This document provides financial information for Allie Boyd and Michael Dahl who both earn $45,000 annually as a marine biologist and computer engineer respectively. It details their income after taxes, monthly savings, housing expenses at an apartment in West Des Moines, health insurance costs, vehicle purchases and costs, utility bills, food budgets, and additional expenses. Monthly budgets are calculated after accounting for each spending category.

1. Des Moines, IA Mike Dahl Allie Boyd

3. Taxable Income: $35,650

4. Federal Income Tax: -$5,100

5. FICA: -$2,727.23

6. State Income Tax: -$2,424.20

9. Annual Rent: $13,488

10. Lease Term: 1 year

11. Deposit: $100

13. Healthcare UnitedHealthOne: Plan 100 Monthly Cost: $97.58 Annual Cost: $1,170.96 Annual Deductible: $2,500 No Co-Pays Out of Network Coverage

14. Healthcare Expenses Allie and Michael Budget: $24,331.71 Cost: -$1,170.96 Deductible: -$2,500 Remaining Budget: $20,660.75

16. Car Payment: 5 years

17. APR: 4.0%

18. Sales Tax: 6.0%

20. Monthly Payments: $295.01

21. Insurance Costs: $1,312

22. Registration: $138.70

23. Average Mileage per Year: 14,000 miles

25. Down Payment: -$2,000

26. 12 Month Payment: -$3,540.12

27. Insurance: -$1,312

28. Registration: -$138.70

29. Gas: -$1,416

30. Remaining Budget: $12,253.93Allie Budget: $20,660.75 Down Payment: -$2,000 12 Month Payment: -$3,537.48 Insurance: -$844 Registration: -$96.94 Gas: -$1,416 Remaining Budget: $12,766.33

31. Utilities Monthly Rates: Water (Des Moines Water Works): $43.69 Internet/Cable/Phone Package (Qwest): $94.94 Gas (MidAmerican): $55 Electricity (Alliant): $99

33. Water: -$262.14

34. Package: -$569.64

35. Gas: -$330

36. Electricity: -$594

38. Weekly Groceries: $70

40. Food: -$9,000

43. Clothing: -$500

44. Netflix: -$47.94

45. XBOX 360: -$299.99

46. Golf: -$143

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