Builder confidence fell slightly in October according to the Housing Market Index, which dropped to 54 points from 59 points in August. Housing starts rebounded in September, with total housing starts rising above 1 million units for the third time this year, as single-family and multifamily starts both increased. New home sales in September held steady at an annual rate of 467,000 sales, the highest pace since July 2008, while existing home sales have increased for the last six months to their highest level of the year.
The document summarizes key housing and economic indicators from August 2014. It reports that average mortgage rates for new homes rose slightly above existing homes. New home sales disappointed with a 1.1% drop in the pending home sales index in June, ending a three month growth streak and down 7.3% from the previous year. Existing home sales increased 2.6% in June, passing 5 million for the first time since October 2013. The unemployment rate rose slightly to 6.1% in July due to more people entering the labor force, while payroll employment increased by 209,000.
Existing home sales increased 2.4% in July compared to the previous month, though they remain below levels from July 2013. The National Association of Realtors reported that existing home sales were at a seasonally adjusted annual rate of 5.15 million homes. New home sales fell 2.4% in July compared to the previous month, with an annual rate of 412,000 homes. Several economic indicators point to an overall positive outlook for both existing and new home sales, including an increase in consumer confidence and pending home sales, as well as a rise in builder confidence and new home starts. Multifamily construction reached new highs in market share, with 94% of multi-family units being built-for-rent.
Predicting the Contractual Full-Time Equivalent Perecentage using XGBoost, St...Tilastokeskus
The document discusses using XGBoost (Extreme Gradient Boosted Decision Trees) to predict contractual full-time equivalent percentages using employee data from Norway's A-ordningen system. It presents the problem of agreed working hours not matching actual hours worked. The document outlines preparing the data, using XGBoost with variables like earnings, demographics, occupation and industry. Charts show the model improved predictions over training. It concludes the data provided good learning but more work is needed to specify variables, check result distributions and address potential biases before the model is finalized.
The document summarizes findings from a study on determinants of household energy expenditures in Poland using data from the 2013 Household Budget Survey. Some key findings include:
- The average Polish household spends 363 PLN per month on energy, accounting for 13.6% of total expenditures. Electricity is the main energy source.
- Household income, building features, and location (urban vs. rural) influence energy spending. Higher-income households and those living in detached houses or older buildings spend more.
- Income increases correlate more strongly with higher spending on heating than electricity. Building area and type also have a greater impact on heating expenditures.
- The groups that spend the most on energy are high
Un conversatorio es una reunión informal en la que personas versadas en un tema conversan y comparten opiniones sin jerarquías. Generalmente se reúnen en una mesa redonda para discutir asuntos de interés común de manera abierta. Para que un conversatorio sea efectivo, se recomienda que los participantes escuchen activamente, hablen con respeto y aprovechen las oportunidades para debatir ideas de manera constructiva.
Este documento define el reportaje y el conversatorio como géneros periodísticos y educativos. Explica que el reportaje narra hechos de interés público de manera actualizada e incluye observaciones del reportero. Describe varios tipos de reportajes como el científico, explicativo e investigativo. También define el conversatorio como una conversación orientada a la reflexión que busca que los estudiantes piensen por sí mismos y se convenzan mediante el razonamiento. Finalmente, explica cómo aplicar el conversatorio en el aula para promover el aprendiz
Builder confidence fell slightly in October according to the Housing Market Index, which dropped to 54 points from 59 points in August. Housing starts rebounded in September, with total housing starts rising above 1 million units for the third time this year, as single-family and multifamily starts both increased. New home sales in September held steady at an annual rate of 467,000 sales, the highest pace since July 2008, while existing home sales have increased for the last six months to their highest level of the year.
The document summarizes key housing and economic indicators from August 2014. It reports that average mortgage rates for new homes rose slightly above existing homes. New home sales disappointed with a 1.1% drop in the pending home sales index in June, ending a three month growth streak and down 7.3% from the previous year. Existing home sales increased 2.6% in June, passing 5 million for the first time since October 2013. The unemployment rate rose slightly to 6.1% in July due to more people entering the labor force, while payroll employment increased by 209,000.
Existing home sales increased 2.4% in July compared to the previous month, though they remain below levels from July 2013. The National Association of Realtors reported that existing home sales were at a seasonally adjusted annual rate of 5.15 million homes. New home sales fell 2.4% in July compared to the previous month, with an annual rate of 412,000 homes. Several economic indicators point to an overall positive outlook for both existing and new home sales, including an increase in consumer confidence and pending home sales, as well as a rise in builder confidence and new home starts. Multifamily construction reached new highs in market share, with 94% of multi-family units being built-for-rent.
Predicting the Contractual Full-Time Equivalent Perecentage using XGBoost, St...Tilastokeskus
The document discusses using XGBoost (Extreme Gradient Boosted Decision Trees) to predict contractual full-time equivalent percentages using employee data from Norway's A-ordningen system. It presents the problem of agreed working hours not matching actual hours worked. The document outlines preparing the data, using XGBoost with variables like earnings, demographics, occupation and industry. Charts show the model improved predictions over training. It concludes the data provided good learning but more work is needed to specify variables, check result distributions and address potential biases before the model is finalized.
The document summarizes findings from a study on determinants of household energy expenditures in Poland using data from the 2013 Household Budget Survey. Some key findings include:
- The average Polish household spends 363 PLN per month on energy, accounting for 13.6% of total expenditures. Electricity is the main energy source.
- Household income, building features, and location (urban vs. rural) influence energy spending. Higher-income households and those living in detached houses or older buildings spend more.
- Income increases correlate more strongly with higher spending on heating than electricity. Building area and type also have a greater impact on heating expenditures.
- The groups that spend the most on energy are high
Un conversatorio es una reunión informal en la que personas versadas en un tema conversan y comparten opiniones sin jerarquías. Generalmente se reúnen en una mesa redonda para discutir asuntos de interés común de manera abierta. Para que un conversatorio sea efectivo, se recomienda que los participantes escuchen activamente, hablen con respeto y aprovechen las oportunidades para debatir ideas de manera constructiva.
Este documento define el reportaje y el conversatorio como géneros periodísticos y educativos. Explica que el reportaje narra hechos de interés público de manera actualizada e incluye observaciones del reportero. Describe varios tipos de reportajes como el científico, explicativo e investigativo. También define el conversatorio como una conversación orientada a la reflexión que busca que los estudiantes piensen por sí mismos y se convenzan mediante el razonamiento. Finalmente, explica cómo aplicar el conversatorio en el aula para promover el aprendiz
The document summarizes economic indicators related to the housing market in August 2014. It reports that housing starts fell in August compared to July, with multifamily starts down 32% and single family starts down 2.4%. However, the Housing Market Index increased four points to its highest post-recession reading, and residential construction spending was up for both single family and multifamily housing on an annual basis. Consumer prices and confidence were also up while mortgage rates remained low. In the labor market, 142,000 jobs were added in August though the unemployment rate fell due to fewer people in the labor force, and unfilled construction jobs reached their highest level since 2008.
The document summarizes recent economic indicators related to the housing market. It reports that 248,000 new jobs were added in September and unemployment fell to 5.9%. It also notes gains in home builder and residential contractor jobs over the past year, with absorption rates for apartment completions rising since 2011. However, the document also states that over half of single-family builders report tight lending standards, and 83% had lost sales due to customers' inability to qualify for mortgages.
Sales meeting on ways to get home buyers to feel good about their home buying decision. Although the material focuses on facts to consider when buying a home, people buy emotionally and justify their decision logically so use these facts to support your buyer's decision.
New single family home sales in May reached their highest level in six years, with 504,000 homes sold, an 18.6% increase from April. This was likely due to weather payback in the South and an improving job market in the West. Additionally, builder confidence grew in June as the housing market index rose four points, though some caution remained among builders and consumers. However, housing starts declined 6.5% in May, with single-family starts down 5.9% and multi-family down 8.3%, likely due to very high numbers in April.
The document summarizes the Houston housing forecast for 2021. It predicts that home sales will increase 7% over 2020 levels, home prices will rise 5.7%, and new home sales will increase 9% in 2021. Unemployment is projected to decrease as GDP grows by 5%. Low housing inventory between 1.8 to 3.5 months and multiple offers on properties are expected to continue driving price increases of 3-5% annually. Remote work flexibility is also expected to drive new demand in the Houston housing market. Oil prices are predicted to rebound to over $50 per barrel, helping the local oil and gas industry recovery.
An independent study found that local real estate brokerage websites provide the most complete, accurate and timely home listing information compared to national real estate portals. Specifically, the study found that local brokerage sites display 100% of actively listed homes, list new properties an average of 7-9 days before national portals, and almost never incorrectly display homes as actively listed after they have been sold. National portals on average were missing around 20% of listings and incorrectly listed around 36% of homes as active after being sold.
Insights from eight housing economists and ATTOM Data Solutions on trends to expect in the U.S. real estate market in 2018. A presentation given to the Moriah Society in Beverly Hills in February 2018.
Insights from eight housing economists and ATTOM Data Solutions on trends to expect in the U.S. real estate market in 2018. A presentation given to the Moriah Society in Beverly Hills in February 2018.
This document summarizes two key housing reports released monthly in the United States: the New Residential Construction Report and S&P's Case-Shiller Index. The New Residential Construction Report includes building permits and housing starts and completions. The Case-Shiller Index tracks changes in residential real estate values using a repeat sales method and calculates national, 10-city, and 20-city home price indices. It also lists the metropolitan areas included in the 10-city and 20-city composites.
This document provides an overview and analysis of the Canadian housing market in June 2016. It discusses rising housing prices, particularly in Toronto, Vancouver, and Victoria, driven by strong employment growth. The document also notes signs that high prices are beginning to impact affordability in these markets, which may help gradually cool price increases. Additionally, it provides statistics on renovations spending and average national housing prices in Canada.
Economic Indicators for Week of November 15-19, 2010NAR Research
This document provides daily economic updates and forecasts from November 15-19, 2010 as produced by NAR Research. It includes forecasts for GDP growth in 2010 Q4, 2011 Q1, and 2011 Q2. Unemployment and mortgage rates are also forecasted to remain steady. Retail sales increased in October driven by automobiles. Producer price inflation was up year-over-year while core consumer inflation was lower than expected. Mortgage applications and housing starts declined. Initial unemployment claims decreased while continuing claims fell. Mortgage delinquencies improved from the prior quarter.
Economic Indicators for the Week of November 15-19, 2010NAR Research
This document provides daily economic updates and forecasts from November 15-19, 2010 as produced by NAR Research. It includes forecasts for GDP growth in 2010 Q4, 2011 Q1, and 2011 Q2. Unemployment and mortgage rates are also forecasted to remain steady. Retail sales increased in October driven by automobiles. Producer price inflation was up while core consumer inflation was down. Mortgage applications declined while housing starts fell, driven by multifamily homes. Unemployment claims held steady while mortgage delinquencies improved.
May MLS sales statistics were released on Tuesday. Key findings included:
- May sales of single-family homes soared 23.8% year-over-year, marking the 12th consecutive month of sales growth.
- Sales volume was the highest since June 2008.
- Average and median home prices set new records, up 8.5% and 7.1% respectively.
- Months of inventory fell to 5.5 months, the lowest level in over 5 years.
Lease with right to purchase your new home in seattle mona & julie 2015Julie Hutton Realtor
This document describes a lease with right to purchase program for first time home buyers in Seattle. It allows buyers to lease a home for up to 5 years, with annual rent increases of up to 3.75%, while having the option to purchase the home at a preset, annually increasing price. The program pays for closing costs, down payments, and initial repairs or renovations. Residents are responsible for minor maintenance and repairs while the program covers major issues. The security deposit can be applied towards a down payment, but residents are not obligated to purchase and can leave at the end of the lease term if in compliance.
The North Pointe Office of Berkshire Hathaway HomeServices Homesale Realty's monthly LIVE in-person/Zoom office meeting covering the following topics: 1. Changes coming to IDX, 2. Ninja Selling Real Estate Review, 3. Appraisal Measurement Standards, 4. Ten Real Estate Trends in 2022, 5. Three Life Strategies of Most Doers and Achievers
This document discusses housing market failure in the UK. It identifies several root causes of market failure, including a chronic imbalance between housing demand and supply, empty housing despite excess demand, shortages of affordable homes, imperfect information, and external costs of new home construction. Both negative externalities like congestion and noise, as well as positive externalities like employment and improved health, are associated with new housing developments. Government policies aim to address market failures and increase housing supply through various means like subsidizing affordable housing and reducing planning regulations.
This “Seller Guide” will help you simply and effectively explain the current market to potential sellers, and give you powerful marketing materials to share with clients, or bring to your pre-listing appointments.
This modern Spanish home located in a private golf community earned a 5 Star Austin Energy Green Building rating. The interior finishes mix rustic and modern materials in distinctive ways, such as stone walls with reclaimed brick and leuder stone, massive constructed beams, and painted copper cladding. Outdoor spaces emphasize connectedness through broad, deep covered terraces that provide shade and space for entertaining around the summer kitchen.
The document summarizes a home design project that balanced traditional and contemporary styles to satisfy the different visions of husband and wife clients with two children. The facade strikes a compromise with a largely conventional appearance softened by whimsical detailing. Inside, tradition meets modern in luxurious finishes like a limestone fireplace mantel and rift sawn oak flooring that compromise different tastes throughout the rooms.
The document summarizes economic indicators related to the housing market in August 2014. It reports that housing starts fell in August compared to July, with multifamily starts down 32% and single family starts down 2.4%. However, the Housing Market Index increased four points to its highest post-recession reading, and residential construction spending was up for both single family and multifamily housing on an annual basis. Consumer prices and confidence were also up while mortgage rates remained low. In the labor market, 142,000 jobs were added in August though the unemployment rate fell due to fewer people in the labor force, and unfilled construction jobs reached their highest level since 2008.
The document summarizes recent economic indicators related to the housing market. It reports that 248,000 new jobs were added in September and unemployment fell to 5.9%. It also notes gains in home builder and residential contractor jobs over the past year, with absorption rates for apartment completions rising since 2011. However, the document also states that over half of single-family builders report tight lending standards, and 83% had lost sales due to customers' inability to qualify for mortgages.
Sales meeting on ways to get home buyers to feel good about their home buying decision. Although the material focuses on facts to consider when buying a home, people buy emotionally and justify their decision logically so use these facts to support your buyer's decision.
New single family home sales in May reached their highest level in six years, with 504,000 homes sold, an 18.6% increase from April. This was likely due to weather payback in the South and an improving job market in the West. Additionally, builder confidence grew in June as the housing market index rose four points, though some caution remained among builders and consumers. However, housing starts declined 6.5% in May, with single-family starts down 5.9% and multi-family down 8.3%, likely due to very high numbers in April.
The document summarizes the Houston housing forecast for 2021. It predicts that home sales will increase 7% over 2020 levels, home prices will rise 5.7%, and new home sales will increase 9% in 2021. Unemployment is projected to decrease as GDP grows by 5%. Low housing inventory between 1.8 to 3.5 months and multiple offers on properties are expected to continue driving price increases of 3-5% annually. Remote work flexibility is also expected to drive new demand in the Houston housing market. Oil prices are predicted to rebound to over $50 per barrel, helping the local oil and gas industry recovery.
An independent study found that local real estate brokerage websites provide the most complete, accurate and timely home listing information compared to national real estate portals. Specifically, the study found that local brokerage sites display 100% of actively listed homes, list new properties an average of 7-9 days before national portals, and almost never incorrectly display homes as actively listed after they have been sold. National portals on average were missing around 20% of listings and incorrectly listed around 36% of homes as active after being sold.
Insights from eight housing economists and ATTOM Data Solutions on trends to expect in the U.S. real estate market in 2018. A presentation given to the Moriah Society in Beverly Hills in February 2018.
Insights from eight housing economists and ATTOM Data Solutions on trends to expect in the U.S. real estate market in 2018. A presentation given to the Moriah Society in Beverly Hills in February 2018.
This document summarizes two key housing reports released monthly in the United States: the New Residential Construction Report and S&P's Case-Shiller Index. The New Residential Construction Report includes building permits and housing starts and completions. The Case-Shiller Index tracks changes in residential real estate values using a repeat sales method and calculates national, 10-city, and 20-city home price indices. It also lists the metropolitan areas included in the 10-city and 20-city composites.
This document provides an overview and analysis of the Canadian housing market in June 2016. It discusses rising housing prices, particularly in Toronto, Vancouver, and Victoria, driven by strong employment growth. The document also notes signs that high prices are beginning to impact affordability in these markets, which may help gradually cool price increases. Additionally, it provides statistics on renovations spending and average national housing prices in Canada.
Economic Indicators for Week of November 15-19, 2010NAR Research
This document provides daily economic updates and forecasts from November 15-19, 2010 as produced by NAR Research. It includes forecasts for GDP growth in 2010 Q4, 2011 Q1, and 2011 Q2. Unemployment and mortgage rates are also forecasted to remain steady. Retail sales increased in October driven by automobiles. Producer price inflation was up year-over-year while core consumer inflation was lower than expected. Mortgage applications and housing starts declined. Initial unemployment claims decreased while continuing claims fell. Mortgage delinquencies improved from the prior quarter.
Economic Indicators for the Week of November 15-19, 2010NAR Research
This document provides daily economic updates and forecasts from November 15-19, 2010 as produced by NAR Research. It includes forecasts for GDP growth in 2010 Q4, 2011 Q1, and 2011 Q2. Unemployment and mortgage rates are also forecasted to remain steady. Retail sales increased in October driven by automobiles. Producer price inflation was up while core consumer inflation was down. Mortgage applications declined while housing starts fell, driven by multifamily homes. Unemployment claims held steady while mortgage delinquencies improved.
May MLS sales statistics were released on Tuesday. Key findings included:
- May sales of single-family homes soared 23.8% year-over-year, marking the 12th consecutive month of sales growth.
- Sales volume was the highest since June 2008.
- Average and median home prices set new records, up 8.5% and 7.1% respectively.
- Months of inventory fell to 5.5 months, the lowest level in over 5 years.
Lease with right to purchase your new home in seattle mona & julie 2015Julie Hutton Realtor
This document describes a lease with right to purchase program for first time home buyers in Seattle. It allows buyers to lease a home for up to 5 years, with annual rent increases of up to 3.75%, while having the option to purchase the home at a preset, annually increasing price. The program pays for closing costs, down payments, and initial repairs or renovations. Residents are responsible for minor maintenance and repairs while the program covers major issues. The security deposit can be applied towards a down payment, but residents are not obligated to purchase and can leave at the end of the lease term if in compliance.
The North Pointe Office of Berkshire Hathaway HomeServices Homesale Realty's monthly LIVE in-person/Zoom office meeting covering the following topics: 1. Changes coming to IDX, 2. Ninja Selling Real Estate Review, 3. Appraisal Measurement Standards, 4. Ten Real Estate Trends in 2022, 5. Three Life Strategies of Most Doers and Achievers
This document discusses housing market failure in the UK. It identifies several root causes of market failure, including a chronic imbalance between housing demand and supply, empty housing despite excess demand, shortages of affordable homes, imperfect information, and external costs of new home construction. Both negative externalities like congestion and noise, as well as positive externalities like employment and improved health, are associated with new housing developments. Government policies aim to address market failures and increase housing supply through various means like subsidizing affordable housing and reducing planning regulations.
This “Seller Guide” will help you simply and effectively explain the current market to potential sellers, and give you powerful marketing materials to share with clients, or bring to your pre-listing appointments.
This modern Spanish home located in a private golf community earned a 5 Star Austin Energy Green Building rating. The interior finishes mix rustic and modern materials in distinctive ways, such as stone walls with reclaimed brick and leuder stone, massive constructed beams, and painted copper cladding. Outdoor spaces emphasize connectedness through broad, deep covered terraces that provide shade and space for entertaining around the summer kitchen.
The document summarizes a home design project that balanced traditional and contemporary styles to satisfy the different visions of husband and wife clients with two children. The facade strikes a compromise with a largely conventional appearance softened by whimsical detailing. Inside, tradition meets modern in luxurious finishes like a limestone fireplace mantel and rift sawn oak flooring that compromise different tastes throughout the rooms.
The home was designed to preserve the natural beauty of its forested property on Gambier Island near Vancouver, with an elegant post-and-beam design that captures unobstructed views through the trees. It has an open-floor plan with passive heating and cooling and a dual-pitched roof promoting airflow. The master suite integrates the bed and bath with translucent glass and an outdoor-feeling shower.
This document summarizes a home located at 1120 Montana that balances traditional history with modern updates. The interior of the home follows a similar pattern, with traditional character complemented by sleek, updated details. While the home's limestone facade and proportions are traditional, closer inspection reveals modern window patterns and clean lines that provide complexity and update the classic design.
This document summarizes an award-winning home over 4,001 square feet that was built for sale. It embodies architectural beauty through an open floor plan that flows between the grand room, dining room and kitchen which can be extended outdoors. The home also exemplifies luxury with large entry doors, a spacious master suite, and spa-style bathrooms. It features architectural details like an arched entryway, exterior plaster details, and custom wrought iron lighting.
This document describes a home in Bella Harbor that won the 2013 Best in American Living Platinum Award for homes over 6501 square feet. It provides details about the home's architecture including state-of-the-art technology and nuanced design features. The home is poised above a seascape with a timeless design incorporating gabled ends and a cedar shake clad turret. It also describes the home as being LEED for Homes Gold certified for its efficient equipment and appliances as well as greater environmental control and use of natural lighting.
Every business, big or small, deals with outgoing payments. Whether it’s to suppliers for inventory, to employees for salaries, or to vendors for services rendered, keeping track of these expenses is crucial. This is where payment vouchers come in – the unsung heroes of the accounting world.
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...sameer shah
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
Vicinity Jobs’ data includes more than three million 2023 OJPs and thousands of skills. Most skills appear in less than 0.02% of job postings, so most postings rely on a small subset of commonly used terms, like teamwork.
Laura Adkins-Hackett, Economist, LMIC, and Sukriti Trehan, Data Scientist, LMIC, presented their research exploring trends in the skills listed in OJPs to develop a deeper understanding of in-demand skills. This research project uses pointwise mutual information and other methods to extract more information about common skills from the relationships between skills, occupations and regions.
Fabular Frames and the Four Ratio ProblemMajid Iqbal
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
1. Eye on Economy
Home Starts Pause and Existing Sales Rise
July 24, 2014
eyeonhousing.org
2. Existing Home Sales
2
•Monthly pace of existing home sales
increased 2.6% in June
•Third consecutive monthly gain in
sales
•Share of first-time buyers remains
below historical averages
•Share of distressed sales are down
•Read more here
3. Housing Starts
3
•Pace of housing construction slowed
in June
•Census Bureau & HUD – total housing
starts fell 9.3%
•The South experienced most of
decline
•Read more here
4. Construction Jobs
4
•Bureau of Labor Statistics reveal an
increase in unfilled construction jobs
•Openings increased 38,000 between
April and May
•May count: 3rd highest since end of
The Great Recession
•Read more here
5. Housing Market Index
5
•Builder sentiment points to more
positive conditions
•Housing Market Index rose four points
•First time since January the HMI was
above 50 points
•Census report noted that single-family
permits were up for the month
•Read more here
6. Producer Price Index
6
•Producer prices increased 1.9% over
12 months
•Monthly building material changes
• Softwood lumber declined
0.8%
• OSB rose 3.9%
• Gypsum rose 3.0%
• Read more here
8. FOMC minutes
8
•NAHB expects the FED to raise
interest rates in third quarter of 2015
•Asset purchase program winds down
•Central bank is not on a pre-set course
•Monitoring economic variable as it sets
future policy
•Read more here
9. Renewable Energy & Green
Certifications
9
•NAHB economists examined recent
trends in power production property
•Geothermal installations leading for
single-family homes
•Solar panels are a close second
•National Green Building Standard is
leading certification system
•Read more about installations here
•Read more about certifications here
10. Housing Starts: 5,000+ Square
Foot Homes
10
•Market share of new home starts
larger than 5,000 sq ft is 3%
•Mirrors recent rend of rising median
home size
• Likely due to market weakness
among entry-level buyers
•Read more here
11. Affordable Housing Credit
11
•LIHTC supports approximately 96,000
jobs
•Due to development and rehabilitation
of affordable rental housing
•Read more here