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Credit Limit:
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Annual Percentage Rate
(APR):
Cost of credit expressed as a
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flat dollar amount) that may be
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Credit card terms and fees

1.

2.

3.

4. Credit Limit: Maximum dollar amount loaned by the financial institution

5. Annual Percentage Rate (APR): Cost of credit expressed as a yearly rate

6.

7.

8.

9. Annual Fee: Yearly fee (usually stated as a flat dollar amount) that may be charged for having the credit card.

10. Penalty Fees: Over-the-limit Fees Late Payment Fees