BIAN API

1. DAY 2 – BIAN Service Landscape,
APIs & Information Model
Enterprise & Solution Architecture |
Banking Client Master Deck

2. BIAN Service Landscape
• Complete banking capability map
– Organized by Business Areas & Domains
– Covers retail, corporate & fintech banking
– Used for EA planning & transformation

3. BIAN Service Landscape View
Customer & Channels Products & Services
Operations
Risk, Finance &
Compliance

4. Using BIAN as Capability Map
• Identify capability gaps
– Avoid duplication
– Support buy vs build decisions
– Drive roadmap prioritization

5. BIAN Service Operations
• Initiate – create new record
– Execute – perform business action
– Retrieve – read information
– Update – modify state
– Request – on-demand service

6. BIAN Service Operation Lifecycle
Initiate Execute / Update
Retrieve / Request

7. BIAN Information (Semantic)
Model
• Canonical banking business objects
– Control Record ownership
– Single source of truth
– Semantic interoperability

8. BIAN Canonical Information Model
Customer Account
Transaction

9. BIAN APIs & Open Banking
• BIAN semantic APIs
– RESTful & stateless
– Aligns with PSD2 / Open Banking
– Enables ecosystem integration

10. BIAN vs Open Banking APIs
Open Banking APIs
(Regulatory / External)
BIAN Service APIs
(Internal / Enterprise)