This document discusses reinventing insurance for a blockchain economy. It suggests that insurance will still be necessary, but the business model may change in a blockchain economy. Specifically, it proposes using smart contracts on a blockchain to create transparent, autonomous insurance systems with realigned incentives through zero marginal costs. As a proof of concept, it presents a flight delay insurance product that could work on this decentralized platform. It acknowledges challenges in the legal and regulatory areas but argues the approach could lower barriers and open new markets. The document outlines a roadmap to develop an open-source insurance protocol and empower a network of participants.
Etherisc is developing insurance processes and products on the blockchain to make insurance highly automated, standardized, transparent, and provably fair. Their first product was flight delay insurance on Ethereum in 2016. They are also developing crop insurance and aim to create a decentralized insurance market through a token model. Etherisc has had successes including winning startup contests and establishing partnerships for licensed blockchain insurance. The founders have extensive experience in banking, insurance, IT, and consulting.
The document discusses reinventing insurance for a blockchain economy. It argues that while insurance is essential for distributing risk, current large insurance companies may not survive in a blockchain economy due to issues like high costs, misaligned incentives, and poor customer experience. As an alternative, the document proposes building insurance on blockchain networks, which could make the process more automated, standardized, transparent, and fair through the use of smart contracts. It provides the example of flight delay insurance and outlines goals for developing a decentralized insurance platform in the coming years to enable this new vision of insurance.
Etherisc at the Ethereum Meetup Vienna 20 March 2017 (Part 1)Stephan Karpischek
Etherisc has launched the first operational insurance applications on the Ethereum blockchain, including flight delay insurance and crop insurance. Their vision is to create an open standard for the decentralized insurance value chain and token model for investors. They have had successes winning startup contests and being selected for accelerator programs. Their roadmap for Q2 2017 includes testing the token market, security audits, developing regulatory frameworks, and ramping up their team.
Etherisc is developing decentralized insurance applications on the Ethereum blockchain. They have launched the first operational insurance application, FlightDelay, in September 2016 which provides flight delay insurance with a fully automated process. Etherisc is also working on applications for crop insurance and social security. Their vision is to create an open standard for the entire insurance value chain using blockchain technology.
This document discusses building scalable cloud infrastructures using OpenStack. It introduces Enter Cloud Suite, a company that provides OpenStack-based cloud services. Enter Cloud Suite offers services including OpenStack, colocation, and a network. The document outlines Enter Cloud Suite's history, technological stack, certifications, and success in winning an EU public tender contract. It concludes by thanking attendees and providing contact information.
Cyberwatching.eu - The European Watch on Cybersecurity & privacyCyber Watching
The document discusses the European Watch on Cybersecurity and Privacy Consortium, which funds cybersecurity and privacy projects across Europe. It has funded over 200 projects so far and aims to fund 500 total. The consortium has launched an End-User Club and Marketplace in October 2018 to help connect users with cybersecurity solutions and service providers. It also highlights some example projects around topics like cyberinsurance, cyber ranges for training, frameworks for SMEs, and risk assessment models.
This document discusses reinventing insurance for a blockchain economy. It suggests that insurance will still be necessary, but the business model may change in a blockchain economy. Specifically, it proposes using smart contracts on a blockchain to create transparent, autonomous insurance systems with realigned incentives through zero marginal costs. As a proof of concept, it presents a flight delay insurance product that could work on this decentralized platform. It acknowledges challenges in the legal and regulatory areas but argues the approach could lower barriers and open new markets. The document outlines a roadmap to develop an open-source insurance protocol and empower a network of participants.
Etherisc is developing insurance processes and products on the blockchain to make insurance highly automated, standardized, transparent, and provably fair. Their first product was flight delay insurance on Ethereum in 2016. They are also developing crop insurance and aim to create a decentralized insurance market through a token model. Etherisc has had successes including winning startup contests and establishing partnerships for licensed blockchain insurance. The founders have extensive experience in banking, insurance, IT, and consulting.
The document discusses reinventing insurance for a blockchain economy. It argues that while insurance is essential for distributing risk, current large insurance companies may not survive in a blockchain economy due to issues like high costs, misaligned incentives, and poor customer experience. As an alternative, the document proposes building insurance on blockchain networks, which could make the process more automated, standardized, transparent, and fair through the use of smart contracts. It provides the example of flight delay insurance and outlines goals for developing a decentralized insurance platform in the coming years to enable this new vision of insurance.
Etherisc at the Ethereum Meetup Vienna 20 March 2017 (Part 1)Stephan Karpischek
Etherisc has launched the first operational insurance applications on the Ethereum blockchain, including flight delay insurance and crop insurance. Their vision is to create an open standard for the decentralized insurance value chain and token model for investors. They have had successes winning startup contests and being selected for accelerator programs. Their roadmap for Q2 2017 includes testing the token market, security audits, developing regulatory frameworks, and ramping up their team.
Etherisc is developing decentralized insurance applications on the Ethereum blockchain. They have launched the first operational insurance application, FlightDelay, in September 2016 which provides flight delay insurance with a fully automated process. Etherisc is also working on applications for crop insurance and social security. Their vision is to create an open standard for the entire insurance value chain using blockchain technology.
This document discusses building scalable cloud infrastructures using OpenStack. It introduces Enter Cloud Suite, a company that provides OpenStack-based cloud services. Enter Cloud Suite offers services including OpenStack, colocation, and a network. The document outlines Enter Cloud Suite's history, technological stack, certifications, and success in winning an EU public tender contract. It concludes by thanking attendees and providing contact information.
Cyberwatching.eu - The European Watch on Cybersecurity & privacyCyber Watching
The document discusses the European Watch on Cybersecurity and Privacy Consortium, which funds cybersecurity and privacy projects across Europe. It has funded over 200 projects so far and aims to fund 500 total. The consortium has launched an End-User Club and Marketplace in October 2018 to help connect users with cybersecurity solutions and service providers. It also highlights some example projects around topics like cyberinsurance, cyber ranges for training, frameworks for SMEs, and risk assessment models.
This document discusses open cloud computing in Europe. It notes that Europe's strategy does not involve building a single "European Super-Cloud," but rather having public cloud offerings from European providers that meet standards for being competitive, open, and secure. It also discusses public authorities setting up private clouds for sensitive data. The document outlines issues with the current situation, like fragmentation of the digital single market and problems with contracts. It then provides information about the OW2 Open Source Cloudware initiative and its goals of developing an open source cloudware stack and ecosystem through various projects.
Secure Multiparty Computation or: How I learned to stop worrying and love the...Jakob Illeborg Pagter
This document discusses secure multiparty computation (SMC) and its applications in cloud computing to provide strong data confidentiality. SMC allows multiple parties to jointly compute a function over their inputs while keeping those inputs private. This enables deep confidentiality for cloud applications where computation is done on encrypted data. Examples are given of using SMC for private auctions, database joins, and medical analyses. SMC provides benefits like low costs, elasticity, and simple security when used with cloud computing, though performance overhead remains a challenge. Research continues to improve SMC techniques.
This document discusses the data privacy paradox and issues surrounding data collection and use. It notes that while most people are concerned about privacy, vast amounts of personal data are being collected and stored, with forecasts of 120 exabytes of data collected daily by 2020. However, only 13% of the public trusts data providers to securely handle sensitive personal information. The document outlines new EU regulations around data protection, privacy, and individual rights over personal data. It argues that data ethics are good for business and companies should offer a fair exchange to users, not just collect rear-view data about them.
A holistic top-down approach is needed to address data and access management challenges, rather than relying on technology alone or a traditional bottom-up IT approach. An organization's culture and risk appetite should determine expected outcomes, which then define the policies, processes, procedures and technology solutions required. Only after empowering and training people can a technical solution be implemented to consider all end-to-end threats while aligning with the organization's desired outcomes and risk management strategy.
For one of my presentations I've mapped the Business Model Canvas to CyberCrime Organisations. Using this model it is easy to see how we can disrupt those business models and make it easier to fight cybercrime.
Martin Tom-Petersen is a specialized consultancy focused on smart cities that has published several reports on cybersecurity issues facing smart cities. The presentation discusses the major cyber threat landscape facing smart cities, including malware, DDoS attacks, and data breaches. It notes that securing smart cities is challenging due to limited funding, manpower, and political and technical competency issues. The presentation argues that securing smart cities requires a multifaceted approach including legal frameworks, governance, and technology testing, as well as shifting responsibility and data sharing. It questions whether current standards are sufficient given the evolving nature of cyber threats.
Nicolas Sekkaki, President of IBM France, discusses the importance of trust and privacy in a global environment. He states that IBM designs solutions and conducts business based on trust, with a focus on privacy and security by design. Sekkaki also advocates enhancing trust through a common protective legal framework with stronger privacy obligations and improved access to justice.
Data matters and there's a lot in airports
Measuring and analyzing is critical
6 steps to a data driven smart airport
CrowdVision is making conversations for now and tomorrow
This document discusses how Citrix products like NetScaler Gateway, XenApp, and ShareFile can help protect against ransomware attacks in three ways: 1) by isolating users from the internet through features like published virtual browsers and email clients, 2) preventing data encryption through file synchronization and rapid recovery services, and 3) containing possible attacks using containerization, encryption, and device compliance checks across mobile and on-premises resources.
1) The document discusses reinventing the insurance industry through blockchain technology and decentralized protocols.
2) It describes problems with the current system like fraud and high costs, and presents Etherisc's vision of creating a decentralized insurance platform where processes like claims management and policy administration are automated and run on smart contracts.
3) Etherisc plans to launch their protocol token sale by the end of November and establish various roles that can participate in their platform like product managers, actuaries, and claims specialists using the protocol token.
D1Conf 2018 | The Opportunities of Blockchain for Inclusive Insurance | Michi...D1Conf
During his session at D1Conf, Michiel Berende introduced participants to the inclusive insurance and unveil the opportunities blockchain offers to the sector. Michiel focused on how agricultural index insurance solutions based on blockchain can help small-scale farmers in emerging economies to be protected against the risks they are facing nowadays.
These slides are courtesy of Michiel Berende, Etherisc
Big data is now being used to improve the identification, modelling and insurance of risks. Munich Re is taking advantage of these opportunities to develop new insurance solutions and services in conjunction with clients and partners. Extended IT and analytic competence is already being utilised – for example, in the early detection and trend analysis of fire losses. http://bit.ly/bigdata-riskmgmt
Matteo Carbone discusses the evolution of insurance companies towards an "InsurTech" model enabled by technology and data usage. He believes all insurance players will need to transform parts of their value chain using technology. Telematics is provided as an example of an InsurTech that can enhance insurers' core activities of assessing, managing and transferring risk. Some Italian insurers have leveraged telematics data successfully by offering discounts and additional services. This has led to acquiring lower risk customers and reducing claims costs through improved claims processes. Carbone advocates for insurers to create their own connected insurance platforms using data to deliver superior value propositions and share value with customers.
EY Ops Chain is a unique offering that helps organizations simplify how they apply blockchain technology across the enterprise. With EY Ops Chain, blockchains expand beyond the finance function to rewrite the world of industrial collaboration by converging finance, IT and operations — creating new business and operating models.
The webinar discussed insurance innovation with a panel of experts. They covered topics like how insurtech is making insurance more digital, mobile, and data-driven. Panelists from AXA XL, Trov, and Munich Re Digital Partners shared their perspectives on using data analytics, partnering with insurtech firms, and creating new business models. Polls were taken of attendees on questions like which areas of the value chain would see the most impact and how large insurers should approach innovation. The webinar provided an overview of current trends in insurance technology and perspectives from industry leaders.
The Digital Insurer’s German News Correspondent Uli Kleber of Generali attended the conference. The slides are his reflections of the event from a digital insurance perspective.
Berlin, 5-6 April 2017
The Future of Mobile (i.e. everything) Futurist Speaker Gerd LeonhardGerd Leonhard
The slides for my presentation at Mobile Convention Amsterdam May 23 2013 see http://www.mobileconventionamsterdam.nl/
Next Five years in Mobile
“Marketing as we know it is over. More than ever mobile devices are becoming our ears, eyes and brains. ‘Nowness’ takes its toll.”
Says Gerd Leonhard, (media)Futurist and one of the keynote speakers during Mobile Convention Amsterdam on the 22nd and 23th of May in the Beurs van Berlage. Leonhard states that marketers are nowadays looking at gauging feelings and pleasure by using electronic gadgets that can read brain activity.
Leonhard reveals several interesting mobile developments in the future, for example about Google Glass and Over-the-top-content (OTT), what these developments mean for consumers and marketers and whether or not ‘offline’ the new luxury is.
block chain technology in insurance smart contacts technology dr gharahkhani Mohsen Gharakhani
block chain technology in insurance smart contacts
Dr gharahkhani
presented in The 26th National Conference on Insurance and Development (NCOID) with the main theme of “Increasing Insurance Penetration Rate: Challenges and Strategies” will be held on December 3 and 4, 2019 in two sets of sessions namely academic sessions and general insurance industry sessions, according to PRIAO, IRC.
information technology session
net1.digital - Bitcoin & Blockchain Intro - Network-based moneyBoris K. A. Reinhard
Bitcoin and blockchain technology are disrupting traditional financial systems by moving from institution-based money to a network-based currency. The document provides an overview of Bitcoin and Ethereum, different ways to store cryptocurrency through wallets, examples of transactions and current price indexes. It also discusses potential use cases for blockchain like digital identity, smart contracts and decentralized applications.
The document discusses how technology is impacting the insurance sector. It begins with an introduction of Chedid Re, a reinsurance broker, and how they utilize technology. It then covers global trends in insurance technology, including blockchain and how it can improve processes. Artificial intelligence is discussed as it applies to claims processing, marketing and underwriting. The Internet of Things is presented and how it will generate data to impact pricing, distribution and underwriting. Regulations regarding technology are also mentioned.
Cellphones are naturally connected to the digital world, so it’s easy to derive why cellphone insurance is a line of business to support with a fully digital infrastructure. The Protchain team shares it’s vision of digital decentralized insurance that will leverage the blockchain to disrupt the high-growth market of cellphone insurance.
These slides are courtesy of Jonathan Staude and Eugene Dylko, Protchain
This document discusses open cloud computing in Europe. It notes that Europe's strategy does not involve building a single "European Super-Cloud," but rather having public cloud offerings from European providers that meet standards for being competitive, open, and secure. It also discusses public authorities setting up private clouds for sensitive data. The document outlines issues with the current situation, like fragmentation of the digital single market and problems with contracts. It then provides information about the OW2 Open Source Cloudware initiative and its goals of developing an open source cloudware stack and ecosystem through various projects.
Secure Multiparty Computation or: How I learned to stop worrying and love the...Jakob Illeborg Pagter
This document discusses secure multiparty computation (SMC) and its applications in cloud computing to provide strong data confidentiality. SMC allows multiple parties to jointly compute a function over their inputs while keeping those inputs private. This enables deep confidentiality for cloud applications where computation is done on encrypted data. Examples are given of using SMC for private auctions, database joins, and medical analyses. SMC provides benefits like low costs, elasticity, and simple security when used with cloud computing, though performance overhead remains a challenge. Research continues to improve SMC techniques.
This document discusses the data privacy paradox and issues surrounding data collection and use. It notes that while most people are concerned about privacy, vast amounts of personal data are being collected and stored, with forecasts of 120 exabytes of data collected daily by 2020. However, only 13% of the public trusts data providers to securely handle sensitive personal information. The document outlines new EU regulations around data protection, privacy, and individual rights over personal data. It argues that data ethics are good for business and companies should offer a fair exchange to users, not just collect rear-view data about them.
A holistic top-down approach is needed to address data and access management challenges, rather than relying on technology alone or a traditional bottom-up IT approach. An organization's culture and risk appetite should determine expected outcomes, which then define the policies, processes, procedures and technology solutions required. Only after empowering and training people can a technical solution be implemented to consider all end-to-end threats while aligning with the organization's desired outcomes and risk management strategy.
For one of my presentations I've mapped the Business Model Canvas to CyberCrime Organisations. Using this model it is easy to see how we can disrupt those business models and make it easier to fight cybercrime.
Martin Tom-Petersen is a specialized consultancy focused on smart cities that has published several reports on cybersecurity issues facing smart cities. The presentation discusses the major cyber threat landscape facing smart cities, including malware, DDoS attacks, and data breaches. It notes that securing smart cities is challenging due to limited funding, manpower, and political and technical competency issues. The presentation argues that securing smart cities requires a multifaceted approach including legal frameworks, governance, and technology testing, as well as shifting responsibility and data sharing. It questions whether current standards are sufficient given the evolving nature of cyber threats.
Nicolas Sekkaki, President of IBM France, discusses the importance of trust and privacy in a global environment. He states that IBM designs solutions and conducts business based on trust, with a focus on privacy and security by design. Sekkaki also advocates enhancing trust through a common protective legal framework with stronger privacy obligations and improved access to justice.
Data matters and there's a lot in airports
Measuring and analyzing is critical
6 steps to a data driven smart airport
CrowdVision is making conversations for now and tomorrow
This document discusses how Citrix products like NetScaler Gateway, XenApp, and ShareFile can help protect against ransomware attacks in three ways: 1) by isolating users from the internet through features like published virtual browsers and email clients, 2) preventing data encryption through file synchronization and rapid recovery services, and 3) containing possible attacks using containerization, encryption, and device compliance checks across mobile and on-premises resources.
1) The document discusses reinventing the insurance industry through blockchain technology and decentralized protocols.
2) It describes problems with the current system like fraud and high costs, and presents Etherisc's vision of creating a decentralized insurance platform where processes like claims management and policy administration are automated and run on smart contracts.
3) Etherisc plans to launch their protocol token sale by the end of November and establish various roles that can participate in their platform like product managers, actuaries, and claims specialists using the protocol token.
D1Conf 2018 | The Opportunities of Blockchain for Inclusive Insurance | Michi...D1Conf
During his session at D1Conf, Michiel Berende introduced participants to the inclusive insurance and unveil the opportunities blockchain offers to the sector. Michiel focused on how agricultural index insurance solutions based on blockchain can help small-scale farmers in emerging economies to be protected against the risks they are facing nowadays.
These slides are courtesy of Michiel Berende, Etherisc
Big data is now being used to improve the identification, modelling and insurance of risks. Munich Re is taking advantage of these opportunities to develop new insurance solutions and services in conjunction with clients and partners. Extended IT and analytic competence is already being utilised – for example, in the early detection and trend analysis of fire losses. http://bit.ly/bigdata-riskmgmt
Matteo Carbone discusses the evolution of insurance companies towards an "InsurTech" model enabled by technology and data usage. He believes all insurance players will need to transform parts of their value chain using technology. Telematics is provided as an example of an InsurTech that can enhance insurers' core activities of assessing, managing and transferring risk. Some Italian insurers have leveraged telematics data successfully by offering discounts and additional services. This has led to acquiring lower risk customers and reducing claims costs through improved claims processes. Carbone advocates for insurers to create their own connected insurance platforms using data to deliver superior value propositions and share value with customers.
EY Ops Chain is a unique offering that helps organizations simplify how they apply blockchain technology across the enterprise. With EY Ops Chain, blockchains expand beyond the finance function to rewrite the world of industrial collaboration by converging finance, IT and operations — creating new business and operating models.
The webinar discussed insurance innovation with a panel of experts. They covered topics like how insurtech is making insurance more digital, mobile, and data-driven. Panelists from AXA XL, Trov, and Munich Re Digital Partners shared their perspectives on using data analytics, partnering with insurtech firms, and creating new business models. Polls were taken of attendees on questions like which areas of the value chain would see the most impact and how large insurers should approach innovation. The webinar provided an overview of current trends in insurance technology and perspectives from industry leaders.
The Digital Insurer’s German News Correspondent Uli Kleber of Generali attended the conference. The slides are his reflections of the event from a digital insurance perspective.
Berlin, 5-6 April 2017
The Future of Mobile (i.e. everything) Futurist Speaker Gerd LeonhardGerd Leonhard
The slides for my presentation at Mobile Convention Amsterdam May 23 2013 see http://www.mobileconventionamsterdam.nl/
Next Five years in Mobile
“Marketing as we know it is over. More than ever mobile devices are becoming our ears, eyes and brains. ‘Nowness’ takes its toll.”
Says Gerd Leonhard, (media)Futurist and one of the keynote speakers during Mobile Convention Amsterdam on the 22nd and 23th of May in the Beurs van Berlage. Leonhard states that marketers are nowadays looking at gauging feelings and pleasure by using electronic gadgets that can read brain activity.
Leonhard reveals several interesting mobile developments in the future, for example about Google Glass and Over-the-top-content (OTT), what these developments mean for consumers and marketers and whether or not ‘offline’ the new luxury is.
block chain technology in insurance smart contacts technology dr gharahkhani Mohsen Gharakhani
block chain technology in insurance smart contacts
Dr gharahkhani
presented in The 26th National Conference on Insurance and Development (NCOID) with the main theme of “Increasing Insurance Penetration Rate: Challenges and Strategies” will be held on December 3 and 4, 2019 in two sets of sessions namely academic sessions and general insurance industry sessions, according to PRIAO, IRC.
information technology session
net1.digital - Bitcoin & Blockchain Intro - Network-based moneyBoris K. A. Reinhard
Bitcoin and blockchain technology are disrupting traditional financial systems by moving from institution-based money to a network-based currency. The document provides an overview of Bitcoin and Ethereum, different ways to store cryptocurrency through wallets, examples of transactions and current price indexes. It also discusses potential use cases for blockchain like digital identity, smart contracts and decentralized applications.
The document discusses how technology is impacting the insurance sector. It begins with an introduction of Chedid Re, a reinsurance broker, and how they utilize technology. It then covers global trends in insurance technology, including blockchain and how it can improve processes. Artificial intelligence is discussed as it applies to claims processing, marketing and underwriting. The Internet of Things is presented and how it will generate data to impact pricing, distribution and underwriting. Regulations regarding technology are also mentioned.
Cellphones are naturally connected to the digital world, so it’s easy to derive why cellphone insurance is a line of business to support with a fully digital infrastructure. The Protchain team shares it’s vision of digital decentralized insurance that will leverage the blockchain to disrupt the high-growth market of cellphone insurance.
These slides are courtesy of Jonathan Staude and Eugene Dylko, Protchain
Inchain is a decentralised insurance platform mitigating risks associated with total or partial losses of crypto assets due to cyber attacks and hacks. We have placed Ethereum smart contracts to the core of the platform to decentralise it and to keep minimal human involvement.
Onramp key takeaways:
1) Same Insurtech brutal truths
2) The future of the Insurers will be insurtech
3) Reasons why for adopting IoT in the insurance sector
4) The IoT Insurance Observatory mission
Insurtech and RegTech - drivers, taxonomy, companies in Sweden and beyondMichalGromek
Preliminary findings from the upcoming report about Insurtech and RegTech presented at the Future of banking conference, Finextra in Stockholm on November 16th 2017, performed together with Magnus Krusberg from PIA consulting
Blockchain Use Cases in Financial Services Industry - iFour Technolab Pvt. Ltd.iFour Technolab Pvt. Ltd.
The document discusses 5 potential use cases for blockchain technology in finance: (1) Know Your Customer (KYC) processes, (2) online trading, (3) mortgages, (4) fundraising, and (5) insurance claims. It notes that blockchain could reduce fraud, security risks, costs, and processing times within these financial applications by removing intermediaries and creating secure, decentralized recordkeeping. The document also describes related blockchain initiatives and services offered by iFourTechnolab, including custom blockchain solutions, consulting, and cryptocurrency development.
New Industrial Revolution(s) and Future ScenariosRobin Teigland
My slides from the first day of the DecodingX Executive Education Program in Digital Transformation at the Stockholm School of Economics (https://exedsse.se/program/decoding-x/) in March 2018.
The implications of Blockchain technology in the Alternative Investments arenaJérôme Vasamillet
Part of the FinDating event by FinLantern, with support of the CAIA Association, I presented the relevant characteristics of Blockchain technology and models / use cases for investment platforms and instruments across Real Assets, Hedge Funds, Private Equity and Structured Products. Focus is on the Swiss ecosystem. I first give an introduction to FinTech, Blockchain, the respective Swiss actors, and then deep-dive into Alternative Investment asset class use-cases.
Using blockchains, we can integrate business information, process and payments in a single infrastructure. Industrializing the blockchain means making it simple to apply this technology to your business. Learn how to build industry-focused solutions, leveraging EY’s global reach as well as the breadth and depth of our service lines.
Similar to Etherisc at Ethereum London meetup (20)
Explore the key differences between silicone sponge rubber and foam rubber in this comprehensive presentation. Learn about their unique properties, manufacturing processes, and applications across various industries. Discover how each material performs in terms of temperature resistance, chemical resistance, and cost-effectiveness. Gain insights from real-world case studies and make informed decisions for your projects.
Abasse Twalal Harouna: The Maestro of Digital Marketing - His Journey and Ach...Abasse Twalal Harouna
Abasse Twalal Harouna, a name synonymous with innovation and excellence in the digital marketing industry, has made significant strides in empowering small and medium-sized businesses (SMBs) to achieve remarkable growth. With a career marked by numerous accolades and a trail of success stories, Harouna's journey from a passionate student of marketing to a renowned digital marketing expert is both inspiring and instructive.
Abasse Twalal Harouna’s early life laid a strong foundation for his future success. Born and raised in a family that highly valued education and innovation, Harouna was encouraged to pursue his interests from a young age. This supportive environment fueled his passion for technology and business, leading him to pursue higher education in Business Administration with a focus on Marketing at a prestigious Canadian university. His academic background provided him with a comprehensive understanding of business principles and marketing strategies, setting the stage for his remarkable career.
Upon completing his degree, Abasse Twalal Harouna quickly recognized the transformative potential of digital marketing. He understood that the digital landscape was rapidly evolving and that businesses needed to adapt to remain competitive. With a clear vision, Harouna entered the digital marketing field, driven by a desire to help businesses grow through innovative online strategies. His early career was marked by hands-on experience with various digital marketing agencies, where he honed his skills in SEO, content marketing, social media marketing, and PPC advertising.
Abasse Twalal Harouna’s expertise spans multiple facets of digital marketing, making him a versatile and highly effective strategist. One of his key areas of specialization is Search Engine Optimization (SEO). Harouna understands that SEO is crucial for enhancing online visibility and driving organic traffic to websites. By employing advanced SEO techniques, such as thorough keyword research, on-page optimization, and building high-quality backlinks, Harouna ensures that his clients' websites rank high on search engine results pages (SERPs). This not only attracts more visitors but also improves the overall online presence of the businesses he works with.
Content marketing is another domain where Abasse Twalal Harouna excels. He firmly believes that content is king in the digital world and leverages it to create compelling, value-driven content that resonates with target audiences. From blog posts and articles to videos and infographics, Harouna’s content marketing strategies are designed to engage and educate potential customers. This approach not only drives brand awareness but also fosters customer loyalty, contributing to long-term business success.
In today’s connected world, social media marketing is vital for brand promotion, and Abasse Twalal Harouna has mastered this art. He crafts tailored social media campaigns that enhance brand visibility and foster engagement.
3. x43%x
of all Germans think that household insurance is easy to defraud.*)
*) https://www.friendsurance.de/blog/emnid-umfrage-betrugereien-versicherungsbetrug/
4. 4.000.000.000
*) Quelle: Gesamtverband der deutschen Versicherer
€ per year. One in five Germans views insurance fraud as a
peccadillo, which almost every one commits once. *)
The damage caused by insurance fraud is
10. Etherisc Vision
Insurance on Bockchain will become:
● Highly automated
● Standardized and interoperable
● transparent and easy to audit
● provably fair
Product/Service
Development
Marketing
and Sales
Policy
Administration
Claims
Management
Asset
Management
Reinsurance
11. Decentralized insurance market
● https://etherisc.com/whitepaper
● Token model for investors to capitalize risk pools
● Whitepaper, simulation, first tests
12. Successes so far
● Blockchain startup contest 2016, Graz.
● Most financed project at hack.ether.camp
● AIA accelerator
● Blockchain Oscar 2017 for “most innovative blockchain startup”
● Partnerships to explore regulatory landscape
14. A lot of big challenges ...
Legal
What is the relation
of a smart contract to
written legal
contracts?
Regulatory
Which regulatory
obligations have to
be met?
Products
What are interesting
business cases?
20. Products
Who already has bitcoins today?
→ No market penetration yet
→ Therefore: Lower the barriers,
→ build fiat bridges, educate
→ New markets: emerging markets,
→ microinsurance, insurance on demand
25. Reinventing insurance for a blockchain economy
● Will there still be insurances in the blockchain economy?
● How does the insurance business model look in a blockchain economy?
● Showcase: FlightDelay Insurance
Insurance is a core component of every economy. As an oil in the gearbox, they distribute
risks and thus enable businesses whose risks would be intolerable to each individual. Thus,
insurance companies have grown to the world's largest monolithic organizations. Will they
survive under the conditions of a blockchain-oriented economy? How does insurance look if
you reinvent them completely on the blockchain?
The example of a flight delay insurance shows how this works and what the consequences
look like for the industry.