW
06
I C O M A R K E T
1 3
Q U I C K A C C E S S T O K E N S
1 3
C O N T E N T D E L I V E R Y
N E T W O R K
08
R O A D M A P
S M A R T C O N T R A C T
1 2
F E E L I U M P L AT F O R M
0 7
POTENTIAL INVESTORS MAR KET
F E E L I U M T O K E N
1 4
S M A R T C O N T R A C T S
CONTENTS
1 5
P E E R T O P E E R
T R A N S A C T I O N S
1 7
C S R
1 6
F U N D I N G A L L O C AT I O N
1 4
E S C R O W
1 5
P C E X
1 7
A B O U T U S
18
T H E T E A M
21
22
L E G A L D I S C L A I M E R
09
10
23
R E F E R E N C E S
FA Q ’ S
4
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
This white
paper outlines
the value
proposition of
the Feelium
tokens, the
company’s
business
model, and
the token
distribution
mechanics.
5
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
FEELIUM TOKEN
Feelium is a part of Panaesha Capital Pte. Ltd. a financial technology company
based in Singapore. Feelium offers a tokenized platform that will allow contractual
transactions to become simpler and more secure.
The platform eliminates the need for trust between buyers and sellers of products
and services. By implementing the use of smart contracts, as well as an optional
escrow account, the Feelium platform allows for secure and fast transactions.
The Feelium token is the motor of the platform, and all transactions will occur by
the use of this token. Users will receive a Quick Access Token, that is the key that
allows token transfers and enables the user to move around the Feelium platform.
The Feelium platform has a few unique features such as a centralised blockchain
platform in lieu of a decentralised platform, private key retrieval, and cloud storage.
Feelium aims to be a one-stop trading platform that can be used by anyone, in B2B
and B2C scenarios.
6
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
INDUSTRY OVERVIEW
The cryptocurrency market has
been steadily increasing over the
past few years.
The leading cryptocurrency,
Bitcoin, exceeded a market cap
of about $70 billion, and logged
trading days of at least $3 billion.
Withtheintroductionofnumerous
altcoins in the market, bitcoin’s
share in the market fell from 81%
in 2016 to 41% by June of 2017.
ICO MARKET
Over the past few years, the number of ICO that are being offered has grown
exponentially. The concept of the ICO was first carried out by Mastercoin in
2013, which paved the way for more companies to launch ICO after Mastercoin
demonstrated that the concept was successful. 2014 saw the successful launch of
the Ethereum platform, and following that, 2015 - 2016 saw the launch of about
sixty four different ICOs.
The current ICO market is seeing innovation that is aiming to solve a few current
problems posed by blockchain networks so far such as high transaction fees, slow
transactions and wallet user interfaces that are not user friendly. Due to the success
of the Ethereum ICO, a healthy atmosphere has evolved that has helped create the
current ICO Market boom, with just venture capitalists having put in over $550
million. USD just last year.
As a result of the potential market and business opportunities available in the market,
investments in Initial Coin Offerings saw a peak of $600 million in 2016, with over $550
million of capital put in by venture capitalists till date.
These new altcoins are capturing an increasing share of the market. the multiple
platforms that these currencies are built on are expanding the scope of blockchain
technology and diversifying its utility.
7
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
Currently, India has purchased only about 2% of the $140 billion global
cryptocurrency market cap. With the Government of India driving a cashless
economy, the number of digital transactions have already crossed the 1 billion
mark. December 2017 saw 1.06 billion digital transactions country wide.
January 2018 saw a 4.73% rise in digital transactions. This number is expected to
continually rise in the coming months and years.
•	 After the Indian government launched demonetization, there was an increase in
the number of cryptocurrency investors.
•	 The current exchanges in India find it hard to maintain a liquid order book as the
cryptocurrency market in India is predominantly a buyers’market.
•	 Due to this, Indian investors are increasingly purchasing altcoins and investing
in ICO’s on international platforms.
•	 If the regulatory decisions favor cryptocurrency, India could become one of the
biggest investment markets for cryptocurrency and other blockchain technology
platforms
POTENTIAL INVESTORS’MARKET
8
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
ROADMAP
9
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
Feelium is the token that will be used as the medium of transfer on the feelium
platform. The name Feelium is based on the utility behind the coin to simplify
and personalize contractual transactions of real world assets between people and
businesses.
•	 Currently, trust between two parties is required to ensure the successful
completion of the rendering of a product or service.
•	 However, adherence of signed mutual contracts is dependant upon the parties
involved.
•	 If a dispute presents, the enforcement of this contract is then dependant on the
domestic or international judicial system, which can anywhere from months to
years to solve
•	 Such disputes are a drain on financial resources and the time of all involved.
•	 Feeliumrestoresthedecisionmakingpowerandexpandstheparameterswithin
which contracts can function.
•	 With smart contracts and an escrow service built into its platform, Feelium
allows for contracts on the individuals terms.
Feelium Token
In contrast to this, Feeliums’platform offers the use of a smart contract that
eliminates the need for trust as the smart contract ensures the completion of a set
of mutually agreed terms at the time of creating the contract.
1 0
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
SMART CONTRACT
The buyer uses the feelium blockchain platform to create a contract and
invites the seller to review the contract.
When the seller finds the terms of the contract agreeable, the Seller Validates
the contract.
The seller can validate the contract through an email confirmation, an OTP
sent from the Feelium platform to their phone, or through a thumb scan.
1 1
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
SMART CONTRACT WITH ESCROW
•	 The buyer purchases Feelium tokens for fiat currency, and deposits the
Feelium in an escrow account by using his Quick Access Token.
•	 After following the smart contract signing process, the seller uploads
proof of delivery of the product or service to Feelium.
•	 This triggers a notification that is sent to the buyer, who enters his QAT to
release the funds to the seller.
•	 In case the buyer defaults on entering the QAT to release funds, the smart
contract releases funds to the seller after a stipulated time period that is
pre-decided.
1 2
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
•	 Although blockchain technology was designed to
removetheneedofacentraliseddatabase,thistypeof
platform is not suitable for enterprise or government
control. A distributed blockchain consensus system
does not allow for required guarantees for the
internal activities of the institutions.
•	 To allow a centralised database, a bank in the UK
adopted a system of cryptocurrency that had some
features of blockchain technology, where multiple
nodes were not needed to validate the transaction.
•	 By eliminating the need of mining of a decentralised
platform, the speed of transactions were reduced
considerably from hours to mere seconds.
•	 This centralised blockchain platform creates a new
sphere of trading that captures the balance between
completely unregulated ICO markets and highly
regulated traditional securities markets.
•	 With this centralised system, Feelium Tokens will be
issued from a central agency, only after KYC/AML
procedures are completed by the user. This would
allow the government to regulate an ICO in case of
fraud.
The Feelium platform boasts of the following features:
FEELIUMPLATFORMCentralised Blockchain Platform
Security and speed of transactions
1 3
Content Delivery Network
•	 The Feelium platform is housed on cloud servers and when accessed, the content
is delivered through a stream of information called the content delivery network.
•	 The process uses Multilayered Content Delivery which provides faster data
transactions in a secure network.
•	 This delivery mechanism guarantees access from any device in any part of the world
without increasing load time.
•	 By using a cloud server, storage of vast amounts of data does not pose a problem
and the constant stream of uploading and downloading data make the platform
hard to access or hack without proper authorization.
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
Quick Access Tokens:
2 step validation
•	 When Feelium tokens are purchased, the Feelium platform generates a private key
called a Quick Access Token (QAT).
•	 This Token allows the user to authenticate transfers on the Feelium platform which
will include the coin center of the token, an exchange, a web and mobile wallet and
any other platform that is developed in the future.
•	 All Feelium platforms are accessible with the same QAT.
•	 With other cryptocurrencies, if this private key is lost, your wallet is also lost. However,
with Feelium, the private key, or QAT is retrievable upto once per day. This features
safeguards your wallet and ensures that you will never lose your investment.
•	 The QAT also provides a two step validation process that other cryptocurrency
platformscurrentlylack.Itensuresthattheuseractuallywantstotransfertheamount
specified by prompting the user to enter the QAT to verify/validate the transaction.
1 4
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
•	 In order to better execute smart contracts, users of the Feelium platform can
opt to use the escrow account that is provided.
•	 This escrow account holds the funds of one party and acts as a third party
trust system for the two parties involved in a contract.
•	 Theescrowaccountsensurescomplianceofbothpartiesandworksintandem
with the smart contract feature of the platform.
•	 When both parties have agreed on the contract, the buyer of the service
or product purchases feelium tokens which is then deposited in an escrow
account on the feelium platform.
•	 When the seller uploads proof of completion, the money is then released to
the seller from the escrow account.
Escrow
Smart Contracts
•	 The Feelium platform facilitates contractual transactions through its smart
contracts feature.
•	 The process would involve both parties first arriving at a set of conditions and
would enter these terms into the smart contract on the Feelium platform.
•	 The Smart contract then acts as an arbitrary executor of these conditions, and
allows the buyer and seller or a product or service to conduct transactions
without fear of dispute or fraud.
•	 Additionally,userscanchoosetomakeuseoftheescrowfeatureoftheFeelium
platform.
1 5
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
Peer to Peer Transactions
The Feelium platform also allows for simple wallet to wallet transfer of Feelium
token,withouttheuseofsmartcontractsortheescrowaccount.Feelium’sdouble
layered data structure with its own centralised, blockchain driven ledger system
allows for faster transfer of Feelium token from one wallet to another.
PCEX
When launched, Pcex will be an exchange that allows for the trade of Feelium
to other cryptocurrencies, and will also establish an additional platform to buy
Feelium tokens.
1 6
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
•	 40% of funds will be dedicated to developing and improving the Feelium
platform, and developing the various platforms outlined in the roadmap.
•	 20% of the funds will be used for marketing outreach, pursuing global
alliances, collaboration, and research for best usage of Feelium globally.
•	 15% of funds will be allocated to supporting the human resources. The
company is continuing to expand our team in all locations.
•	 10% of the funding will be used for building infrastructure and providing
support to all teams in order to realise the potential of all feelium platforms.
•	 10% will be used to cover costs of day-to-day operations.
•	 5%willbeusedforlegalcounselandtoobtaincybersecurityforalloperations.
FUNDING ALLOCATION
All funds that are raised from the ICO will be allocated in the following way:
1 7
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
India currently has an estimated 104 million elderly citizens that need to be cared
for. As part of its CSR initiative, Feelium will donate 5% of all its profit to acquiring
and building care facilities for the elderly. The Feelium team has already identified a
possible location to build such a facility in India. With your help, we can continue to
strengthen this initiative and expand the program around the world.
An overseeing body will allocate funds into the specific teams relative to their specific
needs. If you would like to help us realize our goal to make investing cheaper, easier,
and more secure, we encourage you to sign up for the Feelium ICO whitelist now and
invest at special Pre-ICO prices.
Panaesha Capital offers products and services like Initial Coin Offering and Crypto
Exchange Platforms. We understand the needs of our valuable customers like
investors,retailclients,brokersetc.,andhelpthemcarryoutbusinesssuccessfully.
Panaesha Capital seeks to launch Feelium, a one-of-a-kind, stable-rate digital
currency, which can be stored, used, and traded through an integrated wallet
and exchange services. Feelium will allow any user to leverage their own assets -
for example by enabling them to trade and to benefit from the launch of Feelium
coins.
Through Feelium, Panaesha Capital aims to build a decentralized global network,
based on mutual benefits for users. Our goal is to build a platform known for
simplicity, security, cost-effectiveness, speed, a stable means of payment and
exchange.
ABOUT Panaesha Capital Pte. Ltd.
CSR
Panaesha Capital is a Singapore based Fintech
startup team of expert professionals. We have
offices in almost 7 countries and are already
expanding to another 20 countries including
Europe and Asia Pacific. Panaesha Capital seeks
to release a line of products that will expand the
boundaries of investment possibilities and will
encourage regulators to recognize blockchain
tools as the new reality and the promising future
of traditionally financial markets.
1 8
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
THE TEAM
C E O & F O U N D E R
Sandeep has more than 16 years of experience in
project development and management. He has
been a serial entrepreneur in the real estate domain,
primarily focussed at the commercial sector. He has
been an entrepreneur from a very young age and
has been growing start-up ventures into profitable
companies. He has a long drawn vision towards
growth and building economies of scale.
He’s a crypto-enthusiast, and a tech entrepreneur.
He loves traveling and meeting entrepreneurs from
across the world. He dreams of creating a product
and platform that will change how the world trades
and conducts global business.
S A N D E E P P H O G AT
C H AV I A H U J A
M A N A G E R
Chavi has a Master's degree in Business Analytics
and over 5 years of experience in Consulting &
Analytics. She’s an aspiring Crypto Enthusiast. She
runs marathons and loves all things fitness.
R AV I K I K A N
Ravi loves startups & his experience across various
sectors including Media & PR, Fintech (ICO, Crypto
Products, Wallets, Lending, P2P, B2B), IT & BFSI has
helped him launch multiple startups & grow ventures
intoprofithubs.Helovesworkingwithentrepreneurs,
startups, community builders, institutions and
investors who are focussed at growth. He runs
marathons for fun.
C O O
1 9
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
A N I S H A R U S S E L L
C O N T E N T W R I T E R
Anisha has been writing content for a year, apart from
writing for her personal blog and teaching writing for
about 3 years. When she’s not reading or writing (which
is almost never), she’s watching never ending streams of
Netflix.
Arun brings over 8 years of digital marketing experience
to the team. He specializes in internet Marketing,
website optimization & Search Engine Marketing. He’s
a movie-buff.
A R U N K U M A R
D I G I TA L M A R K E T I N G
M A N A G E R
N I T I N J A I N
An MBA from TVU(London), Nitin is an IT veteran with
20 years of experience. He has worked for corporates
including AT&T, Time Warner Cable, Verizon and Harvard
University.
H E A D O F M A R K E T I N G
S udhanshu D ubey
Sudhanshu has 8 years of experience in the IT industry,
and has spent more than 4 years researching and working
with blockchain technology. He analyzes business’
requirements, and develops programming technology
as a solution. He develops different blockchain based
platforms that include Crypto-Exchange, ICO, and
blockchain algorithms.
C T O
2 0
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
R A H U L WA D H WA
S hubendu B anerjee
R E L AT I O N S H I P M A N A G E R
N I T I N K A M B L E
Nitin has more than 10 years of experience in Sales
of Financial & Investment products like
Insurance, Equity , Mutual Funds, Loans etc. He
loves building and managing relationships for
organisations and individuals. He holds a Masters’
degree in business administration from the
University of Delhi. He loves to travel.
Rahul possesses over 14 years of professional work
experience, of which he has spent 11 years in Loss
Prevention across different geographies, functions
and domains. He is an avid music buff, an amateur
photographer who loves to read and is pretty
interested in the latest gadgets and technologies.
S E N I O R R E L AT I O N S H I P
M A N A G E R
V I V E K S A R D A N A
An experienced Sales professional with vast experience
in different industries various roles, Vivek has been
instrumental in the success of various startups. He can be
now called as a startup specialist.
S E N I O R R E L AT I O N S H I P
M A N A G E R
S E N I O R R E L AT I O N S H I P
M A N A G E R
Shubenduhas5yearsofrelationshipexperienceinfinance
and banking. A crypto-currency enthusiast, Shubendu
invests in the crypto market. He holds diploma in finance
and Marketing. When he’s not checking up on his crypto
investments, he can be found at the gym, checking up on
his crypto investments.
2 1
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
Q : What modes can I use to buy
Feelium Tokens?
Anyone can buy Feelium tokens through any of
these modes:
•	 Bitcoin
•	 Ethereum
•	 USD
Q: Do I need to be from a certain
country to invest in the ICO?
Feelium’s platform is built on the belief that
investing should be void of geographical
restrictions. The same principle applies to our ICO.
It doesn’t matter where you’re from, be it Canada,
Nigeria, Russia, or Japan — if you have a digital
wallet, you will be able to buy Feeliums tokens
Q: What happens if I forget my QAT
(private key/password)?
You can retrieve your password through the
Feelium Wallet.
Q: Are there any transaction fees?
Yes, there are transaction fees. The Feelium
Platform will charge a mere 0.05% transaction
fee per transaction. This fee is much less than any
other platform currently offers.
Q: Are there any legal concerns as
the company is not based in India?
There are no legal concerns in terms of investing,
as an ICO provides the perfect platform for cross
border investment and transactions.
Q: Is it legal to invest in an I C O ?
Yes, it is legal to invest in an ICO. Imagine an ICO
to be parallel to an IPO. In an IPO, you buy shares
of a company, because of the value you see in their
business plan or model. In an ICO, you buy coins
from the company because you can see the future
value and utility of the software that the company
seeks to build.
Yo u c a n c o n t a c t u s t h r o u g h a n y o f t h e i n f o r m a t i o n
p r o v i d e d o n t h e l a s t p a g e o f t h e w h i t e p a p e r.
FAQ’s
Q: What are the taxes and other
charges that could be applicable
to me?
Any gains that are made by investing in the
ICO would be subject to income tax, GST, and if
applicable, long term capital gains according to
the government of India.
Q: What happens if one party in the
trade contract does not share the
QAT to release payments?
Feelium will release the money to the appropriate
party within a stipulated time period that is pre-
decided.
Q: How secure is my wallet?
Your wallet is more secure than ever, as Feelium
operates on a cloud based (read hard to hack),
centralised blockchain network (which means a
central body is in control).
Q: How much does it cost to invest
in Feelium?
$1 = 1 Feelium Token
1 Block = 10,000 coins
100 Blocks= 10,00,000 Coins
Cost of 1 Block = $ 10,000 USD
Q: When will I see the coins in my
Wallet?
It takes about 48 hrs. to complete a transaction.
You will see the coins in your wallet in 5-6 Business
Days.
2 2
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
PLEASE READ THIS DISCLAIMER SECTION CAREFULLY. IF YOU ARE IN ANY DOUBT
AS TO THE ACTION YOU SHOULD TAKE, YOU SHOULD CONSULT YOUR LEGAL,
FINANCIAL, TAX, OR OTHER PROFESSIONAL ADVISOR(S).
The information set forth below may not be exhaustive and does not imply any
elements of a contractual relationship. Although every effort has been made to
ensure that the material presented in this whitepaper is accurate, any material in
this whitepaper should not be understood as financial or legal advice. Panaesha
Capital Pte. Ltd. does not guarantee, and accepts no legal liability whatsoever
arising from or connected to, the accuracy, reliability, currency, or completeness
of any material contained in this white paper. Investors and potential Feelium
token holders should seek appropriate independent professional advice prior to
relying on, or entering into any commitment or transaction based on, material
published in this white paper, which material is purely published for reference
purposes alone.
Feelium tokens will not be intended to constitute securities in any jurisdiction.
This white paper does not constitute a prospectus or offer document of any
sort and is not intended to constitute an offer of securities or a solicitation for
investment in securities in any jurisdiction.
This Whitepaper is for information purposes only. By using this whitepaper, you
agree to indemnify Panaesha Capital Pte. Ltd., the publisher of this whitepaper,
from any claim or demand, including any fees arising out of relying on this
whitepaper in any form.
By using this document, you agree to all terms and conditions that have been laid
herein and all other rules, terms, and conditions that may be published at later
dates through thee updation of this document, or on the Feelium Website. If you
do not accept these conditions, then please do not make use of this document.
LEGAL DISCLAIMER
2 3
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
TERMS & CONDITIONS
PLEASE READ THIS DISCLAIMER SECTION CAREFULLY. IF YOU ARE IN ANY DOUBT
AS TO THE ACTION YOU SHOULD TAKE, YOU SHOULD CONSULT YOUR LEGAL,
FINANCIAL, TAX, OR OTHER PROFESSIONAL ADVISOR(S).
This Whitepaper is for information purposes only. By using this whitepaper, you
agree to indemnify Panaesha Capital Pte. Ltd., the publisher of this whitepaper,
from any claim or demand, including any fees arising out of relying on this
whitepaper in any form.
By using this document, you agree to all terms and conditions that have been laid
herein and all other rules, terms, and conditions that may be published at later
dates through the updation of this document, or on the Feelium Website. If you
do not accept these conditions, then please do not make use of this document.
Forward Looking Statements
Any statements contained within this Whitepaper, statements made in press
releases, in blogs or any other form of social, written or oral communication
that are accessible by the public that may be made by Feelium or its directors,
officers or representatives are ‘forward looking statements’ These statements
may constitute Feelium’s or the parent company’s (Panaesha Capital Pte. Ltd.)
business plans, revenue, profitability, prospects or predictions and any other
expected industry trends. These‘forward looking statements involve known and
unknown risks, uncertainties, and other unforeseen factors that may cause the
actual future results, performance or achievements to be widely different from
the propositions made in this Whitepaper, as well as any other informational
or promotional documents or statements released by Feelium and Panaesha
Capital Pte. Ltd. Apart from mandates by law, Feelium and Panaesha Capital Pte.
Ltd. disclaim any obligation to update or revise any‘forward looking statements’
resulting from new information or developments.
2 4
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
Intellectual Property
This Whitepaper is protected by copyright laws and any reproduction, copying
or creation of similar products that are a derivative of Feelium, translations, or
alterations of any kind cannot be made without prior permission from Feelium
and Panaesha Capital Pte. Ltd. By using this Whitepaper, you understand that
Feelium is the owner of all Intellectual property herein and owns all rights, title,
and interest in the contents of this whitepaper. By using this Whitepaper, you
agree not to remove any copyright, trademark, sign of intellectual property or
any other proprietary rights notices from the Whitepaper.
No Guarantees
Feelium does not make any guarantees on the fitness or quality of its products
and services. Please seek professional assistance before undertaking any dealings
with the platform, which has financial, professional and personal risks associated
with it.
InnoeventshallFeelium,Feeliumstaff,advisorsorvolunteersbeheldaccountable
for any lost profits, lost savings, or incidental, indirect, special or consequential
damages arising from the use or inability to use products or services of Feelium.
Feelium is also not accountable for any security risks such as hacker or virus
attacks. Feelium is also not responsible for any mistakes, or errors in the code,
text or images used in the sale of Feelium, or the volatility of the price of Feelium
in any country or any exchange.
2 5
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
PRIVACY POLICY
We use the information we collect from all of our services to provide, maintain,
protectandimprovetheproduct,ortodevelopnewproductsthatwillhelprealize
Feelium’s goal. We also use this information for internal analytical purposes that
will enable us to serve you better,
When you contact Feelium for any purpose, we may keep a record of your
communication or conversation to help solve any issues you might be facing.
We may use your email address and other contact information to inform you
about our services, events, or to send you newsletters about upcoming changes
or improvements.
We use information collected from cookies and other technologies to improve
your user experience and the overall quality of our services. You can choose to
unsubscribe from any of the ways of communication that we will employ to
update you about new or continuing products and services at any time. However,
your basic information and any feedback that you provide will remain with us
even if you choose to unsubscribe to populate data for any analytical research we
might choose to conduct internally.
2 6
Private & Confidential Version 1.1
PANAESHA CAPITAL Pte.Ltd. Do not share
References
“Digital transactions in India have crossed 1 billion mark indicates RBI report;
UPI sees biggest growth- Technology News, Firstpost.” Tech2 news staff, 9 Jan.
2018, www.firstpost.com/tech/news-analysis/digital-transactions-in-india-have-
crossed-1-billion-mark-indicates-rbi-report-upi-sees-biggest-growth-4295793.
html
“DigitalTransactions In India Reached A New Peak Of $2Tn Last Month: RBI.”Inc42
Media, Inc42 Staff, 7 Feb. 2018, inc42.com/buzz/digital-transactions-payments-
rbi/.
FundYourselfNow.“Overview of the Indian Cryptocurrency Market – The Mission
– Medium.” Medium, The Mission, 30 Jan. 2018, medium.com/the-mission/
overview-of-the-indian-cryptocurrency-market-7e6e9e4f948a.
Best of ICOs.“2017: AYear in Review - Initial Coin Offerings – Hacker Noon.”Hacker
Noon, Hacker Noon, 29 Dec. 2017, hackernoon.com/2017-a-year-in-review-
initial-coin-offerings-91ec1c7367a5.
Mazer, Jeffrey. “Demystifying Cryptocurrencies, Blockchain, and ICOs.” Toptal
Finance Blog, www.toptal.com/finance/financial-consultants/cryptocurrency-
market.
“The Growth Of Cryptocurrency: India Versus Global Trends.” Inc42 Media, Inc42
Staff, 13 July 2017, inc42.com/resources/growth-cryptocurrency-india/.
10 Anson Road
#10-11 International Plaza
Singapore 079903
Phone: +85281999051
email: info@feelium.co
feeliumcoin
feeliumcoin
company/13472168
feeliumcoin
feeliumcoin
@feelium

More Related Content

What's hot

Mobile Wallets - Brief Info Overview
Mobile Wallets - Brief Info OverviewMobile Wallets - Brief Info Overview
Mobile Wallets - Brief Info Overview
India Business Reports
 
Market intelligence report on mobile wallets
Market intelligence report on mobile walletsMarket intelligence report on mobile wallets
Market intelligence report on mobile wallets
Ashish Anand
 
Mobile Money in Indonesia: Landscape and Developments, 2015
Mobile Money in Indonesia: Landscape and Developments, 2015Mobile Money in Indonesia: Landscape and Developments, 2015
Mobile Money in Indonesia: Landscape and Developments, 2015
Jeffrey BAHAR
 
Innovation Trends in FinTech Industry
Innovation Trends in FinTech IndustryInnovation Trends in FinTech Industry
Innovation Trends in FinTech Industry
Kaustubh Varade
 
How does smart contract work ?
How does smart contract work  ?How does smart contract work  ?
How does smart contract work ?
Blockchain Council
 
Cryptocurrency Regulation is better than its ban
Cryptocurrency Regulation is better than its banCryptocurrency Regulation is better than its ban
Cryptocurrency Regulation is better than its ban
SUJATA MUNI
 
Indian Payments Industry Analysis
Indian Payments Industry AnalysisIndian Payments Industry Analysis
Indian Payments Industry Analysis
Aniket Harsh
 
STOCK MARKET
STOCK MARKETSTOCK MARKET
STOCK MARKET
Sujith Bhaskar .R
 
Disappearing Banknotes in India: Understanding the Terms Surrounding Digital ...
Disappearing Banknotes in India: Understanding the Terms Surrounding Digital ...Disappearing Banknotes in India: Understanding the Terms Surrounding Digital ...
Disappearing Banknotes in India: Understanding the Terms Surrounding Digital ...
Firoz Patel
 
Bharat qr payment systems
Bharat qr payment systemsBharat qr payment systems
Bharat qr payment systems
Anoop waghmare
 
Lagos blockchain meetup 2018 regulations for nigerian blockchain startups
Lagos blockchain meetup 2018   regulations for nigerian blockchain startupsLagos blockchain meetup 2018   regulations for nigerian blockchain startups
Lagos blockchain meetup 2018 regulations for nigerian blockchain startups
Faith Obafemi Esq.
 
Banking
BankingBanking
[Huincoin]Why choose huincoin cryptocurrency trading platforms?
[Huincoin]Why choose huincoin cryptocurrency trading platforms?[Huincoin]Why choose huincoin cryptocurrency trading platforms?
[Huincoin]Why choose huincoin cryptocurrency trading platforms?
Npack Machinery
 
India’s Emerging Payments Market
India’s Emerging Payments MarketIndia’s Emerging Payments Market
India’s Emerging Payments Market
Pradeep Kharvi
 
Digital payment merchants
Digital payment merchantsDigital payment merchants
Digital payment merchants
Confederation of Indian Industry
 
Unified Payments Interface (UPI) - easy way to transfer money through banks
Unified Payments Interface (UPI) - easy way to transfer money through banksUnified Payments Interface (UPI) - easy way to transfer money through banks
Unified Payments Interface (UPI) - easy way to transfer money through banks
CA Janardhana Gouda
 
Cashless transactions
Cashless  transactionsCashless  transactions
Cashless transactions
Kabeeranban
 
1337 Malaysian Fintech Opportunity Report 2018 (Check description for full re...
1337 Malaysian Fintech Opportunity Report 2018 (Check description for full re...1337 Malaysian Fintech Opportunity Report 2018 (Check description for full re...
1337 Malaysian Fintech Opportunity Report 2018 (Check description for full re...
1337Ventures
 
A study on payment wallet
A study on payment walletA study on payment wallet
A study on payment wallet
purtikaunder
 

What's hot (19)

Mobile Wallets - Brief Info Overview
Mobile Wallets - Brief Info OverviewMobile Wallets - Brief Info Overview
Mobile Wallets - Brief Info Overview
 
Market intelligence report on mobile wallets
Market intelligence report on mobile walletsMarket intelligence report on mobile wallets
Market intelligence report on mobile wallets
 
Mobile Money in Indonesia: Landscape and Developments, 2015
Mobile Money in Indonesia: Landscape and Developments, 2015Mobile Money in Indonesia: Landscape and Developments, 2015
Mobile Money in Indonesia: Landscape and Developments, 2015
 
Innovation Trends in FinTech Industry
Innovation Trends in FinTech IndustryInnovation Trends in FinTech Industry
Innovation Trends in FinTech Industry
 
How does smart contract work ?
How does smart contract work  ?How does smart contract work  ?
How does smart contract work ?
 
Cryptocurrency Regulation is better than its ban
Cryptocurrency Regulation is better than its banCryptocurrency Regulation is better than its ban
Cryptocurrency Regulation is better than its ban
 
Indian Payments Industry Analysis
Indian Payments Industry AnalysisIndian Payments Industry Analysis
Indian Payments Industry Analysis
 
STOCK MARKET
STOCK MARKETSTOCK MARKET
STOCK MARKET
 
Disappearing Banknotes in India: Understanding the Terms Surrounding Digital ...
Disappearing Banknotes in India: Understanding the Terms Surrounding Digital ...Disappearing Banknotes in India: Understanding the Terms Surrounding Digital ...
Disappearing Banknotes in India: Understanding the Terms Surrounding Digital ...
 
Bharat qr payment systems
Bharat qr payment systemsBharat qr payment systems
Bharat qr payment systems
 
Lagos blockchain meetup 2018 regulations for nigerian blockchain startups
Lagos blockchain meetup 2018   regulations for nigerian blockchain startupsLagos blockchain meetup 2018   regulations for nigerian blockchain startups
Lagos blockchain meetup 2018 regulations for nigerian blockchain startups
 
Banking
BankingBanking
Banking
 
[Huincoin]Why choose huincoin cryptocurrency trading platforms?
[Huincoin]Why choose huincoin cryptocurrency trading platforms?[Huincoin]Why choose huincoin cryptocurrency trading platforms?
[Huincoin]Why choose huincoin cryptocurrency trading platforms?
 
India’s Emerging Payments Market
India’s Emerging Payments MarketIndia’s Emerging Payments Market
India’s Emerging Payments Market
 
Digital payment merchants
Digital payment merchantsDigital payment merchants
Digital payment merchants
 
Unified Payments Interface (UPI) - easy way to transfer money through banks
Unified Payments Interface (UPI) - easy way to transfer money through banksUnified Payments Interface (UPI) - easy way to transfer money through banks
Unified Payments Interface (UPI) - easy way to transfer money through banks
 
Cashless transactions
Cashless  transactionsCashless  transactions
Cashless transactions
 
1337 Malaysian Fintech Opportunity Report 2018 (Check description for full re...
1337 Malaysian Fintech Opportunity Report 2018 (Check description for full re...1337 Malaysian Fintech Opportunity Report 2018 (Check description for full re...
1337 Malaysian Fintech Opportunity Report 2018 (Check description for full re...
 
A study on payment wallet
A study on payment walletA study on payment wallet
A study on payment wallet
 

Similar to Feelium ico-whitepaper

The Feelium coin token pre-sale stands at over 3.75 million dollars
The Feelium coin token pre-sale stands at over 3.75 million dollarsThe Feelium coin token pre-sale stands at over 3.75 million dollars
The Feelium coin token pre-sale stands at over 3.75 million dollars
Sandeep Phogat
 
Feelium - Cryptocurrency for the real world
Feelium - Cryptocurrency for the real worldFeelium - Cryptocurrency for the real world
Feelium - Cryptocurrency for the real world
Sandeep Phogat
 
Magiccoin Whitepaper MAGE coin
Magiccoin Whitepaper MAGE coinMagiccoin Whitepaper MAGE coin
Magiccoin Whitepaper MAGE coin
Đình Hán Nguyễn
 
How does polymath work with blockchain technology
How does polymath work with blockchain technology How does polymath work with blockchain technology
How does polymath work with blockchain technology
Blockchain Council
 
Exploring Top 6 Platforms for Your BTC to ETH Exchange Needs.pdf
Exploring Top 6 Platforms for Your BTC to ETH Exchange Needs.pdfExploring Top 6 Platforms for Your BTC to ETH Exchange Needs.pdf
Exploring Top 6 Platforms for Your BTC to ETH Exchange Needs.pdf
coingabbar
 
BlockToken - How to Launch an ICO or STO
BlockToken - How to Launch an ICO or STOBlockToken - How to Launch an ICO or STO
BlockToken - How to Launch an ICO or STO
Genson Glier
 
Initial Coin Offerings: An Overview [Digital Ventures]
Initial Coin Offerings: An Overview [Digital Ventures]Initial Coin Offerings: An Overview [Digital Ventures]
Initial Coin Offerings: An Overview [Digital Ventures]
Paul Ark (Polapat Arkkrapridi)
 
Security Token Offering(STO) Services | STO Developement
Security Token Offering(STO) Services | STO Developement Security Token Offering(STO) Services | STO Developement
Security Token Offering(STO) Services | STO Developement
Scarlet Emilye
 
Tokenotic Securities Tokenization Platform Infographic
Tokenotic Securities Tokenization Platform InfographicTokenotic Securities Tokenization Platform Infographic
Tokenotic Securities Tokenization Platform Infographic
Blockchain Worx
 
Etheralabs_Nousplatform_WhitePaper
Etheralabs_Nousplatform_WhitePaper Etheralabs_Nousplatform_WhitePaper
Etheralabs_Nousplatform_WhitePaper
Etheralabs
 
fxreviews.best-Top Penny Cryptocurrency 2022 Double Up Your Profits Now.pdf
fxreviews.best-Top Penny Cryptocurrency 2022 Double Up Your Profits Now.pdffxreviews.best-Top Penny Cryptocurrency 2022 Double Up Your Profits Now.pdf
fxreviews.best-Top Penny Cryptocurrency 2022 Double Up Your Profits Now.pdf
NityaSharma43
 
Unmasking blockchain finance
Unmasking blockchain financeUnmasking blockchain finance
Unmasking blockchain finance
Blockchain and CryptoAsset (K) Ltd.
 
Cryptocurrency business ideas
Cryptocurrency business ideasCryptocurrency business ideas
Cryptocurrency business ideas
JennifBrown
 
IEO LAUNCHPAD DEVELOPMENT
IEO LAUNCHPAD DEVELOPMENTIEO LAUNCHPAD DEVELOPMENT
IEO LAUNCHPAD DEVELOPMENT
NADCAB TECHNOLOGY
 
What is Ethereum? – A Complete Guide to Ethereum for Beginners
What is Ethereum? – A Complete Guide to Ethereum for BeginnersWhat is Ethereum? – A Complete Guide to Ethereum for Beginners
What is Ethereum? – A Complete Guide to Ethereum for Beginners
CoinGape
 
Defi synthetic assets development (2)
Defi synthetic assets development (2)Defi synthetic assets development (2)
Defi synthetic assets development (2)
AmniAugustine
 
Become an ethereum expert in 2020 a comprehensive guide
Become an ethereum expert in 2020  a comprehensive guideBecome an ethereum expert in 2020  a comprehensive guide
Become an ethereum expert in 2020 a comprehensive guide
Blockchain Council
 
ICO Pitchnight #1 by Catena Capital & Herdius and friends
ICO Pitchnight #1 by Catena Capital & Herdius and friendsICO Pitchnight #1 by Catena Capital & Herdius and friends
ICO Pitchnight #1 by Catena Capital & Herdius and friends
Balazs Deme
 
Blockchain Tokenization Innovation Insights from Patents
Blockchain Tokenization Innovation Insights from PatentsBlockchain Tokenization Innovation Insights from Patents
Blockchain Tokenization Innovation Insights from Patents
Alex G. Lee, Ph.D. Esq. CLP
 
3 Best Altcoins to Invest In - WazirX
3 Best Altcoins to Invest In - WazirX3 Best Altcoins to Invest In - WazirX
3 Best Altcoins to Invest In - WazirX
Iza Setia
 

Similar to Feelium ico-whitepaper (20)

The Feelium coin token pre-sale stands at over 3.75 million dollars
The Feelium coin token pre-sale stands at over 3.75 million dollarsThe Feelium coin token pre-sale stands at over 3.75 million dollars
The Feelium coin token pre-sale stands at over 3.75 million dollars
 
Feelium - Cryptocurrency for the real world
Feelium - Cryptocurrency for the real worldFeelium - Cryptocurrency for the real world
Feelium - Cryptocurrency for the real world
 
Magiccoin Whitepaper MAGE coin
Magiccoin Whitepaper MAGE coinMagiccoin Whitepaper MAGE coin
Magiccoin Whitepaper MAGE coin
 
How does polymath work with blockchain technology
How does polymath work with blockchain technology How does polymath work with blockchain technology
How does polymath work with blockchain technology
 
Exploring Top 6 Platforms for Your BTC to ETH Exchange Needs.pdf
Exploring Top 6 Platforms for Your BTC to ETH Exchange Needs.pdfExploring Top 6 Platforms for Your BTC to ETH Exchange Needs.pdf
Exploring Top 6 Platforms for Your BTC to ETH Exchange Needs.pdf
 
BlockToken - How to Launch an ICO or STO
BlockToken - How to Launch an ICO or STOBlockToken - How to Launch an ICO or STO
BlockToken - How to Launch an ICO or STO
 
Initial Coin Offerings: An Overview [Digital Ventures]
Initial Coin Offerings: An Overview [Digital Ventures]Initial Coin Offerings: An Overview [Digital Ventures]
Initial Coin Offerings: An Overview [Digital Ventures]
 
Security Token Offering(STO) Services | STO Developement
Security Token Offering(STO) Services | STO Developement Security Token Offering(STO) Services | STO Developement
Security Token Offering(STO) Services | STO Developement
 
Tokenotic Securities Tokenization Platform Infographic
Tokenotic Securities Tokenization Platform InfographicTokenotic Securities Tokenization Platform Infographic
Tokenotic Securities Tokenization Platform Infographic
 
Etheralabs_Nousplatform_WhitePaper
Etheralabs_Nousplatform_WhitePaper Etheralabs_Nousplatform_WhitePaper
Etheralabs_Nousplatform_WhitePaper
 
fxreviews.best-Top Penny Cryptocurrency 2022 Double Up Your Profits Now.pdf
fxreviews.best-Top Penny Cryptocurrency 2022 Double Up Your Profits Now.pdffxreviews.best-Top Penny Cryptocurrency 2022 Double Up Your Profits Now.pdf
fxreviews.best-Top Penny Cryptocurrency 2022 Double Up Your Profits Now.pdf
 
Unmasking blockchain finance
Unmasking blockchain financeUnmasking blockchain finance
Unmasking blockchain finance
 
Cryptocurrency business ideas
Cryptocurrency business ideasCryptocurrency business ideas
Cryptocurrency business ideas
 
IEO LAUNCHPAD DEVELOPMENT
IEO LAUNCHPAD DEVELOPMENTIEO LAUNCHPAD DEVELOPMENT
IEO LAUNCHPAD DEVELOPMENT
 
What is Ethereum? – A Complete Guide to Ethereum for Beginners
What is Ethereum? – A Complete Guide to Ethereum for BeginnersWhat is Ethereum? – A Complete Guide to Ethereum for Beginners
What is Ethereum? – A Complete Guide to Ethereum for Beginners
 
Defi synthetic assets development (2)
Defi synthetic assets development (2)Defi synthetic assets development (2)
Defi synthetic assets development (2)
 
Become an ethereum expert in 2020 a comprehensive guide
Become an ethereum expert in 2020  a comprehensive guideBecome an ethereum expert in 2020  a comprehensive guide
Become an ethereum expert in 2020 a comprehensive guide
 
ICO Pitchnight #1 by Catena Capital & Herdius and friends
ICO Pitchnight #1 by Catena Capital & Herdius and friendsICO Pitchnight #1 by Catena Capital & Herdius and friends
ICO Pitchnight #1 by Catena Capital & Herdius and friends
 
Blockchain Tokenization Innovation Insights from Patents
Blockchain Tokenization Innovation Insights from PatentsBlockchain Tokenization Innovation Insights from Patents
Blockchain Tokenization Innovation Insights from Patents
 
3 Best Altcoins to Invest In - WazirX
3 Best Altcoins to Invest In - WazirX3 Best Altcoins to Invest In - WazirX
3 Best Altcoins to Invest In - WazirX
 

Recently uploaded

2. Elemental Economics - Mineral demand.pdf
2. Elemental Economics - Mineral demand.pdf2. Elemental Economics - Mineral demand.pdf
2. Elemental Economics - Mineral demand.pdf
Neal Brewster
 
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
AntoniaOwensDetwiler
 
在线办理(GU毕业证书)美国贡萨加大学毕业证学历证书一模一样
在线办理(GU毕业证书)美国贡萨加大学毕业证学历证书一模一样在线办理(GU毕业证书)美国贡萨加大学毕业证学历证书一模一样
在线办理(GU毕业证书)美国贡萨加大学毕业证学历证书一模一样
5spllj1l
 
falcon-invoice-discounting-a-strategic-approach-to-optimize-investments
falcon-invoice-discounting-a-strategic-approach-to-optimize-investmentsfalcon-invoice-discounting-a-strategic-approach-to-optimize-investments
falcon-invoice-discounting-a-strategic-approach-to-optimize-investments
Falcon Invoice Discounting
 
Who Is the Largest Producer of Soybean in India Now.pdf
Who Is the Largest Producer of Soybean in India Now.pdfWho Is the Largest Producer of Soybean in India Now.pdf
Who Is the Largest Producer of Soybean in India Now.pdf
Price Vision
 
Who Is Abhay Bhutada, MD of Poonawalla Fincorp
Who Is Abhay Bhutada, MD of Poonawalla FincorpWho Is Abhay Bhutada, MD of Poonawalla Fincorp
Who Is Abhay Bhutada, MD of Poonawalla Fincorp
beulahfernandes8
 
Role of Information Technology in Revenue - Prof Oyedokun.pptx
Role of Information Technology in Revenue  - Prof Oyedokun.pptxRole of Information Technology in Revenue  - Prof Oyedokun.pptx
Role of Information Technology in Revenue - Prof Oyedokun.pptx
Godwin Emmanuel Oyedokun MBA MSc PhD FCA FCTI FCNA CFE FFAR
 
一比一原版(UCSB毕业证)圣芭芭拉分校毕业证如何办理
一比一原版(UCSB毕业证)圣芭芭拉分校毕业证如何办理一比一原版(UCSB毕业证)圣芭芭拉分校毕业证如何办理
一比一原版(UCSB毕业证)圣芭芭拉分校毕业证如何办理
bbeucd
 
SWAIAP Fraud Risk Mitigation Prof Oyedokun.pptx
SWAIAP Fraud Risk Mitigation   Prof Oyedokun.pptxSWAIAP Fraud Risk Mitigation   Prof Oyedokun.pptx
SWAIAP Fraud Risk Mitigation Prof Oyedokun.pptx
Godwin Emmanuel Oyedokun MBA MSc PhD FCA FCTI FCNA CFE FFAR
 
Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...
Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...
Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...
Vighnesh Shashtri
 
An Overview of the Prosocial dHEDGE Vault works
An Overview of the Prosocial dHEDGE Vault worksAn Overview of the Prosocial dHEDGE Vault works
An Overview of the Prosocial dHEDGE Vault works
Colin R. Turner
 
Seminar: Gender Board Diversity through Ownership Networks
Seminar: Gender Board Diversity through Ownership NetworksSeminar: Gender Board Diversity through Ownership Networks
Seminar: Gender Board Diversity through Ownership Networks
GRAPE
 
The Rise of Generative AI in Finance: Reshaping the Industry with Synthetic Data
The Rise of Generative AI in Finance: Reshaping the Industry with Synthetic DataThe Rise of Generative AI in Finance: Reshaping the Industry with Synthetic Data
The Rise of Generative AI in Finance: Reshaping the Industry with Synthetic Data
Champak Jhagmag
 
Does teamwork really matter? Looking beyond the job posting to understand lab...
Does teamwork really matter? Looking beyond the job posting to understand lab...Does teamwork really matter? Looking beyond the job posting to understand lab...
Does teamwork really matter? Looking beyond the job posting to understand lab...
Labour Market Information Council | Conseil de l’information sur le marché du travail
 
Instant Issue Debit Cards - School Designs
Instant Issue Debit Cards - School DesignsInstant Issue Debit Cards - School Designs
Instant Issue Debit Cards - School Designs
egoetzinger
 
Donald Trump Presentation and his life.pptx
Donald Trump Presentation and his life.pptxDonald Trump Presentation and his life.pptx
Donald Trump Presentation and his life.pptx
SerdarHudaykuliyew
 
5 Tips for Creating Standard Financial Reports
5 Tips for Creating Standard Financial Reports5 Tips for Creating Standard Financial Reports
5 Tips for Creating Standard Financial Reports
EasyReports
 
一比一原版(IC毕业证)帝国理工大学毕业证如何办理
一比一原版(IC毕业证)帝国理工大学毕业证如何办理一比一原版(IC毕业证)帝国理工大学毕业证如何办理
一比一原版(IC毕业证)帝国理工大学毕业证如何办理
conose1
 
1. Elemental Economics - Introduction to mining.pdf
1. Elemental Economics - Introduction to mining.pdf1. Elemental Economics - Introduction to mining.pdf
1. Elemental Economics - Introduction to mining.pdf
Neal Brewster
 
WhatsPump Thriving in the Whirlwind of Biden’s Crypto Roller Coaster
WhatsPump Thriving in the Whirlwind of Biden’s Crypto Roller CoasterWhatsPump Thriving in the Whirlwind of Biden’s Crypto Roller Coaster
WhatsPump Thriving in the Whirlwind of Biden’s Crypto Roller Coaster
muslimdavidovich670
 

Recently uploaded (20)

2. Elemental Economics - Mineral demand.pdf
2. Elemental Economics - Mineral demand.pdf2. Elemental Economics - Mineral demand.pdf
2. Elemental Economics - Mineral demand.pdf
 
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
 
在线办理(GU毕业证书)美国贡萨加大学毕业证学历证书一模一样
在线办理(GU毕业证书)美国贡萨加大学毕业证学历证书一模一样在线办理(GU毕业证书)美国贡萨加大学毕业证学历证书一模一样
在线办理(GU毕业证书)美国贡萨加大学毕业证学历证书一模一样
 
falcon-invoice-discounting-a-strategic-approach-to-optimize-investments
falcon-invoice-discounting-a-strategic-approach-to-optimize-investmentsfalcon-invoice-discounting-a-strategic-approach-to-optimize-investments
falcon-invoice-discounting-a-strategic-approach-to-optimize-investments
 
Who Is the Largest Producer of Soybean in India Now.pdf
Who Is the Largest Producer of Soybean in India Now.pdfWho Is the Largest Producer of Soybean in India Now.pdf
Who Is the Largest Producer of Soybean in India Now.pdf
 
Who Is Abhay Bhutada, MD of Poonawalla Fincorp
Who Is Abhay Bhutada, MD of Poonawalla FincorpWho Is Abhay Bhutada, MD of Poonawalla Fincorp
Who Is Abhay Bhutada, MD of Poonawalla Fincorp
 
Role of Information Technology in Revenue - Prof Oyedokun.pptx
Role of Information Technology in Revenue  - Prof Oyedokun.pptxRole of Information Technology in Revenue  - Prof Oyedokun.pptx
Role of Information Technology in Revenue - Prof Oyedokun.pptx
 
一比一原版(UCSB毕业证)圣芭芭拉分校毕业证如何办理
一比一原版(UCSB毕业证)圣芭芭拉分校毕业证如何办理一比一原版(UCSB毕业证)圣芭芭拉分校毕业证如何办理
一比一原版(UCSB毕业证)圣芭芭拉分校毕业证如何办理
 
SWAIAP Fraud Risk Mitigation Prof Oyedokun.pptx
SWAIAP Fraud Risk Mitigation   Prof Oyedokun.pptxSWAIAP Fraud Risk Mitigation   Prof Oyedokun.pptx
SWAIAP Fraud Risk Mitigation Prof Oyedokun.pptx
 
Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...
Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...
Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...
 
An Overview of the Prosocial dHEDGE Vault works
An Overview of the Prosocial dHEDGE Vault worksAn Overview of the Prosocial dHEDGE Vault works
An Overview of the Prosocial dHEDGE Vault works
 
Seminar: Gender Board Diversity through Ownership Networks
Seminar: Gender Board Diversity through Ownership NetworksSeminar: Gender Board Diversity through Ownership Networks
Seminar: Gender Board Diversity through Ownership Networks
 
The Rise of Generative AI in Finance: Reshaping the Industry with Synthetic Data
The Rise of Generative AI in Finance: Reshaping the Industry with Synthetic DataThe Rise of Generative AI in Finance: Reshaping the Industry with Synthetic Data
The Rise of Generative AI in Finance: Reshaping the Industry with Synthetic Data
 
Does teamwork really matter? Looking beyond the job posting to understand lab...
Does teamwork really matter? Looking beyond the job posting to understand lab...Does teamwork really matter? Looking beyond the job posting to understand lab...
Does teamwork really matter? Looking beyond the job posting to understand lab...
 
Instant Issue Debit Cards - School Designs
Instant Issue Debit Cards - School DesignsInstant Issue Debit Cards - School Designs
Instant Issue Debit Cards - School Designs
 
Donald Trump Presentation and his life.pptx
Donald Trump Presentation and his life.pptxDonald Trump Presentation and his life.pptx
Donald Trump Presentation and his life.pptx
 
5 Tips for Creating Standard Financial Reports
5 Tips for Creating Standard Financial Reports5 Tips for Creating Standard Financial Reports
5 Tips for Creating Standard Financial Reports
 
一比一原版(IC毕业证)帝国理工大学毕业证如何办理
一比一原版(IC毕业证)帝国理工大学毕业证如何办理一比一原版(IC毕业证)帝国理工大学毕业证如何办理
一比一原版(IC毕业证)帝国理工大学毕业证如何办理
 
1. Elemental Economics - Introduction to mining.pdf
1. Elemental Economics - Introduction to mining.pdf1. Elemental Economics - Introduction to mining.pdf
1. Elemental Economics - Introduction to mining.pdf
 
WhatsPump Thriving in the Whirlwind of Biden’s Crypto Roller Coaster
WhatsPump Thriving in the Whirlwind of Biden’s Crypto Roller CoasterWhatsPump Thriving in the Whirlwind of Biden’s Crypto Roller Coaster
WhatsPump Thriving in the Whirlwind of Biden’s Crypto Roller Coaster
 

Feelium ico-whitepaper

  • 1. F E E L I U M Cryptocurrency in the real world
  • 2. Moneyisacollectiveagreement. If enough people come to the same agreement, what they agree upon becomes secondary, whetheritbefarmanimals,gold, diamonds, paper, or simply a code. History proves all these cases to be true. Who knows what the future is going suggest to us as money, once we see digital currencies as ordinary? – S.E. Sever
  • 3. 05 F E E L I U M T O K E N 06 I N D U S T R Y O V E R V I E W 11 SMART CONTRACT WITH ESCROW 06 I C O M A R K E T 1 3 Q U I C K A C C E S S T O K E N S 1 3 C O N T E N T D E L I V E R Y N E T W O R K 08 R O A D M A P S M A R T C O N T R A C T 1 2 F E E L I U M P L AT F O R M 0 7 POTENTIAL INVESTORS MAR KET F E E L I U M T O K E N 1 4 S M A R T C O N T R A C T S CONTENTS 1 5 P E E R T O P E E R T R A N S A C T I O N S 1 7 C S R 1 6 F U N D I N G A L L O C AT I O N 1 4 E S C R O W 1 5 P C E X 1 7 A B O U T U S 18 T H E T E A M 21 22 L E G A L D I S C L A I M E R 09 10 23 R E F E R E N C E S FA Q ’ S
  • 4. 4 Private & Confidential Version 1.1 PANAESHA CAPITAL Pte.Ltd. Do not share This white paper outlines the value proposition of the Feelium tokens, the company’s business model, and the token distribution mechanics.
  • 5. 5 Private & Confidential Version 1.1 PANAESHA CAPITAL Pte.Ltd. Do not share FEELIUM TOKEN Feelium is a part of Panaesha Capital Pte. Ltd. a financial technology company based in Singapore. Feelium offers a tokenized platform that will allow contractual transactions to become simpler and more secure. The platform eliminates the need for trust between buyers and sellers of products and services. By implementing the use of smart contracts, as well as an optional escrow account, the Feelium platform allows for secure and fast transactions. The Feelium token is the motor of the platform, and all transactions will occur by the use of this token. Users will receive a Quick Access Token, that is the key that allows token transfers and enables the user to move around the Feelium platform. The Feelium platform has a few unique features such as a centralised blockchain platform in lieu of a decentralised platform, private key retrieval, and cloud storage. Feelium aims to be a one-stop trading platform that can be used by anyone, in B2B and B2C scenarios.
  • 6. 6 Private & Confidential Version 1.1 PANAESHA CAPITAL Pte.Ltd. Do not share INDUSTRY OVERVIEW The cryptocurrency market has been steadily increasing over the past few years. The leading cryptocurrency, Bitcoin, exceeded a market cap of about $70 billion, and logged trading days of at least $3 billion. Withtheintroductionofnumerous altcoins in the market, bitcoin’s share in the market fell from 81% in 2016 to 41% by June of 2017. ICO MARKET Over the past few years, the number of ICO that are being offered has grown exponentially. The concept of the ICO was first carried out by Mastercoin in 2013, which paved the way for more companies to launch ICO after Mastercoin demonstrated that the concept was successful. 2014 saw the successful launch of the Ethereum platform, and following that, 2015 - 2016 saw the launch of about sixty four different ICOs. The current ICO market is seeing innovation that is aiming to solve a few current problems posed by blockchain networks so far such as high transaction fees, slow transactions and wallet user interfaces that are not user friendly. Due to the success of the Ethereum ICO, a healthy atmosphere has evolved that has helped create the current ICO Market boom, with just venture capitalists having put in over $550 million. USD just last year. As a result of the potential market and business opportunities available in the market, investments in Initial Coin Offerings saw a peak of $600 million in 2016, with over $550 million of capital put in by venture capitalists till date. These new altcoins are capturing an increasing share of the market. the multiple platforms that these currencies are built on are expanding the scope of blockchain technology and diversifying its utility.
  • 7. 7 Private & Confidential Version 1.1 PANAESHA CAPITAL Pte.Ltd. Do not share Currently, India has purchased only about 2% of the $140 billion global cryptocurrency market cap. With the Government of India driving a cashless economy, the number of digital transactions have already crossed the 1 billion mark. December 2017 saw 1.06 billion digital transactions country wide. January 2018 saw a 4.73% rise in digital transactions. This number is expected to continually rise in the coming months and years. • After the Indian government launched demonetization, there was an increase in the number of cryptocurrency investors. • The current exchanges in India find it hard to maintain a liquid order book as the cryptocurrency market in India is predominantly a buyers’market. • Due to this, Indian investors are increasingly purchasing altcoins and investing in ICO’s on international platforms. • If the regulatory decisions favor cryptocurrency, India could become one of the biggest investment markets for cryptocurrency and other blockchain technology platforms POTENTIAL INVESTORS’MARKET
  • 8. 8 Private & Confidential Version 1.1 PANAESHA CAPITAL Pte.Ltd. Do not share ROADMAP
  • 9. 9 Private & Confidential Version 1.1 PANAESHA CAPITAL Pte.Ltd. Do not share Feelium is the token that will be used as the medium of transfer on the feelium platform. The name Feelium is based on the utility behind the coin to simplify and personalize contractual transactions of real world assets between people and businesses. • Currently, trust between two parties is required to ensure the successful completion of the rendering of a product or service. • However, adherence of signed mutual contracts is dependant upon the parties involved. • If a dispute presents, the enforcement of this contract is then dependant on the domestic or international judicial system, which can anywhere from months to years to solve • Such disputes are a drain on financial resources and the time of all involved. • Feeliumrestoresthedecisionmakingpowerandexpandstheparameterswithin which contracts can function. • With smart contracts and an escrow service built into its platform, Feelium allows for contracts on the individuals terms. Feelium Token In contrast to this, Feeliums’platform offers the use of a smart contract that eliminates the need for trust as the smart contract ensures the completion of a set of mutually agreed terms at the time of creating the contract.
  • 10. 1 0 Private & Confidential Version 1.1 PANAESHA CAPITAL Pte.Ltd. Do not share SMART CONTRACT The buyer uses the feelium blockchain platform to create a contract and invites the seller to review the contract. When the seller finds the terms of the contract agreeable, the Seller Validates the contract. The seller can validate the contract through an email confirmation, an OTP sent from the Feelium platform to their phone, or through a thumb scan.
  • 11. 1 1 Private & Confidential Version 1.1 PANAESHA CAPITAL Pte.Ltd. Do not share SMART CONTRACT WITH ESCROW • The buyer purchases Feelium tokens for fiat currency, and deposits the Feelium in an escrow account by using his Quick Access Token. • After following the smart contract signing process, the seller uploads proof of delivery of the product or service to Feelium. • This triggers a notification that is sent to the buyer, who enters his QAT to release the funds to the seller. • In case the buyer defaults on entering the QAT to release funds, the smart contract releases funds to the seller after a stipulated time period that is pre-decided.
  • 12. 1 2 Private & Confidential Version 1.1 PANAESHA CAPITAL Pte.Ltd. Do not share • Although blockchain technology was designed to removetheneedofacentraliseddatabase,thistypeof platform is not suitable for enterprise or government control. A distributed blockchain consensus system does not allow for required guarantees for the internal activities of the institutions. • To allow a centralised database, a bank in the UK adopted a system of cryptocurrency that had some features of blockchain technology, where multiple nodes were not needed to validate the transaction. • By eliminating the need of mining of a decentralised platform, the speed of transactions were reduced considerably from hours to mere seconds. • This centralised blockchain platform creates a new sphere of trading that captures the balance between completely unregulated ICO markets and highly regulated traditional securities markets. • With this centralised system, Feelium Tokens will be issued from a central agency, only after KYC/AML procedures are completed by the user. This would allow the government to regulate an ICO in case of fraud. The Feelium platform boasts of the following features: FEELIUMPLATFORMCentralised Blockchain Platform Security and speed of transactions
  • 13. 1 3 Content Delivery Network • The Feelium platform is housed on cloud servers and when accessed, the content is delivered through a stream of information called the content delivery network. • The process uses Multilayered Content Delivery which provides faster data transactions in a secure network. • This delivery mechanism guarantees access from any device in any part of the world without increasing load time. • By using a cloud server, storage of vast amounts of data does not pose a problem and the constant stream of uploading and downloading data make the platform hard to access or hack without proper authorization. Private & Confidential Version 1.1 PANAESHA CAPITAL Pte.Ltd. Do not share Quick Access Tokens: 2 step validation • When Feelium tokens are purchased, the Feelium platform generates a private key called a Quick Access Token (QAT). • This Token allows the user to authenticate transfers on the Feelium platform which will include the coin center of the token, an exchange, a web and mobile wallet and any other platform that is developed in the future. • All Feelium platforms are accessible with the same QAT. • With other cryptocurrencies, if this private key is lost, your wallet is also lost. However, with Feelium, the private key, or QAT is retrievable upto once per day. This features safeguards your wallet and ensures that you will never lose your investment. • The QAT also provides a two step validation process that other cryptocurrency platformscurrentlylack.Itensuresthattheuseractuallywantstotransfertheamount specified by prompting the user to enter the QAT to verify/validate the transaction.
  • 14. 1 4 Private & Confidential Version 1.1 PANAESHA CAPITAL Pte.Ltd. Do not share • In order to better execute smart contracts, users of the Feelium platform can opt to use the escrow account that is provided. • This escrow account holds the funds of one party and acts as a third party trust system for the two parties involved in a contract. • Theescrowaccountsensurescomplianceofbothpartiesandworksintandem with the smart contract feature of the platform. • When both parties have agreed on the contract, the buyer of the service or product purchases feelium tokens which is then deposited in an escrow account on the feelium platform. • When the seller uploads proof of completion, the money is then released to the seller from the escrow account. Escrow Smart Contracts • The Feelium platform facilitates contractual transactions through its smart contracts feature. • The process would involve both parties first arriving at a set of conditions and would enter these terms into the smart contract on the Feelium platform. • The Smart contract then acts as an arbitrary executor of these conditions, and allows the buyer and seller or a product or service to conduct transactions without fear of dispute or fraud. • Additionally,userscanchoosetomakeuseoftheescrowfeatureoftheFeelium platform.
  • 15. 1 5 Private & Confidential Version 1.1 PANAESHA CAPITAL Pte.Ltd. Do not share Peer to Peer Transactions The Feelium platform also allows for simple wallet to wallet transfer of Feelium token,withouttheuseofsmartcontractsortheescrowaccount.Feelium’sdouble layered data structure with its own centralised, blockchain driven ledger system allows for faster transfer of Feelium token from one wallet to another. PCEX When launched, Pcex will be an exchange that allows for the trade of Feelium to other cryptocurrencies, and will also establish an additional platform to buy Feelium tokens.
  • 16. 1 6 Private & Confidential Version 1.1 PANAESHA CAPITAL Pte.Ltd. Do not share • 40% of funds will be dedicated to developing and improving the Feelium platform, and developing the various platforms outlined in the roadmap. • 20% of the funds will be used for marketing outreach, pursuing global alliances, collaboration, and research for best usage of Feelium globally. • 15% of funds will be allocated to supporting the human resources. The company is continuing to expand our team in all locations. • 10% of the funding will be used for building infrastructure and providing support to all teams in order to realise the potential of all feelium platforms. • 10% will be used to cover costs of day-to-day operations. • 5%willbeusedforlegalcounselandtoobtaincybersecurityforalloperations. FUNDING ALLOCATION All funds that are raised from the ICO will be allocated in the following way:
  • 17. 1 7 Private & Confidential Version 1.1 PANAESHA CAPITAL Pte.Ltd. Do not share India currently has an estimated 104 million elderly citizens that need to be cared for. As part of its CSR initiative, Feelium will donate 5% of all its profit to acquiring and building care facilities for the elderly. The Feelium team has already identified a possible location to build such a facility in India. With your help, we can continue to strengthen this initiative and expand the program around the world. An overseeing body will allocate funds into the specific teams relative to their specific needs. If you would like to help us realize our goal to make investing cheaper, easier, and more secure, we encourage you to sign up for the Feelium ICO whitelist now and invest at special Pre-ICO prices. Panaesha Capital offers products and services like Initial Coin Offering and Crypto Exchange Platforms. We understand the needs of our valuable customers like investors,retailclients,brokersetc.,andhelpthemcarryoutbusinesssuccessfully. Panaesha Capital seeks to launch Feelium, a one-of-a-kind, stable-rate digital currency, which can be stored, used, and traded through an integrated wallet and exchange services. Feelium will allow any user to leverage their own assets - for example by enabling them to trade and to benefit from the launch of Feelium coins. Through Feelium, Panaesha Capital aims to build a decentralized global network, based on mutual benefits for users. Our goal is to build a platform known for simplicity, security, cost-effectiveness, speed, a stable means of payment and exchange. ABOUT Panaesha Capital Pte. Ltd. CSR Panaesha Capital is a Singapore based Fintech startup team of expert professionals. We have offices in almost 7 countries and are already expanding to another 20 countries including Europe and Asia Pacific. Panaesha Capital seeks to release a line of products that will expand the boundaries of investment possibilities and will encourage regulators to recognize blockchain tools as the new reality and the promising future of traditionally financial markets.
  • 18. 1 8 Private & Confidential Version 1.1 PANAESHA CAPITAL Pte.Ltd. Do not share THE TEAM C E O & F O U N D E R Sandeep has more than 16 years of experience in project development and management. He has been a serial entrepreneur in the real estate domain, primarily focussed at the commercial sector. He has been an entrepreneur from a very young age and has been growing start-up ventures into profitable companies. He has a long drawn vision towards growth and building economies of scale. He’s a crypto-enthusiast, and a tech entrepreneur. He loves traveling and meeting entrepreneurs from across the world. He dreams of creating a product and platform that will change how the world trades and conducts global business. S A N D E E P P H O G AT C H AV I A H U J A M A N A G E R Chavi has a Master's degree in Business Analytics and over 5 years of experience in Consulting & Analytics. She’s an aspiring Crypto Enthusiast. She runs marathons and loves all things fitness. R AV I K I K A N Ravi loves startups & his experience across various sectors including Media & PR, Fintech (ICO, Crypto Products, Wallets, Lending, P2P, B2B), IT & BFSI has helped him launch multiple startups & grow ventures intoprofithubs.Helovesworkingwithentrepreneurs, startups, community builders, institutions and investors who are focussed at growth. He runs marathons for fun. C O O
  • 19. 1 9 Private & Confidential Version 1.1 PANAESHA CAPITAL Pte.Ltd. Do not share A N I S H A R U S S E L L C O N T E N T W R I T E R Anisha has been writing content for a year, apart from writing for her personal blog and teaching writing for about 3 years. When she’s not reading or writing (which is almost never), she’s watching never ending streams of Netflix. Arun brings over 8 years of digital marketing experience to the team. He specializes in internet Marketing, website optimization & Search Engine Marketing. He’s a movie-buff. A R U N K U M A R D I G I TA L M A R K E T I N G M A N A G E R N I T I N J A I N An MBA from TVU(London), Nitin is an IT veteran with 20 years of experience. He has worked for corporates including AT&T, Time Warner Cable, Verizon and Harvard University. H E A D O F M A R K E T I N G S udhanshu D ubey Sudhanshu has 8 years of experience in the IT industry, and has spent more than 4 years researching and working with blockchain technology. He analyzes business’ requirements, and develops programming technology as a solution. He develops different blockchain based platforms that include Crypto-Exchange, ICO, and blockchain algorithms. C T O
  • 20. 2 0 Private & Confidential Version 1.1 PANAESHA CAPITAL Pte.Ltd. Do not share R A H U L WA D H WA S hubendu B anerjee R E L AT I O N S H I P M A N A G E R N I T I N K A M B L E Nitin has more than 10 years of experience in Sales of Financial & Investment products like Insurance, Equity , Mutual Funds, Loans etc. He loves building and managing relationships for organisations and individuals. He holds a Masters’ degree in business administration from the University of Delhi. He loves to travel. Rahul possesses over 14 years of professional work experience, of which he has spent 11 years in Loss Prevention across different geographies, functions and domains. He is an avid music buff, an amateur photographer who loves to read and is pretty interested in the latest gadgets and technologies. S E N I O R R E L AT I O N S H I P M A N A G E R V I V E K S A R D A N A An experienced Sales professional with vast experience in different industries various roles, Vivek has been instrumental in the success of various startups. He can be now called as a startup specialist. S E N I O R R E L AT I O N S H I P M A N A G E R S E N I O R R E L AT I O N S H I P M A N A G E R Shubenduhas5yearsofrelationshipexperienceinfinance and banking. A crypto-currency enthusiast, Shubendu invests in the crypto market. He holds diploma in finance and Marketing. When he’s not checking up on his crypto investments, he can be found at the gym, checking up on his crypto investments.
  • 21. 2 1 Private & Confidential Version 1.1 PANAESHA CAPITAL Pte.Ltd. Do not share Q : What modes can I use to buy Feelium Tokens? Anyone can buy Feelium tokens through any of these modes: • Bitcoin • Ethereum • USD Q: Do I need to be from a certain country to invest in the ICO? Feelium’s platform is built on the belief that investing should be void of geographical restrictions. The same principle applies to our ICO. It doesn’t matter where you’re from, be it Canada, Nigeria, Russia, or Japan — if you have a digital wallet, you will be able to buy Feeliums tokens Q: What happens if I forget my QAT (private key/password)? You can retrieve your password through the Feelium Wallet. Q: Are there any transaction fees? Yes, there are transaction fees. The Feelium Platform will charge a mere 0.05% transaction fee per transaction. This fee is much less than any other platform currently offers. Q: Are there any legal concerns as the company is not based in India? There are no legal concerns in terms of investing, as an ICO provides the perfect platform for cross border investment and transactions. Q: Is it legal to invest in an I C O ? Yes, it is legal to invest in an ICO. Imagine an ICO to be parallel to an IPO. In an IPO, you buy shares of a company, because of the value you see in their business plan or model. In an ICO, you buy coins from the company because you can see the future value and utility of the software that the company seeks to build. Yo u c a n c o n t a c t u s t h r o u g h a n y o f t h e i n f o r m a t i o n p r o v i d e d o n t h e l a s t p a g e o f t h e w h i t e p a p e r. FAQ’s Q: What are the taxes and other charges that could be applicable to me? Any gains that are made by investing in the ICO would be subject to income tax, GST, and if applicable, long term capital gains according to the government of India. Q: What happens if one party in the trade contract does not share the QAT to release payments? Feelium will release the money to the appropriate party within a stipulated time period that is pre- decided. Q: How secure is my wallet? Your wallet is more secure than ever, as Feelium operates on a cloud based (read hard to hack), centralised blockchain network (which means a central body is in control). Q: How much does it cost to invest in Feelium? $1 = 1 Feelium Token 1 Block = 10,000 coins 100 Blocks= 10,00,000 Coins Cost of 1 Block = $ 10,000 USD Q: When will I see the coins in my Wallet? It takes about 48 hrs. to complete a transaction. You will see the coins in your wallet in 5-6 Business Days.
  • 22. 2 2 Private & Confidential Version 1.1 PANAESHA CAPITAL Pte.Ltd. Do not share PLEASE READ THIS DISCLAIMER SECTION CAREFULLY. IF YOU ARE IN ANY DOUBT AS TO THE ACTION YOU SHOULD TAKE, YOU SHOULD CONSULT YOUR LEGAL, FINANCIAL, TAX, OR OTHER PROFESSIONAL ADVISOR(S). The information set forth below may not be exhaustive and does not imply any elements of a contractual relationship. Although every effort has been made to ensure that the material presented in this whitepaper is accurate, any material in this whitepaper should not be understood as financial or legal advice. Panaesha Capital Pte. Ltd. does not guarantee, and accepts no legal liability whatsoever arising from or connected to, the accuracy, reliability, currency, or completeness of any material contained in this white paper. Investors and potential Feelium token holders should seek appropriate independent professional advice prior to relying on, or entering into any commitment or transaction based on, material published in this white paper, which material is purely published for reference purposes alone. Feelium tokens will not be intended to constitute securities in any jurisdiction. This white paper does not constitute a prospectus or offer document of any sort and is not intended to constitute an offer of securities or a solicitation for investment in securities in any jurisdiction. This Whitepaper is for information purposes only. By using this whitepaper, you agree to indemnify Panaesha Capital Pte. Ltd., the publisher of this whitepaper, from any claim or demand, including any fees arising out of relying on this whitepaper in any form. By using this document, you agree to all terms and conditions that have been laid herein and all other rules, terms, and conditions that may be published at later dates through thee updation of this document, or on the Feelium Website. If you do not accept these conditions, then please do not make use of this document. LEGAL DISCLAIMER
  • 23. 2 3 Private & Confidential Version 1.1 PANAESHA CAPITAL Pte.Ltd. Do not share TERMS & CONDITIONS PLEASE READ THIS DISCLAIMER SECTION CAREFULLY. IF YOU ARE IN ANY DOUBT AS TO THE ACTION YOU SHOULD TAKE, YOU SHOULD CONSULT YOUR LEGAL, FINANCIAL, TAX, OR OTHER PROFESSIONAL ADVISOR(S). This Whitepaper is for information purposes only. By using this whitepaper, you agree to indemnify Panaesha Capital Pte. Ltd., the publisher of this whitepaper, from any claim or demand, including any fees arising out of relying on this whitepaper in any form. By using this document, you agree to all terms and conditions that have been laid herein and all other rules, terms, and conditions that may be published at later dates through the updation of this document, or on the Feelium Website. If you do not accept these conditions, then please do not make use of this document. Forward Looking Statements Any statements contained within this Whitepaper, statements made in press releases, in blogs or any other form of social, written or oral communication that are accessible by the public that may be made by Feelium or its directors, officers or representatives are ‘forward looking statements’ These statements may constitute Feelium’s or the parent company’s (Panaesha Capital Pte. Ltd.) business plans, revenue, profitability, prospects or predictions and any other expected industry trends. These‘forward looking statements involve known and unknown risks, uncertainties, and other unforeseen factors that may cause the actual future results, performance or achievements to be widely different from the propositions made in this Whitepaper, as well as any other informational or promotional documents or statements released by Feelium and Panaesha Capital Pte. Ltd. Apart from mandates by law, Feelium and Panaesha Capital Pte. Ltd. disclaim any obligation to update or revise any‘forward looking statements’ resulting from new information or developments.
  • 24. 2 4 Private & Confidential Version 1.1 PANAESHA CAPITAL Pte.Ltd. Do not share Intellectual Property This Whitepaper is protected by copyright laws and any reproduction, copying or creation of similar products that are a derivative of Feelium, translations, or alterations of any kind cannot be made without prior permission from Feelium and Panaesha Capital Pte. Ltd. By using this Whitepaper, you understand that Feelium is the owner of all Intellectual property herein and owns all rights, title, and interest in the contents of this whitepaper. By using this Whitepaper, you agree not to remove any copyright, trademark, sign of intellectual property or any other proprietary rights notices from the Whitepaper. No Guarantees Feelium does not make any guarantees on the fitness or quality of its products and services. Please seek professional assistance before undertaking any dealings with the platform, which has financial, professional and personal risks associated with it. InnoeventshallFeelium,Feeliumstaff,advisorsorvolunteersbeheldaccountable for any lost profits, lost savings, or incidental, indirect, special or consequential damages arising from the use or inability to use products or services of Feelium. Feelium is also not accountable for any security risks such as hacker or virus attacks. Feelium is also not responsible for any mistakes, or errors in the code, text or images used in the sale of Feelium, or the volatility of the price of Feelium in any country or any exchange.
  • 25. 2 5 Private & Confidential Version 1.1 PANAESHA CAPITAL Pte.Ltd. Do not share PRIVACY POLICY We use the information we collect from all of our services to provide, maintain, protectandimprovetheproduct,ortodevelopnewproductsthatwillhelprealize Feelium’s goal. We also use this information for internal analytical purposes that will enable us to serve you better, When you contact Feelium for any purpose, we may keep a record of your communication or conversation to help solve any issues you might be facing. We may use your email address and other contact information to inform you about our services, events, or to send you newsletters about upcoming changes or improvements. We use information collected from cookies and other technologies to improve your user experience and the overall quality of our services. You can choose to unsubscribe from any of the ways of communication that we will employ to update you about new or continuing products and services at any time. However, your basic information and any feedback that you provide will remain with us even if you choose to unsubscribe to populate data for any analytical research we might choose to conduct internally.
  • 26. 2 6 Private & Confidential Version 1.1 PANAESHA CAPITAL Pte.Ltd. Do not share References “Digital transactions in India have crossed 1 billion mark indicates RBI report; UPI sees biggest growth- Technology News, Firstpost.” Tech2 news staff, 9 Jan. 2018, www.firstpost.com/tech/news-analysis/digital-transactions-in-india-have- crossed-1-billion-mark-indicates-rbi-report-upi-sees-biggest-growth-4295793. html “DigitalTransactions In India Reached A New Peak Of $2Tn Last Month: RBI.”Inc42 Media, Inc42 Staff, 7 Feb. 2018, inc42.com/buzz/digital-transactions-payments- rbi/. FundYourselfNow.“Overview of the Indian Cryptocurrency Market – The Mission – Medium.” Medium, The Mission, 30 Jan. 2018, medium.com/the-mission/ overview-of-the-indian-cryptocurrency-market-7e6e9e4f948a. Best of ICOs.“2017: AYear in Review - Initial Coin Offerings – Hacker Noon.”Hacker Noon, Hacker Noon, 29 Dec. 2017, hackernoon.com/2017-a-year-in-review- initial-coin-offerings-91ec1c7367a5. Mazer, Jeffrey. “Demystifying Cryptocurrencies, Blockchain, and ICOs.” Toptal Finance Blog, www.toptal.com/finance/financial-consultants/cryptocurrency- market. “The Growth Of Cryptocurrency: India Versus Global Trends.” Inc42 Media, Inc42 Staff, 13 July 2017, inc42.com/resources/growth-cryptocurrency-india/.
  • 27. 10 Anson Road #10-11 International Plaza Singapore 079903 Phone: +85281999051 email: info@feelium.co feeliumcoin feeliumcoin company/13472168 feeliumcoin feeliumcoin @feelium