This document discusses the privatization of money through the banking system. It explains that banks, not governments, now control money creation through lending and issuing debt. While this system remains dependent on public trust, it has slipped from public control. The document outlines how banks issue money through loans, how securitization further privatized money creation, and how this led to uncontrolled credit growth and the financial crisis. It argues the current system benefits banks over the public interest by transferring control and profits of money creation from governments to private banks.