Brenton Charnley discusses disruptive innovations arising from insurtech. He notes that while insurtech investment cooled in 2017, distribution remains a focus area. Outsiders are also moving into the insurtech space and partnering with incumbents. Insurtechs are enabling the industry rather than just disrupting it by creating new products, improving risk assessment, and helping close the global underinsurance gap through solutions like usage-based insurance and partnerships in emerging markets.
A Comprehensive Guide to Insurance Technology - InsurTechExperfy
When compared to other sectors of “big business”, the insurance industry has for long been left to operate uninterrupted, out of reach from the aggressive startup movement that has radically transformed and reshaped so many other industries. Now is the time of change.
Over the last couple of years, startup funding has increased dramatically in the insurance sector fueling what is known as insurance technology companies or InsurTech.
In this course, through a series of videos, lectures, and practical examples blended with theoretical concepts, we'll navigate through the new hot area of InsurTech. Firstly, we'll have a quick introduction to InsurTech. Then, we'll move on to have an overview on the insurance industry and its digitization efforts, following that we'll learn the categories of InsurTech companies as well as InsurTech Technology Enablers. From that point, we'll get to learn InsurTech business model, key commercial drivers, and finally we'll explore the future of InsurTech.
Link to course:
https://www.experfy.com/training/courses/a-comprehensive-guide-to-insurance-technology-insurtech
Redefining Growth Through Engagement DesignAlchemy Crew
This presentation has for purpose to provide Tech leaders, Investors, Established innovators with an overview on The Proposition Circle's approach to redefining and delivering unique customer engagements in highly disrupted and competitive markets.
InsurTech & The Sharing Economy - An Insurance Market PerspectiveAlchemy Crew
On 5th & 6th April EXEC Berlin conducted a conference on the worlds of FinTech & InsurTech. I shared my point of view from an InsurTech Sharing Economy view point.
Chasing the Digital Wave of InsurTech MichalGromek
Opening presentation at the Stockholm Insurtech Conference on September 20th, 2017. The Insurtech ecosystem is being understood and defined as tool and measures to support startups in the field of insurance.
A Comprehensive Guide to Insurance Technology - InsurTechExperfy
When compared to other sectors of “big business”, the insurance industry has for long been left to operate uninterrupted, out of reach from the aggressive startup movement that has radically transformed and reshaped so many other industries. Now is the time of change.
Over the last couple of years, startup funding has increased dramatically in the insurance sector fueling what is known as insurance technology companies or InsurTech.
In this course, through a series of videos, lectures, and practical examples blended with theoretical concepts, we'll navigate through the new hot area of InsurTech. Firstly, we'll have a quick introduction to InsurTech. Then, we'll move on to have an overview on the insurance industry and its digitization efforts, following that we'll learn the categories of InsurTech companies as well as InsurTech Technology Enablers. From that point, we'll get to learn InsurTech business model, key commercial drivers, and finally we'll explore the future of InsurTech.
Link to course:
https://www.experfy.com/training/courses/a-comprehensive-guide-to-insurance-technology-insurtech
Redefining Growth Through Engagement DesignAlchemy Crew
This presentation has for purpose to provide Tech leaders, Investors, Established innovators with an overview on The Proposition Circle's approach to redefining and delivering unique customer engagements in highly disrupted and competitive markets.
InsurTech & The Sharing Economy - An Insurance Market PerspectiveAlchemy Crew
On 5th & 6th April EXEC Berlin conducted a conference on the worlds of FinTech & InsurTech. I shared my point of view from an InsurTech Sharing Economy view point.
Chasing the Digital Wave of InsurTech MichalGromek
Opening presentation at the Stockholm Insurtech Conference on September 20th, 2017. The Insurtech ecosystem is being understood and defined as tool and measures to support startups in the field of insurance.
A report providing an overview of the Insurance Technology startup landscape, graphical trends and insights, and recent funding and exit events. Contact info@venturescanner.com to learn more!
InsureNXT-Unicorn session_Final 21 April 2021.pdfAlchemy Crew
These slides aim to share within our community the great achievements from unicorns.
The challenges to get there and the opportunities within our insurance world.
The report, “Accenture Innovation Maturity Index 2020 – Middle East,” is based on a survey of 200 C-suite executives in Saudi Arabia and the United Arab Emirates (U.A.E) and on an Accenture outside-in analysis of more than 275 companies across the Middle East that measures the potential value that companies are failing to realize from opportunities that technology innovations present as well as their exposure to disruption.
Lower barriers to entry and the rise of ecosystems and integrated value chains are eroding organizational boundaries and spurring convergence. Automation, the need for digital skills, demographic shifts and globalization are upending labor supply and demand. The future is in flux.
Advances in talent analytics are finally allowing workforce planning to become as dynamic as this environment. Prescriptive analytics tools help organizations go beyond describing “what is happening now” or “what might happen in the future” to control “what should happen.”
Scenario-based strategic workforce planning is a digital playground for the business to constantly optimize workforce choices—testing, learning and tweaking across dimensions and futures—to deliver the business strategy.
As of Dec 28th, #InsurTech raised $7Bn in funding in 2020.
In these slides, I share an investment update on the state of InsurTech investment and its impact on the startups. growth ventures, investors, and incumbent player communities.
I am also sharing a few case studies of winning market players including Oscar, Lemonade, Root, Wefox, and Ant Financial which all did very well in 2020. Also, check-out my 2021 prediction article on LinkedIn, which brings everything together.
Nordic Disruptability Index - Accenture Research (LONG READ)Accenture Nordics
Accenture Nordic Disruptability Index reveals how you can take control of disruption. We have discovered that disruption is manageable and predictable and have clear recommendation on how to turn vulnerabilities into advantages. This deck is the SHORT READ (5 min), and will give you the high level insights.
Transforming with confidence. Turning innovation into resultsAccenture Nordics
Accenture explains how high-growth companies in the Nordic region are turning innovation investments into financial results. Learn about our distinct approach to innovation, by examining what Innovation champions (high growth companies) are doing right.
Tracxn's proprietary #taxonomy brings to you top #BusinessModels in InsurTech rebrand.ly/v1vmzfc
Get our free reports on #PracticeArea or #sector of your interest to your mailbox regularly https://rb.gy/cx2upn
30 mins presentation about the future of FinTech, presented at OP Hoksaamo on the November 25th, 2015. Although I presented in Finnish, most of the slides are in english.
Enjoy! :)
Reilun puolen tunnin presentaatio FinTechin tulevaisuudesta 2020 OP:n Hoksaamo päivässä 25.11.2015.
Ole hyvä! :)
Why don’t people buy lifetime annuity products if they help them be more confident in retirement? That’s the annuity puzzle! 🤨
Stephen Huppert has written a white paper exploring the annuity puzzle and some of the research looking for solutions
The Future of Insurance special report, published in The Times, reveals how this traditional sector is keeping up with the digital age. The report covers price wars between companies, the impact of technology and how personal data may penalise ‘uninsurables’. Additionally, it includes a pull-out infographic charting the rise of telematics
A report providing an overview of the Insurance Technology startup landscape, graphical trends and insights, and recent funding and exit events. Contact info@venturescanner.com to learn more!
InsureNXT-Unicorn session_Final 21 April 2021.pdfAlchemy Crew
These slides aim to share within our community the great achievements from unicorns.
The challenges to get there and the opportunities within our insurance world.
The report, “Accenture Innovation Maturity Index 2020 – Middle East,” is based on a survey of 200 C-suite executives in Saudi Arabia and the United Arab Emirates (U.A.E) and on an Accenture outside-in analysis of more than 275 companies across the Middle East that measures the potential value that companies are failing to realize from opportunities that technology innovations present as well as their exposure to disruption.
Lower barriers to entry and the rise of ecosystems and integrated value chains are eroding organizational boundaries and spurring convergence. Automation, the need for digital skills, demographic shifts and globalization are upending labor supply and demand. The future is in flux.
Advances in talent analytics are finally allowing workforce planning to become as dynamic as this environment. Prescriptive analytics tools help organizations go beyond describing “what is happening now” or “what might happen in the future” to control “what should happen.”
Scenario-based strategic workforce planning is a digital playground for the business to constantly optimize workforce choices—testing, learning and tweaking across dimensions and futures—to deliver the business strategy.
As of Dec 28th, #InsurTech raised $7Bn in funding in 2020.
In these slides, I share an investment update on the state of InsurTech investment and its impact on the startups. growth ventures, investors, and incumbent player communities.
I am also sharing a few case studies of winning market players including Oscar, Lemonade, Root, Wefox, and Ant Financial which all did very well in 2020. Also, check-out my 2021 prediction article on LinkedIn, which brings everything together.
Nordic Disruptability Index - Accenture Research (LONG READ)Accenture Nordics
Accenture Nordic Disruptability Index reveals how you can take control of disruption. We have discovered that disruption is manageable and predictable and have clear recommendation on how to turn vulnerabilities into advantages. This deck is the SHORT READ (5 min), and will give you the high level insights.
Transforming with confidence. Turning innovation into resultsAccenture Nordics
Accenture explains how high-growth companies in the Nordic region are turning innovation investments into financial results. Learn about our distinct approach to innovation, by examining what Innovation champions (high growth companies) are doing right.
Tracxn's proprietary #taxonomy brings to you top #BusinessModels in InsurTech rebrand.ly/v1vmzfc
Get our free reports on #PracticeArea or #sector of your interest to your mailbox regularly https://rb.gy/cx2upn
30 mins presentation about the future of FinTech, presented at OP Hoksaamo on the November 25th, 2015. Although I presented in Finnish, most of the slides are in english.
Enjoy! :)
Reilun puolen tunnin presentaatio FinTechin tulevaisuudesta 2020 OP:n Hoksaamo päivässä 25.11.2015.
Ole hyvä! :)
Why don’t people buy lifetime annuity products if they help them be more confident in retirement? That’s the annuity puzzle! 🤨
Stephen Huppert has written a white paper exploring the annuity puzzle and some of the research looking for solutions
The Future of Insurance special report, published in The Times, reveals how this traditional sector is keeping up with the digital age. The report covers price wars between companies, the impact of technology and how personal data may penalise ‘uninsurables’. Additionally, it includes a pull-out infographic charting the rise of telematics
Technologies has been disrupting traditional industries at an ever-increasing pace and now the pandemic has basically put these changes into hyper-speed.
The current pandemic has been, to say the least, grim for business. Yet during this crisis, some companies been thriving because of dramatic shifts in consumer behaviour
Consumer Marketing and Collision Repar Shops - Mitchell Presentation asTech
This presentation outlines what and how auto body shops need to market to, service and sell today's consumer.
This specific slide deck was shard with the Axalta 20 Group at Mitchell Internatinal's
Europe's Top 5 Medical Device Companies to Watch in 2023.pdfinsightscare
The latest edition of Insights Care, Europe’s Top 5 Medical Device Companies to Watch in 2023, sheds light on the prominent leader, John O’Dea, CEO of Palliare.
The CII has published A World Of Risk is special report that focuses on the world of insurance as a profession.
Its purpose is to:
•Showcase the inspiring work that’s underway, across the world, to build a trusted international insurance profession.
•Highlight the crucial role of the CII affiliated institutes around the world.
•Promote engagement and collaboration across borders.
Sanjeevani Electronic Health Records IEEE Oxford UK PresentationAIlapakurti
Mobile is increasingly ubiquitous. With 6.8 billion mobile subscriptions world wide, access anytime, anywhere
through smart gadgets is now putting cheap and connected,
mobile computing power in the hands of millions of consumers
and healthcare practitioners. Mobile Sensors – accelerometers,
location detection, wireless connectivity and cameras– offer
another big step towards closing the feedback loop in
personalized medicine. There is no more personal data than onthe-body or in-the-body sensors. With so many connected devices generating various vital health related data, integrating these data points to Electronic Health Records not only provide more accurate picture of the patient but also helps to connect with the doctor. In this paper, we propose Sensor integration framework with Electronic Health Records (EHR). Finally, the paper presents a prototyping solution design as well as its application and certain experimental results.
Sanjeevani EHR IEEE Big Data Services 2016, Oxford, UKAIlapakurti
Mobile is increasingly ubiquitous. With 6.8 billion mobile subscriptions world wide, access anytime, anywhere through smart gadgets is now putting cheap and connected, mobile computing power in the hands of millions of consumers
and healthcare practitioners. Mobile Sensors – accelerometers,
location detection, wireless connectivity and cameras– offer
another big step towards closing the feedback loop in
personalized medicine. There is no more personal data than onthe-body or in-the-body sensors. With so many connected devices generating various vital health related data, integrating these data points to Electronic Health Records not only provide more accurate picture of the patient but also helps to connect with the doctor. In this paper, we propose Sensor integration framework with Electronic Health Records (EHR). Finally, the paper presents a prototyping solution design as well as its application and certain experimental results.
The 10 Most Trustworthy Healthcare and Life Science solution providers” project. In this project we are presenting you some of the prominent companies and healthcare solution providers, who have very skillfully integrated technology into their daily functioning, services and products.
Market Research Reports, Inc. has announced the addition of “Personal Accident and Health Insurance in Australia, Key Trends and Opportunities to 2018” research report to their offering. See more at- http://mrr.cm/Z9F
Similar to Disruptive Innovations arising from Insurtech - Brenton Charnley Insurtech Australia (20)
DevOps and Testing slides at DASA ConnectKari Kakkonen
My and Rik Marselis slides at 30.5.2024 DASA Connect conference. We discuss about what is testing, then what is agile testing and finally what is Testing in DevOps. Finally we had lovely workshop with the participants trying to find out different ways to think about quality and testing in different parts of the DevOps infinity loop.
Transcript: Selling digital books in 2024: Insights from industry leaders - T...BookNet Canada
The publishing industry has been selling digital audiobooks and ebooks for over a decade and has found its groove. What’s changed? What has stayed the same? Where do we go from here? Join a group of leading sales peers from across the industry for a conversation about the lessons learned since the popularization of digital books, best practices, digital book supply chain management, and more.
Link to video recording: https://bnctechforum.ca/sessions/selling-digital-books-in-2024-insights-from-industry-leaders/
Presented by BookNet Canada on May 28, 2024, with support from the Department of Canadian Heritage.
Le nuove frontiere dell'AI nell'RPA con UiPath Autopilot™UiPathCommunity
In questo evento online gratuito, organizzato dalla Community Italiana di UiPath, potrai esplorare le nuove funzionalità di Autopilot, il tool che integra l'Intelligenza Artificiale nei processi di sviluppo e utilizzo delle Automazioni.
📕 Vedremo insieme alcuni esempi dell'utilizzo di Autopilot in diversi tool della Suite UiPath:
Autopilot per Studio Web
Autopilot per Studio
Autopilot per Apps
Clipboard AI
GenAI applicata alla Document Understanding
👨🏫👨💻 Speakers:
Stefano Negro, UiPath MVPx3, RPA Tech Lead @ BSP Consultant
Flavio Martinelli, UiPath MVP 2023, Technical Account Manager @UiPath
Andrei Tasca, RPA Solutions Team Lead @NTT Data
Securing your Kubernetes cluster_ a step-by-step guide to success !KatiaHIMEUR1
Today, after several years of existence, an extremely active community and an ultra-dynamic ecosystem, Kubernetes has established itself as the de facto standard in container orchestration. Thanks to a wide range of managed services, it has never been so easy to set up a ready-to-use Kubernetes cluster.
However, this ease of use means that the subject of security in Kubernetes is often left for later, or even neglected. This exposes companies to significant risks.
In this talk, I'll show you step-by-step how to secure your Kubernetes cluster for greater peace of mind and reliability.
Key Trends Shaping the Future of Infrastructure.pdfCheryl Hung
Keynote at DIGIT West Expo, Glasgow on 29 May 2024.
Cheryl Hung, ochery.com
Sr Director, Infrastructure Ecosystem, Arm.
The key trends across hardware, cloud and open-source; exploring how these areas are likely to mature and develop over the short and long-term, and then considering how organisations can position themselves to adapt and thrive.
Observability Concepts EVERY Developer Should Know -- DeveloperWeek Europe.pdfPaige Cruz
Monitoring and observability aren’t traditionally found in software curriculums and many of us cobble this knowledge together from whatever vendor or ecosystem we were first introduced to and whatever is a part of your current company’s observability stack.
While the dev and ops silo continues to crumble….many organizations still relegate monitoring & observability as the purview of ops, infra and SRE teams. This is a mistake - achieving a highly observable system requires collaboration up and down the stack.
I, a former op, would like to extend an invitation to all application developers to join the observability party will share these foundational concepts to build on:
Generative AI Deep Dive: Advancing from Proof of Concept to ProductionAggregage
Join Maher Hanafi, VP of Engineering at Betterworks, in this new session where he'll share a practical framework to transform Gen AI prototypes into impactful products! He'll delve into the complexities of data collection and management, model selection and optimization, and ensuring security, scalability, and responsible use.
Epistemic Interaction - tuning interfaces to provide information for AI supportAlan Dix
Paper presented at SYNERGY workshop at AVI 2024, Genoa, Italy. 3rd June 2024
https://alandix.com/academic/papers/synergy2024-epistemic/
As machine learning integrates deeper into human-computer interactions, the concept of epistemic interaction emerges, aiming to refine these interactions to enhance system adaptability. This approach encourages minor, intentional adjustments in user behaviour to enrich the data available for system learning. This paper introduces epistemic interaction within the context of human-system communication, illustrating how deliberate interaction design can improve system understanding and adaptation. Through concrete examples, we demonstrate the potential of epistemic interaction to significantly advance human-computer interaction by leveraging intuitive human communication strategies to inform system design and functionality, offering a novel pathway for enriching user-system engagements.
SAP Sapphire 2024 - ASUG301 building better apps with SAP Fiori.pdfPeter Spielvogel
Building better applications for business users with SAP Fiori.
• What is SAP Fiori and why it matters to you
• How a better user experience drives measurable business benefits
• How to get started with SAP Fiori today
• How SAP Fiori elements accelerates application development
• How SAP Build Code includes SAP Fiori tools and other generative artificial intelligence capabilities
• How SAP Fiori paves the way for using AI in SAP apps
SAP Sapphire 2024 - ASUG301 building better apps with SAP Fiori.pdf
Disruptive Innovations arising from Insurtech - Brenton Charnley Insurtech Australia
1. Brenton Charnley, Insurtech Australia
DISRUPTIVE INNOVATIONS
ARISING FROM
INSURTECH
BRENTON CHARNLEY
LEAD & CO-FOUNDER
INSURTECH AUSTRALIA
5 DECEMBER 2017
8. Brenton Charnley, Insurtech Australia
INSURTECH: OUR DEFINITION
the application of technology innovation in the
insurance industry value chain, to solve
known challenges and discover unknown
opportunities, in order to deliver value for
customers
9. Brenton Charnley, Insurtech Australia
Business Model
Operating Model
New
Applications
Risk mitigation
INSURTECH
Partnership
s
Improvements
New products Platforms
Distributio
n
MORE THAN TECHNOLOGY
17. Brenton Charnley, Insurtech Australia
BUT, INVESTMENT NOW COOLING
https://www.willistowerswatson.com/en-US/insights/2017/10/quarterly-insurtech-briefing-q3-2017
18. Brenton Charnley, Insurtech Australia
ENABLING
NOT
DISRUPTING
OUTSIDERS
MOVING IN
AND (UP)
NOT
JUST
STARTUPS
INTEGRATED
CONVENENICE
DISTRIBUTION
STILL A
FOCUS
NEW
PRODUCTS
& RISKTRENDS
2017
INSURTECH
1
2
3
4
5
6
20. Brenton Charnley, Insurtech Australia
DISRUPTIVE INNOVATION
Clayton Christensen, Innovator’s Solution
…disruptive technologies offer other benefits—
typically, they are simpler, more convenient, and
less expensive products that appeal to new or less-
demanding customers.
21. Brenton Charnley, Insurtech Australia
ENABLING NOT JUST DISRUPTING
http://www.mckinsey.com/industries/financial-services/our-insights/insurtech-the-threat-that-inspires
37. Brenton Charnley, Insurtech Australia
MOVING UP THE VALUE CHAIN
Today more than ever, some of these
intermediaries run the risk of getting
disintermediated sooner rather than later
because they are unable to adapt their
business model, disruptors are penetrating
their markets, or technology is changing
the entire industry.
Walter Kielholz, Chairman SwissRe
2016
38. Brenton Charnley, Insurtech Australia
REINSURANCE DEALS
http://www.oliverwyman.com/content/dam/oliver-wyman/v2/publications/2017/jun/Oliver-Wyman-Policen-Direkt-Global-
InsurTech-Report-2017-Final.pdf
45. Brenton Charnley, Insurtech Australia
INSURTECHS - MODULARITY
http://www3.weforum.org/docs/Beyond_Fintech_-_A_Pragmatic_Assessment_of_Disruptive_Potential_in_Financial_Services.pdf
46. Brenton Charnley, Insurtech Australia
INSURTECHS – USAGE ON DEMAND
http://www3.weforum.org/docs/Beyond_Fintech_-_A_Pragmatic_Assessment_of_Disruptive_Potential_in_Financial_Services.pdf
47. Brenton Charnley, Insurtech Australia
INSURTECHS – EMERGING RISKS
http://www3.weforum.org/docs/Beyond_Fintech_-_A_Pragmatic_Assessment_of_Disruptive_Potential_in_Financial_Services.pdf
48. Brenton Charnley, Insurtech Australia
INSURTECHS – REINVENT LIFE
http://www3.weforum.org/docs/Beyond_Fintech_-_A_Pragmatic_Assessment_of_Disruptive_Potential_in_Financial_Services.pdf
49. Brenton Charnley, Insurtech Australia
INSURTECHS – CLOSER TO HOME
Flare HR is a company delivering value in
the ‘HR tech’ services sector. Similar to
the business model of the multi billion
dollar company Zenefits,FlareHR provides
software that manages the on-boarding
of new employees, other human
resources functions and payroll.
It generates revenue by also delivering
financial services and products, such as
superannuation and life insurance, to
employees.
New distribution channels
Cover Genius is a global distributor of
insurance products for online businesses.
It is one of the fastest growing fintech
startups to have emerged from Australia.
Cover Genius’ first brand to launch was
RentalCover.com which sells insurance
for car rentals from its own site and also
through the largest online travel agents
globally. As a full stack startup they
control all facets of both their partner
relationships and the customer journey.
Digital distribution platform
ROOBYX provides refreshingly simple
access to replacing these lost
protections, starting with Income
Protection Insurance. They are building a
community and providing on-demand
workers with useful tools and assistance
to help them navigate through the
sharing economy and the portfolio to
careers it’s likely to create.
Gig-economy insurance
51. Brenton Charnley, Insurtech Australia
NOT JUST STARTUPS
https://www.the-digital-insurer.com/blog/insurtech-insurtechtop9-three-questions-startup-ask-vc/
CVC’s
58. Brenton Charnley, Insurtech Australia
UNDERINSURANCE: A DEFINITON
The gap between the amount of insurance
that is economically beneficial and the
amount of insurance purchased.
Global Insurance Protection Gap
Report 2014
Source: The Global Insurance Protection Gap Assessment and Recommendations 2014
60. Brenton Charnley, Insurtech Australia
UNDERINSURANCE: A BIG PROBLEM
Four billion people or approximately and 55 per
cent of the world’s population are still
uninsured, there is a $168bn coverage gap in non
life and a US$20 trillion life protection gap in the
US alone.
Global Insurance Protection Gap Report 2014
Source: The Global Insurance Protection Gap Assessment and Recommendations 2014
61. Brenton Charnley, Insurtech Australia
UNINSURABLE
IMMATURE REG & LEGAL
AFFORDABILITY
RISK CULTURE
CULTURE &
RELIGION
RISK AWARENESS
UNDERINSURANCE: WHY?
Source: The Global Insurance Protection Gap Assessment and Recommendations 2014
64. Brenton Charnley, Insurtech Australia
“I AM PARTLY
PROTECTED, BUT
IT COULD
BE BETTER”
“I KNOW WHAT
ARE MY RISKS
BUT I CAN’T OR
DON’T TAKE
ACTION”
“PROTECT ME
WHEN I NEED
IT TO LIVE MY
LIFE”
”I DON’T KNOW
WHAT I DON’T
KNOW”
04 03
0201
INSURTECH
&
UNDERINSURANCE
HIERARCHY OF RISK COMPETENCE
UNCONCIOUS
INCOMPETENCE
CONCIOUS
INCOMPETENCE
CONCIOUS
COMPETENCE
UNCONCIOUS
COMPTENENCE
65. Brenton Charnley, Insurtech Australia
WHAT CAN INSURTECH DO?
• ROBO ADVICE/DATA/BOTS
• NEW & RELEVANT PRODUCTS
• INTEGRATED INSURANCE
COVERAGE
• DIGITAL EXPERIENCE
• PARTNERSHIPS
• NEW LOW COST
PRODUCTS
• MICROINSURANCE
• DATA ANALYTICS
• AUTOMATED RISK
ASSESSMENT
• DISTRIBUTION
PLATFORMS
• TRANSPARENCY
• PERSONALISED
• USAGE BASED
• SITUATIONAL
• RISK PARTNER
• BUSINESS MODELS
• AWARENESS
• EDUCATION
• FINANCIAL LITERACY
• EMERGING MARKETS
• COLLABORATION
• PARTNERSHIPS
04 03
0201
INSURTECH
&
UNDERINSURANCE
AWARE ACCESS
ACTIONAUTOMATE
66. Brenton Charnley, Insurtech Australia
CLOSE THE GAP: THE OPPORTUNITY
PREMIUMS IN
EMERGING MARKETS ALONE
http://www.swissre.com/library/partner-publication/The_Global_Insurance_Protection_Gap_Assessment_and_recommendations.html
68. Brenton Charnley, Insurtech Australia
INSURTECH
OPPORTUNITIES
2018PARTNER FOR SUCCESS
• MORE COLLABORATION
• INSURTECH NEED FOR PAPER
• INCUMBENTS COME TO THE
FORE IN SOME SEGMENTS
• NEW ENTRANTS/OUTSIDERS
TO PARTNER
IMPROVE THE VALUE CHAIN
• ENTERPRISE TECH
• UNDERWRITING & CLAIMS
• DATA ANALYTICS & ML
• SERVICING & ADMIN
• REGTECH
• AUTOMATION & AI
DISTRIBUTION ROUND 2
• B2B2C & B2B
• E-COMMERCE & INTEGRATION
NEW CHANNELS FOR INTEGRATION
• PLATFORMS
• COMMERCIAL INSURANCE
• RE-INSURERS ARE COMING
• ROBO-ADVISORS
• FINTECHS TO COME
ENABLEMENT TO CONTINUE
NEW PRODUCTS
• MICRO INSURANCE
• PERSONALISED PRODUCTS
• EMERGING MARKETS
• LIFE & HEALTH OPPS
GLOBAL INSURTECH GROWTH
• INSURERS & REINSURERS
CONTINUE TO INVEST
• DIGITAL TRANSFORMATION
ACROSS INSURANCE
• INSURTECH KEY FOCUS
• MOVING FASTER
• CONNECTED COMMUNITY
• FLOW OF INSURTECHS &
FUNDING
• AUSTRALIAN COMMUNITY TO GROW
• INNOVATION 3.0 IN AUSTRALIA
70. Brenton Charnley, Insurtech Australia
www.brentoncharnley.com
www.insurtechaustralia.org
brenton@insurtechaustralia.org
+61 419 178 552
LET’S MAKE AUSTRALIA
A WORLD LEADER
IN INSURTECH