Financial depth captures the financial sector relative to the economy. It is the size of banks, other financial institutions, and financial markets in a country, taken together and compared to a measure of economic output. To assure success in business you must both deepen and broaden your financial depths to increase product and service capability relative to your industry. The parameters to be acutely aware of, who you do business with or for, the solidarity of business relationships, the size of your banks, financial institutions, and financial markets as you expand your territory within and outside of your country, taken together and compared will determine the measure of your businesses’ economic output. This compilation discusses what “DEPTHS of Financial Relationships in 2022” means to Business Owners.

1. SANPETE FINANCIAL GROUP
RIGHT HON YVONNE E. GAMBLE
DEPTHS OF
FINANCIAL
RELATIONSHIPS
IN 2022
/2022

2. OUR AGENDA
6 STAGES OF
FINANCIAL
DEVELOPMENT
FINANCIAL
SYSTEMS
GROWTH IN
FINANCE
DEFINITION OF
A BUSINESS
OWNER
DEVELOPMENT
& GROWTH
06
05
01
04
03
FINANCIAL
DEPTH
02

3. BUSINESS
OWNER
“Business owner” is a term that refers to
individuals who establish and operate an entity
that is engaged in commercial, industrial or
professional activities with the purpose of
deriving profits from its successful operations.
SECTION 01

4. FINANCIAL DEPTH CAPTURES THE
FINANCIAL SECTOR RELATIVE TO THE
ECONOMY. IT IS THE SIZE OF BANKS,
OTHER FINANCIAL INSTITUTIONS, AND
FINANCIAL MARKETS IN A COUNTRY,
TAKEN TOGETHER AND COMPARED TO
A MEASURE OF ECONOMIC OUTPUT.
SECTION 02

5. 30% 25%
WHAT DOES
BUSINESS
FINANCIAL
DEPTH MEAN?
A business will only grow to the extent of its
banking, financial institution and access to
capital capacity; therefore, these are the 3
primary areas that businesses in 2022 must
work to change, enhance or prepare properly
to receive and keep capital.
The Bank
45%
Financial Institution Access to Capital
SECTION 02

6. HOW FINANCIAL
DEEPENING IS RELATED
TO YOUR ECONOMIC
GROWTH?
GET & KEEP THINGS ON TRACK
DEVELOP RELATIONSHIPS
To develop the economy of your business
you must develop and nurture
relationships with bankers, lenders and
capital acquisition companies.
Businesses with sufficiently and fully developed
economies are characterized by high financial
deepening, meaning that the financial capability
in these companies have had significant growth
and improvement, which has, in turn, led to the
growth and development of the entire enterprise,
and expands their market share.
SECTION 02

7. TIP&TUCKS FOR 2022
TIP: A ROTH IRA COVERS EMPLOYERS AND
EMPLOYEES; IT WILL GIVE YOU ACCESS TO
CAPITAL WITHOUT TAX PENALTY AND WILL
GROW FOR RETIREMENT.

8. YOU MUST
UNDERSTAND
THE RELATIONSHIP BETWEEN FINANCIAL
DEVELOPMENT AND ECONOMIC GROWTH
Businesses with well-developed financial
systems tend to grow faster than the rest.
Financial development drives technological
innovation and consequently, the rate of
economic growth.
Financial depth influences growth rates of
sectors within a business Industries that are
more dependent on external finance
(defined as the difference between
investments and cash generated from
operations) grow disproportionately faster
in businesses with more developed financial
relationships.
SECTION 03

9. HOW IS
FINANCIAL
DEPTH
MEASURED?
Financial depth is measured by
GDP. Gross domestic product.
(GDP) is the total monetary or
market value of all the finished
goods and services produced
within a country's borders in a
specific market or territory.
SECTION 03

10. Business has line of credit and
can purchase additional
inventory.
Business does not have access to
capital and has to increase price to
restock inventory during the week.
GOOD DEPTH POSITION
BAD DEPTH POSITION
Let's Look At An
Example
To a business owner, financial depth is generally
measured by either the ratio of liquid liabilities to the
market value of their goods or services or the ratio of
their private or accessible credit that will allow them to
create and provide their goods and services.
20 loaves of bread in inventory need 100.
SECTION 03

11. TIP&TUCKS FOR 2022
TIP: NEVER INCREASE OR DECREASE YOUR
PRICING TO COVER FOR LACK OF INVENTORY.
LIMIT THE AVAILABILITY OR TAKE THE
INVENTORY OR SERVICE OUT OF ROTATION
UNTIL YOU HAVE SUFFICIENT SUPPLIES.

12. WHAT ARE THE 6
STAGES OF
FINANCIAL
DEVELOPMENT?
SECTION 04

13. 1. information
production
2. monitor
investments
4. branding
6. 10 revenue
channels
5. diversify
3. marketing
SECTION 04

14. WHAT IS GROWTH IN
FINANCE?
The change in a company's earnings, revenue, GDP or
some other measure from one period of time (usually
a year) to the next. Growth shows by how much the
measure has grown or shrunk in raw dollar amounts,
but may be expressed as a percentage as well.
·WHAT WAS YOUR GROWTH RATE IN 2020?
·WHAT WAS YOUR GROWTH RATE OVER THE PAST 3 YEARS?
·WHAT WILL YOUR GROWTH RATE BE IN 3, 5, 7, & 10 YEARS?
SECTION 05

15. TIP&TUCKS FOR 2022
TIP: TAKE YOUR BANKER, LENDER OR
INVESTOR TO A “GET TO KNOW YOU LUNCH,
TEA OR COFFEE”.

16. WHAT IS THE ROLE OF
FINANCIAL SYSTEMS?
02
Financial system helps efficiently direct the flow
of revenue, expenses, savings and investments in
the business.
Financial institutions like banks play a major role.
These savings are then channelized by the banks
to provide credit to different business entities,
which are involved in production and distribution
of a business’s goods and services.
SECTION 06

17. TIP&TUCKS FOR 2022
TIP: NEVER INCREASE OR DECREASE YOUR
PRICING TO COVER FOR LACK OF INVENTORY.
LIMIT THE AVAILABILITY OR TAKE THE
INVENTORY OR SERVICE OUT OF ROTATION
UNTIL YOU HAVE SUFFICIENT SUPPLIES.

18. It plays a vital role in economic development of a business
It facilitates revenue development
It encourages savings and investment.
It links businesses and investors.
It helps in capital formation.
It helps in allocation of risk.
It facilitates expansion of business markets.
It aids in Financial Deepening and Broadening.
WHAT ARE THE MAIN FEATURES OF A
FINANCIAL SYSTEM?
SECTION 06

19. TIP&TUCKS FOR 2022
TIP: DESIGN 2022 FINANCIAL STRATEGY PLAN
NOW; REVIEW, REVISE AND ADJUST EVERY 90
DAYS.

20. CONTACT US !
Twitter
Email
Website
Phone
SanPete Financial Group
Your Access To Capital
@sanpetegrp
info@sanpetefinancialgroup.com
www.sanpetefinancialgroup.com
1.832.819.5260