Cutting Back To Enjoy More Later

1. By Heather Katsonga-Woodward,
http://themoneyspotprogram.com
Your spending will always expand to match your income unless you
specifically plan to live beneath your means. You can do this as a lifestyle
choice or for short periods of time to save for something you really want.
Shop around to save money on the things that you buy regularly – buy in
bulk, get products where they are cheapest instead of just going to your
favourite shop, use coupons and take advantage of discount days at local
stores.
However, there are some things that you can live without completely;that
is the topic this blog.
We get so used to buying what we always buy that we don’t usually stop to contemplate what’s necessary
and what isn’t. To help you think through your own shopping list I’ll go through some things my friends
and I cut back on to save:
Rent
You could live in a cheaper area and save thousands immediately. I did this when I first started work. I
was spending almost half what my peers were on rent just by living a little further out of the city. Of
course, many of us are unwilling to compromise here so we have to look at the small stuff.
Juice!
For what you get, it’s not cheap at all. I was having a chat with one of my best friends about cutting back
and she said, “Can you believe it, we’ve even had to stop buying juice!”
I was like, “You were still buying juice? I stopped buying juice ages ago because it contains way too
many calories. I’ll only buy it if I have guests coming.” I also find juice to be poor value for money
besides being completely unnecessary for the weight conscious. Juice packs in a lot more calories than
one might suspect.
Restaurants
We spend A LOT of money on eating out every month. I personally find it very hard to cut back because I
think of it as a “treat” after a week of hard work. However, right now my husband and I have just spent a

2. By Heather Katsonga-Woodward,
http://themoneyspotprogram.com
small fortune renovating a flat that we just bought so we’ll use that thought to spur us on during our
financial fast in September.
To stick to our resolve we add“treat foods” to our shopping list to encourage us to eat at home. For
example, buying a frozen pizza that you just stick in the oven when you feel lazy is a lot cheaper than
going out for pizza. We wouldn’t normally buy this type of food because it’s not healthy but it does the
job of keeping us at home when we want to eat out.
Meat
News flash: you don’t have to eat meat every day. Some people would think this is unthinkable and
perhaps an utterly ridiculous suggestion but it’s true. If your partner is against this suggestion remind
them that desperate times call for desperate measures.
You can also cut back by eating less meat rather than cutting it out completely. For instance, unless it’s a
very small chicken I only ever eat one chicken piece, I find two to be excessive. If everyone in your home
has two pieces your chicken will immediately last twice as long by enforcing a one-piece rule. The same
goes for sausages and other meats. I normally cook minced meat with beans to bulk it up. Less meat
means a heavier wallet and a more attractive waist line!
You could go for offal aswell. Liver, oxtail and tongue are delicious.
Body Products & Makeup
There are so many options here. If you use a range of upmarket brands explore supermarket “equivalents”
to see if they work just as well. You could save a tidy fortune here.
Take a close look at what you tend to spend money and see what else you could do without. Magazines?
New shoes or clothes? And so on.
“Cut back on your rent or cut back on what you spend on food but never worry about investing money in
a good book.” Robin S. Sharma