The momentum of eSIM in smartphones is accelerating. It's clear that the need for eSIM is growing, and its flexibility is no doubt attractive to a large audience. Let's look at the potential benefits of eSIM that could help refine the industry.
The document discusses SIM cards and eSIM technology. It explains that SIM cards store user identity information to connect to mobile networks and have decreased in size over time. eSIM is an embedded SIM that is soldered directly onto a device's motherboard, allowing users to easily change carriers without inserting a new SIM card. While eSIM provides benefits like multi-carrier support and improved water resistance, it also has disadvantages such as inability to retrieve data if the device breaks and lack of interchangeability between devices. The document outlines how eSIM works by uploading a profile after scanning a QR code.
Remote SIM Provisioning - MVNOs World Congress – April 2016The GSMA
1) The document introduces a new type of SIM card called an e-SIM that can remotely provision connectivity to a wide range of connected devices without needing a physical SIM card.
2) It describes the GSMA initiative to develop a single global remote SIM specification to avoid fragmentation and maintain security while allowing one subscription to connect multiple devices.
3) The key benefits are seen as giving users more choice of connectable devices, maintaining customer freedom to use any operator on any device, and putting consumers in control of remotely managing their subscriptions.
1) The document discusses the eSIM, which is an embedded SIM card integrated directly into devices rather than a removable SIM card. eSIMs allow remote provisioning of network profiles over-the-air rather than requiring a physical SIM card.
2) eSIMs offer benefits like faster activation, easier switching between carriers, and space savings compared to traditional SIM cards. However, eSIMs could increase the power of device manufacturers over network operators.
3) The introduction of eSIMs and future technologies like soft SIMs may weaken network operators' control over the customer experience and retail channels, as device manufacturers gain more influence over the core network access and SIM management functions.
Embedded SIM allows remote management of operator credentials on a SIM card. This allows initial mobile network operator profiles to be loaded later or changed during the device's lifetime. It benefits manufacturers by allowing SIMs to be embedded before choosing a network operator, and benefits customers by allowing easy switching of operators. Telefonica has promoted embedded SIM standardization and uses it to enable global connectivity solutions for customers requiring connectivity across multiple countries. Embedded SIM provides control, simplicity and cost efficiency through remote profile changes without needing new physical SIMs.
The document discusses usage-based automobile insurance and consumer sentiment regarding insurance policies and telematics programs. It finds that consumers are most positively engaged when discussing savings from insurance discounts. However, they often complain about the process of shopping for insurance and poor customer service. The document also examines discussions around Progressive's Snapshot program, finding that while consumers like potential discounts, many are concerned about rates increasing or privacy issues. Overall consumers express a need for more education around usage-based insurance models.
The document discusses hard problems in mobile commerce. It notes that the mobile commerce ecosystem is complex with many players and limitations. End-to-end security remains a challenge due to the multiple layers and points of attack. Mobile checkout and payment is also complicated, requiring a streamlined process with reduced steps and good security. The document advocates using technology trends to help solve real problems in mobile commerce.
Understanding and assessing opportunities in pay buy mobile model Arief Gunawan
The document discusses Pay-Buy-Mobile, a GSMA initiative for mobile payments using Near Field Communication (NFC) technology. Over 30 mobile network operators representing over 1.3 billion customers are participating. The initiative aims to create a global approach to enabling NFC payment services on mobile phones and provide a common viewpoint for the mobile industry. It describes the Pay-Buy-Mobile ecosystem and players involved, including customers, merchants, banks, mobile operators, and technology providers. Business models for mobile money transfer services are also discussed.
The document discusses SIM cards and eSIM technology. It explains that SIM cards store user identity information to connect to mobile networks and have decreased in size over time. eSIM is an embedded SIM that is soldered directly onto a device's motherboard, allowing users to easily change carriers without inserting a new SIM card. While eSIM provides benefits like multi-carrier support and improved water resistance, it also has disadvantages such as inability to retrieve data if the device breaks and lack of interchangeability between devices. The document outlines how eSIM works by uploading a profile after scanning a QR code.
Remote SIM Provisioning - MVNOs World Congress – April 2016The GSMA
1) The document introduces a new type of SIM card called an e-SIM that can remotely provision connectivity to a wide range of connected devices without needing a physical SIM card.
2) It describes the GSMA initiative to develop a single global remote SIM specification to avoid fragmentation and maintain security while allowing one subscription to connect multiple devices.
3) The key benefits are seen as giving users more choice of connectable devices, maintaining customer freedom to use any operator on any device, and putting consumers in control of remotely managing their subscriptions.
1) The document discusses the eSIM, which is an embedded SIM card integrated directly into devices rather than a removable SIM card. eSIMs allow remote provisioning of network profiles over-the-air rather than requiring a physical SIM card.
2) eSIMs offer benefits like faster activation, easier switching between carriers, and space savings compared to traditional SIM cards. However, eSIMs could increase the power of device manufacturers over network operators.
3) The introduction of eSIMs and future technologies like soft SIMs may weaken network operators' control over the customer experience and retail channels, as device manufacturers gain more influence over the core network access and SIM management functions.
Embedded SIM allows remote management of operator credentials on a SIM card. This allows initial mobile network operator profiles to be loaded later or changed during the device's lifetime. It benefits manufacturers by allowing SIMs to be embedded before choosing a network operator, and benefits customers by allowing easy switching of operators. Telefonica has promoted embedded SIM standardization and uses it to enable global connectivity solutions for customers requiring connectivity across multiple countries. Embedded SIM provides control, simplicity and cost efficiency through remote profile changes without needing new physical SIMs.
The document discusses usage-based automobile insurance and consumer sentiment regarding insurance policies and telematics programs. It finds that consumers are most positively engaged when discussing savings from insurance discounts. However, they often complain about the process of shopping for insurance and poor customer service. The document also examines discussions around Progressive's Snapshot program, finding that while consumers like potential discounts, many are concerned about rates increasing or privacy issues. Overall consumers express a need for more education around usage-based insurance models.
The document discusses hard problems in mobile commerce. It notes that the mobile commerce ecosystem is complex with many players and limitations. End-to-end security remains a challenge due to the multiple layers and points of attack. Mobile checkout and payment is also complicated, requiring a streamlined process with reduced steps and good security. The document advocates using technology trends to help solve real problems in mobile commerce.
Understanding and assessing opportunities in pay buy mobile model Arief Gunawan
The document discusses Pay-Buy-Mobile, a GSMA initiative for mobile payments using Near Field Communication (NFC) technology. Over 30 mobile network operators representing over 1.3 billion customers are participating. The initiative aims to create a global approach to enabling NFC payment services on mobile phones and provide a common viewpoint for the mobile industry. It describes the Pay-Buy-Mobile ecosystem and players involved, including customers, merchants, banks, mobile operators, and technology providers. Business models for mobile money transfer services are also discussed.
This document discusses trends in mobile proximity payments. It notes that mobile is becoming the dominant channel for activities like commerce, payments, and identity. Security and trust are also important topics. There are various hardware and software options for storing payment credentials, with host card emulation (HCE) currently a major trend. Interoperability between different components and ecosystems can be challenging. The document outlines the opportunities for diverse mobile transactions like ticketing, payments, access control, and loyalty programs. It discusses technologies like near field communication (NFC), QR codes, and Bluetooth low energy (BLE) that enable proximity payments and transactions. Collaboration between stakeholders in mobile commerce can take different forms, from joint marketing to fully integrated joint ventures. Overall
This document compares the Indian electronic payment platforms Paytm and Freecharge. It outlines that while Paytm has more integrated payment and shopping options, Freecharge has a simpler interface and slightly faster transaction speeds. Overall, Paytm offers more features but Freecharge provides a more seamless user experience with services like virtual cards and auto-pay.
MONETIZING THE CONNECTED CAR, Citi 2013 Connected Car SymposiumArynga
Walter Buga, CEO of Arynga made this presentation at the Citi forum of the connected car. This presentation answers the "How to monetize the connected car?" question
Connected Car : 7 pays sur la voiture connectéeKantar
En 2020, 8 voitures neuves vendues dans le monde seront connectées. Dans cette perspective, le groupe TNS et BearingPoint ont mené l’étude « Connected Car » auprès de possesseurs de véhicules connectés dans 7 pays d’Europe (Allemagne, Espagne, France, Hollande, Norvège, Royaume-Uni et Suède). Cette étude se penche sur la réalité de cet engouement et les défis qui attendent les constructeurs pour y répondre.
http://www.tns-sofres.com/publications/ConnectedCar
iCareU is an innovative usage-based insurance product developed by DeepBiz Technologies for the Indian motor insurance sector. It analyzes driving patterns using GPS, OBD II, and mobile devices to determine premium discounts of up to 30% for customers and reduce claims by up to 60% for insurers. iCareU aims to incentivize safe driving behaviors and make insurance more engagement-driven through real-time tracking and rewards for add-on services. The founders believe this approach can help lower costs for both customers and insurers while increasing loyalty, similar to how mobile phone and life insurance markets evolved in India with increased usage and customization.
2015 UBI Research Results for the Consumer Market - LexisNexisLudovic Privat
The 2015 Annual LexisNexis Consumer UBI Study was conducted with over 4,000 total consumers to test existing and new concepts in the market. Some of the findings included:
Overall consumer awareness has leveled off since 2013, suggesting that carriers should consider alternative ways of presenting UBI to consumers
Discounting deductibles, rather than premiums, could be a more sustainable and profitable way to drive adoption
Messaging around safety may be even more effective than a discount-centric approach
Also included is a case study illustrating how AAMI, a leading Australian insurer, launched a highly successful UBI campaign without a discount.
Discover how the intersection of analytics and telematics can create new revenue for your business in the white paper "Telematics for Insurance" http://ibm.co/1GLLfYP.
The document summarizes the finalists selected for the Gemalto SIMagine contest, which challenges developers to create innovative wireless applications. An international jury selected 8 finalists from over 200 entries submitted worldwide. The finalists proposed applications that leverage near field communication (NFC) and smart card web server (SCWS) technologies on SIM cards to provide services like remote home automation, electronic ticketing with biometric verification, and health monitoring of cardiac patients. The finalists will present their ideas at the Mobile World Congress for a chance to win over €60,000 in prizes.
Mobile payment platforms have largely failed to alter consumer spending habits. Most platforms fall into categories like mobile banking, remote purchases, person-to-person payments, and point-of-sale payments. For mobile payments to succeed, all players in the value chain must work to create easy-to-use interfaces and show customers clear benefits. However, each group faces challenges in seeing revenue opportunities or reducing costs enough to justify changing existing behaviors. Technologies like near-field communication (NFC) and SMS could enable mobile payments, but issues around security, interoperability and high implementation costs remain barriers.
The document discusses a compact single-camera driving assistance system called the C2-270. It provides forward collision warning, lane departure warning, headway monitoring and warning, and pedestrian collision warning. It is designed to fit the budget of drivers and fleets and has been tested in private and fleet vehicles with proven significant collision reduction and positive effects on driver behavior.
This document discusses mobile ticketing for rail travel. It begins by noting that while new mobile technologies are possible, customers will only adopt them if the old way of doing things is painful and the new way is better. It then discusses how Masabi has defined an official UK rail barcode standard for mobile tickets that allows customers to purchase tickets on their phone to avoid queues. The document outlines the key usability points of Masabi's mobile ticketing apps, such as no sign-up process and fast repeated purchases. It also discusses the benefits for customers of avoiding queues and for rail operators of lower costs per ticket sale.
The advertising business model for the connected carLudovic Privat
This document discusses potential business models for advertising in connected cars, including:
1. Display ads shown on infotainment screens during times like route calculation or at stops, though banner ads may be distracting. Early experiments included expandable banners and pop-up ads.
2. Search ads integrated into local search results within car navigation apps, with a model like Yellow Pages charging local businesses for premium placement.
3. Audio ads played during radio-like streaming in the car. Companies are experimenting with in-stream ads, programmatic bidding, and native ads for audio. Metrics and targeting by location are important.
Five business case insights on Mobile Money 2011CGAP
1. Mobile money contribution may be small compared to current MNO total revenue but could be important for future revenue growth. Mobile money is expected to reach 10% of total MNO revenue within 10 years and be cash flow positive within 3 years for many operators.
2. Mobile money success is highly dependent on the size of the MNO's existing voice customer base. Having a large pre-existing customer base is important for driving adoption of mobile money services and reaching critical mass.
3. Modeling shows that even if not the first mover, the revenue potential is greatest for the largest MNO in a given market due to their larger existing customer base driving higher adoption of mobile money services.
WHITE PAPER▶ Building Comprehensive Security Into CarsSymantec
Over the past few years, automotive security threats have gone from theory to reality. Tech-savvy thieves have stolen cars throughout Europe and North America. Online videos show hackers remotely hitting the brakes on cars in ways that can endanger drivers and passengers. Hackers can exploit some of these vulnerabilities from an adjacent lane without forewarning to the driver.
Other vulnerabilities are open to attack over the cellular network—from halfway around the world—and for large numbers of cars simultaneously.
Even though technology exists to solve many of these security problems, the challenges of deploying such technology in cars loom far larger than similar challenges do in traditional information technology (IT) systems. In traditional IT systems, most problems can be solved with a quick install, update, or configuration change—or at worst, restoring from a backup, executing a failover to a disaster recovery site, or calling in a breach response team to tackle the most sophisticated threats.
However, cars don’t work like that. Multi-year safety certification processes to meet Federal Motor Vehicle Safety Standards (FMVSS) requirements don’t engender the weekly, daily, and real-time security updates that IT teams enjoy. Nobody can call in a breach response team to investigate the millions of cars you’ve built, now happily garaged in millions of homes. A car can’t safely fail over to another car. Companies often use redundancies at critical IT layers to keep high-volume web services running reliably, but few, if any, carmakers can afford the NASA-like investment of doing this for every vehicle.
Protecting cars against such threats has to be done in a context that works both within the car, and at scale for carmakers. The responsibility doesn’t stop at the assembly line: It extends all the way from the carmakers to the full breadth, depth, and complexity of auto supplier relationships. Security is a concern at each tier of the value chain, and attackers seek the weakest links.
This document discusses the problem of limited visibility of motorcycles and bicycles to drivers, resulting in thousands of injuries and deaths each year. It proposes a connected vehicle-to-vehicle technology solution using a mobile app to broadcast the real-time location of riders to drivers' vehicle displays and apps. This improves safety for riders beyond line-of-sight detection alone. The solution aims to accelerate inclusion of motorcyclists and bicyclists in connected car innovations through data collection and analysis.
Covering the state of the internet-connected automobile, with the experts at Strategy Analytics and IBM. We discuss:
- The challenges of the connected car
- Creating an optimal connected experience
- IBM enabling technologies
Digitization of the Automotive Industry: Connecting The New Mobility Value ChainAndreas Mai
The Internet of Everything is set to create $ 700 Billion benefits in personal transportation globally and will transform industries along the transportation value chain.
The race to win the future mobility business has begun. Will automakers win this race by digitizing their business with a new value chain ecosystem, or will “The Valley” win this race by transporting their virtual business models into the physical business of getting people to where they want, faster and at lower cost? This presentation will provide perspectives on some of the critical success factors and who controls them, at least for now…
EMV in the US - can the banks meet the deadlines?Rambus Inc
The document discusses the challenges U.S. banks face in meeting deadlines to comply with EMV liability shifts in 2013 and 2015. It notes the deadlines will be difficult for large U.S. banks to meet given the size of the market and current state of EMV programs. Banks must decide whether to implement EMV solutions in-house or use hosted services while considering costs, timelines, resources, and infrastructure. The document advises banks to consult industry experts to learn from other regions' experiences and avoid reinventing solutions, and to act now rather than hoping deadlines will be extended.
The US gaming industry generated $42.1 billion in revenue in 2020 and ranks second globally. Gaming is most popular on smartphones, with 61% of US consumers preferring to play games on their phones. The majority of US gamers use Android or iOS mobile operating systems and spend an average of 13.1 hours per week gaming. New gamers tend to spend more money on games than existing gamers, highlighting the importance of attracting new users as well as retaining current gamers. Direct carrier billing, which allows purchases to be charged to a user's mobile phone bill, is an increasingly popular mobile payment method for games.
This document provides data on 4G, 5G, and mobile internet connections and users in Europe, the USA, China, and on average worldwide as of the fourth quarter of 2020. It shows that Europe had 79% 4G connections, 1% 5G connections, and 81% mobile internet users, while the USA had 62% 4G, less than 1% 5G, and 87% mobile internet users. China had 88% 4G, 3% 5G, and 92% mobile internet users.
This document discusses trends in mobile proximity payments. It notes that mobile is becoming the dominant channel for activities like commerce, payments, and identity. Security and trust are also important topics. There are various hardware and software options for storing payment credentials, with host card emulation (HCE) currently a major trend. Interoperability between different components and ecosystems can be challenging. The document outlines the opportunities for diverse mobile transactions like ticketing, payments, access control, and loyalty programs. It discusses technologies like near field communication (NFC), QR codes, and Bluetooth low energy (BLE) that enable proximity payments and transactions. Collaboration between stakeholders in mobile commerce can take different forms, from joint marketing to fully integrated joint ventures. Overall
This document compares the Indian electronic payment platforms Paytm and Freecharge. It outlines that while Paytm has more integrated payment and shopping options, Freecharge has a simpler interface and slightly faster transaction speeds. Overall, Paytm offers more features but Freecharge provides a more seamless user experience with services like virtual cards and auto-pay.
MONETIZING THE CONNECTED CAR, Citi 2013 Connected Car SymposiumArynga
Walter Buga, CEO of Arynga made this presentation at the Citi forum of the connected car. This presentation answers the "How to monetize the connected car?" question
Connected Car : 7 pays sur la voiture connectéeKantar
En 2020, 8 voitures neuves vendues dans le monde seront connectées. Dans cette perspective, le groupe TNS et BearingPoint ont mené l’étude « Connected Car » auprès de possesseurs de véhicules connectés dans 7 pays d’Europe (Allemagne, Espagne, France, Hollande, Norvège, Royaume-Uni et Suède). Cette étude se penche sur la réalité de cet engouement et les défis qui attendent les constructeurs pour y répondre.
http://www.tns-sofres.com/publications/ConnectedCar
iCareU is an innovative usage-based insurance product developed by DeepBiz Technologies for the Indian motor insurance sector. It analyzes driving patterns using GPS, OBD II, and mobile devices to determine premium discounts of up to 30% for customers and reduce claims by up to 60% for insurers. iCareU aims to incentivize safe driving behaviors and make insurance more engagement-driven through real-time tracking and rewards for add-on services. The founders believe this approach can help lower costs for both customers and insurers while increasing loyalty, similar to how mobile phone and life insurance markets evolved in India with increased usage and customization.
2015 UBI Research Results for the Consumer Market - LexisNexisLudovic Privat
The 2015 Annual LexisNexis Consumer UBI Study was conducted with over 4,000 total consumers to test existing and new concepts in the market. Some of the findings included:
Overall consumer awareness has leveled off since 2013, suggesting that carriers should consider alternative ways of presenting UBI to consumers
Discounting deductibles, rather than premiums, could be a more sustainable and profitable way to drive adoption
Messaging around safety may be even more effective than a discount-centric approach
Also included is a case study illustrating how AAMI, a leading Australian insurer, launched a highly successful UBI campaign without a discount.
Discover how the intersection of analytics and telematics can create new revenue for your business in the white paper "Telematics for Insurance" http://ibm.co/1GLLfYP.
The document summarizes the finalists selected for the Gemalto SIMagine contest, which challenges developers to create innovative wireless applications. An international jury selected 8 finalists from over 200 entries submitted worldwide. The finalists proposed applications that leverage near field communication (NFC) and smart card web server (SCWS) technologies on SIM cards to provide services like remote home automation, electronic ticketing with biometric verification, and health monitoring of cardiac patients. The finalists will present their ideas at the Mobile World Congress for a chance to win over €60,000 in prizes.
Mobile payment platforms have largely failed to alter consumer spending habits. Most platforms fall into categories like mobile banking, remote purchases, person-to-person payments, and point-of-sale payments. For mobile payments to succeed, all players in the value chain must work to create easy-to-use interfaces and show customers clear benefits. However, each group faces challenges in seeing revenue opportunities or reducing costs enough to justify changing existing behaviors. Technologies like near-field communication (NFC) and SMS could enable mobile payments, but issues around security, interoperability and high implementation costs remain barriers.
The document discusses a compact single-camera driving assistance system called the C2-270. It provides forward collision warning, lane departure warning, headway monitoring and warning, and pedestrian collision warning. It is designed to fit the budget of drivers and fleets and has been tested in private and fleet vehicles with proven significant collision reduction and positive effects on driver behavior.
This document discusses mobile ticketing for rail travel. It begins by noting that while new mobile technologies are possible, customers will only adopt them if the old way of doing things is painful and the new way is better. It then discusses how Masabi has defined an official UK rail barcode standard for mobile tickets that allows customers to purchase tickets on their phone to avoid queues. The document outlines the key usability points of Masabi's mobile ticketing apps, such as no sign-up process and fast repeated purchases. It also discusses the benefits for customers of avoiding queues and for rail operators of lower costs per ticket sale.
The advertising business model for the connected carLudovic Privat
This document discusses potential business models for advertising in connected cars, including:
1. Display ads shown on infotainment screens during times like route calculation or at stops, though banner ads may be distracting. Early experiments included expandable banners and pop-up ads.
2. Search ads integrated into local search results within car navigation apps, with a model like Yellow Pages charging local businesses for premium placement.
3. Audio ads played during radio-like streaming in the car. Companies are experimenting with in-stream ads, programmatic bidding, and native ads for audio. Metrics and targeting by location are important.
Five business case insights on Mobile Money 2011CGAP
1. Mobile money contribution may be small compared to current MNO total revenue but could be important for future revenue growth. Mobile money is expected to reach 10% of total MNO revenue within 10 years and be cash flow positive within 3 years for many operators.
2. Mobile money success is highly dependent on the size of the MNO's existing voice customer base. Having a large pre-existing customer base is important for driving adoption of mobile money services and reaching critical mass.
3. Modeling shows that even if not the first mover, the revenue potential is greatest for the largest MNO in a given market due to their larger existing customer base driving higher adoption of mobile money services.
WHITE PAPER▶ Building Comprehensive Security Into CarsSymantec
Over the past few years, automotive security threats have gone from theory to reality. Tech-savvy thieves have stolen cars throughout Europe and North America. Online videos show hackers remotely hitting the brakes on cars in ways that can endanger drivers and passengers. Hackers can exploit some of these vulnerabilities from an adjacent lane without forewarning to the driver.
Other vulnerabilities are open to attack over the cellular network—from halfway around the world—and for large numbers of cars simultaneously.
Even though technology exists to solve many of these security problems, the challenges of deploying such technology in cars loom far larger than similar challenges do in traditional information technology (IT) systems. In traditional IT systems, most problems can be solved with a quick install, update, or configuration change—or at worst, restoring from a backup, executing a failover to a disaster recovery site, or calling in a breach response team to tackle the most sophisticated threats.
However, cars don’t work like that. Multi-year safety certification processes to meet Federal Motor Vehicle Safety Standards (FMVSS) requirements don’t engender the weekly, daily, and real-time security updates that IT teams enjoy. Nobody can call in a breach response team to investigate the millions of cars you’ve built, now happily garaged in millions of homes. A car can’t safely fail over to another car. Companies often use redundancies at critical IT layers to keep high-volume web services running reliably, but few, if any, carmakers can afford the NASA-like investment of doing this for every vehicle.
Protecting cars against such threats has to be done in a context that works both within the car, and at scale for carmakers. The responsibility doesn’t stop at the assembly line: It extends all the way from the carmakers to the full breadth, depth, and complexity of auto supplier relationships. Security is a concern at each tier of the value chain, and attackers seek the weakest links.
This document discusses the problem of limited visibility of motorcycles and bicycles to drivers, resulting in thousands of injuries and deaths each year. It proposes a connected vehicle-to-vehicle technology solution using a mobile app to broadcast the real-time location of riders to drivers' vehicle displays and apps. This improves safety for riders beyond line-of-sight detection alone. The solution aims to accelerate inclusion of motorcyclists and bicyclists in connected car innovations through data collection and analysis.
Covering the state of the internet-connected automobile, with the experts at Strategy Analytics and IBM. We discuss:
- The challenges of the connected car
- Creating an optimal connected experience
- IBM enabling technologies
Digitization of the Automotive Industry: Connecting The New Mobility Value ChainAndreas Mai
The Internet of Everything is set to create $ 700 Billion benefits in personal transportation globally and will transform industries along the transportation value chain.
The race to win the future mobility business has begun. Will automakers win this race by digitizing their business with a new value chain ecosystem, or will “The Valley” win this race by transporting their virtual business models into the physical business of getting people to where they want, faster and at lower cost? This presentation will provide perspectives on some of the critical success factors and who controls them, at least for now…
EMV in the US - can the banks meet the deadlines?Rambus Inc
The document discusses the challenges U.S. banks face in meeting deadlines to comply with EMV liability shifts in 2013 and 2015. It notes the deadlines will be difficult for large U.S. banks to meet given the size of the market and current state of EMV programs. Banks must decide whether to implement EMV solutions in-house or use hosted services while considering costs, timelines, resources, and infrastructure. The document advises banks to consult industry experts to learn from other regions' experiences and avoid reinventing solutions, and to act now rather than hoping deadlines will be extended.
The US gaming industry generated $42.1 billion in revenue in 2020 and ranks second globally. Gaming is most popular on smartphones, with 61% of US consumers preferring to play games on their phones. The majority of US gamers use Android or iOS mobile operating systems and spend an average of 13.1 hours per week gaming. New gamers tend to spend more money on games than existing gamers, highlighting the importance of attracting new users as well as retaining current gamers. Direct carrier billing, which allows purchases to be charged to a user's mobile phone bill, is an increasingly popular mobile payment method for games.
This document provides data on 4G, 5G, and mobile internet connections and users in Europe, the USA, China, and on average worldwide as of the fourth quarter of 2020. It shows that Europe had 79% 4G connections, 1% 5G connections, and 81% mobile internet users, while the USA had 62% 4G, less than 1% 5G, and 87% mobile internet users. China had 88% 4G, 3% 5G, and 92% mobile internet users.
Until today, Asia is still leading the 5G adoption compared to other regions worldwide. GSMA Intelligence predicted that the region will have 1.2 billion 5G connections by 2025.
Early in the first quarter of 2021, China is leading the 5G network adoption with reports mentioning that they’ve reached more than 200 million 5G users. Following China, Japan and South Korea is also fast to adapt.
These are the top 10 countries 5G-connected countries in Asia by 2021 as forecasted by GSMA Intelligence until the end of Q4 2021.
The 5G network will be one of the keys in building an era of intelligent connectivity which is believed to transform businesses and support economic growth by deploying innovative new services.
From enterprises to consumers, the benefits of adopting a network with higher connectivity speed and lower latency will increase many things including efficiency for business operations and providing next-level experiences for consumers.
Despite the global pandemic, most operators in Asia and North America remain optimistic about deployments. As of Q4 2020, there are more than 130 mobile operators across 52 markets worldwide that have made the network accessible.
Not only are these expansions supported by policy makers and governments, the upgrade intent from consumers are also growing in most markets. The top 3 most appealing use cases for 5G to consumers are: 5G home broadband, enhanced video calling feature, and ultra-high definition movies and TVs for a next-level consumer entertainment experience.
Asia Pacific Consumer Insight: Mobile Phones & EntertainmentForest Interactive
China is leading the 5G network adoption with reports mentioning that they’ve reached more than 200 million 5G users by first quarter of 2021. Following China, South Korea and Australia has been fast in adopting the new network as well. With this, Asia Pacific is predicted to keep on pioneering 5G. However, there are still barriers for adoption for 5G such as the technology being too expensive and that the consumers are still satisfied with the existing networks. The new 5G network also needs a specific phone to support the network therefore it adds an extra barrier to switch from one network generation to another.
Some survey takers also mention that the benefits of 5G is not as appealing to make them change networks. This could relate to the fact that people in Asia Pacific mostly use their mobile phone merely for mobile banking and video calling that does not necessarily require them to change to 5G network. Other than that, consumers in Asia Pacific uses mobile phone for entertainment which mostly is music streaming.
Despite these barriers to adopting the new 5G network, many organizations still predict that Asia Pacific is still going to lead the network adoption.
Internet of Things (IoT) Impact and Challenges for EnterprisesForest Interactive
Most enterprises have deployed Internet of Things technologies in 2020 and see it helping transform efficiency, though integrating it with existing IT and addressing security, cost, and employee concerns are challenges. Over half of enterprises require faster mobile broadband to successfully implement IoT, and integrating it with existing IT systems is seen as the main technical challenge to deploying IoT.
Across many industries, there are shifts in consumer trends year to year. Through this infographic, we would like to show you the 2021 digital consumer trends for the telecommunications industry. 4 major things to look out for include: 5G network adoption, rise of the gaming industry, OTT versus Pay TV, changes in purchasing behavior.
In short, 5G-enabled mobile phones are still less likely to be a priority for many consumers. According to GSMA’s consumer survey data, more consumers are still relying on the basics such as battery life quality. However, adoption of 5G network will most likely be led by gamers as it will support an enhanced gaming experience.
Other than that, as individuals are looking for more entertainment, OTT and Pay TV are competing against each other. It’s forecasted that by 2025, Pay TV will still win in some countries.
As to purchasing mobile phones or other handsets online, most consumers still prefer visiting physical stores despite the risks of going outside.
As the vaccines are rolling out in many countries, we should see improvements in terms of how the world tackles the pandemic. Parallel to that, the 2021 digital consumer trend will likely to continue evolving through time given the uncertainties we’re still facing in the future.
Welcome to the last week of 2020! A lot has happened this year, both the good and the challenges. Let’s take a look at the 2020 Telecommunications Industry Roundup.
This year, almost half of the world’s population are using mobile internet. This helps with connectivity during difficult times, to ensure everyone stays informed with the latest update on the pandemic.
Early in 2020, 5G deployments were halted due to the pandemic. But coming into the second half of the year, deployments restarted and, approaching the end of 2020, 5G is available from more than 178 mobile operators in over 80 countries.
During the year of the lockdown, consumer behaviour has shifted as well. Data traffic surges were reported from mobile operators across the world as individuals staying at home sought new ways of living and consuming entertainment.
Read the complete report via https://www.forest-interactive.com/2020-telecommunications-industry-report/
Throughout the decades, mobile technology has revolutionized and helped society become more connected. Benefits of mobile technology does not only lie in connecting the society, but also in helping businesses find efficient ways with what we now call as automation.
With all the benefits that mobile technology has brought to light, it is believed that the revolution has helped the world to grow its economy. According to GSMA, mobile technology accounted for about $10 for every $100 income per capita growth for countries across the world between the year 2000 until 2019.
Take a look at the following infographic to see how the economy was impacted by every network update for mobile technology.
Although 5G network deployment seems to be slower than predicted at the beginning of the year, the network has already been adopted by more than 100 million mobile users today. Here's the updated map for 5G network commercial availability!
Digital technologies will play crucial roles in enhancing societies and economies. As the pandemic continues to push the world to do physical distancing, digital transformations are happening across multiple industries. Here's how intelligent connectivity transforms the journey of digital society and pushes the Industry 4.0 agenda.
North America will be the first region to have over 50% of total mobile connections on 5G networks by 2025. However, short term 5G adoption has been impacted by the COVID-19 pandemic through a drop in consumer confidence due to economic uncertainty and slower sales of 5G smartphones as consumers shifted demand to larger-screen devices like TVs during lockdowns.
The total number of mobile subscribers for mobile operators are increasing exponentially, especially more so than ever this year. With China and India having the largest population of users, here are the top 10 biggest mobile operators in 2020.
Connectivity is one of the most important things to maintain and improve to keep society informed, especially during 2020. More updates are yet to come as almost half of the world's population are already using mobile internet. Here are some quick facts about mobile connectivity in 2020!
Mobile in Sub-Saharan Africa: Estimated subscribers by 2025Forest Interactive
The Sub-Saharan African region has plenty of potentials. With the region's burgeoning growth, it is estimated that by 2025 that there will be 130 million new unique mobile subscribers. Here's a glimpse of the substantially growing mobile industry in Sub-Saharan Africa.
Despite COVID-19's drawbacks, the response of mobile operators in the European region is showing swift progress in strengthening telecom networks. 5G investment promises to accelerate economic recovery. Let's have a glimpse of Europe's 2020 mobile connections as the region strives for a comeback.
As the need for digital transformation continues, IoT development and adoption for both enterprises and consumers are also on the rise. One of the main challenges in allowing multiple device connectivity is cybersecurity. Here are the challenges enterprises are facing when ensuring security for their IoT connections.
More than 600 million new mobile connections are expected globally by 2025, with two-thirds coming from Asia Pacific and Sub-Saharan Africa. Asia Pacific is projected to have the most new connections at 610 million. There will be 8.6 billion total mobile connections worldwide by 2025, and 5 billion mobile internet subscribers accounting for 61% of the global population.
Cellular IoT provides benefits such as large coverage area, personalized connectivity according to your needs, remote management and analytics, and more. There are still more developments to come for IoT technology! Here are the top 10 mobile operators with cellular IoT connections as of 2020.
COVID-19 has impacted the worldwide economy with many countries' GDP having taken a significant hit. Despite the downsizing of revenue opportunity for IoT business, the pandemic has only made clearer how vital digital transformation is now than before. Here's how COVID-19 has impacted IoT business.