Public and private actions for shifting towards sustainable production of bee...CIFOR-ICRAF
Presented by Pablo Pacheco at the Land and Poverty Conference in Washington, DC, USA, in 2016.
----
This research is supported by USAID funding for CIFOR’s Governing Oil Palm Landscapes for Sustainability (GOLS) project, and this work is partly funded by the United Kingdom’s Department for International Development KNOWFOR Program Grant to CIFOR. This research is part of the CGIAR Research Program on Forests, Trees and Agroforestry (FTA), which is funded by the CGIAR Fund Donors.
ERM partnered with a range of leading experts and institutions in June 2019 to bring the latest ESG and sustainability information to the Asian markets. Partners in this tour included, the Stock Exchange of Thailand (SET); Hong Kong Stock Exchange (HKEX); Bloomberg; Citi; Robeco; The Economist; and CDP.
Matt Wood is the Technology Evangelist for Amazon Web Services. In his role Matt educates customers on the technical and business aspects of cloud computing, mentor start-ups and coaches developers throughout Europe. Matt will introduce the Cloud platform offered by Amazon, and discuss how organizations can make use of Amazon's massive scale and operational experience to achieve efficiency and business agility in the cloud, elastic, utility computing models and security at every level.
Public and private actions for shifting towards sustainable production of bee...CIFOR-ICRAF
Presented by Pablo Pacheco at the Land and Poverty Conference in Washington, DC, USA, in 2016.
----
This research is supported by USAID funding for CIFOR’s Governing Oil Palm Landscapes for Sustainability (GOLS) project, and this work is partly funded by the United Kingdom’s Department for International Development KNOWFOR Program Grant to CIFOR. This research is part of the CGIAR Research Program on Forests, Trees and Agroforestry (FTA), which is funded by the CGIAR Fund Donors.
ERM partnered with a range of leading experts and institutions in June 2019 to bring the latest ESG and sustainability information to the Asian markets. Partners in this tour included, the Stock Exchange of Thailand (SET); Hong Kong Stock Exchange (HKEX); Bloomberg; Citi; Robeco; The Economist; and CDP.
Matt Wood is the Technology Evangelist for Amazon Web Services. In his role Matt educates customers on the technical and business aspects of cloud computing, mentor start-ups and coaches developers throughout Europe. Matt will introduce the Cloud platform offered by Amazon, and discuss how organizations can make use of Amazon's massive scale and operational experience to achieve efficiency and business agility in the cloud, elastic, utility computing models and security at every level.
I have been researching DHS Co-ops for the past three years and have built strong compliance based research knowledge pertaining to identity theft, biometrics and Cyber Security.
Se deslindan del uso de pruebas de VIH falsasJess Dector
AHF México, A.C.; el Grupo Multisectorial en VIH e ITS del Estado de Veracruz, la UV, los Institutos Municipales de las Mujeres de Xalapa, y Veracruz, el Ayuntamiento de Coatzacoalcos, Tan raro como los demás, Si a La Vida A.C y todos sus aliados en el Estado de Veracruz, se declaran ajenos a estos hechos de corrupción.
Get ahead of the cloud or get left behindMatt Mandich
An enterprise cloud computing strategy results in:
Broad consensus on goals and expected results of moving select processes to the cloud
Standardized, consistent approach to evaluating the benefits and challenges of cloud projects
Clear requirements for the negotiation and monitoring of partnerships with cloud service providers
Understanding and consensus on the enabling and managing role IT will play in future cloud initiatives
Goals and a roadmap for transforming internal IT from asset managers to service broker
FOR CS PROFESSIONAL, CA, CMA
Sustainable Development
• Role of Business in Sustainable Development
• Sustainability Terminologies
• Corporate Sustainability
• Corporate Sustainability and Corporate Social Responsibility
• KYOSEI & TRIPLE BOTTOM LINE (TBL)
• One of the fundamental characteristics of a corporate is perpetuity. In the eyes of law, it is treated as a separate legal entity which can hold assets and bear liabilities, can sue and be sued.
• The word sustainable is derived from sustain or sustained. The synonyms of the word sustained as per the Collins Thesaurus include perpetual, prolonged, steady.
• Sustainable development is a broad, concept that balances the need for economic growth with environmental protection and social equity.
• WCED recognized that the achievement of sustainable development could not be simply left to government regulators and policy makers. It recognized that industry has a significant role to play.
• Four fundamental Principle of Sustainable Development- Principle of Intergenerational equity; Principle of sustainable use; Principle of equitable use or intergenerational equity; Principle of integration.
• Corporate Sustainability is a business approach that creates long-term shareholder value by embracing opportunities and managing risks deriving from economic, environmental and social developments. corporate sustainability describes business practices built around social and environmental considerations • Key drivers need to be garnered to ensure sustainability - Internal Capacity Building strength; Social impact assessment; Repositioning capability; Corporate sustainability.
• Kyosei philosophy reflects a confluence of social, environmental, technological and political solutions. It works in five stages-- First is economic survival of the company. Second is cooperating with labour. Third is cooperating outside the company. Fourth is global activism, and fifth is making the government/s a Kyosei partner
• In 1999 Elkington developed the concept of the Triple Bottom Line which proposed that business goals were inseparable from the societies and environments within which they operate.
• The emergence of corporate responsibility, from being a niche interest of environmentalist and pressure groups to one public. Concern, has in part, stemmed from the realization that corporate governance and social and environmental performance are important elements of sustained financial profitability.
The presentation of Katriina Alhola and Jáchym Judl of Finnish Environmental Institute (SYKE) in the Carbon Game -event. It was organised by Sitra in collaboration with Climate Partners and SYKE. In the event the definition and rules of carbon neutrality were discussed as well as how carbon neutrality is seen in business both in Finland and globally.
See also the separate presentations of the event and workshop by Katriina Alhola and Professor Greg Norris.
I have been researching DHS Co-ops for the past three years and have built strong compliance based research knowledge pertaining to identity theft, biometrics and Cyber Security.
Se deslindan del uso de pruebas de VIH falsasJess Dector
AHF México, A.C.; el Grupo Multisectorial en VIH e ITS del Estado de Veracruz, la UV, los Institutos Municipales de las Mujeres de Xalapa, y Veracruz, el Ayuntamiento de Coatzacoalcos, Tan raro como los demás, Si a La Vida A.C y todos sus aliados en el Estado de Veracruz, se declaran ajenos a estos hechos de corrupción.
Get ahead of the cloud or get left behindMatt Mandich
An enterprise cloud computing strategy results in:
Broad consensus on goals and expected results of moving select processes to the cloud
Standardized, consistent approach to evaluating the benefits and challenges of cloud projects
Clear requirements for the negotiation and monitoring of partnerships with cloud service providers
Understanding and consensus on the enabling and managing role IT will play in future cloud initiatives
Goals and a roadmap for transforming internal IT from asset managers to service broker
FOR CS PROFESSIONAL, CA, CMA
Sustainable Development
• Role of Business in Sustainable Development
• Sustainability Terminologies
• Corporate Sustainability
• Corporate Sustainability and Corporate Social Responsibility
• KYOSEI & TRIPLE BOTTOM LINE (TBL)
• One of the fundamental characteristics of a corporate is perpetuity. In the eyes of law, it is treated as a separate legal entity which can hold assets and bear liabilities, can sue and be sued.
• The word sustainable is derived from sustain or sustained. The synonyms of the word sustained as per the Collins Thesaurus include perpetual, prolonged, steady.
• Sustainable development is a broad, concept that balances the need for economic growth with environmental protection and social equity.
• WCED recognized that the achievement of sustainable development could not be simply left to government regulators and policy makers. It recognized that industry has a significant role to play.
• Four fundamental Principle of Sustainable Development- Principle of Intergenerational equity; Principle of sustainable use; Principle of equitable use or intergenerational equity; Principle of integration.
• Corporate Sustainability is a business approach that creates long-term shareholder value by embracing opportunities and managing risks deriving from economic, environmental and social developments. corporate sustainability describes business practices built around social and environmental considerations • Key drivers need to be garnered to ensure sustainability - Internal Capacity Building strength; Social impact assessment; Repositioning capability; Corporate sustainability.
• Kyosei philosophy reflects a confluence of social, environmental, technological and political solutions. It works in five stages-- First is economic survival of the company. Second is cooperating with labour. Third is cooperating outside the company. Fourth is global activism, and fifth is making the government/s a Kyosei partner
• In 1999 Elkington developed the concept of the Triple Bottom Line which proposed that business goals were inseparable from the societies and environments within which they operate.
• The emergence of corporate responsibility, from being a niche interest of environmentalist and pressure groups to one public. Concern, has in part, stemmed from the realization that corporate governance and social and environmental performance are important elements of sustained financial profitability.
The presentation of Katriina Alhola and Jáchym Judl of Finnish Environmental Institute (SYKE) in the Carbon Game -event. It was organised by Sitra in collaboration with Climate Partners and SYKE. In the event the definition and rules of carbon neutrality were discussed as well as how carbon neutrality is seen in business both in Finland and globally.
See also the separate presentations of the event and workshop by Katriina Alhola and Professor Greg Norris.
For more information on Carbon Credits including Carbon Credits Trading and How to buy and sell Carbon Credits please visit us at: http://www.carboncreditstradinginfo.com
Auditing Climate Change – Carbon Emission and Carbon Finance-SAI PakistanAsosaiJournal
All member countries of United Nations(UN), in 2015, devised a master plan for striving towards peace and prosperity of the people and the planet and this plan resulted in 17 Sustainable Development Goals (SDGs)1 . These SDGs are urgently required to be followed by all the member countries in a global partnership irrespective of whether those are developed or developing countries.
Leading player in Energy and Sustainability Services
Led more than 500 sustainability service offerings( CSR, EIAs, LCAs, CDM, Environmental Finance etc.)
Sectors( Energy and Infrastructure, Mines and Metals, Manufacturing, Habitats, Forestry, Agriculture) and
Geographies (India, Srilanka, Thailand, Philippines, Indonesia, Nigeria, Kenya, Tanzania)
Clients (Governments, Multilaterals, UN, Business groups, NGOs)
Delivered more than 500 million USD benefits to clients
Operating across India, South East Asia and Africa
ESG is best characterized as a framework that helps stakeholders understand how an organization is managing risks and opportunities related to environmental, social, and governance criteria.
Presented at the 4th Global Infrastructure Basel Summit 21 & 22 May 2014.
Read more about the world leading platform for Sustainable Infrastructure Finance at www.gib-foundation.org.
Next Summit: 27 & 28 May 2015 in Switzerland
TOO4TO Module 2 / Corporate Social and Environmental Responsibility: Part 1TOO4TO
This presentation is part of the Sustainable Management: Tools for Tomorrow (TOO4TO) learning materials. It covers the following topic: Corporate Social and Environmental Responsibility (Module 2). The material consists of 2 parts. This presentation covers Part 1.
You can find all TOO4TO Modules and their presentations here: https://too4to.eu/e-learning-course/
TOO4TO was a 35-month EU-funded Erasmus+ project, running until August 2023 in co-operation with European strategic partner institutions of the Gdańsk University of Technology (Poland), the Kaunas University of Technology (Lithuania), Turku University of Applied Sciences (Finland) and Global Impact Grid (Germany).
TOO4TO aims to increase the skills, competencies and awareness of future managers and employees with available tools and methods that can provide sustainable management and, as a result, support sustainable development in the EU and beyond.
Read more about the project here: https://too4to.eu/
This project has been funded with support from the European Commission. Its whole content reflects the views only of the author, and the Commission cannot be held responsible for any use which may be made of the information contained therein. PROJECT NUMBER 2020-1-PL01-KA203-082076
Improving profitability for small businessBen Wann
In this comprehensive presentation, we will explore strategies and practical tips for enhancing profitability in small businesses. Tailored to meet the unique challenges faced by small enterprises, this session covers various aspects that directly impact the bottom line. Attendees will learn how to optimize operational efficiency, manage expenses, and increase revenue through innovative marketing and customer engagement techniques.
Unveiling the Secrets How Does Generative AI Work.pdfSam H
At its core, generative artificial intelligence relies on the concept of generative models, which serve as engines that churn out entirely new data resembling their training data. It is like a sculptor who has studied so many forms found in nature and then uses this knowledge to create sculptures from his imagination that have never been seen before anywhere else. If taken to cyberspace, gans work almost the same way.
Putting the SPARK into Virtual Training.pptxCynthia Clay
This 60-minute webinar, sponsored by Adobe, was delivered for the Training Mag Network. It explored the five elements of SPARK: Storytelling, Purpose, Action, Relationships, and Kudos. Knowing how to tell a well-structured story is key to building long-term memory. Stating a clear purpose that doesn't take away from the discovery learning process is critical. Ensuring that people move from theory to practical application is imperative. Creating strong social learning is the key to commitment and engagement. Validating and affirming participants' comments is the way to create a positive learning environment.
Memorandum Of Association Constitution of Company.pptseri bangash
www.seribangash.com
A Memorandum of Association (MOA) is a legal document that outlines the fundamental principles and objectives upon which a company operates. It serves as the company's charter or constitution and defines the scope of its activities. Here's a detailed note on the MOA:
Contents of Memorandum of Association:
Name Clause: This clause states the name of the company, which should end with words like "Limited" or "Ltd." for a public limited company and "Private Limited" or "Pvt. Ltd." for a private limited company.
https://seribangash.com/article-of-association-is-legal-doc-of-company/
Registered Office Clause: It specifies the location where the company's registered office is situated. This office is where all official communications and notices are sent.
Objective Clause: This clause delineates the main objectives for which the company is formed. It's important to define these objectives clearly, as the company cannot undertake activities beyond those mentioned in this clause.
www.seribangash.com
Liability Clause: It outlines the extent of liability of the company's members. In the case of companies limited by shares, the liability of members is limited to the amount unpaid on their shares. For companies limited by guarantee, members' liability is limited to the amount they undertake to contribute if the company is wound up.
https://seribangash.com/promotors-is-person-conceived-formation-company/
Capital Clause: This clause specifies the authorized capital of the company, i.e., the maximum amount of share capital the company is authorized to issue. It also mentions the division of this capital into shares and their respective nominal value.
Association Clause: It simply states that the subscribers wish to form a company and agree to become members of it, in accordance with the terms of the MOA.
Importance of Memorandum of Association:
Legal Requirement: The MOA is a legal requirement for the formation of a company. It must be filed with the Registrar of Companies during the incorporation process.
Constitutional Document: It serves as the company's constitutional document, defining its scope, powers, and limitations.
Protection of Members: It protects the interests of the company's members by clearly defining the objectives and limiting their liability.
External Communication: It provides clarity to external parties, such as investors, creditors, and regulatory authorities, regarding the company's objectives and powers.
https://seribangash.com/difference-public-and-private-company-law/
Binding Authority: The company and its members are bound by the provisions of the MOA. Any action taken beyond its scope may be considered ultra vires (beyond the powers) of the company and therefore void.
Amendment of MOA:
While the MOA lays down the company's fundamental principles, it is not entirely immutable. It can be amended, but only under specific circumstances and in compliance with legal procedures. Amendments typically require shareholder
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The world of search engine optimization (SEO) is buzzing with discussions after Google confirmed that around 2,500 leaked internal documents related to its Search feature are indeed authentic. The revelation has sparked significant concerns within the SEO community. The leaked documents were initially reported by SEO experts Rand Fishkin and Mike King, igniting widespread analysis and discourse. For More Info:- https://news.arihantwebtech.com/search-disrupted-googles-leaked-documents-rock-the-seo-world/
Tata Group Dials Taiwan for Its Chipmaking Ambition in Gujarat’s DholeraAvirahi City Dholera
The Tata Group, a titan of Indian industry, is making waves with its advanced talks with Taiwanese chipmakers Powerchip Semiconductor Manufacturing Corporation (PSMC) and UMC Group. The goal? Establishing a cutting-edge semiconductor fabrication unit (fab) in Dholera, Gujarat. This isn’t just any project; it’s a potential game changer for India’s chipmaking aspirations and a boon for investors seeking promising residential projects in dholera sir.
Visit : https://www.avirahi.com/blog/tata-group-dials-taiwan-for-its-chipmaking-ambition-in-gujarats-dholera/
Cracking the Workplace Discipline Code Main.pptxWorkforce Group
Cultivating and maintaining discipline within teams is a critical differentiator for successful organisations.
Forward-thinking leaders and business managers understand the impact that discipline has on organisational success. A disciplined workforce operates with clarity, focus, and a shared understanding of expectations, ultimately driving better results, optimising productivity, and facilitating seamless collaboration.
Although discipline is not a one-size-fits-all approach, it can help create a work environment that encourages personal growth and accountability rather than solely relying on punitive measures.
In this deck, you will learn the significance of workplace discipline for organisational success. You’ll also learn
• Four (4) workplace discipline methods you should consider
• The best and most practical approach to implementing workplace discipline.
• Three (3) key tips to maintain a disciplined workplace.
"𝑩𝑬𝑮𝑼𝑵 𝑾𝑰𝑻𝑯 𝑻𝑱 𝑰𝑺 𝑯𝑨𝑳𝑭 𝑫𝑶𝑵𝑬"
𝐓𝐉 𝐂𝐨𝐦𝐬 (𝐓𝐉 𝐂𝐨𝐦𝐦𝐮𝐧𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬) is a professional event agency that includes experts in the event-organizing market in Vietnam, Korea, and ASEAN countries. We provide unlimited types of events from Music concerts, Fan meetings, and Culture festivals to Corporate events, Internal company events, Golf tournaments, MICE events, and Exhibitions.
𝐓𝐉 𝐂𝐨𝐦𝐬 provides unlimited package services including such as Event organizing, Event planning, Event production, Manpower, PR marketing, Design 2D/3D, VIP protocols, Interpreter agency, etc.
Sports events - Golf competitions/billiards competitions/company sports events: dynamic and challenging
⭐ 𝐅𝐞𝐚𝐭𝐮𝐫𝐞𝐝 𝐩𝐫𝐨𝐣𝐞𝐜𝐭𝐬:
➢ 2024 BAEKHYUN [Lonsdaleite] IN HO CHI MINH
➢ SUPER JUNIOR-L.S.S. THE SHOW : Th3ee Guys in HO CHI MINH
➢FreenBecky 1st Fan Meeting in Vietnam
➢CHILDREN ART EXHIBITION 2024: BEYOND BARRIERS
➢ WOW K-Music Festival 2023
➢ Winner [CROSS] Tour in HCM
➢ Super Show 9 in HCM with Super Junior
➢ HCMC - Gyeongsangbuk-do Culture and Tourism Festival
➢ Korean Vietnam Partnership - Fair with LG
➢ Korean President visits Samsung Electronics R&D Center
➢ Vietnam Food Expo with Lotte Wellfood
"𝐄𝐯𝐞𝐫𝐲 𝐞𝐯𝐞𝐧𝐭 𝐢𝐬 𝐚 𝐬𝐭𝐨𝐫𝐲, 𝐚 𝐬𝐩𝐞𝐜𝐢𝐚𝐥 𝐣𝐨𝐮𝐫𝐧𝐞𝐲. 𝐖𝐞 𝐚𝐥𝐰𝐚𝐲𝐬 𝐛𝐞𝐥𝐢𝐞𝐯𝐞 𝐭𝐡𝐚𝐭 𝐬𝐡𝐨𝐫𝐭𝐥𝐲 𝐲𝐨𝐮 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐚 𝐩𝐚𝐫𝐭 𝐨𝐟 𝐨𝐮𝐫 𝐬𝐭𝐨𝐫𝐢𝐞𝐬."
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
RMD24 | Retail media: hoe zet je dit in als je geen AH of Unilever bent? Heid...BBPMedia1
Grote partijen zijn al een tijdje onderweg met retail media. Ondertussen worden in dit domein ook de kansen zichtbaar voor andere spelers in de markt. Maar met die kansen ontstaan ook vragen: Zelf retail media worden of erop adverteren? In welke fase van de funnel past het en hoe integreer je het in een mediaplan? Wat is nu precies het verschil met marketplaces en Programmatic ads? In dit half uur beslechten we de dilemma's en krijg je antwoorden op wanneer het voor jou tijd is om de volgende stap te zetten.
What are the main advantages of using HR recruiter services.pdfHumanResourceDimensi1
HR recruiter services offer top talents to companies according to their specific needs. They handle all recruitment tasks from job posting to onboarding and help companies concentrate on their business growth. With their expertise and years of experience, they streamline the hiring process and save time and resources for the company.
What are the main advantages of using HR recruiter services.pdf
credit-suisse Sustainability Glossary
1. Glossary Sustainability
A
B
Catastrophe (Cat) Bonds
C The income earned on these bonds depends on the occurrence of rare and extreme natural events, such
as earthquakes and hurricanes. If damages rise above a certain threshold, no interest payments are made
in the year concerned.
CO2 / climate change
The United Nations Framework Convention on Climate Change was adopted over ten years ago with the
aim of reducing emissions of greenhouse gases worldwide and thus curbing global warming. This was
followed in 1997 by the adoption of the Kyoto Protocol, which sets out binding targets for the reduction of
greenhouse gas emissions in industrialized nations. Switzerland has pledged to cut its greenhouse gas
emissions by 8% compared to the levels recorded in 1990. In Switzerland, carbon dioxide (CO2) outputs
account for more than 80% of all greenhouse gas emissions.
Code of Conduct
Credit Suisse Group’s Code of Conduct contains 12 ethical and performance-related principles and thus
forms a shared system of values. The Code describes six ethical principles − integrity, responsibility,
fairness, compliance, transparency and confidentiality − as well as six performance-related principles:
service, excellence, teamwork, commitment, risk culture and profitability. Rules governing employee
conduct are based on these principles.
Corporate Citizen
See quot;Good Corporate Citizenquot;
Corporate Social Responsibility
Corporate Social Responsibility is a concept which serves as a basis for companies wishing to take
account of social and environmental issues in their activities and their interrelations with stakeholders on a
voluntary basis (according to the EU Commission, 2002).
Diversity
D The term diversity is used in reference to a group composed of people of both genders and all ages, as
well as of different cultures, nationalities, religions, skin colors and ethnic and social groups.
Dow Jones Sustainability World Indexes
The Dow Jones Sustainability World Indexes track the financial performance of around 300 companies
leading in the field of sustainability. The indexes are reviewed annually.
Dow Jones STOXX Sustainability Indexes
The Dow Jones STOXX Sustainability Indexes consist of a pan-European and a Eurozone index - the DJSI
STOXX and the DJSI EURO STOXX. The Dow Jones STOXX Sustainability Indexes track the financial
performance of the top 20% of the companies in the Dow Jones STOXX 600 index in terms of
sustainability.
Eco-Controlling
E Eco-Controlling forms a major part of the Environmental Management System. It covers the recording of
data, formulating and implementing action, and achieving goals.
2. Energy contracting
Energy contracting is the outsourcing of the planning, financing, installation and operation of energy
supply plants. Under these structured financing and operating models, external specialists are assigned
responsibility for supplying energy, enhancing efficiency ('performance') and maintaining the energy
supply plants. The energy consumer no longer purchases oil, gas and electricity − he pays a contractually
agreed user fee for the useful energy (heat, cold, light and/or steam) he consumes. With energy
contracting, all of the investment and operating risks are assumed by the contractor (plant operator).
Energy consumption decreases as a result of efficient power engineering and economies of scale, while
costs are reduced through professional risk and energy management by specialized providers.
Emission Trading
Emission trading is a climate policy instrument aimed at trading in emission rights. Through emission
trading, an environmental (quantitative) target with a defined absolute upper load limit is to be achieved at
minimum costs. Emitters will be assigned an emissions limit and receive permission to emit the specified
emissions quantity. Emitters who want to emit amounts exceeding the assigned amount must obtain an
additional certificate for each additional emissions unit. These can be purchased from other emitters who
do not use up all the certificates assigned to them.
Energy-Consuming Surface
The floorspace in a building that has to be heated or cooled. Equivalent of 85% of gross floor space,
excluding lift shafts, cellarage, etc.
Environmental Audit
Review by independent auditor of compliance with directives and internal procedures.
Environmental Efficiency
Systematic focus on a method of production that conserves resources and keeps environmental damage
to a minimum. Some of the criteria used to identify environmentally efficient companies are: energy and
material intensity, emissions, recycling capabilities, product lifetimes, and use of renewable energies.
The aim of environmentally efficient business practices is to achieve the highest possible economic added
value with the smallest possible impact on the environment.
Environmental Management System
See „ISO 14001”
EPI-Finance 2000
EPI-Finance is a set of environmental performance indicators for financial institutions, which helps them to
measure and report the environmental performance of their business processes.
Equator Principles
The Equator Principles are a voluntary set of guidelines which define a common standard for addressing
ecological and social risks related to project finance. The Principles are based on World Bank guidelines.
Revision of the IFC Safeguard Standards in 2006 resulted in following changes: Transactions from USD
10 million and Project Advisory are included in the new standard
FSC
F The FSC (Forest Stewardship Council) was founded in 1993, following the environmental summit in Rio.
The FSC is a non-governmental organization which campaigns for the ecologically and socially responsible use
of woodland worldwide. The organization is supported by environmental organizations, unions, representatives
of indigenous peoples as well as a large number of forestry companies and timber producers.
FTSE4Good
FTSE4Good is an index for socially responsible investment designed by FTSE, one of the world's leading
global index providers. The FTSE4Good selection criteria cover three areas: working towards
environmental sustainability, developing positive relationships with stakeholders, and upholding and
supporting universal human rights.
3. Global Compact
G See 'UN Global Compact'.
Global Reporting Initiative
The Global Reporting Initiative (GRI) was launched at the end of 1997 by the Coalition for
Environmentally Responsible Economies (CERES) and is supported by the United Nations Environment
Program (UNEP). Its aim is to develop guidelines and quality standards for the voluntary production of
sustainability reports. In addition to the GRI, financial services providers in various countries have drawn
up further industry-specific solutions.
Good Corporate Citizen / Corporate Citizenship
Corporate Citizenship covers everything that a company does for society outside its actual business
activities. It is the company’s attempt to behave in a responsible manner in relation to its partners
(employees, customers, suppliers and service providers, as well as shareholders), and – like a good
private citizen – to connect positively and in as many different ways as possible with the communities in
which it operates.
Greenhouse gas (GHG) Neutrality
The essence of carbon neutrality is a net result of zero emissions of carbon dioxide equivalents (CDE),
which includes carbon dioxide, methane, nitrous oxide, and occasionally other greenhouse gases like
fluorocarbons and sulfur hexafluoride. The CDE for gases other than carbon dioxide is calculated by
multiplying the mass of a gas by its global warming potential (e.g. 122 times that of carbon dioxide for
methane), as defined by the United Nations Intergovernmental Panel on Climate Change.
When emissions have been reduced as much as possible, carbon neutrality can be reached by the
purchase of carbon offsets from reputable traders in renewable energy credits in an amount equal to the
number of tons of CDEs remaining.
H
ISO 14001
I The International Organization for Standardization (ISO) is a global association of national standards
institutions. ISO norms are globally recognized standards used for voluntary self-regulation. The ISO
14000ff. series of standards shows companies how to implement an environmental management system
and aims, “to give organizations the elements of an effective environmental management system that can
be run alongside other management tasks in order to help the organization achieve environmental as well
as economic goals” (see ISO DIN EN 14001, 1996).
J
Know Your Customer Rules / Swiss Due Diligence Standards
K The Swiss financial center has a dense network of laws and regulations aimed at preventing illegally
acquired funds from entering Switzerland. The fundamental principle is the Know Your Customer rule,
which lays down the duty for the banks to establish a client’s identity and to determine the origin of client
funds and their beneficial ownership. The Swiss Know Your Customer rules are among the strictest in the
world, and lay down the following responsibilities:
Identification of client and beneficial owner
!
Systematic and constant monitoring of transactions
!
Tightened due diligence rules in contacts with “Politically Exposed Persons” (i.e. persons
!
holding prominent public positions in a foreign country)
Report cases of justified suspicion of money laundering to Swiss authorities, who may freeze
!
assets and investigate the case.
Kyoto Protocol
See 'CO2/climate change'
4. Microfinance
M Microfinance is a form of retail banking for poor but economically active individuals in developing
countries. By obtaining access to financial services, they are able to generate an income from small and
micro businesses. This provides them with an opportunity to improve their personal environment on the
basis that microfinance is helping them to help themselves. The UN has declared 2005 to be the
International Year of Microcredit.
Minergie
MINERGIE is a quality label for new and refurbished buildings in Switzerland. Specific energy
consumption is used as the main indicator to quantify the required building quality. Minergie defines
several standards for buildings: threshold values for energy consumption, installation and operation of a
mechanical air recycling plant. In addition, the added investment above similar, conventionally constructed
buildings cannot exceed 10 %.
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Operational ecology
O Efforts relating to operational ecology are aimed at limiting the use of resources through appropriate
economy measures and at also generating cost savings as a result. Operational ecology focuses on
identifying the areas that have an impact on the environment and where action is most urgently needed.
Environmental factors are monitored and managed by means of systematic environmental controlling.
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SA 8000 (Social Accountability)
S SA 8000 is a standard for social accountability in the workplace. In essence, social accountability means
managing business activities in a manner that respects and promotes the basic human rights of all
workers.
Socially Responsible Investments (SRI)
See 'Sustainable investments'
SPI-Finance 2002
SPI is the abbreviation for Social Performance Indicators. SPI Finance 2002 is an international project
involving financial services providers from Europe, Australia and Africa (alongside Credit Suisse the
banks include Deutsche Bank, UBS, SwissRe, Co-Operative Bank (and Insurance), Westpac Banking
Corporation). The project’s aim is to develop key indicators and reporting points to facilitate effective
reporting on the social implications of banking and insurance activities in the following areas:
5. internal social conduct (employees)
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social aspects in dealings with suppliers and service providers
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conduct towards society as a whole
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social implications of products and services
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corporate social responsibility management
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By involving key stakeholder groups, SPI Finance intends to produce an industry-specific standard in line
with the Global Reporting Initiative – the international initiative to standardize sustainability reporting.
Stakeholders
Stakeholders are groups or individuals who formulate their interests in the form of specific demands vis-à-
vis a company and − acting by themselves or through their representatives − can exert a significant
influence over the definition and realization of corporate objectives, as well as the activities and conduct of
the company. Stakeholders may additionally or alternatively be groups or individuals who are impacted by
the definition, prioritization and realization of corporate objectives as well as the activities and conduct of a
company.
Sustainability
Something is sustainable if it maintains or increases the added value created by a business without
generating any long-term threat to economic, environmental or social systems. Sustainability is a forward-
looking concept which pays due regard to consumers’ demands for a better quality of life combined with
careful husbandry of resources.
Sustainability Funds
Investment funds that select stocks using not only economic, but also environmental and social criteria.
Sustainable Investments
Investments taking into consideration not only financial but also environmental and social issues.
Sustainability Ratings
The rating of the social, ecological and economic performance of a company.
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UN Climate Convention
U United Nation’s 1992 framework agreement on climate change. The UN Climate Convention’s aim is to
stabilize “greenhouse gas concentrations in the atmosphere at a level that would prevent dangerous
anthropogenic (human-induced) interference with the climate system”.
UNEP
The United Nations Environment Programme (UNEP) was established in 1972 and is based in Nairobi
(Kenya). The Programme identifies and analyzes environmental problems, defines principles for
environmental protection, develops environmental protection programs and supports the efforts of
developing countries to establish national environmental protection schemes.
UN Global Compact
The UN Global Compact is an initiative launched by the UN Secretary General Kofi Annan, under which
companies commit themselves to ten principles relating to the internationally recognized areas of human
rights, working conditions, environmental protection and combating corruption.
UNEP Finance Initiative
UNEP self-declaration with which participating financial services providers commit themselves to
integrating sustainability concerns into their core business.
6. VfU Standard
V An internationally established standard for comparing and benchmarking banks, savings and loan
institutions and insurance companies with regard to operational ecology.
Wolfsberg Group, Wolfsberg Principles
W In 2000, a group of leading global banks, including Credit Suisse Group and UBS, agreed with
Transparency International, the worldwide anti-corruption organization, on a series of global guidelines to
help internationally active private banks fight money laundering.
The principles focus on various aspects of the quot;know your customerquot; principle that governs relations
between wealthy private customers and the financial institutions’ private banking departments. They also
deal with identifying and pursuing unusual or suspicious activities.
In January 2002, the Wolfsberg Group published recommendations on how financial institutions,
governments and financial authorities can effectively help in the fight against terrorism by taking
preventative measures and exchanging information. At the same time, fairness and the protection of
personal rights must be ensured.
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