The document is a letter from Stephen B. Ashley, Chairman of the Board of Fannie Mae, inviting shareholders to Fannie Mae's annual meeting in December 2007. It summarizes significant changes made to improve corporate governance, including adding nine new board members with expertise in areas like accounting, finance, and risk management. It also notes changes like splitting the roles of Chairman and CEO, increasing board independence, and strengthening board oversight of risk areas. The letter expresses appreciation for shareholders and commitment to Fannie Mae's mission of expanding affordable housing opportunities.
11.09.2017 Retail Trends and Forecasts for 2017 and BeyondExpert Webcast
MAJOR TOPICS:
Changing retail paradigm
Industry landscape overview
Technological disruptions
Traditional retail v. e-commerce
Maintaining growth and market share
New business models – experiential engagement
Healthy v. distressed
Overview of recent bankruptcy filings: Wet Seal, Payless ShoeSource, Toys-R-Us, other
Watchlist: Neiman Marcus, JCrew, Talbots, other
Restructuring alternatives
Outlook for the future
Client Alert: December 2012 - 25th Anniversary IssueSES Advisors
Celebrating 25 years of creating employee ownership, in this issue we interview our Chairman and Founder, Jim Steiker. We also share photos from recent client events in Philadelphia and Las Vegas.
PONTE VEDRA BEACH, FL — (October 31, 2017) As Fulcrum Partners LLC executive benefits advisory commemorates its 10-year corporate anniversary, the organization is recognizing the dedicated team that has helped it grow to thirteen coast-to-coast offices and more than $6B in assets under management.
Bond Beebe Family Business Advisory Practice Groupgeoffbrown
Family-owned and operated businesses have unique needs. Since our founding in 1932, Bond Beebe has partnered and grown with 1st, 2nd, 3rd and even 4th generation family enterprises. Our team understands how to serve both the family and the business needs of family enterprises.
11.09.2017 Retail Trends and Forecasts for 2017 and BeyondExpert Webcast
MAJOR TOPICS:
Changing retail paradigm
Industry landscape overview
Technological disruptions
Traditional retail v. e-commerce
Maintaining growth and market share
New business models – experiential engagement
Healthy v. distressed
Overview of recent bankruptcy filings: Wet Seal, Payless ShoeSource, Toys-R-Us, other
Watchlist: Neiman Marcus, JCrew, Talbots, other
Restructuring alternatives
Outlook for the future
Client Alert: December 2012 - 25th Anniversary IssueSES Advisors
Celebrating 25 years of creating employee ownership, in this issue we interview our Chairman and Founder, Jim Steiker. We also share photos from recent client events in Philadelphia and Las Vegas.
PONTE VEDRA BEACH, FL — (October 31, 2017) As Fulcrum Partners LLC executive benefits advisory commemorates its 10-year corporate anniversary, the organization is recognizing the dedicated team that has helped it grow to thirteen coast-to-coast offices and more than $6B in assets under management.
Bond Beebe Family Business Advisory Practice Groupgeoffbrown
Family-owned and operated businesses have unique needs. Since our founding in 1932, Bond Beebe has partnered and grown with 1st, 2nd, 3rd and even 4th generation family enterprises. Our team understands how to serve both the family and the business needs of family enterprises.
Fulcrum partners honors leadership and advocacy in charleston scFulcrum Partners LLC
Fulcrum Partners Honors Leadership and Advocacy in
Charleston, SC
PONTE VEDRA BEACH, FL -- (November 30, 2017) As part of its 10-year anniversary celebration, Fulcrum Partners LLC is honoring the leadership team that has helped the company grow to more than $6B in assets under management. Founded in Ponte Vedra Beach and Orlando, Florida, the firm now has 13 nationwide offices, including Fulcrum Partners Charleston, South Carolina, where Christopher H. Nyland is the
managing director.
WHAT BUSINESS OWNERS NEED TO KNOW ABOUT SUCCESSFULLY TRANSITIONING THEIR COMPANYExpert Webcast
Business readiness and shareholder personal planning
Corporate legal planning
Tax and estate planning
Wealth management considerations
Potential buyers and transaction structures
Preparing for due diligence – self-diligence, quality of earnings, other
Post-transactions planning
Issues to anticipate
A unique business partnership yields an innovative executive benefits advisoryFulcrum Partners LLC
PONTE VEDRA BEACH, FL -- (December 12, 2017)
As a year-long celebration of a remarkable decade in business comes to a close, Fulcrum Partners LLC concludes
its tribute to its managing directors by honoring the company’s founding office in Ponte Vedra Beach, Florida. Recognized as one of the largest and leading executive benefit advisories in the U.S., Fulcrum Partners has expanded over the past ten years
from a single Florida-based office to thirteen nationwide locations.
Paul M Lawless has been coordinating as a specialized Financial Advisor in Lawless, Edwards & Warren. With his high credentials and partnership with Edward and Warren, he efficiently gave new dimensions to the company’s success.
Emerging Trends in Media Deals, Challenges and Opportunities Expert Webcast
Discussion includes:
The Entertainment, Media and Communications (“EMC”) space has become immensely complex, constantly changing and hyper-competitive. Our panel of experts comprised of an investment banker, a deal and bankruptcy lawyer, a valuation expert, and EMC executives will examine current EMC trends and transactional opportunities, both healthy and distressed, as well as provide tips and strategies for getting deals done.
MAJOR TOPICS:
Current media trends:
Where is the growth?
Changing markets
Television, www, geographic trends
Programming, format and distribution / legacy infrastructure
Value of content v. “dead” libraries
Valuation trends and outlook for the future
Traditional model is broken: distressed opportunities
Observations on recent distressed EMC transactions
Getting a distressed deal done: legal landscape and structure
Credit bidding
In- or out-of-court restructuring
363 Sales
Assignments for the Benefit of Creditors
Discussions with lenders: pre- and post-petition
EMC-specific issues to consider
Capitalization, financing and transactional issues
Selected case studies
Escandon has been in practice since 1983, and brings extensive experience in both public accounting and corporate tax practices to the firm's New York office. Previously a partner with a "Big Four" accounting firm, he is knowledgeable in managing a diverse portfolio of clients.
Fulcrum partners honors leadership and advocacy in charleston scFulcrum Partners LLC
Fulcrum Partners Honors Leadership and Advocacy in
Charleston, SC
PONTE VEDRA BEACH, FL -- (November 30, 2017) As part of its 10-year anniversary celebration, Fulcrum Partners LLC is honoring the leadership team that has helped the company grow to more than $6B in assets under management. Founded in Ponte Vedra Beach and Orlando, Florida, the firm now has 13 nationwide offices, including Fulcrum Partners Charleston, South Carolina, where Christopher H. Nyland is the
managing director.
WHAT BUSINESS OWNERS NEED TO KNOW ABOUT SUCCESSFULLY TRANSITIONING THEIR COMPANYExpert Webcast
Business readiness and shareholder personal planning
Corporate legal planning
Tax and estate planning
Wealth management considerations
Potential buyers and transaction structures
Preparing for due diligence – self-diligence, quality of earnings, other
Post-transactions planning
Issues to anticipate
A unique business partnership yields an innovative executive benefits advisoryFulcrum Partners LLC
PONTE VEDRA BEACH, FL -- (December 12, 2017)
As a year-long celebration of a remarkable decade in business comes to a close, Fulcrum Partners LLC concludes
its tribute to its managing directors by honoring the company’s founding office in Ponte Vedra Beach, Florida. Recognized as one of the largest and leading executive benefit advisories in the U.S., Fulcrum Partners has expanded over the past ten years
from a single Florida-based office to thirteen nationwide locations.
Paul M Lawless has been coordinating as a specialized Financial Advisor in Lawless, Edwards & Warren. With his high credentials and partnership with Edward and Warren, he efficiently gave new dimensions to the company’s success.
Emerging Trends in Media Deals, Challenges and Opportunities Expert Webcast
Discussion includes:
The Entertainment, Media and Communications (“EMC”) space has become immensely complex, constantly changing and hyper-competitive. Our panel of experts comprised of an investment banker, a deal and bankruptcy lawyer, a valuation expert, and EMC executives will examine current EMC trends and transactional opportunities, both healthy and distressed, as well as provide tips and strategies for getting deals done.
MAJOR TOPICS:
Current media trends:
Where is the growth?
Changing markets
Television, www, geographic trends
Programming, format and distribution / legacy infrastructure
Value of content v. “dead” libraries
Valuation trends and outlook for the future
Traditional model is broken: distressed opportunities
Observations on recent distressed EMC transactions
Getting a distressed deal done: legal landscape and structure
Credit bidding
In- or out-of-court restructuring
363 Sales
Assignments for the Benefit of Creditors
Discussions with lenders: pre- and post-petition
EMC-specific issues to consider
Capitalization, financing and transactional issues
Selected case studies
Escandon has been in practice since 1983, and brings extensive experience in both public accounting and corporate tax practices to the firm's New York office. Previously a partner with a "Big Four" accounting firm, he is knowledgeable in managing a diverse portfolio of clients.
Paul Comstock Partners is a fee-only investment advisory firm. Learn more about how we partner with our clients to enable them to make investment decisions they can trust.
1847 Holdings LLC, a publicly traded diversified acquisition holding company, was founded by Ellery W. Roberts, a former partner of Parallel Investment Partners, Saunders Karp & Megrue and Principal of Lazard Freres Strategic Realty Investors. EFSH's investment thesis is that capital market inefficiencies have left the founders and/or stakeholders of many small business enterprises and lower-middle market businesses with limited exit options, despite the intrinsic value of their business. Given this dynamic, EFSH can consistently acquire "solid" businesses for reasonable multiples of cash flow and then deploy resources to strengthen the infrastructure and systems to improve operations. These improvements may lead to a sale or IPO of an operating subsidiary at considerably higher valuations than the purchase price (as successfully demonstrated with the mid-2020 IPO of 1847 Goedeker on the NYSE American) and/or alternatively, an operating subsidiary may be held in perpetuity and contribute to EFSH's ability to pay regular and special dividends to shareholders.
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
**Key Sections Covered:**
1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity.
2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses.
3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification.
4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries.
5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content.
6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness.
7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth.
This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment.
Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers.
**Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
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how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
fannie mae Letter from the Chairman of the Board of Directors 2006
1. Stephen B. Ashley
Chairman of the Board
3900 Wisconsin Avenue, NW
Washington, DC 20016-2892
202 752 5383
202 752 4880 (fax)
stephen_b_ashley@fanniemae.com
November 2007
Dear Shareholders,
I’m writing to invite you to Fannie Mae’s Annual Meeting of Shareholders that will take place on December
14, 2007 in Washington, D.C. This is our first shareholders meeting since 2004, and I hope you’ll be able to
attend. Further details about the meeting and proxy materials (in the event you cannot attend) are enclosed in
this mailing. You’ll also find our 2006 Annual Report to Shareholders that includes our Form 10-K.
These past three years, Fannie Mae has undertaken a series of fundamental changes to remediate our
accounting and controls and to put the company on a solid foundation going forward. These changes have
done more than fix what needed fixing about the company. Most importantly, they have put us in a strong
position to meet the enormous challenges of the U.S. housing finance system at this critical time; to continue
serving our affordable housing mission; and to create value for customers, partners, and shareholders for many
years to come.
You’ll find much more about the changes at Fannie Mae and the company’s response to recent upheavals in the
mortgage market in the enclosed letter from President and Chief Executive Officer Dan Mudd.
Since December 2004, I have served in a newly created role at Fannie Mae – that of non-executive Chairman
of the Board. In this role, I have worked with the Board as a whole and with Fannie Mae’s senior management
team to remediate and optimize the Board’s structure, operations, and checks and balances. In so doing, we
have worked to ensure that the views and interests of shareholders, regulators, and other stakeholders are fully
incorporated into our oversight of the company.
In particular, I want to draw your attention to several significant changes we’ve made at the Board level to
improve the effectiveness of our oversight on behalf of shareholders.
• Board Development: Turnover in membership is a natural and necessary part of every corporate
board. The Fannie Mae Board has put a great deal of thought into determining the combination of skills,
backgrounds, and expertise needed to most effectively oversee and guide the company going forward. I
believe we’ve done a good job in recruiting to fill those needs. In the process, we’ve added nine new
members since the beginning of 2004. They are:
o Dennis R. Beresford, Ernst & Young Executive Professor of Accounting, The J.M. Tull School of
Accounting, University of Georgia, an educational institution; former Chairman of the Financial
Accounting Standards Board (FASB).
o Louis J. Freeh, President of Freeh Group International, LLC, a legal advisory and risk management
firm; former Director of the Federal Bureau of Investigation; former federal judge.
o Brenda J. Gaines, former President and CEO, Diners Club North America, a subsidiary of Citigroup;
former Chicago Commissioner of Housing.
o Karen N. Horn, Senior Managing Director, Brock Capital Group, LLC, an advisory and investment
firm; former President of the Federal Reserve Bank of Cleveland.
2. o Bridget A. Macaskill, Principal, BAM Consulting, LLC, an independent financial services consulting
firm; former Chairman, CEO, and President of Oppenheimer Funds, Inc.
o Leslie Rahl, President and Founder of Capital Market Risk Advisors, Inc., a financial advisory firm
specializing in risk management, hedge funds, and capital market strategy; former Vice President and
division head of Citibank’s Derivatives Group – North America.
o John C. Sites, Jr., General Partner, Rock Creek Partners II, Ltd., a private equity fund; former General
Partner of Daystar Special Situations Fund, LP; former Executive Vice President and Member of the
Board of Directors of Bear, Stearns & Co., Inc.
o Greg C. Smith, former Vice Chairman, Ford Motor Company, an automotive corporation; former
Chairman of the American Financial Services Association.
o John K. Wulff, Chairman of the Board, Hercules Incorporated, a manufacturing company; former
member of FASB.
Together, these new Board members have significantly enhanced the substantive business, operations,
accounting, and finance expertise of the Board. Notably, four members of the Board are classified as audit
committee financial experts according to the requirements of the Securities and Exchange Commission and
each sits on our Audit Committee.
• Independence of Board Members: In addition to splitting the roles of Chairman and CEO, 11 of the
12 Directors standing for election to the Board are now independent – all but President and CEO Mudd.
Directors’ independence is reviewed annually by standards that meet, and in some cases exceed, the listing
standards of the New York Stock Exchange.
• Accountability and Oversight: In 2007, the Board amended our bylaws to include a majority voting
provision for the election of new directors. We also have made broad changes to our committee structure
to better align with key business and risk areas in the company. Our Board committees take an active role
in overseeing the company. Standing committees on Audit, Compensation, Compliance, Housing and
Community Finance, Nominating and Corporate Governance, Risk Policy and Capital, and Technology
and Operations have met 70 times in the first nine months of 2007 to monitor the company’s business and
progress in managing risk.
I hope you’ll agree that these changes strengthen Fannie Mae’s corporate governance and therefore the overall
strength of the company.
I appreciate the service of the Directors, both past and present, who served on the Fannie Mae Board over the
last three years. Each member of the Board made important contributions in helping to fix the company and
make us stronger. In particular, I want to thank Joe Pickett, whose extraordinary knowledge of the mortgage
industry was an invaluable resource to the company during this period. Joe has decided not to stand for
re-election to the Board. His professional expertise and counsel will be greatly missed. I also want to thank
Board member Pat Swygert, President of Howard University, for the critical leadership role he played in
helping bring us into compliance with our regulatory obligations.
On behalf of the Board, let me thank you for your continued investment in Fannie Mae. Amid all the changes
– in the company and in the housing and mortgage markets we serve – one commitment has remained
constant: Fannie Mae will continue to help make it possible for more Americans to affordably own or rent
a home.
Serving this company and its shareholders is a great honor. Thank you for providing the capital that makes
our commitment to housing come to life for customers and communities across America.
Stephen B. Ashley