Zeljko Bubicic has over 12 years of experience in IT development for bank processes. He currently works as an IT Development Manager and CIO Assistant at Istarska kreditna banka Umag d.d., where he leads a team of 15 people and assists the CIO in planning and organizing the bank's IT sector. Bubicic has expertise in project management, business systems analysis and design, databases, programming languages like Java and web technologies. He holds a Master of Science degree in IT and information systems and specialized training in information society organization re-engineering.