1) Divorce terminates a marital union by cancelling legal marriage duties and dissolving matrimonial bonds between parties. 2) Common factors contributing to relationship breakdowns include significant differences in values/beliefs, traumatic life events, unmet emotional needs, abuse, lack of communication, incompatibility, and addictions. 3) Effects on children include parental loss, more life stress due to changes, and feelings of guilt, insecurity, and depression.

1. REEM ITAWI
Grade -8- “A”

2.  Divorce ( or the dissolution of marriage ) is
the final termination of a martial union,
cancelling the legal duties and
responsibilities of marriage and dissolving
the bonds of matrimony between the parties.

3. The following are only contributing factors to the
breakdown of a relationship/marriage. They may simply
be symptoms of underlying problems. The symptoms of
these 'causes of divorce' are likely to be linked too.
 significant differences in values and beliefs
 traumatic and/or life-changing events - these often are
particularly tragic causes for divorce
 responses to prolonged periods of stress, such as work-
related stress, long-term illness, mental health issues,
financial problems, etc.
 important emotional needs not being met
 treating each other with contempt - no surprise there
 domestic violence
 addictions
 lack of responsibility and unrealistic expectations
 lack of communication about important matters
 perceived lack of concern, care and consideration

4.  Communication Problems
Communications problems between a couple may
possibly exist even long before they tie the knot and
they can get worse after getting married.
 Financial Issues
Money or aspects related to it is of course a possible
cause of disagreement between couples but the lack
of communication over financial issues is the real
culprit here and not money per se.
 Forms of Abuse
There are many forms of abuse, all of which are
possible causes of divorce.
There may be no physical or verbal abuse but the
other partner would understandably have a difficult
time managing finances and daily life with an
addicted spouse.
 Incompatibility
Researches show that incompatibility is the most-
cited causes of divorce. In cases of incompatibility, it
might just be unbearable to live life with someone
you just can't fit with.

5. • PARENTAL LOSS-- divorce often results in the loss of a
parent for the children and with this loss children also lose
the knowledge, skills and resources (emotional, financial,
etc.) of that parent.
• ECONOMIC LOSS-- another result of divorce is that
children living in single parent families are less likely to
have as many economic resources as children living in
intact families.
• MORE LIFE STRESS-- divorce often results in many changes
in children's living situations such as changing schools, child
care, homes, etc. Children often also have to make
adjustments to changes in relationships with friends and
extended family members. These changes create a more
stressful environment for children.

6. The following are some of the
effects that parents'
matrimonial problems have
on children:
 Sense of being deprived of
parental love.
 Separation from siblings
 Sense of guilt,
embarrassment, insecurity
and loss of self-confidence
 Depression
 Anxiety
 Loss of concentration in
studies
 Tendency towards negative
attitude and behavior

7. The decisions you make in divorce can significantly affect
you financially now and in the future.
Unfortunately, these decisions are often made during a time
of crisis and great anxiety. Along with high emotions,
overwhelmingly complex financial information often affects
decision-making and, consequently, your ability to survive
your divorce financially.
Divorce financial issues are often not examined thoroughly;
however, once a divorce settlement has been signed, it’s too
late to change it.
What is missing in most divorce proceedings is expert
financial analysis of marital assets and projections of how
the division of those assets will specifically impact your
individual financial future.

8. Your divorce, however, can be different.
Do not face your divorce alone or unprepared.
You are entitled to a highly qualified expert who
specializes in divorce financial analysis so that you can
increase your chances of arriving at a settlement that fully
addresses your long-term financial needs.
An expert in divorce financial analysis can help you sort
through the financial issues of your divorce and provide
information to help you make informed and confident
decisions.
The expert’s years of experience as a financial professional
bring clarity and understanding to complicated marital
property and compensation issues involved in divorce.
The expert takes your divorce seriously and holds all
information to the highest standards of confidentiality.

9.  60% of people under poverty guidelines are divorced
women and children.
 Women who work and place their children in child care
experience a greater stigma than men in the same
position. Men in the same position often attract support
and compassion.
 Men are usually confronted with greater emotional
adjustment problems than women. The reasons for this are
related to the loss of intimacy, the loss of social
connection, reduced finances, and the common
interruption of the parental role.

10.  Men remarry more quickly than women.
 Men are initially more negative about divorce than women
and devote more energy in attempting to salvage the
marriage.
 After divorce, women experience less stress and better
adjustment in general than do men.
The reasons for this are that women are more likely to
notice marital problems and to feel relief when such
problems end, women are more likely than men to rely on
social support systems and help from others.