This document summarizes the Family Health Optima Insurance Policy from Family Health Optima Insurance. The policy provides single sum insured and premium for an entire family including the proposer, spouse, and dependent children up to age 25. Members above age 50 require a pre-acceptance medical checkup paid for by the company. The policy covers expenses such as room rent, surgery fees, medicines, and ambulance costs up to specified limits and provides bonuses on renewal of 10-35% of the sum insured depending on the amount. Pre-existing diseases are covered after 48 months of continuous coverage. Certain exclusions apply for diseases contracted within the first 30 days or 1-2 years. Contact information is provided for additional details.
It’s vital to insure your employees against accidents and ailments to avoid wasting valuable man-hours and causing low employee morale.
This presentation contains Key Benefits of Group Mediclaim Policy.
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It’s vital to insure your employees against accidents and ailments to avoid wasting valuable man-hours and causing low employee morale.
This presentation contains Key Benefits of Group Mediclaim Policy.
star health insurance,
star health program,
star health services,
star heatlh general insurance,
mediclaim insurance star health,
star health insurance review,
four star heatlh insurance,
star health care,
star health allied insurance,
mountain star health care,
star care home heatlh,
star health mediclaim,
star health insurance senior citizens,
star health insurance for senior citizen,
star health red carpet,
all star health reviews,
star health providers,
all star heatlh,
star health life insurance,
star health insurance scheme
Star Health Insurance Cardiac Care insurance,
supplemental health insurance
best health insurance
compare health insurance
health insurance companies
private health insurance
individual health insurance
health care provider
star health
health insurance
mediclaim policy
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BRIDGEi2i helps a large transport operator in Middle East improve vehicle availability and workshop load pattern through a data driven preventive maintenance schedule.
Las vias de escalada Peñón de ifach r7 PanyTurismoCalp
La primera de las vías de escalada abiertas en
el Peñón de Ifach y la que menos dificultad entraña.
Esta ruta, muy herbosa al principio, va
ganando verticalidad y ambiente, ofreciendo
largos muy bellos en los tramos finales. Bastante
repetida.
Material: juego de fisureros y friends.
This policy is for persons who have undergone for the first time the named surgery / intervention / correction for the existing Cardiac diseases,
This policy has two Plan options – Gold Plan and Silver Plan,
Under both the Plans hospitalization expenses for non cardiac diseases and accidents are covered under Section 1,
Under Section 2: Gold Plan covers both medical management and surgical/interventional management for cardiac related diseases while Silver Plan covers only Surgical / Interventional management.
Out Patient Benefit is available under both plans,
Personal Accident Death Cover is available under both plans,
BRIDGEi2i helps a large transport operator in Middle East improve vehicle availability and workshop load pattern through a data driven preventive maintenance schedule.
Las vias de escalada Peñón de ifach r7 PanyTurismoCalp
La primera de las vías de escalada abiertas en
el Peñón de Ifach y la que menos dificultad entraña.
Esta ruta, muy herbosa al principio, va
ganando verticalidad y ambiente, ofreciendo
largos muy bellos en los tramos finales. Bastante
repetida.
Material: juego de fisureros y friends.
This policy is for persons who have undergone for the first time the named surgery / intervention / correction for the existing Cardiac diseases,
This policy has two Plan options – Gold Plan and Silver Plan,
Under both the Plans hospitalization expenses for non cardiac diseases and accidents are covered under Section 1,
Under Section 2: Gold Plan covers both medical management and surgical/interventional management for cardiac related diseases while Silver Plan covers only Surgical / Interventional management.
Out Patient Benefit is available under both plans,
Personal Accident Death Cover is available under both plans,
Maxima is a plan that takes care of your everyday health needs. It is an easy to buy plan that covers expenses incurred in the form of Doctors’ consultations, Pharmacy bills, Diagnostic tests, Dental treatment, Optical services and Annual health check-up. Maxima health plan by Apollo Munich offers comprehensive coverage while taking care of little illnesses too. Along with wide inpatient coverage, Maxima also offer benefits with unique outpatient coverage. With additional critical illness coverage and provision of lifelong renewal, the plan makes insurance coverage feasible at affordable premium rates. Get self as well as your family members insured under this easy to understand plan and enjoy a stress free health future.
1. FAMILY HEALTH OPTIMA INSURANCE POLICY
SALIENT FEATURES
A SUPER SAVER FLOATER POLICY
SINGLE SUM INSURED
WIDER COVERAGE
SINGLE COVERAGE FOR ENTIRE FAMILY
SINGLE PREMIUM
AGE CRITERIA
Any person aged between 5 months to 65 years
FAMILY INCLUDES
Proposer + Spouse + Dependent Children up to 25 years
MEDICAL CHECK-UP
Person above 50 years required to undergo pre acceptance medical check-up at the Company’s nominated centers. Cost of
which is borne by the Company.
POLICY BENEFITS
Room rent, Nursing Charges, Boarding Expenses @ 2% subject to maximum of Rs.5000/- per day
Surgeon, Anesthetist, Medical Practitioner, Consultants and Specialist Fees
Anesthesia, Blood, Oxygen, Operation Theater charges, cost of Pacemaker etc.
Cost of Medicine and Drugs
Emergency ambulance charges up to Rs.750/- per hospitalization and overall limit of Rs.1500/- per policy period
BONUS
For Sum Insured Rs.1 Lakh and Rs.2 Lakhs – Minimum 10% and Maximum 15%
For Sum Insured Rs.3 Lakhs to Rs.15 Lakhs – Minimum 25% and Maximum 35%
AUTOMATIC RESTORATION OF SUM INSURED
The basic sum insured is automatically restored once the limit of coverage is exhausted during the policy period subject to
limit given below:
Up to 20000/- - Nil
300000/- and above - 100%
PRE – EXISTING DISEASES / ILLNESS
Covered after 48 months of continuous coverage insurance
EXCLUSIONS
Any disease contracted during the first 30 days
First 1 Years Exclusion : Benign Prostate Hypertrophy, Hernia, Hydrocele, Congenital Internal disease/defect, Fistula or
Fissure in anus, Piles, Sinusitis and related disorders, treatment for gall stones or renal stones
First 2 Years Exclusion : Cataract, hysterectomy for Menorrhorgia of Fibromyoma, Treatment for knee and/or joint (other
than caused by an accident), Prolapse of intervertibral disc (other than caused by an accident), Varicose veins and Varicose
ulcers
Naturopathy
Expenses purely diagnostic in nature with no positive existence of any disease
Treatment for congenital external disease or defects or anomalies
Treatments which are cosmetic in nature
For Further Details
Mr. Swapnil Patankar - 9967723443 / Mr. Salil Berde – 9324782946
Off. Tel.: 022 – 6528 9237 Email : ins.swapnil@gmail.com