This document discusses four types of disaster risks: cyber attacks, civil commotion, natural events, and domestic terrorism. For each risk, it provides a definition, likelihood and impact ratings, examples, potential pre-event and post-event measures, and an impact breakdown calculation. The cyber attack section examines a data breach at a university, the civil commotion section analyzes protests that could affect enrollment, and the natural event section models a blizzard's financial impacts. The domestic terrorism section models costs from a hypothetical attack targeting students.

1. Disaster Risks
AJ Buono, Nick Breslin, Emily Reedy,
Matt Lebo

2. Disaster Risks
• Definition: unexpected natural or manmade
events that cause mass destruction
• Measurements for Likelihood and Impact
- Likelihood: 0 (Remote) to 2 (High Probability)
- Impact: 0 (Small) to 2 (Large)

3. Agenda
1. Cyber Attack- AJ
2. Civil Commotion- Matt Lebo
3. Natural Event – Emily
4. Domestic Terrorism - Nick

4. Cyber Attack
Any type of offensive maneuver employed by individuals
or whole organizations that targets computer
information systems, infrastructures, computer networks
and/or personal computer devices.
Done by various means of malicious acts usually
originating from an anonymous source
Attacker either steals, alters, or destroys a specified
target by hacking into a susceptible system

5. Cyber Attack
Likelihood: 1 Impact: 2
Pre-event measures: Buying a Cyber Insurance Policy,
Have a Incident Response Plan, Establish Relationship
with Law Enforcement, Identify Key Assets
Post event measures: Notify Law Enforcement,
Implement Incident Response Plan, Capture Extend of
Damage, Prevent Further Damage, Notify to Victims,
Impact:$73,900,000

6. Impact Breakdown
45% (Likelihood 1) * $162,000,000 (Cost of Target’s 2013-2014
Breach)
+ $1,000,000 on Improved Cyber Security (based on Rutgers’
investments)
_____________________________________________________
$73,900,000

7. Civil Commotion
Definition: a public revolt by a large number of people
who cause harm to people and or property
Internal and also external
Civil commotion instills fear in the surrounding areas
and could affect Saint Joseph’s University depending on
the proximity

8. Civil Commotion
Likelihood: 0 Impact: 2
Pre-event measures: Meet with other colleges in the
area, have training sessions for our employees on
emergency response and notification plans.
Post-event measures: Update policies and
procedures, determine if the way we handled the
situation can be reformed.

9. Impact Breakdown
Likelihood (0): 2%
Impact (2): $27,100,000
Expected: .02 * 27,100,000 = $542,000
10% decrease in
enrollment:
($50,000*485) $24,250,000
Building deductibles: ($50,000*2) $100,000
10 students injured: ($250,000*10) $2,500,000
Miscellaneous $250,000 $250,000
TOTAL: $27,100,000

10. Natural Event
A natural disaster is a catastrophic event caused by the natural
processes of the earth.
Earthquakes, tornadoes, droughts, heat waves, hail, hurricanes,
landslides, wildfires, and famines are examples of natural disasters.
Disasters most common here in the Northeast- Severe blizzards/ice
storms, hurricanes, and tornadoes.
A natural disaster is measured by the severity and the impact.
Number of deaths, capability to repair/rebuild, and economic loss are
ways to measure the severity of a catastrophic event.

11. Natural Event
Likelihood: 0 Impact: 1
Pre-event Measures: Identify the hazards, have an all
hazards emergency guide, put together a crisis team,
develop transportation protocols, practice routines, staff
faculty emergency planning, and have insurance.
Post-event Measures: bring in companies to restore
the infrastructure of all buildings affected.
Cost x Probability = Impact
$101,234,700 x .05 = 5,061,735

12. Impact Breakdown
Property insurance deductible: $50,000
Loss of Revenue/reputation (enrollment goes down 20%): Average
tuition= $38,577 av. tuition x 5,500 students = $212,173,500
5,500 students x 20% decrease in enrollment = 4,400 students
4,400 students x $38,577 av. tuition = $169,738,800, so
$212,173,500 - $169,738,800 = $ 42,434,700
Liability: death of 10 students x $4,000,000 = $40,000,000
75 students injured x $250,000 = $18,750,000, so $40,000,000 +
$18,750,000 = $58,750,000
Cost: $101,234,700 Probability: .05

13. Domestic Terrorism
Any form of mass violence (mass shooting, bombing)
targeted at Saint Joseph’s University students, faculty
and/or property
The Source of violence is Domestic not International
Attacker commits murder and injuries on a number of
students / faculty
Example: Terrorist decides to aim on students in Library.
Example: Terrorist places and detonates a bomb in the
Hagan Arena.

14. Domestic Terrorism
Likelihood: 0 Impact: 2
Pre-event measures: Heighten security (Public Safety) protocols
on campus, Implement evacuation drills, University taking online
threats or rumors very serious, CAPS, Placing metal detectors in
most frequented facilities (Library, Campion Student Center, Hagan
Arena), Insurance.
Post-event measures: Lockdowns vs. Lockouts, Amplify CAPS
and psychological services for the university as a whole, Rebuild
infrastructure of buildings if destroyed (bombings).
Impact: $ 5,435,485 (If 15 killed, 20 injured, and enrollment down
20%)

15. Impact Breakdown
Property Insurance Deductible: $50,000
Loss of Revenue, Enrollment down 20%:
Average tuition= $38,577 av.tuition x 5,500 students =
$212,173,500
5,500 students x 20% decrease in enrollment = 4,400 students
4,400 students x $38,577 av. tuition = $169,738,800
$212,173,500 - $169,738,800 = $ 42,434,700
15 students killed= $4 million per student.
20 students injured= $300,000 per student
Counseling and psychological services=$75,000
Security and metal detectors: $150,000
TOTAL:108,709,700 X .05(Likelihood 0)= 5,435,485