To apply for a home loan, applicants must provide documents to verify their identity such as a PAN card, Aadhaar card, voter ID, driving license or passport. Address proof documents include a registered rent agreement, Aadhaar card, driving license, lease agreement, passport or latest utility bill. Both salaried and self-employed applicants must also provide financial documents such as salary slips, bank statements, tax returns, profit/loss statements, and business registration certificates. Additional documents include a filled loan application, photographs, property documents, encumbrance certificates, and property tax receipts.

1. Documents required
for
applying for a
Home Loan

2. IdentityProof
1. PAN Card
2. Aadhaar Card
3. Voter ID
4. Driving License
5. Passport
Address Proof
1. Registered Rent agreement
2. Aadhaar Card
3. Driving License
4. Lease agreement
5. Passport
6. Latest Gas or electricity bill
Common Documents for Salaried and
Self-employed

3. Financial Documents - Employment or
Business Proof
Salaried Individuals
• Salary slips for the last 6 months
• Statement of A/c for the past 1 year
where your salary is credited
Self-employed Professionals
• IT returns for the past 3 years
• Profit and Loss statement and
Balance sheet for the last 2 years
• Sales tax, GST registration
certificates, if applicable
• Partnership deed in case of
partnership firms Certificate of
Incorporation in case of limited
companies

4. Other Documents (For Salaried and Self-
employed)
• Duly filled in loan application form
• Recent Passport-sized Photographs
• Copies of all property documents that can establish the
chain of ownership for the past 30 years
• Encumbrance certificate for 30 years
• Property tax paid receipt in case you reside in the
property being mortgaged