Crescendo Technology Solutions proposes automating MetLife's examiner assignment process to reduce costs and improve efficiency. Key aspects include using GPS to assign the nearest, highest ranked examiner to claims, balancing workloads, and estimating required examiner numbers by area. The project aims to reduce manpower by 35% and claims amounts by employing expert examiners. Crescendo will collect examiner data, design the automated system, code and test it, and implement the new process by October 31st for $12,000.
African Utility Week - Comparing Innovation with Pre-Paid Meters vs Post-Paid...David Schaub-Jones
This presentation was given at African Utility Week 2015, by David Schaub-Jones, director of SeeSaw. The presentation looked at the use of prepaid meters by African Utilities and compared the pros and cons with innovating using smartphones and existing 'postpaid' approaches to reading meters, issuing bills and collecting revenue. SeeSaw specialise in the application of ICT to the water sector (especially in Africa).
African Utility Week - Comparing Innovation with Pre-Paid Meters vs Post-Paid...David Schaub-Jones
This presentation was given at African Utility Week 2015, by David Schaub-Jones, director of SeeSaw. The presentation looked at the use of prepaid meters by African Utilities and compared the pros and cons with innovating using smartphones and existing 'postpaid' approaches to reading meters, issuing bills and collecting revenue. SeeSaw specialise in the application of ICT to the water sector (especially in Africa).
Keynote 2 - The 20% of software engineering practices that contribute to 80% ...ESEM 2014
This presentation will challenge the application of metrics and other software engineering practices in commercial companies that do not have to comply with safety/ regulatory standards and thus can chose the SDLC approach that they feel more appropriate and cost effective for the intended purpose. Which are the practices that are really applied to make things happen under the tight constraints of time to market and profitability? A snapshot of the "hands-on" situation from the perspective of a large consulting company engaged with many customers in various markets and domains.
Bio: Gualtiero Bazzana is Chairman of ITA-STQB, Head of Marketing WG for ISTQB and Managing Director of Alten Italia. He has been working in the IT domain since 20 years with a long lasting experience in the areas of testing, process improvement, quality. He has authored 50+ papers at international conferences on such subjects
Using experienced QA resources improves workflow and efficiency, enabling a company to be more competitive in the market. Charter Global has a strong technical understanding of the resources needed to maintain an effective QA organization.
Ta3s, headquartered out of Bangalore and has partners in Middle East, Americas, APJ and Europe, is a specialized next generation independent testing services and solutions company providing unit, functional, integration, regression, automation, performance and mobile testing services. Ta3s has strong competency and experience in delivering testing projects in Banking, Financial Services, Insurance, Retail, Ecommerce, Healthcare, Pharma, Games and Education domains. Our experience in SAP and Oracle has helped customers gain immediate insight into implementation of quality deliverables and seamless deployment. Be it a product on premise or on cloud, we have the best resources to address customer needs.
Led by experienced, committed and dynamic test professionals, Ta3s is fast establising itself to be one of the leading independent testing services company offering test consulting, staff auggmentation, outsourced testing, managed services and BOT services.
Customers today are not just looking for augmenting human resource but are looking at service companies that can deliver outcomes, assure and ensure quality. Ta3s, divergently, provides good customer satisfaction by taking the time required to map key internal and external customer deliverable pain points and correlates the same to bring forth a strong customer centric UFP (Unique Fitment Proposition). Ta3s studies each issue and approaches them accordingly. Unlike approaching every company with a legacy solution or a single value template, UFP enables to understand issues and address with a customized as well as customer centric solution.
Employee Vision:
While we pledge to provide our customers the best return on investment, it is our mandate to build, nurture and elevate the quality of our employees by providing the most challenging work environment, mentoring and training. We will recruit employees who have the drive to learn, grow and build Ta3s as the best in the business Testing Services Organization.
Corporate Values:
4D’s – Different, Discipline, Dedication and Delivery matters the most to us. Successful delivery of projects needs discipline and dedication while using different innovative methods to ensure faster quality delivery while reducing costs and increasing ROI for our customers.
Gain valuable Time and Cost spent on Recruitment. Talenttar emerge with Single point solution for all your recruitment needs – Campus hiring(Fresher), Lateral recruitment (Experienced candidate) and Walk-ins, a complete Recruitment process outsourcing.
Mistakes we make_and_howto_avoid_them_v0.12Trevor Warren
This presentation was put together for the CMGA (www.cmga.org.au) meetup in Canberra (ACT), Australia. It's an attempt to share some of my experiences building and delivering systems over the last decade and a half.
Cost Star Ratings to score team's AWS optimization at Morningstar" - Katelyn ...AWS Chicago
Chicago AWS user group
FinOps in AWS - managing cost, spending, and budgets in AWS accounts
Sept 24 2019
"Cost Star Ratings to score team's AWS optimization at Morningstar" - Katelyn Decraene, Cloud Finance Manager, Cloud Services at Morningstar
The client (VAS) is leader in visual development and editing with rich experience of 5+ years in fulfilling the requirements of overseas and domestic clients. The talented team of visualizers, editors, and project managers offers cutting edge services in the field of photo editing, 3D rendering, video editing, and preparing floor plans with elevations in standard as well as 3D view. Staying abreast with latest trends and technologies, economical service charges, and timely delivery of projects with complete transparency are few critical working styles of the client that stands it apart from other organizations.
The client commenced its operations in 2017 in India and since then, it has been witnessing continuous growth and success with the help of qualified professionals. The client is the one-stop solution for real estate marketing needs. The client serve customers from U.S, Australia, U.K, and India with customer-centric ideology to deliver excellence in all projects. Client has dominant presence in the field of Photo Editing, Floor Plan, Video Editing Services, Virtual Replacement, Virtual Dusk, and more. The success and recognition which is earned by the client are attributed to the deployment of streamlined processes and to a team of professionals who are extremely passionate about their work.
This session provides a holistic framework that can be used to build a Cloud Strategy that is tailor made for your organization. The Cloud Strategy covers 7 different perspectives of consideration including Business, People, Process, Operations, Security, Maturity, and Platform.
The Total Cost Management (TCM) Framework of the Authority for the Advancement of Cost Engineering (AACE) International is an Integrated Approach to Portfolio, Program and Project Management. It provided a structured, annotated process map that explains each practice area of the cost engineering field in the context of its relationship to the other practice areas including allied professions. In other words; it is a process for applying the skills and knowledge of cost engineering. A key feature of the TCM Framework is that it highlights and differentiates the main cost management application areas: project control and strategic asset management. In this paper the focus is on project control.
In the TCM Framework, the Basis of Estimate (BOE) is characterised as the one deliverable that defines the scope of the engagement and ultimately becomes the basis for change management. When prepared correctly, any person with (capital) project experience can use the BOE to understand and assess the estimate, independent of any other supporting documentation. A well-written BOE achieves those goals by clearly and concisely stating the purpose of the estimate being prepared (i.e. cost/ effort/duration study, project options, funding, etc.), the project scope, cost basis, allowances, assumptions, exclusions, cost risks and opportunities, contingencies, and any deviations from standard practices.
A BOE document is a required component of a cost estimate. Because of its relevance in the set of AACE International recommended practices (RP) a BOE document is present. This template provides guidelines for the structure and content of a cost basis of estimate.
Although not always happy with the opinion that the Software Services Industry is different than other industries, analysis of the BOE shows that the structure is applicable but needs to be adapted to meet the practise in Software Services. In addition, the terminology used does not reflect the activities, components, items, issues, etc. of the Software Services Industry. The tailored version; Basis of Estimate – As Applied for the Software Services Industries provides guidelines for the structure and content of a cost basis of estimate specific to the software services industries (i.e. software development, maintenance & support, infrastructure, services, research & development, etc.).
With this BOE a structure is provided for further standardisation of the Estimation Process, a more consistent use of metrics (sizing, effort, schedule, quality), transparent options for control (benchmark, audit, bid validation) and a common approach on assumptions and associated risks.(IT Confidence 2013, Rio de Janeiro (Brazil))
Our team of SAP specialists have a broad base of skills and experience that provide you with the best license optimization possible.
• Access to SAP licensing and product specialists with years of industry and hands-on large enterprise project experience.
• Commercial and contractual know-how of SAP licensing with tried and tested negotiation experience.
• SAP contract and product use rights specialists.
• SAP security and basis technicians specializing in licensing and user optimization.
Keynote 2 - The 20% of software engineering practices that contribute to 80% ...ESEM 2014
This presentation will challenge the application of metrics and other software engineering practices in commercial companies that do not have to comply with safety/ regulatory standards and thus can chose the SDLC approach that they feel more appropriate and cost effective for the intended purpose. Which are the practices that are really applied to make things happen under the tight constraints of time to market and profitability? A snapshot of the "hands-on" situation from the perspective of a large consulting company engaged with many customers in various markets and domains.
Bio: Gualtiero Bazzana is Chairman of ITA-STQB, Head of Marketing WG for ISTQB and Managing Director of Alten Italia. He has been working in the IT domain since 20 years with a long lasting experience in the areas of testing, process improvement, quality. He has authored 50+ papers at international conferences on such subjects
Using experienced QA resources improves workflow and efficiency, enabling a company to be more competitive in the market. Charter Global has a strong technical understanding of the resources needed to maintain an effective QA organization.
Ta3s, headquartered out of Bangalore and has partners in Middle East, Americas, APJ and Europe, is a specialized next generation independent testing services and solutions company providing unit, functional, integration, regression, automation, performance and mobile testing services. Ta3s has strong competency and experience in delivering testing projects in Banking, Financial Services, Insurance, Retail, Ecommerce, Healthcare, Pharma, Games and Education domains. Our experience in SAP and Oracle has helped customers gain immediate insight into implementation of quality deliverables and seamless deployment. Be it a product on premise or on cloud, we have the best resources to address customer needs.
Led by experienced, committed and dynamic test professionals, Ta3s is fast establising itself to be one of the leading independent testing services company offering test consulting, staff auggmentation, outsourced testing, managed services and BOT services.
Customers today are not just looking for augmenting human resource but are looking at service companies that can deliver outcomes, assure and ensure quality. Ta3s, divergently, provides good customer satisfaction by taking the time required to map key internal and external customer deliverable pain points and correlates the same to bring forth a strong customer centric UFP (Unique Fitment Proposition). Ta3s studies each issue and approaches them accordingly. Unlike approaching every company with a legacy solution or a single value template, UFP enables to understand issues and address with a customized as well as customer centric solution.
Employee Vision:
While we pledge to provide our customers the best return on investment, it is our mandate to build, nurture and elevate the quality of our employees by providing the most challenging work environment, mentoring and training. We will recruit employees who have the drive to learn, grow and build Ta3s as the best in the business Testing Services Organization.
Corporate Values:
4D’s – Different, Discipline, Dedication and Delivery matters the most to us. Successful delivery of projects needs discipline and dedication while using different innovative methods to ensure faster quality delivery while reducing costs and increasing ROI for our customers.
Gain valuable Time and Cost spent on Recruitment. Talenttar emerge with Single point solution for all your recruitment needs – Campus hiring(Fresher), Lateral recruitment (Experienced candidate) and Walk-ins, a complete Recruitment process outsourcing.
Mistakes we make_and_howto_avoid_them_v0.12Trevor Warren
This presentation was put together for the CMGA (www.cmga.org.au) meetup in Canberra (ACT), Australia. It's an attempt to share some of my experiences building and delivering systems over the last decade and a half.
Cost Star Ratings to score team's AWS optimization at Morningstar" - Katelyn ...AWS Chicago
Chicago AWS user group
FinOps in AWS - managing cost, spending, and budgets in AWS accounts
Sept 24 2019
"Cost Star Ratings to score team's AWS optimization at Morningstar" - Katelyn Decraene, Cloud Finance Manager, Cloud Services at Morningstar
The client (VAS) is leader in visual development and editing with rich experience of 5+ years in fulfilling the requirements of overseas and domestic clients. The talented team of visualizers, editors, and project managers offers cutting edge services in the field of photo editing, 3D rendering, video editing, and preparing floor plans with elevations in standard as well as 3D view. Staying abreast with latest trends and technologies, economical service charges, and timely delivery of projects with complete transparency are few critical working styles of the client that stands it apart from other organizations.
The client commenced its operations in 2017 in India and since then, it has been witnessing continuous growth and success with the help of qualified professionals. The client is the one-stop solution for real estate marketing needs. The client serve customers from U.S, Australia, U.K, and India with customer-centric ideology to deliver excellence in all projects. Client has dominant presence in the field of Photo Editing, Floor Plan, Video Editing Services, Virtual Replacement, Virtual Dusk, and more. The success and recognition which is earned by the client are attributed to the deployment of streamlined processes and to a team of professionals who are extremely passionate about their work.
This session provides a holistic framework that can be used to build a Cloud Strategy that is tailor made for your organization. The Cloud Strategy covers 7 different perspectives of consideration including Business, People, Process, Operations, Security, Maturity, and Platform.
The Total Cost Management (TCM) Framework of the Authority for the Advancement of Cost Engineering (AACE) International is an Integrated Approach to Portfolio, Program and Project Management. It provided a structured, annotated process map that explains each practice area of the cost engineering field in the context of its relationship to the other practice areas including allied professions. In other words; it is a process for applying the skills and knowledge of cost engineering. A key feature of the TCM Framework is that it highlights and differentiates the main cost management application areas: project control and strategic asset management. In this paper the focus is on project control.
In the TCM Framework, the Basis of Estimate (BOE) is characterised as the one deliverable that defines the scope of the engagement and ultimately becomes the basis for change management. When prepared correctly, any person with (capital) project experience can use the BOE to understand and assess the estimate, independent of any other supporting documentation. A well-written BOE achieves those goals by clearly and concisely stating the purpose of the estimate being prepared (i.e. cost/ effort/duration study, project options, funding, etc.), the project scope, cost basis, allowances, assumptions, exclusions, cost risks and opportunities, contingencies, and any deviations from standard practices.
A BOE document is a required component of a cost estimate. Because of its relevance in the set of AACE International recommended practices (RP) a BOE document is present. This template provides guidelines for the structure and content of a cost basis of estimate.
Although not always happy with the opinion that the Software Services Industry is different than other industries, analysis of the BOE shows that the structure is applicable but needs to be adapted to meet the practise in Software Services. In addition, the terminology used does not reflect the activities, components, items, issues, etc. of the Software Services Industry. The tailored version; Basis of Estimate – As Applied for the Software Services Industries provides guidelines for the structure and content of a cost basis of estimate specific to the software services industries (i.e. software development, maintenance & support, infrastructure, services, research & development, etc.).
With this BOE a structure is provided for further standardisation of the Estimation Process, a more consistent use of metrics (sizing, effort, schedule, quality), transparent options for control (benchmark, audit, bid validation) and a common approach on assumptions and associated risks.(IT Confidence 2013, Rio de Janeiro (Brazil))
Our team of SAP specialists have a broad base of skills and experience that provide you with the best license optimization possible.
• Access to SAP licensing and product specialists with years of industry and hands-on large enterprise project experience.
• Commercial and contractual know-how of SAP licensing with tried and tested negotiation experience.
• SAP contract and product use rights specialists.
• SAP security and basis technicians specializing in licensing and user optimization.
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
US Economic Outlook - Being Decided - M Capital Group August 2021.pdf
Crescendo
1.
2. Project proposal to MetLife
(Metropolitan Life Insurance Company)
AUTOMATION OF THE EXAMINER
ASSIGNMENT PROCESS
3. The Team
• HEMA V
• SURENDARAN
• AJOY INFANT RAJ A
• HARISH TCS
• DIVIAN JEGAM
• MICHAEL ANTONY D’COUTO
• ARAVIND U
4. About CRESCENDO
• Crescendo Technology Solutions pvt. Ltd. is a successful software and
consulting company.
• Vision: Crescendo believes that our responsibility extends beyond
business by assisting socially and economically depressed sectors of the
communities in which we work.
• Goal: provide strategic solutions, operational leadership and the co-
creation of breakthrough solution to the changing world.
• Workforce: experts in cutting edge technologies including those in
mobility, big data and cloud computing.
6. Problem Statement
Vehicle Accident claim
• Random assignment of examiner to estimate the damage
cost.
• No process in place to assign efficient examiner
• Inefficient examiner estimates more amount than actual
damage.
• Huge loss due to wrong estimation
• Workload is not equal for all the examiners
• Examiner located far away from the accident spot takes
more time to reach the spot.
• No estimation of actual examiners required for a
particular area.
7. Justification for Implementation
• Removes the manual error.
• Makes the process less tedious.
• Same examiner working repetitively.
• Selecting an effective examiner.
• Examiner near the vicinity of the accident spot.
• Determine the number of examiners required in a certain
location.
• Work load on the examiners.
• Prejudices of the person allotting the examiners.
8. Project Goals
•35 % reduction in manpower
•Optimum examiner allocation and utilization
•Reduction in claim amount by employing
expert examiners
9. Strategy and Activities
• The process behind assigning the examiners to the accident cases is
automated with the help of the proposed functionality which is
added as a separate menu in the customer’s website.
• All the examiners working with the company are assigned ranks
based on the complexity and the number of cases solved by them
in the past.
• With the help of GPS , the examiners that are in the vicinity of the
accident spot are selected and they are arranged based on their
respective ranks.
• The list is further refined by taking into account the number of
cases taken care by the examiner in any particular month. This
helps overloading any particular examiner.
• Now the examiner in the top of the stack is assigned to the case .
10. Deliverables
S.No Tentative Date Deliverable
1. September 15, 2014 Report on the requirement gathering
2. September 25, 2014 Design document delivered for customers’ acceptance
3. October 21, 2014 Code is delivered for User acceptance testing
4. October31, 2014 Implementation of the code in the web server
11. Schedule
Task Description Completion Date
Data collection
Collect data regarding the examiners
of the company
September 8, 2014
Background check
Collected data is analyzed and
verified.
September 10, 2014
Requirement Gathering
Personnel from the company gather
the requirement from the insurance
firm and enquire the primary
motives.
September 15, 2014
Design phase
The website and database is
designed and delivered
September25, 2014
Coding
Coding is developed by the
programmers using Java & SQL+
October13, 2014
Testing
System and Integration testing and
bug fixing
October20, 2014
User Acceptance
The website is launched for user
acceptance testing
October26, 2014
Implementation The website is launched and go live
October 31,2014
12. Budget
Tasks
Estimated Man
Hours
Cost
Data Collection and validation 8 $ 300
Background check of the examiner's data 24 $ 900
Requirements Gathering and preparation of requirements
document
40 $ 1,500
Designing the website and database 54 $ 2,025
Coding and unit testing 96 $ 3,600
System and Integration testing 40 $ 1,500
User acceptance testing and bug fix 16 $ 600
Implementation and production support 40 $ 1,500
Total 318 $ 12,000
Billing per man hour - $ 37.50 – The lowest in the IT industry
13. RISKS AND ASSUMPTIONS
• Risks
o Examiners should have experience
o Examiners who are not well equipped might lose their jobs
o Judgments or strategies passed rely heavily on past data
• Assumption
o The examiner would continue to excel at work
14. CONCLUSION
• We would ensure safety with no prejudices in judgments
passed
• Proper scrutiny of the accident scene by highly trained and
experienced examiners who will be selected on a round robin
basis