DAY 2 – BIAN Service Landscape,
APIs & Information Model
Enterprise & Solution Architecture |
Banking Client Master Deck
BIAN Service Landscape
• Complete banking capability map
– Organized by Business Areas & Domains
– Covers retail, corporate & fintech banking
– Used for EA planning & transformation
BIAN Service Landscape View
Customer & Channels Products & Services
Operations
Risk, Finance &
Compliance
Using BIAN as Capability Map
• Identify capability gaps
– Avoid duplication
– Support buy vs build decisions
– Drive roadmap prioritization
BIAN Service Operations
• Initiate – create new record
– Execute – perform business action
– Retrieve – read information
– Update – modify state
– Request – on-demand service
BIAN Service Operation Lifecycle
Initiate Execute / Update
Retrieve / Request
BIAN Information (Semantic)
Model
• Canonical banking business objects
– Control Record ownership
– Single source of truth
– Semantic interoperability
BIAN Canonical Information Model
Customer Account
Transaction
BIAN APIs & Open Banking
• BIAN semantic APIs
– RESTful & stateless
– Aligns with PSD2 / Open Banking
– Enables ecosystem integration
BIAN vs Open Banking APIs
Open Banking APIs
(Regulatory / External)
BIAN Service APIs
(Internal / Enterprise)

DAY2_BIAN_Master_ServiceLandscape_APIs_InfoModel.pptx

  • 1.
    DAY 2 –BIAN Service Landscape, APIs & Information Model Enterprise & Solution Architecture | Banking Client Master Deck
  • 2.
    BIAN Service Landscape •Complete banking capability map – Organized by Business Areas & Domains – Covers retail, corporate & fintech banking – Used for EA planning & transformation
  • 3.
    BIAN Service LandscapeView Customer & Channels Products & Services Operations Risk, Finance & Compliance
  • 4.
    Using BIAN asCapability Map • Identify capability gaps – Avoid duplication – Support buy vs build decisions – Drive roadmap prioritization
  • 5.
    BIAN Service Operations •Initiate – create new record – Execute – perform business action – Retrieve – read information – Update – modify state – Request – on-demand service
  • 6.
    BIAN Service OperationLifecycle Initiate Execute / Update Retrieve / Request
  • 7.
    BIAN Information (Semantic) Model •Canonical banking business objects – Control Record ownership – Single source of truth – Semantic interoperability
  • 8.
    BIAN Canonical InformationModel Customer Account Transaction
  • 9.
    BIAN APIs &Open Banking • BIAN semantic APIs – RESTful & stateless – Aligns with PSD2 / Open Banking – Enables ecosystem integration
  • 10.
    BIAN vs OpenBanking APIs Open Banking APIs (Regulatory / External) BIAN Service APIs (Internal / Enterprise)