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Demand deposits include current deposits, demand liabilities of savings bank deposits, margins held against letters of credit and guarantees, balances in overdue fixed deposits and recurring deposits, unclaimed deposits, and credit balances in cash credit accounts. Time deposits include cash certificates, recurring deposits, time liabilities of savings bank deposits, and staff security deposits. The Banking Law Amendment Act of 1983 allows depositors in India to nominate individuals to receive deposits in the event of the depositor's death for all types of deposit accounts, including pension accounts.

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Luxembourg has developed into the second largest fund centre in the world. This success has been driven mainly by Luxembourg’s positioning as the leading jurisdiction for retail funds and undertakings for collective investment. A second pillar of funds has been developing markedly, namely investment funds focusing on so-called alternative asset classes, including private equity, real estate/infrastructure and debt, dedicated to a sophisticated and/or institutional/professional investor base.

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