Summary:
Committee vote 6-5 to shutdown investigations of MP Marco Mendicino changing a date on a court document https://www.blacklocks.ca/mps-reject-mendicino-probe/
Trudeau has failed to put the IRGC on a terrorist list - https://www.cbc.ca/news/politics/iran-regime-members-inadmissable-canada-includes-family-1.6616060
RBC is predicting a recession in early 2023
PBO has said the deficit will be lowered due to higher taxation and lower spending
Housing starts are facing pressure due to a shortage of the skills trade
Emergency act hearing is bringing more light that the Trudeau and his team abuse power when implementing the act.
Trudeau and his team refuse to deal with the systemic issues facing the cost of living
Trudeau and his team have decided seven years later that it is time to get serious on building a resilient supply chain in Canada
Household budgets are facing higher interest rates along with a high cost of living. The liberals’ solutions are throwing more money through dental payments, GST credits, etc. The real drivers of inflation are being ignored by the Liberals
Do Canadians have trust with Justin Trudeau Government - October 20. 2022.pptxpaul young cpa, cga
Summary:
Trudeau and his government continue face questions related to invoking of the emergency act. https://nationalpost.com/opinion/john-ivison-the-emergencies-act-inquiry-reveals-government-failure
Food costs are up over 11% from September 2021. Trudeau blames Ukraine War. The fact is food prices were going up long before the Ukraine war due to Trudeau climate agenda including more regulations and the carbon tax - https://www.slideshare.net/paulyoungcga/agriculture-equipment-sector-analysis-and-commentary-farmingpptx-253516619
Canada is heading to slow economic growth including a possible recession. I call out Trudeau back in late 2019 that his policies never addressed productivity, innovation and FDI investment, skills gap, building supply chain resiliency. https://www.slideshare.net/paulyoungcga/world-and-slow-economic-growth
Trudeau foreign policies have also been a disaster. Freeland said recently that they are doing a reset on foreign policies
https://www.theglobeandmail.com/politics/article-freeland-issues-a-clarion-call-from-canadas-foreign-policy-void/
Canada has been a laughingstock on the foreign policy front ever since @JustinTrudeau was elected to office. Each foreign affairs minister has been worse than the one before her/him.
https://www.slideshare.net/paulyoungcga/is-canada-back-on-the-world-scene-foreign-affairs-and-policiespptx or https://www.slideshare.net/paulyoungcga/election-2019-foreign-policies-and-affairs-canada-and-the-world
Justin Trudeau is great at promising the world but not so great at delivering results. Canadians need to keep pushing their elected representatives that Canada needs a new path. The progressive agenda is a failure. It is time to bring government to center and focus on delivering program spending with value for money along focusing on economic and tax policies that will drive FDI in areas like technology, mining, energy, forestry, agriculture, manufacturing, retail, construction, etc.
Do Canadians have trust with Justin Trudeau Government - October 7, 2022.pptxpaul young cpa, cga
Blog - Do Canadians still have trust with Justin Trudeau Government – October 7, 2022
Justin Trudeau new spending to curb inflation will do little to address issues with inflation
New report said more focus is required on supply chain. Omar Alghabra and other federal transportation ministers did little to address issues with supply chain - https://www.slideshare.net/paulyoungcga/how-best-to-build-a-reslient-supply-chainpptx or https://www.slideshare.net/paulyoungcga/2019-election-supply-management-ag-sector-canada
Household debt continues to be an issue as many Canadians are withing $200 of bankruptcies
The gun buyback program is facing enormous hurdles. Money spent on gun buyback could better used to strengthen resources with Border Security and law enforcement.
Environmental commissioner called out Trudeau’s government in ability to manage fishing stocks. Trudeau and his team claim over the past months that new legislation would bring in tougher waterways environmental standards - https://www.slideshare.net/paulyoungcga/water-management-canada-and-the-world-pptx or https://www.slideshare.net/paulyoungcga/environment-air-quality-water-and-land-management-november-2017
Minister Wilkinson has said hydrogen projects in Canada needs to competitive with projects in the USA. Cheapest way to make hydrogen is from natural gas. Green hydrogen needs to be commercially viable without direct government grants and subsidies - https://www.slideshare.net/paulyoungcga/energy-sector-oil-and-gas-preliminary-analysis-september-2022pptx
Media has been calling out Trudeau’s new online bill as being extremely flawed - https://torontosun.com/opinion/editorials/editorial-trudeaus-internet-censorship-law-still-a-big-problem
Canadians can make their own assessment based on my information as well as other sources on whether Justin Trudeau has been accountable and transparent on the operations of his government.
Has Justin Trudeau and Liberal Government been Open, Transparent, and Account...paul young cpa, cga
Blog – Has Liberal Government of Canada been Open, Transparent, and Accountable – October 1, 2022
Justin Trudeau and his team claim that EI and CPP investments. EI and CPP have always been payroll taxes!
Guilbeault spoke out about the elimination the carbon tax. The carbon tax is regressive tax that punishes low to middle class earners more than the wealthiest in Canada. Canada is also a carbon sink that Guilbeault never ever mention in his very posts on social media. There has been a tax on pollution for years. CO2 is not a pollutant - https://www.slideshare.net/paulyoungcga/how-to-mitigate-the-impact-of-climate-change-september-2022pptx-253224949
Canada is heading for a recession. This recession could be very tough as many households are struggling with high-cost living including hikes to interest rates.
Canada GDP continues to face many challenges!
What is next for Monetary Policies - Canada - October 2022.pptxpaul young cpa, cga
Blog – What is next for Monetary Policies – Canada – October 2022
Inflation especially food costs continue to impact global consumers. Countries like Canada have targeted an inflation rate of 2.1%. The current inflation rate is about 6.9%, or about three times the target rate. Canada is schedule to hike payroll taxes and carbon taxes in 2023 - https://www.cbc.ca/news/canada/newfoundland-labrador/ken-mcdonald-carbon-tax-exemption-home-heating-1.6628460
Housing prices continue to fall. Housing affordability continues to be challenge for people around the world - https://www.bnnbloomberg.ca/the-daily-chase-looking-ahead-toward-boc-announcement-canopy-looks-to-grow-u-s-footprint-1.1836958
Slower demand has improved port throughput, but there are still issues with lack of capacity to manage exports and imports. https://www.manilatimes.net/2022/10/26/business/maritime/iaph-takes-steps-to-close-port-gaps/1863673
Canada was seeing slow growth back in 2019. The Liberals policies did little to address issues with innovation, skills, productivity, regulations, and tax reforms. Liberals decided to focus on bigger government! https://www.slideshare.net/paulyoungcga/201-election-canada-and-world-slow-economic-growth-august-2019
BOC and other reserve banks need to think extremely hard about rising of interest rates. The threat of global recession grows each day. BOC would be better off to pause interest rates and look at other areas of policies as part of managing monetary government. The federal government should be focus on drastic policy changes including pausing all new tax hikes including hikes to CPP, EI, and carbon tax. The focus should be on addressing issues with port capacity, promoting more innovation, productivity improvements, skills gap, housing supply, and streamlining of taxation and regulations as it relates to the goods-producing sector.
Do Canadians have trust with Justin Trudeau Government - December 15, 2022 .pptxpaul young cpa, cga
Blog – Do Canadians have trust with Justin Trudeau and his Government – December 16, 2022
Justin Trudeau took power in October 2015 and promise to do government differently. Justin Trudeau MP Mary Ng was convicted of an ethical violation. Trudeau has neither been transparent nor open when it comes to his governance model.
Canada inflation is still stubbornly high. Liberals plan to hike payroll taxes as well as hiking the carbon tax. The Liberals seem to think by hiking interest rates it will force prices down due to lowering demand. The problem is the Liberals have done little to address issues with the supply chain.
Do Canadians have trust with Justin Trudeau Government - October 27, 2022.pptxpaul young cpa, cga
Justin Trudeau never discusses how his policies like fuel-added or carbon tax or excessive regulations have on supply chain including costs.
Emergency act was never required. Trudeau wanted the problem to go away as it was damaging his brand.
Canada is headed to a nasty recession that could see an increase in bankruptcies
Bank of Canada - What is next for Monetary Policies - June 2022.pptxpaul young cpa, cga
Last month Deputy Governor Gravelle described the bank’s 1% overnight rate as “too stimulative” and the same could be said of today’s 1.5%. Indeed, the policy statement noted that with the economy in excess demand and inflation well above target and still yet to peak, “interest rates will need to rise further.” It finished by saying the bank is “prepared to act more forcefully if needed”—that’s not new language for the BoC but it’s new to the policy statement.
Source - https://ca.rbcwealthmanagement.com/103.branch/blog/3368558-Bank-of-Canada-hikes-interest-rates-another-50-bps-and-isnt-done-yet
Do Canadians have trust with Justin Trudeau Government - October 20. 2022.pptxpaul young cpa, cga
Summary:
Trudeau and his government continue face questions related to invoking of the emergency act. https://nationalpost.com/opinion/john-ivison-the-emergencies-act-inquiry-reveals-government-failure
Food costs are up over 11% from September 2021. Trudeau blames Ukraine War. The fact is food prices were going up long before the Ukraine war due to Trudeau climate agenda including more regulations and the carbon tax - https://www.slideshare.net/paulyoungcga/agriculture-equipment-sector-analysis-and-commentary-farmingpptx-253516619
Canada is heading to slow economic growth including a possible recession. I call out Trudeau back in late 2019 that his policies never addressed productivity, innovation and FDI investment, skills gap, building supply chain resiliency. https://www.slideshare.net/paulyoungcga/world-and-slow-economic-growth
Trudeau foreign policies have also been a disaster. Freeland said recently that they are doing a reset on foreign policies
https://www.theglobeandmail.com/politics/article-freeland-issues-a-clarion-call-from-canadas-foreign-policy-void/
Canada has been a laughingstock on the foreign policy front ever since @JustinTrudeau was elected to office. Each foreign affairs minister has been worse than the one before her/him.
https://www.slideshare.net/paulyoungcga/is-canada-back-on-the-world-scene-foreign-affairs-and-policiespptx or https://www.slideshare.net/paulyoungcga/election-2019-foreign-policies-and-affairs-canada-and-the-world
Justin Trudeau is great at promising the world but not so great at delivering results. Canadians need to keep pushing their elected representatives that Canada needs a new path. The progressive agenda is a failure. It is time to bring government to center and focus on delivering program spending with value for money along focusing on economic and tax policies that will drive FDI in areas like technology, mining, energy, forestry, agriculture, manufacturing, retail, construction, etc.
Do Canadians have trust with Justin Trudeau Government - October 7, 2022.pptxpaul young cpa, cga
Blog - Do Canadians still have trust with Justin Trudeau Government – October 7, 2022
Justin Trudeau new spending to curb inflation will do little to address issues with inflation
New report said more focus is required on supply chain. Omar Alghabra and other federal transportation ministers did little to address issues with supply chain - https://www.slideshare.net/paulyoungcga/how-best-to-build-a-reslient-supply-chainpptx or https://www.slideshare.net/paulyoungcga/2019-election-supply-management-ag-sector-canada
Household debt continues to be an issue as many Canadians are withing $200 of bankruptcies
The gun buyback program is facing enormous hurdles. Money spent on gun buyback could better used to strengthen resources with Border Security and law enforcement.
Environmental commissioner called out Trudeau’s government in ability to manage fishing stocks. Trudeau and his team claim over the past months that new legislation would bring in tougher waterways environmental standards - https://www.slideshare.net/paulyoungcga/water-management-canada-and-the-world-pptx or https://www.slideshare.net/paulyoungcga/environment-air-quality-water-and-land-management-november-2017
Minister Wilkinson has said hydrogen projects in Canada needs to competitive with projects in the USA. Cheapest way to make hydrogen is from natural gas. Green hydrogen needs to be commercially viable without direct government grants and subsidies - https://www.slideshare.net/paulyoungcga/energy-sector-oil-and-gas-preliminary-analysis-september-2022pptx
Media has been calling out Trudeau’s new online bill as being extremely flawed - https://torontosun.com/opinion/editorials/editorial-trudeaus-internet-censorship-law-still-a-big-problem
Canadians can make their own assessment based on my information as well as other sources on whether Justin Trudeau has been accountable and transparent on the operations of his government.
Has Justin Trudeau and Liberal Government been Open, Transparent, and Account...paul young cpa, cga
Blog – Has Liberal Government of Canada been Open, Transparent, and Accountable – October 1, 2022
Justin Trudeau and his team claim that EI and CPP investments. EI and CPP have always been payroll taxes!
Guilbeault spoke out about the elimination the carbon tax. The carbon tax is regressive tax that punishes low to middle class earners more than the wealthiest in Canada. Canada is also a carbon sink that Guilbeault never ever mention in his very posts on social media. There has been a tax on pollution for years. CO2 is not a pollutant - https://www.slideshare.net/paulyoungcga/how-to-mitigate-the-impact-of-climate-change-september-2022pptx-253224949
Canada is heading for a recession. This recession could be very tough as many households are struggling with high-cost living including hikes to interest rates.
Canada GDP continues to face many challenges!
What is next for Monetary Policies - Canada - October 2022.pptxpaul young cpa, cga
Blog – What is next for Monetary Policies – Canada – October 2022
Inflation especially food costs continue to impact global consumers. Countries like Canada have targeted an inflation rate of 2.1%. The current inflation rate is about 6.9%, or about three times the target rate. Canada is schedule to hike payroll taxes and carbon taxes in 2023 - https://www.cbc.ca/news/canada/newfoundland-labrador/ken-mcdonald-carbon-tax-exemption-home-heating-1.6628460
Housing prices continue to fall. Housing affordability continues to be challenge for people around the world - https://www.bnnbloomberg.ca/the-daily-chase-looking-ahead-toward-boc-announcement-canopy-looks-to-grow-u-s-footprint-1.1836958
Slower demand has improved port throughput, but there are still issues with lack of capacity to manage exports and imports. https://www.manilatimes.net/2022/10/26/business/maritime/iaph-takes-steps-to-close-port-gaps/1863673
Canada was seeing slow growth back in 2019. The Liberals policies did little to address issues with innovation, skills, productivity, regulations, and tax reforms. Liberals decided to focus on bigger government! https://www.slideshare.net/paulyoungcga/201-election-canada-and-world-slow-economic-growth-august-2019
BOC and other reserve banks need to think extremely hard about rising of interest rates. The threat of global recession grows each day. BOC would be better off to pause interest rates and look at other areas of policies as part of managing monetary government. The federal government should be focus on drastic policy changes including pausing all new tax hikes including hikes to CPP, EI, and carbon tax. The focus should be on addressing issues with port capacity, promoting more innovation, productivity improvements, skills gap, housing supply, and streamlining of taxation and regulations as it relates to the goods-producing sector.
Do Canadians have trust with Justin Trudeau Government - December 15, 2022 .pptxpaul young cpa, cga
Blog – Do Canadians have trust with Justin Trudeau and his Government – December 16, 2022
Justin Trudeau took power in October 2015 and promise to do government differently. Justin Trudeau MP Mary Ng was convicted of an ethical violation. Trudeau has neither been transparent nor open when it comes to his governance model.
Canada inflation is still stubbornly high. Liberals plan to hike payroll taxes as well as hiking the carbon tax. The Liberals seem to think by hiking interest rates it will force prices down due to lowering demand. The problem is the Liberals have done little to address issues with the supply chain.
Do Canadians have trust with Justin Trudeau Government - October 27, 2022.pptxpaul young cpa, cga
Justin Trudeau never discusses how his policies like fuel-added or carbon tax or excessive regulations have on supply chain including costs.
Emergency act was never required. Trudeau wanted the problem to go away as it was damaging his brand.
Canada is headed to a nasty recession that could see an increase in bankruptcies
Bank of Canada - What is next for Monetary Policies - June 2022.pptxpaul young cpa, cga
Last month Deputy Governor Gravelle described the bank’s 1% overnight rate as “too stimulative” and the same could be said of today’s 1.5%. Indeed, the policy statement noted that with the economy in excess demand and inflation well above target and still yet to peak, “interest rates will need to rise further.” It finished by saying the bank is “prepared to act more forcefully if needed”—that’s not new language for the BoC but it’s new to the policy statement.
Source - https://ca.rbcwealthmanagement.com/103.branch/blog/3368558-Bank-of-Canada-hikes-interest-rates-another-50-bps-and-isnt-done-yet
What is next for Monetary Policies - Canada - September 2022.pptxpaul young cpa, cga
Blog – What is next for Monetary Policies – Canada – September 2022
Canada has struggled with productivity issues for over 20 years. The liberals have done little address productivity including making changes to tax code related to capital cost allowance, R&D credits, training credits, etc.
Canada lock down strategy and stimulus has led to higher inflation. Liberals never had a plan to pull back on the stimulus through targeted measures that would better support improving supply chain, productivity, skills gap, and innovation
Canadian dollar has hit a two-year low,
Canada housing market was artificially kept high for years. The housing prices continue to fall.
Canada needs to revamp its tax and regulatory policies as part of getting goods out of the ground to market
The COVID19 crisis has led to many issues including a rise with both income inequality and poverty. Countries around the world need to work fixed their enconomic and fiscal policies.
GDP is key measurement for a country. Allot is said about GDP, especially by various government. The reality is government gets to much credit for booming economy and too much fault for recession.
There are many factors drive GDP including taxation, business returns, consumer spending and government spending. 2/3 of economies tend to be driven by consumer spending. If you set policies that takes more money out people’s pocket book then that will lead to less consumer spending.
Do Canadians have trust with Justin Trudeau Government - December 8, 2022.pptxpaul young cpa, cga
Justin Trudeau inherited economy that was growing at 2.3%. Trudeau deficits did little to address issues with innovation, productivity, supply chain resilient, affordable housing, and closing the skills gap. - https://www.slideshare.net/paulyoungcga/how-to-address-competitiveness-for-canada-august-2022pptx
Justin Trudeau has refused to pause his tax hikes despite record breaking inflation. Trudeau policies have hurt many classes of people as well as made Canada less competitive than it was in 2015. The United States is now the #1 jurisdiction for FDI.
Justin Trudeau has done little to address issues with the federalism model Trudeau has created more tension with the provinces by pushing his policies down to provincial level - https://www.slideshare.net/secret/cYR8UmvSodeLZr
Justin Trudeau appears to be on cusp on streamlining regulations for critical metals. The sad thing Trudeau isolation policies have done major damaged to key sectors like agriculture and natural resources - https://www.slideshare.net/secret/gqYiOtNDrWTRUg or https://www.slideshare.net/secret/zN72rrpKFrlis9
United States is seeing revival of their manufacturing sector. Justin Trudeau meanwhile has decided to pick and choose winners and loser in terms who gets direct money from the government - https://www.slideshare.net/secret/vPqAWjO1LQC7iv
Do Canadians have trust with Justin Trudeau Government - June 11 2023.pptxpaul young cpa, cga
Blog – Has Justin Trudeau and Liberals been Transparency, Open, and ethical to Canadians.
Justin Trudeau was elected in 2015 as the Prime Minister of Canada. Trudeau made bold promises. (https://liberal.ca/only-trudeau-offering-plan-for-open-and-transparent-government/)
My presentation will discuss many different areas of policy including facts that will allow many of you to make your own decisions on the effectiveness of Trudeau and his government.
Additional sources and links:
Active lithium mines - https://electricautonomy.ca/2023/05/30/quebec-ontario-lithium-production-developments/ . Lithium and the environment – https://www.datacenterknowledge.com/hardware/environmental-impact-lithium-ion-batteries-how-green-are-they-really#close-modal
Oil Production - https://oilprice.com/Energy/Energy-General/70-Oil-Creates-Opportunity-In-Canadian-Oil-Stocks.html
LNG - https://energynow.ca/2023/06/commentary-canada-needs-to-stop-twisting-itself-in-knots-about-lng/
Emissions - https://www.thestar.com/news/gta/2023/05/16/canadas-housing-goals-will-spike-greenhouse-gas-emissions-says-rbc-report.html
Employment - https://financialpost.com/news/economy/canada-loses-17000-jobs-unemployment-rate-rises
Deficits and Growth - https://financialpost.com/news/economy/justin-trudeau-cant-keep-spending-juice-economy
Electricity - https://www.thestar.com/politics/federal/2023/05/16/too-fast-or-too-slow-no-one-seems-happy-with-trudeau-governments-plans-for-clean-electricity.html
Household debt - https://www.bbc.com/news/world-us-canada-65688460
Food Costs - https://retail-insider.com/retail-insider/2023/06/with-lower-commodity-prices-why-arent-food-prices-dropping-in-canada-op-ed/
Diversity - https://ca.style.yahoo.com/canada-took-45-countries-biodiversity-140109129.html
Manufacturing and GDP - https://thoughtleadership.rbc.com/canadas-economy-is-beating-expectations-but-for-how-long/
Batteries - https://www.renewcanada.net/quebec-canada-invest-in-facility-to-strengthen-ev-battery-supply-chain/
Has Justin Trudeau and Liberal Government been Open, Transparent, and Account...paul young cpa, cga
Blog – Has Justin Trudeau been Open, Transparent, and Accountable – September 23, 2022
Middle class has seen less job growth over the past 7 years. Trudeau policies should have been focus on productivity, innovation, skills gap, and infrastructure. Trudeau instead decided to increase social spending that has led to many issues.
Canada continues to struggle with getting goods out of the ground.
Trudeau team has botched the fertilizer quota. Farmers continue to adopt vertical and expert farming practices as way to better support both food security and the reduction of food costs.
Canada housing markets is headed for a hard landing.
Small businesses have called out the EI and CPP hikes as being too high.
Mining sector continues to push the government for regulatory and tax reform
Trudeau refuses to budge on either eliminating or freezing both the carbon and fuel added tax.
Liberals are now undertaking a review of the cannabis market. The cannabis market has been restructuring itself for years. It seems the only time the liberals get involved when the molehill becomes a mountain!
Summary:
Canada’s economic expansion showed signs of moderation in May and June, pulling back from a strong start to the year in the face of high inflation and rising interest rates.
Output in June was on track for a small increase of 0.1 per cent after stalling in May, Statistics Canada said on Friday. That follows three months of strong growth between February and April that helped fuel a robust expansion in the second quarter, which the agency estimated at about 4.6 per cent annualized.
The results show a picture of an economy that was unscathed from the global slowdown in the first part of the year but may be entering a period of much slower growth.
The Bank of Canada has raised its benchmark policy rate by more than two percentage points since March to slow four-decade high inflation, and is expected to continue hiking by at least another half-percentage point at its next policy decision in September
Source - https://www.bnnbloomberg.ca/canada-s-economy-stalled-in-may-1.1798830
Do Canadians have trust with Justin Trudeau Government - December 29, 2022.pptxpaul young cpa, cga
Blog – Has Justin Trudeau and the Liberal Government been Transparent, Open, and Accountable to Canadians – December 29, 2022
Canada GDP is facing major challenges as it heads into 2023 and beyond - https://abc17news.com/news/2022/12/28/is-canada-headed-for-a-recession-here-are-the-signs-to-look-out-for/
Latest police office death showed that gun offenses and bail conditions are not working - https://torontosun.com/news/provincial/accused-killer-of-opp-officer-was-out-on-bail-for-assaulting-cop
Canada food costs continue to impact household budgets - https://canadiangrocer.com/responding-inflation-what-canadians-are-seeking-grocers-and-producers
Affordable housing still remains a challenge for all levels of government - https://betterdwelling.com/canadian-housing-affordability-hits-unsustainable-level-boc-index/
Canada needs to address its public sector governance model - https://www.slideshare.net/secret/4tTlFovVIBTbcb
Here is my latest scorecard on Canada - https://www.slideshare.net/secret/Ln5xp2EwngOmYT
Household Spending, Savings and Income (Income Inequality .pptxpaul young cpa, cga
Here is my latest look at household consumption, taxation, and income.
Justin Trudeau is continuing on his social spending plan. The problem is there was a structural deficit pre-covid19.
Do Canadians have trust with Justin Trudeau Government - May 22 2023.pptxpaul young cpa, cga
Blog – Do Canadians still trust Justin Trudeau and his Government – May 22, 2023
Here is my look at Justin Trudeau government. It is up to each of you to decide if you still trust Trudeau or not.
Do Canadians have trust with Justin Trudeau Government - December 23, 2022.pptxpaul young cpa, cga
Blog – Has Liberal Party under Justin Trudeau been Open, Transparent, and Accountable to Canadians – December 23, 2022
Canada’s inflation is now 6.8%. The BOC has targeted 2.1% for inflation. There would need to be a drastic shift in policies that would bring inflation down to 2.1%. Justin Trudeau has tax increases plan for CPP, EI, and carbon tax that will just add to input costs for business.
Canada regulatory and tax burden are doing little to address issues with innovation, productivity, and the skills gap. Liberals introduced innovation hubs that have never been effective in terms of spurning on innovation. Canada needs to re-think its innovation strategy! https://www.slideshare.net/paulyoungcga/policy-review-innovation-and-scientific-research-rd-canada
Justin Trudeau talks about making things more affordable but that has not been the case. Housing has hit least affordability since the 1980s. The 1980s was also when Pierre Elliot Trudeau was the PM - https://www.theglobeandmail.com/real-estate/the-market/remember-when-what-have-we-learned-from-80s-interest-rates/article24398735/
Justin Trudeau continues to struggle with ethical violations. Mary Ng is the latest cabinet minister that was convicted of ethical violations. The problem is the ethics commissioner has little leeway in terms of discipline. The ethics commissioner should be moved to a governance office. https://www.slideshare.net/paulyoungcga/how-to-improve-the-governance-model-for-the-public-sector-november-2022pptx or https://www.ctvnews.ca/politics/trudeau-says-it-sucks-when-ethics-breaches-occur-but-system-is-working-1.6202668
Little has been said about ESG reporting as it relates to the public sector. The compliance costs and how that impact overall cost of government. https://ca.sports.yahoo.com/news/esg-hype-showing-signs-fatigue-000000873.html
Employment has rebounded, but there are still issues with job quality. Nearly 50% of the job vacancies pay less than the average wage. https://www.slideshare.net/secret/a44t0Drc83GD2G
What is next for Monetary Policies - Canada - September 2022.pptxpaul young cpa, cga
Blog – What is next for Monetary Policies – Canada – September 2022
Canada has struggled with productivity issues for over 20 years. The liberals have done little address productivity including making changes to tax code related to capital cost allowance, R&D credits, training credits, etc.
Canada lock down strategy and stimulus has led to higher inflation. Liberals never had a plan to pull back on the stimulus through targeted measures that would better support improving supply chain, productivity, skills gap, and innovation
Canadian dollar has hit a two-year low,
Canada housing market was artificially kept high for years. The housing prices continue to fall.
Canada needs to revamp its tax and regulatory policies as part of getting goods out of the ground to market
The COVID19 crisis has led to many issues including a rise with both income inequality and poverty. Countries around the world need to work fixed their enconomic and fiscal policies.
GDP is key measurement for a country. Allot is said about GDP, especially by various government. The reality is government gets to much credit for booming economy and too much fault for recession.
There are many factors drive GDP including taxation, business returns, consumer spending and government spending. 2/3 of economies tend to be driven by consumer spending. If you set policies that takes more money out people’s pocket book then that will lead to less consumer spending.
Do Canadians have trust with Justin Trudeau Government - December 8, 2022.pptxpaul young cpa, cga
Justin Trudeau inherited economy that was growing at 2.3%. Trudeau deficits did little to address issues with innovation, productivity, supply chain resilient, affordable housing, and closing the skills gap. - https://www.slideshare.net/paulyoungcga/how-to-address-competitiveness-for-canada-august-2022pptx
Justin Trudeau has refused to pause his tax hikes despite record breaking inflation. Trudeau policies have hurt many classes of people as well as made Canada less competitive than it was in 2015. The United States is now the #1 jurisdiction for FDI.
Justin Trudeau has done little to address issues with the federalism model Trudeau has created more tension with the provinces by pushing his policies down to provincial level - https://www.slideshare.net/secret/cYR8UmvSodeLZr
Justin Trudeau appears to be on cusp on streamlining regulations for critical metals. The sad thing Trudeau isolation policies have done major damaged to key sectors like agriculture and natural resources - https://www.slideshare.net/secret/gqYiOtNDrWTRUg or https://www.slideshare.net/secret/zN72rrpKFrlis9
United States is seeing revival of their manufacturing sector. Justin Trudeau meanwhile has decided to pick and choose winners and loser in terms who gets direct money from the government - https://www.slideshare.net/secret/vPqAWjO1LQC7iv
Do Canadians have trust with Justin Trudeau Government - June 11 2023.pptxpaul young cpa, cga
Blog – Has Justin Trudeau and Liberals been Transparency, Open, and ethical to Canadians.
Justin Trudeau was elected in 2015 as the Prime Minister of Canada. Trudeau made bold promises. (https://liberal.ca/only-trudeau-offering-plan-for-open-and-transparent-government/)
My presentation will discuss many different areas of policy including facts that will allow many of you to make your own decisions on the effectiveness of Trudeau and his government.
Additional sources and links:
Active lithium mines - https://electricautonomy.ca/2023/05/30/quebec-ontario-lithium-production-developments/ . Lithium and the environment – https://www.datacenterknowledge.com/hardware/environmental-impact-lithium-ion-batteries-how-green-are-they-really#close-modal
Oil Production - https://oilprice.com/Energy/Energy-General/70-Oil-Creates-Opportunity-In-Canadian-Oil-Stocks.html
LNG - https://energynow.ca/2023/06/commentary-canada-needs-to-stop-twisting-itself-in-knots-about-lng/
Emissions - https://www.thestar.com/news/gta/2023/05/16/canadas-housing-goals-will-spike-greenhouse-gas-emissions-says-rbc-report.html
Employment - https://financialpost.com/news/economy/canada-loses-17000-jobs-unemployment-rate-rises
Deficits and Growth - https://financialpost.com/news/economy/justin-trudeau-cant-keep-spending-juice-economy
Electricity - https://www.thestar.com/politics/federal/2023/05/16/too-fast-or-too-slow-no-one-seems-happy-with-trudeau-governments-plans-for-clean-electricity.html
Household debt - https://www.bbc.com/news/world-us-canada-65688460
Food Costs - https://retail-insider.com/retail-insider/2023/06/with-lower-commodity-prices-why-arent-food-prices-dropping-in-canada-op-ed/
Diversity - https://ca.style.yahoo.com/canada-took-45-countries-biodiversity-140109129.html
Manufacturing and GDP - https://thoughtleadership.rbc.com/canadas-economy-is-beating-expectations-but-for-how-long/
Batteries - https://www.renewcanada.net/quebec-canada-invest-in-facility-to-strengthen-ev-battery-supply-chain/
Has Justin Trudeau and Liberal Government been Open, Transparent, and Account...paul young cpa, cga
Blog – Has Justin Trudeau been Open, Transparent, and Accountable – September 23, 2022
Middle class has seen less job growth over the past 7 years. Trudeau policies should have been focus on productivity, innovation, skills gap, and infrastructure. Trudeau instead decided to increase social spending that has led to many issues.
Canada continues to struggle with getting goods out of the ground.
Trudeau team has botched the fertilizer quota. Farmers continue to adopt vertical and expert farming practices as way to better support both food security and the reduction of food costs.
Canada housing markets is headed for a hard landing.
Small businesses have called out the EI and CPP hikes as being too high.
Mining sector continues to push the government for regulatory and tax reform
Trudeau refuses to budge on either eliminating or freezing both the carbon and fuel added tax.
Liberals are now undertaking a review of the cannabis market. The cannabis market has been restructuring itself for years. It seems the only time the liberals get involved when the molehill becomes a mountain!
Summary:
Canada’s economic expansion showed signs of moderation in May and June, pulling back from a strong start to the year in the face of high inflation and rising interest rates.
Output in June was on track for a small increase of 0.1 per cent after stalling in May, Statistics Canada said on Friday. That follows three months of strong growth between February and April that helped fuel a robust expansion in the second quarter, which the agency estimated at about 4.6 per cent annualized.
The results show a picture of an economy that was unscathed from the global slowdown in the first part of the year but may be entering a period of much slower growth.
The Bank of Canada has raised its benchmark policy rate by more than two percentage points since March to slow four-decade high inflation, and is expected to continue hiking by at least another half-percentage point at its next policy decision in September
Source - https://www.bnnbloomberg.ca/canada-s-economy-stalled-in-may-1.1798830
Do Canadians have trust with Justin Trudeau Government - December 29, 2022.pptxpaul young cpa, cga
Blog – Has Justin Trudeau and the Liberal Government been Transparent, Open, and Accountable to Canadians – December 29, 2022
Canada GDP is facing major challenges as it heads into 2023 and beyond - https://abc17news.com/news/2022/12/28/is-canada-headed-for-a-recession-here-are-the-signs-to-look-out-for/
Latest police office death showed that gun offenses and bail conditions are not working - https://torontosun.com/news/provincial/accused-killer-of-opp-officer-was-out-on-bail-for-assaulting-cop
Canada food costs continue to impact household budgets - https://canadiangrocer.com/responding-inflation-what-canadians-are-seeking-grocers-and-producers
Affordable housing still remains a challenge for all levels of government - https://betterdwelling.com/canadian-housing-affordability-hits-unsustainable-level-boc-index/
Canada needs to address its public sector governance model - https://www.slideshare.net/secret/4tTlFovVIBTbcb
Here is my latest scorecard on Canada - https://www.slideshare.net/secret/Ln5xp2EwngOmYT
Household Spending, Savings and Income (Income Inequality .pptxpaul young cpa, cga
Here is my latest look at household consumption, taxation, and income.
Justin Trudeau is continuing on his social spending plan. The problem is there was a structural deficit pre-covid19.
Do Canadians have trust with Justin Trudeau Government - May 22 2023.pptxpaul young cpa, cga
Blog – Do Canadians still trust Justin Trudeau and his Government – May 22, 2023
Here is my look at Justin Trudeau government. It is up to each of you to decide if you still trust Trudeau or not.
Do Canadians have trust with Justin Trudeau Government - December 23, 2022.pptxpaul young cpa, cga
Blog – Has Liberal Party under Justin Trudeau been Open, Transparent, and Accountable to Canadians – December 23, 2022
Canada’s inflation is now 6.8%. The BOC has targeted 2.1% for inflation. There would need to be a drastic shift in policies that would bring inflation down to 2.1%. Justin Trudeau has tax increases plan for CPP, EI, and carbon tax that will just add to input costs for business.
Canada regulatory and tax burden are doing little to address issues with innovation, productivity, and the skills gap. Liberals introduced innovation hubs that have never been effective in terms of spurning on innovation. Canada needs to re-think its innovation strategy! https://www.slideshare.net/paulyoungcga/policy-review-innovation-and-scientific-research-rd-canada
Justin Trudeau talks about making things more affordable but that has not been the case. Housing has hit least affordability since the 1980s. The 1980s was also when Pierre Elliot Trudeau was the PM - https://www.theglobeandmail.com/real-estate/the-market/remember-when-what-have-we-learned-from-80s-interest-rates/article24398735/
Justin Trudeau continues to struggle with ethical violations. Mary Ng is the latest cabinet minister that was convicted of ethical violations. The problem is the ethics commissioner has little leeway in terms of discipline. The ethics commissioner should be moved to a governance office. https://www.slideshare.net/paulyoungcga/how-to-improve-the-governance-model-for-the-public-sector-november-2022pptx or https://www.ctvnews.ca/politics/trudeau-says-it-sucks-when-ethics-breaches-occur-but-system-is-working-1.6202668
Little has been said about ESG reporting as it relates to the public sector. The compliance costs and how that impact overall cost of government. https://ca.sports.yahoo.com/news/esg-hype-showing-signs-fatigue-000000873.html
Employment has rebounded, but there are still issues with job quality. Nearly 50% of the job vacancies pay less than the average wage. https://www.slideshare.net/secret/a44t0Drc83GD2G
Global Housing Market Analysis and Commentary- September 2023.pptxpaul young cpa, cga
Summary:
Homebuilders are walking a fine line when it comes to new projects as high mortgage rates curb demand.
New residential construction, including single-family homes and multifamily, dropped 11.3% month over month in August to 1.283 million units on a seasonally adjusted basis, according to Census Bureau data released Tuesday. That's down 14.8% compared with a year ago and well below the 1.44 million units economists surveyed by Bloomberg projected.
But authorized residential permits — an indicator of potential future activity — rose 6.9% to 1.543 million permits in August from July. That was still down 2.7% from last August. Single-family permits, though, were up 2% from July to 949,000. Multifamily permits came in at 535,000.
The data reflects two opposing forces builders are trying to balance: the ongoing need for new construction to fill in limited inventory and elevated mortgage rates that are hurting their biggest customer right now, the first-time homebuyer.
"High mortgage rates are clearly taking a toll on builder confidence and consumer demand, as a growing number of buyers are electing to defer a home purchase until long-term rates move lower," Robert Dietz, chief economist of the National Association of Home Builders, said Monday in a press release after builder confidence dropped for the second straight month.
Source: https://ca.finance.yahoo.com/news/homebuilders-face-a-tough-balancing-act-on-new-construction-amid-high-mortgage-rates-130744368.html
Blog – What is next for the Mining Sector – September 2023
The mining sector provides critical material that support solar, wind, and lithium-ion batteries as part of the green transition. https://www.iea.org/news/critical-minerals-market-sees-unprecedented-growth-as-clean-energy-demand-drives-strong-increase-in-investment
The mining sector products play a key role with the global GDP - https://www.yicaiglobal.com/news/global-mining-industry-value-was-69-of-world-gdp-last-year-china-says
Mining practices need to be sustainable including following all ESG policies - https://www.linkedin.com/advice/1/how-can-you-monitor-sustainable-mining-practices
Other links and sources –
Lithium Supply and Price - https://zbr.com.mx/en/sin-categoria-es/lithium-prices-fall-44-in-china-due-to-lack-of-demand/138168/
Cobalt - https://www.linkedin.com/posts/mahmut-karada%C5%9F-a2b7a5151_china-exportrestrictions-gallium-activity-7082603182589157376-Zrty/?trk=public_profile_like_view
Nickel https://www.eureporter.co/business/2023/09/15/stanislav-kondrashov-from-telf-ag-nickel-prices-outlook-remains-positive/
Iron-ore - https://www.brecorder.com/news/40263584/sgx-iron-ore-set-for-best-week-in-3-months
TD Bank / Metals - https://www.tdsecurities.com/ca/en/setting-the-stage-for-gold-outlook
Biodiversity / Mining - https://worldcrunch.com/green/lithium-green-energy-argentina-indigenous
ESG - https://iriscarbon.com/the-added-value-of-integrated-esg-reporting-a-threefold-framework/
Blog – Manufacturing Shipments and Orders – The United States – August 2023
Summary:
New orders for manufacturing technology in the United States totaled $353.9 million in July 2023, as per the latest report by AMT – The Association For Manufacturing Technology. This figure marked a 12.4% decline from June 2023 but remained only 10.5% lower than July 2022. Year-to-date orders amounted to $2.83 billion, reflecting a 12.7% decrease compared to the same period the previous year.
Douglas K. Woods, President of AMT, noted that July is typically a slower month for manufacturing technology orders, so a slight drop was expected. However, he pointed out a notable trend: over the last two months, the year-to-date order gap has narrowed during historically slow periods. While job shops have seen decreased orders, other industries that benefited from reshoring or government investments have helped fill the gap.
Among specific sectors, job shops, the largest customer segment, placed their lowest total monthly orders since August 2020. In contrast, metal valve manufacturers recorded their third-highest monthly order value on record, last seen in September 2018, making up nearly 5% of the total manufacturing technology order value for July 2023. Manufacturers of motor vehicle transmissions continued to order machinery at an elevated pace. However, the aerospace industry continued to order below its early 2022 peaks, with hopes that recent projects like the federal government's $1.5 billion investment in communications satellites might reverse this trend.
Source: https://www.sme.org/technologies/articles/2023/september/u.s.-manufacturing-technology-orders-dip-in-july-but-show-resilience-amid-economic-uncertainty
Stock Market Analysis and Commentary for WE September 15 2023.pptxpaul young cpa, cga
Blog – Analysis and Commentary – Stock Market – WE September 15 2023
Summary:
Stocks fell Friday as investors wrap up a volatile week ahead of the Federal Reserve's policy meeting.
The Dow Jones Industrials tumbled 288.87 points to close out Friday and the week at 34,618.24. At its lows, it completely wiped out Thursday's 332-point rally.
The S&P 500 index sank 54.78 points, or 1.2%, to 4,450.32.
The NASDAQ index plunged 217.72 points, or 1.6%, to 13,708.33.
The Dow held onto a winning week. The S&P 500 and NASDAQ both closed out the week with losses.
Information technology was the worst-performing sector in the S&P 500, down nearly 2%. Adobe shares fell more than 4% even after the software firm posted better-than-expected quarterly results. Shares of Arm Holdings were lower one day after its successful public debut.
Auto stocks General Motors and Stellantis N.V. were higher Friday, while Ford Motor was about flat. Thousands of members of the United Auto Workers went on strike after failing to reach a deal with the automakers Thursday night.
Elsewhere, Lennar shares slid 3%. The home construction firm posted third-quarter results that beat on the top and bottom lines.
On the economic front, the University of Michigan's consumer sentiment survey showed one-year inflation expectations dropped to 3.1% in
September, tied for the lowest since January 2021. Also, the five-year outlook fell to 2.7%, matching its lowest since December 2020.
Electricity Analysis - Canada and the OECD - June 2023.pptxpaul young cpa, cga
Summary:
Over three-quarters of the world’s total coal-generated electricity is consumed in just three countries. China is the top user of coal, making up 53.3% of global coal demand, followed by India at 13.6%, and the U.S. at 8.9%.
Burning coal—for electricity, as well as metallurgy and cement production—is the world’s single largest source of CO2 emissions. Nevertheless, its use in electricity generation has actually grown 91.2% since 1997, the year when the first global climate agreement was signed in Kyoto, Japan.
However, even as non-renewables enjoy their time in the sun, their days could be numbered.
In 2022, renewables, such as wind, solar, and geothermal, represented 14.4% of total electricity generation with an extraordinary annual growth rate of 14.7%, driven by big gains in solar and wind. Non-renewables, by contrast, only managed an anemic 0.4%.
The authors of the Statistical Review do not include hydroelectric in their renewable calculations, even though many others, including the International Energy Agency, consider it a “well-established renewable power technology.”
With hydroelectric moved into the renewable column, together they accounted for over 29.3% of all electricity generated in 2022, with an annual growth rate of 7.4%.
Source - https://energynow.ca/2023/09/infographic-what-electricity-sources-power-the-world-see-them-here-visual-capitalist/
Stock Market Analysis and Commentary for WE September 9 2023.pptxpaul young cpa, cga
What did the markets tell us this week?
1. Housing supply and costs continue to plague countries around the world.
2. Gasoline prices are on the rise that puts pressure on central banks ability to hit their core inflation targets.
3. ESG adoption by both the private and public sector is leading to both funding concerns and the overall cost of implementing ESG policies.
4. Adopting technology as part of increasing food production is facing both capital and operational funding concerns.
5. Strike at LNG facility in Australia is leading to concerns around a supply chain disruption of natural gas for EMEA and Asia.
6. The threat of China dumping batteries into markets - https://www.ft.com/content/b6038e51-7b5b-4f97-a5da-9202e71562fc
7. Adoption of generative AI has been facing many challenges related to security, privacy, and ethical issues.
8. Lack of biodiversity planning as part of the overall climate mitigation including sustainable mining, forestry, oil, gas, agriculture, and housing
9. Geopolitical issues continue to impact supply chain.
10. The concerns of recession continue to plague both the private and public sector.
11. Productivity issues continue to plague governments around the world.
Global (Mining Oil and Gas Forestry and Agriculture) Analysis and Commentary ...paul young cpa, cga
The mining, oil, gas, agriculture, forestry, and mining continue to face environmental, social, and governance policy review including reporting of key metrics as part of ESG reporting cycle.
There is more focus on profitability and investment returns as part of the integrated planning and reporting cycle.
Summary:
The global economy faces what at least one forecaster is calling a mild trade recession as shipments from China slump and German factories downshift.
China’s export declines extended into August, though there were signs that the worst of a world trade slowdown may be over for the leading exporter.
Overseas shipments from China fell 8.8% in dollar terms from a year earlier while imports contracted 7.3%, both better than economists’ estimates and significantly less severe than July’s downturn.
Other data have suggested trade may be stabilizing after weakening for most of this year. Exports from South Korea also declined at a more moderate pace in August than the previous month.
Source: https://www.bloomberg.com/news/newsletters/2023-09-07/supply-chain-latest-world-trade-faces-a-shallow-recession?srnd=economics-v2
Additional sources and links:
Lithium - https://source.benchmarkminerals.com/article/falling-lithium-prices-challenge-potential-cost-advantages-of-sodium-batteries
Oil Production - https://www.cnn.com/2023/09/06/business/oil-price-goldman-sachs/index.html
Natural gas - https://www.fxstreet.com/news/natural-gas-holds-up-as-markets-in-limbo-over-strikes-202309070956
Lumber - https://www.fastmarkets.com/insights/sawmill-capacity-closures-reshape-us-lumber-supply
Critical metals - https://www.wasterecyclingmag.ca/feature/how-recycling-could-solve-the-shortage-of-minerals-essential-to-clean-energy/
Agriculture - https://www.morningagclips.com/economists-forecast-positive-end-of-year-crop-outlook-despite-warmer-midwestern-climate/
ESG - https://www.skadden.com/insights/publications/2023/09/the-informed-board/the-eus-new-esg-disclosure-rules
Ports - https://www.marketscreener.com/quote/stock/HAPAG-LLOYD-AG-24857717/news/Hapag-Lloyd-chief-warns-of-rougher-seas-ahead-for-container-shipping-44789017/
Top destination for reshoring - https://www.thenationalnews.com/business/economy/2023/08/29/uae-in-top-10-most-powerful-passports-for-investment-opportunity/
Global Trade - https://phys.org/news/2023-09-opinion-broke-global-climate-finish.html
What is next for the Forestry Sector and Lumber Production - September 2023.pptxpaul young cpa, cga
Lumber production in Canada continues to face many hurdles
Canada forest management practices are some of the bests in the world
Canada planted over 440M in seedlings back in 2018. It is now 2022 which means close 2M seedlings have been planted.
All levels need to put more focus on urban and rural planning solutions
More work including spending on wildfire and forest fire mitigation
Canada and USA need to find a path forward to resolve the softwood lumber dispute
There needs to a better balanced between climate change policies and growing the economy in a sustainable way
3D printing for housing needs to become mainstream
More protection needs to happen with key ecosystems like wetlands, forest, and peatlands.
There is a risk of debt default if interest rates are hike over the next few months
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
Yes of course, you can easily start mining pi network coin today and sell to legit pi vendors in the United States.
Here the telegram contact of my personal vendor.
@Pi_vendor_247
#pi network #pi coins #legit #passive income
#US
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
US Economic Outlook - Being Decided - M Capital Group August 2021.pdf
Do Canadians have trust with Justin Trudeau Government - October 14, 2022.pptx
1. HAS JUSTIN TRUDEAU BEEN OPEN,
TRANSPARENT AND ACCOUNTABLE
Paul Young CPA CGA
October 14, 2022
2. PAUL YOUNG - BIO
• CPA, CGA
• Academia (PF1, FA4, FN2, MU1. and MS2)
• SME – Risk Management
• SME – Close, Consolidate and Reporting
• SME – Public Policy
• SME – Emerging Technology
• SME – Business Process Change
• SME – Financial Solutions
• SME – Macro/Micro Indicators
• SME – Supply Chain Management
• SME – Data, AI, Security, and Platform
• SME – Internal Controls and Auditing
Contact information: Paul_Young_CGA@hotmail.com
LinkedIn: https://www.linkedin.com/in/paul-young-055632b/
SlideShare - https://www.slideshare.net/paulyoungcga
3. AGENDA
• EI and CPP
• Drug Dealers
• Trudeau singing Queen
Songs
• Natural Resources Sector
• Dental
• Dividend recovery
• Additional tax from life
and financial industry
• Key Cost Drivers
• Monetary policies
• G7
• Middle Class
• Wealthy
• Inflation sparring
• Carbon Tax
• GST credits
• Housing Affordability
• GST Credits
• Bitcoins
• Online new
• Arrive App
• Guns and Committee
• Backdating documents
• Freedom of Information
• Natural Resources
Management
• Inflation
• Gutter politics
• Hydrogen
• Online Bill
• Farm Input Costs
• Food and Corporate Profits
• Supply Chain
• Back Dating Documents /
Mendicino
• PBO / Fiscal
• Immigration Fraud
• Critical Metals
• Ottawa increased spending
during pandemic far
beyond what was
necessary to tackle COVID
4. EI AND CPP HIKES
@karinagould seems to a learn a thing or
two from @cathmckenna about
screaming the loudest wins over opinion!
https://www.slideshare.net/paulyoungcga/
revised-cost-of-living-canada-august-
2022pptx and BNS -
https://www.bnnbloomberg.ca/trudeau-
says-new-spending-won-t-fuel-inflation-
scotiabank-disagrees-1.1818269
https://twitte
r.com/karina
gould/status/
1572704571
713294337
6. TRUDEAU SINGING QUEEN SONGS
Can you show me a PM that made comments on Castro?
https://www.cbc.ca/news/politics/fidel-castro-trudeau-condolences-
1.3869280
https://www.slideshare.net/paulyoungcga/is-canada-back-on-the-
world-scene-foreign-affairs-and-policiespptx or
https://www.slideshare.net/paulyoungcga/election-2019-geopolitical-
events-foreign-relations-and-affairs-canada-september-2015
7. NATURAL RESOURCES SECTOR
@JustinTrudeau if you focus on the NR sector when you first took office, then CAN would have been a world
leader in the development of NR in a sustainable way. I also estimate your anti-NR policies have cost the
treasury $10B to $16B per yr
https://www.slideshare.net/paulyoungcga/what-is-next-for-canada-natural-resources-sector-september-
2022pptx
8. DENTAL CARE
https://twitter.com/DiLebouthillier/status/1572649213644734465
How come you never work with the provinces? Provinces have plans that need to be consolidated! All you
ever do is throw money at the symptoms!
https://www.slideshare.net/paulyoungcga/global-healthcare-crisis-pptx or
https://www.slideshare.net/paulyoungcga/blog-dental-caredocx
• Many private insurance companies have fraud detection built into their claim processing
systems.
• Government is rushing out dental care without the proper checks and balances.
• Provincial and territorial governments have dental care programs. The federal government
never look at a coordinated effort on how best to address issues with dental care
• Liberals are great at throwing money at the symptoms.
14. MIDDLE CLASS
• The focus should on the
private sector including
streamlining regulations and
taxes to encourage more FDI
and capital investments
Blog – Wages and Job Vacancies – Canada – July 2022
Nearly 50% of the job vacancies pay less than the average wage
Housing and rent costs are becoming a big problem for
Canadians
Not enough is being done to address issues with the skill trades
Healthcare continues to face many challenges including
addressing labor shortages
Liberals continue to push policies that are more long-term
focus instead of addressing how to reduce EMEA dependency
on Russian Oil and Natural Gas -
https://www.slideshare.net/paulyoungcga/what-is-next-for-
canadas-mining-forestry-energy-and-agricultural-sectorspptx
All levels of government and the private sector need to work
together to build a resilient supply chain in Canada -
https://www.slideshare.net/paulyoungcga/how-best-to-build-
a-reslient-supply-chainpptx
16. INFLATION SPARRING
• Expenses are either back-end to later months
• Liberals low-balled their budget projections
• Government taxes seems to be low-balled compared to the initial estimate
• Interest costs are on track to be $18B higher
17. EI AND CPP HIKES
https://twitter.com/brianlilley/status/1575221436763238400
Seriously? If @JustinTrudeau raises EI and CPP, then he is
calling EI and CPP not a tax, but investment?
@stephenharper makes changes to EI and CPP and that is
bad?
The reality @JustinTrudeau has been a fiscal disaster since
he took office
https://www.slideshare.net/paulyoungcga/fiscal-
management-cycle-canada-july-2022pptx
18. CARBON TAX
Canada still isn't spending enough on the green
economy https://thoughtleadership.rbc.com/proof-point-
canada-still-isnt-spending-enough-on-the-green-
economy/
@s_guilbeault it seems RBC call out your plan as being
flawed! @GMbutts did you help craft this plan, because
@JustinTrudeau climate change is similar to failed
ONT Green Plan
https://www.slideshare.net/paulyoungcga/how-to-
mitigate-the-impact-of-climate-change-september-
2022pptx-253224949
22. GST CREDITS
https://twitter.com/liberal_party/status/157
8143205643923456
This will do nothing to ease inflation.
@JustinTrudeau @MarkGerretsen
@RachelBendayan are too busy with
gutter politics as part of deflecting off the
role hikes to payroll taxes and carbon tax
will do to inflation.
https://www.slideshare.net/paulyoungcga/
what-is-up-with-the-stock-market-for-we-
september-30-2022pptx or
https://www.slideshare.net/paulyoungcga/h
ow-to-reduce-inflation-in-canadapptx
23. BITCOINS
Global Adoption of Bitcoin -
https://blog.chainalysis.com/reports/2022-global-
crypto-adoption-index/ or
https://www.investors.com/news/cryptocurrency-
prices-news/
Inflation - https://www.bnnbloomberg.ca/live-soon-
bank-of-canada-governor-tiff-macklem-to-give-speech-
1.1828980
Is inflation transitory or not:
https://www.slideshare.net/paulyoungcga/how-to-
reduce-inflation-in-canadapptx
CRA and Bitcoins - https://www.canada.ca/en/revenue-
agency/programs/about-canada-revenue-agency-
cra/compliance/digital-currency/cryptocurrency-
guide.html or
https://www.morningstar.ca/ca/news/226223/what-
canadian-advisors-should-know-about-crypto.aspx (CRA
is going after bitcoin)
September 2022
@theJagmeetSingh you talk about corporate profits and
inflation but never discuss corporate profits and their impact on
pension funds, why? Pensions lost about 2.9% 1Q22 and you
have said nothing, why?
https://www.slideshare.net/paulyoungcga/what-is-happening-
with-pension-plans-canada-and-the-world-september-2022pptx
https://www.slideshare.net/paulyoungcga/what-is-happening-with-
pension-plans-canada-and-the-world-september-2022pptx
28. NATURAL RESOURCES MISS MANAGEMENT
Blog – What is next for Oil and Natural Gas – August 2022
Hydrogen continues to be a big focus for governments around the world. The current source of hydrogen is from natural gas. Countries want to produce
hydrogen via electrolysis process that splits atoms from water. The technology is still in its infancy stages.
Both Biden and Trudeau continue to put up numerous roadblocks related to natural gas and oil. Biden and Trudeau have decided to focus on critical minerals
development. The issue with critical metals is their tailing ponds along with logistics require to move the ore to a refinery.
Oil prices have fallen, but that could be short-term as OPEC may make production cuts.
AB government is about to have $13B surplus due to higher oil prices.
Canada could be a leader in sustainable and ethically oil and natural gas. The problem is the Liberals overburden oil and LNG projects with excessive taxes.
There are concerns with expansion of plug-in stations due to issues with the power grid.
https://www.slideshare.net/paulyoungcga/energy-sector-oil-and-natural-gas-canada-and-usa-vs-the-world-august-2022pptx
32. HYDROGEN
• The minister needs to realize that most
cost effective way to produce
hydrogen is off fossil fuels like natural
gas.
• Green hydrogen via other options is
needs to commercially viable
https://www.nytimes.com/2022/10/06/business/biden-says-
the-us-is-eyeing-alternatives-to-opec-oil.html
@GOPLeader why Canadian oil is not a top priority for
@POTUS
USA & Mexico are meeting on energy –
https://oilprice.com/Latest-Energy-News/World-News/US-
And-Mexico-Extend-Energy-Discussions-After-Failing-To-
Resolve-Dispute.html (It seems Canada was not invited to
this discussion) @JonathanWNV @mary_ng @s_guilbeault
My work on oil
https://www.slideshare.net/paulyoungcga/energy-sector-oil-
and-gas-preliminary-analysis-september-2022pptx
It also appears Minster Guilbeault has not gotten the memo.
Guilbeault keeps pushing unproven technology as part of
producing green technology
34. FARM INPUT COSTS
@mclaudebibeau @s_guilbeault
How are farmers better off under your policies? It seems since your first mandate 3Q19 that farm input costs have worsen
under your watch!
@DanAlbas @RaquelDancho @GasPriceWizard @Swiftie01 @MicheliniSuzie
https://www.slideshare.net/paulyoungcga/agriculture-equipment-sector-analysis-and-commentary-farmingpptx-252950492
35. FOOD AND CORPORATE PROFITS
@karinagould @Daniel_Blaikie
https://www.slideshare.net/paulyoungcga/what-is-up-with-the-stock-market-for-we-september-23-2022pptx or
Do you think hiking CPP, EI, Carbon tax, etc. are going to help the economy? These costs will eat into the bottom line of
every business as well as add to cost of government.
https://www.slideshare.net/paulyoungcga/corporate-proftis-vs-corporate-greedpptx
39. IMMIGRATION FRAUD
https://twitter.com/SeanFraserMP/status/1579918592904425472
@seanfraser why have you not address issues in the 2016 audit report on immigration fraud?
https://www.slideshare.net/paulyoungcga/do-canadians-have-trust-with-justin-trudeau-government-october-7-
2022pptx
- https://www.oag-bvg.gc.ca/internet/English/att__e_41339.html or https://www.oag-bvg.gc.ca/internet/ag-
measures/index.html
40. CRITICAL METALS / ELECTRICAL VEHICLES
https://twitter.com/SeamusORegan/status/1562536889131110406
@SeamusORegan failed to say that in '16 is when @JustinTrudeau told the world CAN should be known for its
resourcefulness & not its resources. NR has struggle for nearly 7 yrs. due to LPC agenda!
https://www.slideshare.net/paulyoungcga/what-is-next-for-canadas-mining-forestry-energy-and-agricultural-
sectorspptx or https://www.huffpost.com/archive/ca/entry/canada-ranks-among-worlds-best-economies-by-this-1-
measure_n_10383284 or https://statisticstimes.com/economy/projected-world-gdp-capita-ranking.php
41. OTTAWA INCREASED SPENDING DURING
PANDEMIC FAR BEYOND
WHAT WAS NECESSARY TO TACKLE COVID
Source – Fraser Institute
42. ADDITIONAL SOURCES
• Link: https://www.slideshare.net/paulyoungcga/has-justin-trudeau-
been-open-transparent-and-accountable-to-canada-251286238
• https://www.slideshare.net/paulyoungcga/has-liberal-party-of-canada-
government-been-open-transparent-and-accountable-september-16-
2022pptx
Blog – Do Canadians still trust Justin Trudeau and his Liberal Government for Canada – October 14, 2022
RP-2223-018-S--eco
nomic-fiscal-outlook-october-2022--perspectives-economiques-financieres-octobre-2022_en.pdf
Summary:
Committee vote 6-5 to shutdown investigations of MP Marco Mendicino changing a date on a court
document https://www.blacklocks.ca/mps-reject-mendicino-probe/
Trudeau has failed to put the IRGC on a terrorist list - https://www.cbc.ca/news/politics/iran-regime-
members-inadmissable-canada-includes-family-1.6616060
RBC is predicting a recession in early 2023
PBO has said the deficit will be lowered due to higher taxation and lower spending
Housing starts are facing pressure due to a shortage of the skills trade
Emergency act hearing is bringing more light that the Trudeau and his team abuse power when
implementing the act.
Trudeau and his team refuse to deal with the systemic issues facing the cost of living
Trudeau and his team have decided seven years later that it is time to get serious on building a resilient
supply chain in Canada
Household budgets are facing higher interest rates along with a high cost of living. The liberals’ solutions
are throwing more money through dental payments, GST credits, etc. The real drivers of inflation are
being ignored by the Liberals
Canada needs more
homes. The problem Finding people to build them - The Globe and Mail.pdf
Repair, rebuild
Canada’s trade-infrastructure reputation – Winnipeg Free Press.pdf
Banning Iranian
regime members from entering Canada could extend to family members minister CBC News.pdf
MPs Reject
Mendicino Probe Blacklock's Reporter.pdf
RP-2223-018-S--eco
nomic-fiscal-outlook-october-2022--perspectives-economiques-financieres-octobre-2022_en.pdf
MPs opt not to study
allegation of 'obstruction of justice' against Mendicino National Post.pdf
MPs opt not to study
allegation of 'obstruction of justice' against Mendicino CTV News.pdf
Rio Tinto’s aging
Quebec plant gets $374 million upgrade in critical metals push MineConnect.pdf
storm-without-end-fi
scal-impact-of-covid-19-on-canada-and-the-provinces-newsrelease.pdf
education-spending-i
n-public-schools-in-canada-2022-execsum.pdf
education-spending-i
n-public-schools-in-canada-2022.pdf
US LNG exports to
stay near maximum capacity through 2023 Upstream Online.pdf
Lithium price jumps
to fresh all-time high - MINING.COM.pdf
RBC Capital Markets
Proof Point Canada’s Recession To Arrive Earlier Than Expected.pdf
UBS crowns Toronto
as bubbliest housing market in the world.pdf
Canada Provinces’
Borrowing Costs Reach Highest Since 2008 - BNN Bloomberg.pdf
More than Half of
Canadians Say their Income Is No Match for Inflation.pdf
Canadian oil prices
collapse despite having plenty of pipelines to move it.pdf
Canadian farmers
continue to recycle agricultural plastics Lethbridge News Now.pdf
Global food
insecurity is on the rise, so is internal displacement. What is the relationship - World ReliefWeb.pdf
Hockey Canada's
board resigned after Justice Cromwell's recommendation - TSN.ca.pdf
Emergencies Act
inquiry Provinces say they were blindsided by Act CTV News.pdf
Emergencies Act
wasn’t needed for ‘Freedom Convoy,’ OPP says The Star.pdf
Bill C-21, The Redux.
Everything you need to know..pdf
https://canada.constructconnect.com/dcn/news/resource/2022/10/deloitte-calls-on-governments-to-de-risk-hydrogen-projects or https://www.theglobeandmail.com/business/article-canadian-hydrogen-projects-competitive-us/