This document provides an overview of creating an enduring legacy through a donor advised fund (DAF) or private foundation. It discusses the background and definitions of DAFs, comparing the American and Canadian experiences. It outlines the main categories and components of DAFs and private foundations. Trends include increased flexibility and improved communication. The ultimate learning is that DAFs can open doors for charities and financial institutions to develop philanthropic relationships. The document considers what may come next and other related topics.
Northway Wealth Advisors provides fiduciary assistance and wealth management services to wealthy individuals, families, and foundations. They aim to serve as an independent, objective advisor to help navigate the challenges of great wealth. Their president, Daniel FitzPatrick, has over 30 years of experience in trust and estate management, private banking, and fiduciary roles. Northway offers services like wealth management assistance, trust and estate guidance, and generational planning to serve as an "Owner's Rep for the Wealthy."
Kathy Davis from Artsupport Australia presents on philanthropy & fundraising. Please also note the uploaded document prepared by Kathy, 'Top 10 tips for working with philanthropic trusts and foundations.'
The document discusses various sources of capital for entrepreneurs, including internal sources like cash flow and reinvested profits, and external sources like debt, equity, subsidies, and strategic partners. It focuses on external equity sources, explaining the differences between angel investors, venture capital firms, and different types of venture capital funds. The document provides guidance on determining the appropriate funding strategy based on a venture's stage of development, complexity, cash needs, and the entrepreneur's bargaining power. It discusses how to obtain debt financing from banks and through leasing, as well as government support programs.
- International arbitration in Asia has boomed in the past decade as Asian jurisdictions have modernized their arbitration regimes. However, the article argues that arbitration service providers have focused more on their own interests rather than the priorities of their customers.
- Customers are seeking more direct involvement in arbitration processes and earlier resolution of disputes through assessments and settlements. However, networking events tend to exclude customers and the process can resemble litigation.
- The article calls for service providers to more proactively involve customers by including their perspectives, conducting bi-lingual events, and focusing on problem-solving and early dispute resolution rather than lengthy hearings and motions. Addressing customers' priorities will be critical for the future success of international arbitration in Asia
Mike Jones • ProEquities, Inc.
- Bucket investing with risk-managed portfolios by David Varadi, Jerry Wagner, J.D., George Yang, Ph.D. & CFA
- Employment increases set new record
- Referrals fueled by process management (James Franke • Harbour Investments, Inc.)
This document provides an overview of social finance, including definitions, examples of social finance instruments, and challenges. Social finance aims to use capital markets to generate both financial returns and positive social/environmental impacts. It includes debt, equity, and grants/donations used by non-profits, impact investors, foundations, and others. However, social finance faces challenges in areas like market development, confusing return expectations, and restrictive regulations/legislation. The document argues that continued development of this space will require strengthening both supply and demand, as well as modernizing rules and building capacity of organizations involved.
This document provides an introduction to crowd funding and how it can benefit agricultural businesses. It discusses what crowd funding is, the different types (equity, debt, donation, reward-based), and how the process works from the perspective of businesses seeking funding and investors. The document outlines the advantages for both businesses, such as accessing new investors and reducing risk, and investors, such as new investment opportunities. It also provides contact information for those interested in setting up crowd funding platforms or for agricultural businesses wanting to pursue crowd funding.
Northway Wealth Advisors provides fiduciary assistance and wealth management services to wealthy individuals, families, and foundations. They aim to serve as an independent, objective advisor to help navigate the challenges of great wealth. Their president, Daniel FitzPatrick, has over 30 years of experience in trust and estate management, private banking, and fiduciary roles. Northway offers services like wealth management assistance, trust and estate guidance, and generational planning to serve as an "Owner's Rep for the Wealthy."
Kathy Davis from Artsupport Australia presents on philanthropy & fundraising. Please also note the uploaded document prepared by Kathy, 'Top 10 tips for working with philanthropic trusts and foundations.'
The document discusses various sources of capital for entrepreneurs, including internal sources like cash flow and reinvested profits, and external sources like debt, equity, subsidies, and strategic partners. It focuses on external equity sources, explaining the differences between angel investors, venture capital firms, and different types of venture capital funds. The document provides guidance on determining the appropriate funding strategy based on a venture's stage of development, complexity, cash needs, and the entrepreneur's bargaining power. It discusses how to obtain debt financing from banks and through leasing, as well as government support programs.
- International arbitration in Asia has boomed in the past decade as Asian jurisdictions have modernized their arbitration regimes. However, the article argues that arbitration service providers have focused more on their own interests rather than the priorities of their customers.
- Customers are seeking more direct involvement in arbitration processes and earlier resolution of disputes through assessments and settlements. However, networking events tend to exclude customers and the process can resemble litigation.
- The article calls for service providers to more proactively involve customers by including their perspectives, conducting bi-lingual events, and focusing on problem-solving and early dispute resolution rather than lengthy hearings and motions. Addressing customers' priorities will be critical for the future success of international arbitration in Asia
Mike Jones • ProEquities, Inc.
- Bucket investing with risk-managed portfolios by David Varadi, Jerry Wagner, J.D., George Yang, Ph.D. & CFA
- Employment increases set new record
- Referrals fueled by process management (James Franke • Harbour Investments, Inc.)
This document provides an overview of social finance, including definitions, examples of social finance instruments, and challenges. Social finance aims to use capital markets to generate both financial returns and positive social/environmental impacts. It includes debt, equity, and grants/donations used by non-profits, impact investors, foundations, and others. However, social finance faces challenges in areas like market development, confusing return expectations, and restrictive regulations/legislation. The document argues that continued development of this space will require strengthening both supply and demand, as well as modernizing rules and building capacity of organizations involved.
This document provides an introduction to crowd funding and how it can benefit agricultural businesses. It discusses what crowd funding is, the different types (equity, debt, donation, reward-based), and how the process works from the perspective of businesses seeking funding and investors. The document outlines the advantages for both businesses, such as accessing new investors and reducing risk, and investors, such as new investment opportunities. It also provides contact information for those interested in setting up crowd funding platforms or for agricultural businesses wanting to pursue crowd funding.
This document summarizes tips and potential traps for post mortem planning involving private company shares. It discusses dealing with the double taxation that can occur on death and various strategies to eliminate it, such as capital loss planning, pipeline planning, and bump planning. It outlines general rules and planning opportunities, including capital loss planning, roll and redeem strategies using holding companies, and donating shares to minimize taxes. The document cautions about potential traps like stop-loss rules and CRA interpretations and stresses the importance of proactive post mortem planning.
Joe and Susan are a retired couple looking to plan their estate. They have substantial assets including a house, cottage, pensions and investments. Their advisor discusses strategies for gifts during life, using testamentary trusts to reduce taxes, and planning for issues like a second marriage or incapacity. Testamentary trusts can help minimize taxes by accessing the trust's tax rates or allocating income to lower-tax beneficiaries like grandchildren. Overall the meeting covers options for preserving wealth and transferring it to their children and grandchildren in a tax-efficient manner.
This document provides an overview of creating an enduring legacy through a donor advised fund (DAF) or private foundation. It discusses the background and definitions of DAFs, the American and Canadian experiences with DAFs, categories of DAFs including community foundations and financial institutions, components of DAFs and private foundations, trends in increased flexibility and stewardship, and potential next steps including more retail DAF options and partnerships.
Delving Deeper Into What Is Covered Under Family Lawtessasy043
There are several different topics one can find under family law since this is one of the biggest branches of law. These laws though can fall under either two of the main fields of this branch.
One of these fields is mainly focused on the relationship and marital issues between spouses, such as divorces, prenuptial agreements, etc. The other field delves more into different (and often complicated) family situations and custody, such as settling to whom a child/children should stay with following a separation or divorce.
Please visit http://cbelaw.com/ to know more.
The document provides 10 tax tips for the end of 2009. It discusses tax loss selling and strategies for realizing capital losses. It also covers tips related to home ownership such as tax credits for home renovations and purchasing a first home. Other tips include contributing to RRSPs and RESPs, making charitable donations, and taking advantage of low interest rates on spousal loans. The document recommends paying expenses and making debt tax-deductible by the end of the year. The final tips are to plan not to get a tax refund and avoid clawback of old age security payments.
1. Trustees and directors of privately held companies have differing fiduciary duties: trustees must avoid conflicts of interest and act personally for beneficiaries, while directors must act in the best interests of the corporation.
2. When trustees exercise shareholder powers like voting shares, they must use that power in the best interests of beneficiaries, but as directors they represent the corporation.
3. Trustees have a duty to disclose corporate information to beneficiaries, but as directors they also have a duty of confidentiality to the corporation, and corporate confidentiality takes priority. Determining which "hat" trustees are wearing and whose interests they represent can be complex.
This document discusses issues related to estate planning and assisted reproductive technology. It begins with an overview of assisted reproduction and the potential separation of traditional parenthood roles. It then addresses specific issues like the disposition of stored gametes and embryos after death, posthumous gamete retrieval, determining legal parenthood, and posthumous birth. The document analyzes relevant legislation and case law from various jurisdictions. It concludes with implications for estate planning, such as advising clients to address posthumous conception in wills to protect any future children.
The document discusses the pressures of work and home and how they can collide, creating a "perfect storm". It notes that corporate expectations, busy seasons, and negative cultures can pressure work life, while family brings pressures of permanence, unpredictability, and following different "rules" than work. To balance these pressures, the document recommends talking through realistic expectations with a spouse, prioritizing family in schedules, letting family know they are a priority, gaining support from both family and work, setting work boundaries, and requesting patience without relying on it constantly.
The document discusses key points of intersection between bankruptcy law and estate administration. It defines insolvency under relevant acts and notes that the Bankruptcy and Insolvency Act takes precedence. The bankruptcy process is outlined, including potential liability of personal representatives. Priorities of creditors are provided for both the Bankruptcy and Insolvency Act and the Estate Administration Act, with secured, preferred, and unsecured creditors addressed.
This document summarizes two current estate planning topics - tools for mental incapacity planning like enduring powers of attorney and representation agreements, and what happens to registered education savings plans (RESPs) at the death of the subscriber. It discusses the key features and considerations for each of these tools, such as who to appoint as an attorney or representative, when their powers become effective, and how to structure RESPs to avoid termination upon death through strategies like naming a successor subscriber or placing the RESP in a testamentary trust.
The document discusses strategies for businesses to implement shared or corporate-owned life insurance policies. It outlines how a business could jointly own a critical illness insurance policy with a key employee, with the business paying the premiums for the basic coverage and the employee owning the right to a return of premiums if no claim is made. The strategy provides advantages for the employer, employee and insurance advisor. It also discusses how businesses could share ownership of a life insurance policy and the legal and tax considerations involved.
Elder law is a legal lens that addresses issues faced by seniors, including abuse, housing, healthcare decision-making, estate planning, discrimination, family law, and pensions. As the population ages, these issues will become more prevalent. Estate planners must consider elder law concepts like capacity assessments, advocacy for clients, and anticipating future problems to best serve senior clients. Communication, avoiding conflicts, and considering clients holistically are important.
This presentation provides an overview of the history and services of an independent trust company. It discusses how independent trust companies emerged in the early 1990s following changes to cross-ownership legislation. The trust company offers executor, trustee, substitute decision maker and agency services for estates, trusts and other matters. Fees are generally lower than legislative maximums and examples are provided of when an independent trust company may be useful for smaller or larger estates, trusts and other situations.
This document discusses various tax and estate planning considerations related to US vacation property ownership and US citizenship. It provides examples of how US estate tax applies in different scenarios and outlines strategies like trusts, partnerships and lifetime gifts that can be used to minimize or eliminate US estate tax exposure. It also addresses specific planning considerations for US citizens resident in Canada.
- Oil prices plunged in late 2014 due to increased supply from countries like Saudi Arabia and the US, leading economists to downgrade forecasts for global growth.
- The Bank of Canada lowered its outlook for the Canadian economy in 2015 in response to falling oil prices and cut its interest rate.
- While the BC economy will be impacted by low oil prices, forecasts still call for growth around 2.7% in 2015 and 3.3% in 2016, driven by non-energy sectors like manufacturing, agriculture, tourism and housing.
Planning strategies for owning U.S. assets or operating a business in the U.S. Presented by Brent Hoshizaki, CPA, CA, CPA (Washington), Sheryne Mecklai, CPA, CA, Noriko Tunnah, US CPA (New Hampshire) - with Manning Elliott LLP
The document discusses fraudulent conveyance law and how it may impact estate planning. It summarizes a case that established intent to avoid creditors as the key element, even without dishonest intent. Later cases confirmed this, finding transactions void if one purpose was creditor avoidance. The document advises being aware of potential challenges under this law and taking proactive steps like involving family, documenting reasons for transactions, and ensuring future creditors know the financial situation.
Breaking Up is Hard To Do - Planning issues when untying the knot - presented by lawyer Jane Shanks, VP Assante Wealth Management to the Estate Planning Council of Abbotsford on September 17, 2014.
This document provides tips and information for locating estate assets and beneficiaries from a deceased person. It discusses searching the deceased's home and records, locating social insurance numbers, contacting banks and investment advisors, using search engines like Google and Facebook to find people, and databases like BC Online that can provide property and identity information. The conclusion emphasizes that a professional searcher is best able to thoroughly locate hidden assets and people.
This document provides information and guidance about accessing funding locally for youth organizations. It lists various sources of funding information like websites and organizations. It discusses different types of funding opportunities such as for sports/arts projects or workforce development. It provides tips for applying for funding like ensuring the project is deliverable, collaborative, and innovative. It emphasizes measuring tangible outcomes and building relationships with funders. Finally, it discusses developing long-term fundraising strategies and sustainability plans.
Fundraising and Financial SustainabilityStreetGames
This document discusses fundraising and financial sustainability. It covers the competitive funding landscape for non-profits and different potential sources of income, including grants, donations, sponsorships, and fees. It provides tips for applying for small grants, such as being clear, concise, and proving organizational credibility. Key differences between grants, commissions, and commercial contracts are also outlined.
This document summarizes tips and potential traps for post mortem planning involving private company shares. It discusses dealing with the double taxation that can occur on death and various strategies to eliminate it, such as capital loss planning, pipeline planning, and bump planning. It outlines general rules and planning opportunities, including capital loss planning, roll and redeem strategies using holding companies, and donating shares to minimize taxes. The document cautions about potential traps like stop-loss rules and CRA interpretations and stresses the importance of proactive post mortem planning.
Joe and Susan are a retired couple looking to plan their estate. They have substantial assets including a house, cottage, pensions and investments. Their advisor discusses strategies for gifts during life, using testamentary trusts to reduce taxes, and planning for issues like a second marriage or incapacity. Testamentary trusts can help minimize taxes by accessing the trust's tax rates or allocating income to lower-tax beneficiaries like grandchildren. Overall the meeting covers options for preserving wealth and transferring it to their children and grandchildren in a tax-efficient manner.
This document provides an overview of creating an enduring legacy through a donor advised fund (DAF) or private foundation. It discusses the background and definitions of DAFs, the American and Canadian experiences with DAFs, categories of DAFs including community foundations and financial institutions, components of DAFs and private foundations, trends in increased flexibility and stewardship, and potential next steps including more retail DAF options and partnerships.
Delving Deeper Into What Is Covered Under Family Lawtessasy043
There are several different topics one can find under family law since this is one of the biggest branches of law. These laws though can fall under either two of the main fields of this branch.
One of these fields is mainly focused on the relationship and marital issues between spouses, such as divorces, prenuptial agreements, etc. The other field delves more into different (and often complicated) family situations and custody, such as settling to whom a child/children should stay with following a separation or divorce.
Please visit http://cbelaw.com/ to know more.
The document provides 10 tax tips for the end of 2009. It discusses tax loss selling and strategies for realizing capital losses. It also covers tips related to home ownership such as tax credits for home renovations and purchasing a first home. Other tips include contributing to RRSPs and RESPs, making charitable donations, and taking advantage of low interest rates on spousal loans. The document recommends paying expenses and making debt tax-deductible by the end of the year. The final tips are to plan not to get a tax refund and avoid clawback of old age security payments.
1. Trustees and directors of privately held companies have differing fiduciary duties: trustees must avoid conflicts of interest and act personally for beneficiaries, while directors must act in the best interests of the corporation.
2. When trustees exercise shareholder powers like voting shares, they must use that power in the best interests of beneficiaries, but as directors they represent the corporation.
3. Trustees have a duty to disclose corporate information to beneficiaries, but as directors they also have a duty of confidentiality to the corporation, and corporate confidentiality takes priority. Determining which "hat" trustees are wearing and whose interests they represent can be complex.
This document discusses issues related to estate planning and assisted reproductive technology. It begins with an overview of assisted reproduction and the potential separation of traditional parenthood roles. It then addresses specific issues like the disposition of stored gametes and embryos after death, posthumous gamete retrieval, determining legal parenthood, and posthumous birth. The document analyzes relevant legislation and case law from various jurisdictions. It concludes with implications for estate planning, such as advising clients to address posthumous conception in wills to protect any future children.
The document discusses the pressures of work and home and how they can collide, creating a "perfect storm". It notes that corporate expectations, busy seasons, and negative cultures can pressure work life, while family brings pressures of permanence, unpredictability, and following different "rules" than work. To balance these pressures, the document recommends talking through realistic expectations with a spouse, prioritizing family in schedules, letting family know they are a priority, gaining support from both family and work, setting work boundaries, and requesting patience without relying on it constantly.
The document discusses key points of intersection between bankruptcy law and estate administration. It defines insolvency under relevant acts and notes that the Bankruptcy and Insolvency Act takes precedence. The bankruptcy process is outlined, including potential liability of personal representatives. Priorities of creditors are provided for both the Bankruptcy and Insolvency Act and the Estate Administration Act, with secured, preferred, and unsecured creditors addressed.
This document summarizes two current estate planning topics - tools for mental incapacity planning like enduring powers of attorney and representation agreements, and what happens to registered education savings plans (RESPs) at the death of the subscriber. It discusses the key features and considerations for each of these tools, such as who to appoint as an attorney or representative, when their powers become effective, and how to structure RESPs to avoid termination upon death through strategies like naming a successor subscriber or placing the RESP in a testamentary trust.
The document discusses strategies for businesses to implement shared or corporate-owned life insurance policies. It outlines how a business could jointly own a critical illness insurance policy with a key employee, with the business paying the premiums for the basic coverage and the employee owning the right to a return of premiums if no claim is made. The strategy provides advantages for the employer, employee and insurance advisor. It also discusses how businesses could share ownership of a life insurance policy and the legal and tax considerations involved.
Elder law is a legal lens that addresses issues faced by seniors, including abuse, housing, healthcare decision-making, estate planning, discrimination, family law, and pensions. As the population ages, these issues will become more prevalent. Estate planners must consider elder law concepts like capacity assessments, advocacy for clients, and anticipating future problems to best serve senior clients. Communication, avoiding conflicts, and considering clients holistically are important.
This presentation provides an overview of the history and services of an independent trust company. It discusses how independent trust companies emerged in the early 1990s following changes to cross-ownership legislation. The trust company offers executor, trustee, substitute decision maker and agency services for estates, trusts and other matters. Fees are generally lower than legislative maximums and examples are provided of when an independent trust company may be useful for smaller or larger estates, trusts and other situations.
This document discusses various tax and estate planning considerations related to US vacation property ownership and US citizenship. It provides examples of how US estate tax applies in different scenarios and outlines strategies like trusts, partnerships and lifetime gifts that can be used to minimize or eliminate US estate tax exposure. It also addresses specific planning considerations for US citizens resident in Canada.
- Oil prices plunged in late 2014 due to increased supply from countries like Saudi Arabia and the US, leading economists to downgrade forecasts for global growth.
- The Bank of Canada lowered its outlook for the Canadian economy in 2015 in response to falling oil prices and cut its interest rate.
- While the BC economy will be impacted by low oil prices, forecasts still call for growth around 2.7% in 2015 and 3.3% in 2016, driven by non-energy sectors like manufacturing, agriculture, tourism and housing.
Planning strategies for owning U.S. assets or operating a business in the U.S. Presented by Brent Hoshizaki, CPA, CA, CPA (Washington), Sheryne Mecklai, CPA, CA, Noriko Tunnah, US CPA (New Hampshire) - with Manning Elliott LLP
The document discusses fraudulent conveyance law and how it may impact estate planning. It summarizes a case that established intent to avoid creditors as the key element, even without dishonest intent. Later cases confirmed this, finding transactions void if one purpose was creditor avoidance. The document advises being aware of potential challenges under this law and taking proactive steps like involving family, documenting reasons for transactions, and ensuring future creditors know the financial situation.
Breaking Up is Hard To Do - Planning issues when untying the knot - presented by lawyer Jane Shanks, VP Assante Wealth Management to the Estate Planning Council of Abbotsford on September 17, 2014.
This document provides tips and information for locating estate assets and beneficiaries from a deceased person. It discusses searching the deceased's home and records, locating social insurance numbers, contacting banks and investment advisors, using search engines like Google and Facebook to find people, and databases like BC Online that can provide property and identity information. The conclusion emphasizes that a professional searcher is best able to thoroughly locate hidden assets and people.
This document provides information and guidance about accessing funding locally for youth organizations. It lists various sources of funding information like websites and organizations. It discusses different types of funding opportunities such as for sports/arts projects or workforce development. It provides tips for applying for funding like ensuring the project is deliverable, collaborative, and innovative. It emphasizes measuring tangible outcomes and building relationships with funders. Finally, it discusses developing long-term fundraising strategies and sustainability plans.
Fundraising and Financial SustainabilityStreetGames
This document discusses fundraising and financial sustainability. It covers the competitive funding landscape for non-profits and different potential sources of income, including grants, donations, sponsorships, and fees. It provides tips for applying for small grants, such as being clear, concise, and proving organizational credibility. Key differences between grants, commissions, and commercial contracts are also outlined.
workshop delivered at SMART event
please note this presentation was delivered as speaker support material and is intended for reference by attendees not for use as a stand-alone resource
Festival 2014 - Moving from Major to Mega Donors abcrABCR
This document discusses strategies for moving fundraising efforts from major donors to mega donors. It emphasizes building long-term relationships through trust, involvement and stewardship. Key points include spending significant time cultivating top donors through various engagement activities over many years before making large asks. Mega donors want to leverage their gifts and be deeply involved in an organization's work and vision for impact. Advance preparation is critical to attracting and retaining mega donors.
Commercial partners look for compatibility, good communication, and something special. They have basic criteria like creating real jobs and skills, helping the hardest to reach, and addressing barriers to employment. They want opportunities for employee involvement, national reach, commitment to partnership, innovation, social impact, and cultural alignment. Minimum criteria and due diligence are required. Future partnerships will need strong strategic alignment, added value, sustainability, and evidence of impact to meet increasing expectations. The key is to understand the funder's criteria, clearly communicate what you bring, and maintain open communication.
Commercial partners look for compatibility, good communication, and something special. They have basic criteria like creating real jobs and skills, helping the hardest to reach, and social impact. They want cultural alignment, engagement with their employees, and activities that enhance their brand. Minimum criteria and due diligence are required. A successful partnership aligned with the company's goals of financial capability and had opportunities for employee involvement and positive publicity. Future partnerships require strong strategic alignment, sustainability, and evidence of impact. The key is understanding the funder's criteria and communicating what value you bring in a clear, simple way through open communication.
This document proposes a new collaborative funding model for Plymouth's voluntary and community sector in response to the COVID-19 pandemic. It suggests building collaborative networks and infrastructure focused on issues like care, BAME communities, food poverty, and childcare. Funding would flow to networks and collaborations rather than individual organizations. Complete financial transparency and open decision-making would be prioritized. Initial testing would focus on issues like PPE access. The goals are to streamline funding, support emergent groups, and ensure all communities' needs are met through locally-led collaboration.
The document discusses fundraising, sponsorship, volunteering, and related topics. It provides principles of successful fundraising, including identifying donors and making targeted asks. Fundraising methods like direct mail, telephone, and events are covered. Social exchange theory is discussed as it relates to developing relationships with donors. Regulations around major events in New Zealand are also summarized. The document concludes with an overview of volunteering statistics in New Zealand.
Waikato philanthropy series workshop 3 finalKatefnz
The document summarizes a workshop for funders on more effective philanthropy. It discusses the need for funders to better understand communities by visiting grantees and communities. It also addresses selecting funding through less restrictive grants, multi-year funding, and proportional application processes. The workshop explores understanding impact through conversations on accountability and collaborating to assess long-term impact. Finally, it discusses building relationships through long-term trust-based funding, collective impact, and collaborations between funders. The goal is for funders to hear perspectives on improving how they understand communities, structure funding, and work with grantees and each other.
Social Media is increasingly being used by Canadian registered charities for a number of different purposes including advancing programs, marketing and fundraising. Most regulation of charities occurred prior to the advent of social media, however, registered charities that use social media are expected to be aware of and comply with legal requirements whether in the realm of social media or otherwise. Social media’s ease of use and decentralized nature can result in mission drift and confusion over the charity's priorities, incorrect or inappropriate information being disseminated widely, and alienation of stakeholders. Is that charity employee on Twitter representing his/her own views or that of the charity? As with any new technology there are risks that registered charities need to be aware of and plan for to make social media an important and positive contribution to their charitable work.
Attendees Will Walk Away With:
• An understanding of the rules that apply to charities who use social media.
• An awareness of the rewards as well as the pitfalls and risks of engaging with social media.
• The know-how required to reasonably minimize the mistakes made with social media, alienation of stakeholders, and embarrassment for a charity.
Mark Blumberg
Mark is a partner at the law firm of Blumberg Segal LLP in Toronto and works primarily in the areas of non-profit and charity law. He is also the editor of www.globalphilanthropy.ca – a Canadian website dedicated to legal, ethical and risk management issues for Canadian charities.
Fundraising from Companies + Charitable Trusts/Foundations & through the Inte...Messrs G Owen & Co
This document provides guidance on fundraising from companies, charitable trusts, foundations, and through the internet. It discusses identifying potential donors and crafting effective applications. Key points covered include researching prospective donors' interests and giving histories, tying your request to the donor's interests, being persistent, and following up on rejections to improve future applications. Checklists are provided to help identify suitable trusts/foundations and prepare applications to companies. Overall, the document emphasizes thorough research and targeting your requests to maximize your chances of success.
REAL Solutions_PDLA Options_The Prospera Modelrealsolutions
This document provides information on "People Helping People", a turnkey solution for credit unions to offer small dollar loans. It includes contact information for Ken Eiden, Kristi Van Schyndel, and Mary Lornson. The solution offers three package options for credit unions, includes tools for loan origination and consulting, and outlines a nine step process for implementation. The goal is to help credit unions serve members with credit needs in a responsible manner.
The document summarizes a session on developing a philanthropy advising framework in the UK. It discusses essential skills for advisors, such as investment knowledge, understanding community groups, listening skills, and the ability to flexibly guide donors. Tools mentioned include spending time with philanthropists, strategic planning, and measuring social impact. Key requirements identified for community foundations providing advice are demonstrating social impact, effective communication, and measuring results. The session aimed to share ideas and tools to collectively enhance philanthropy advising work.
1) The document discusses funding challenges for social organizations, including time lags in public funding, varied support from corporations and trusts, and the increasing importance of earned income, pro bono support, and partnerships.
2) It emphasizes the importance of an organization's mission in guiding decisions and attracting funding, exploring ways to measure social impact. Organizations are advised to remain adaptable.
3) Partnerships are discussed as a key strategy for accessing funding and mitigating risk. A continuum of partnership types is presented, from simple cooperation to fully integrated mergers. Questions to consider with partnerships include goals, appropriate structure, and partner roles.
This document provides an overview of crowdfunding and crowdsourcing. It defines crowdfunding as the collective cooperation, attention and trust of people who pool their money and resources via the Internet to support efforts initiated by others. Crowdsourcing is defined as when organizations seek input from open or closed communities to contribute ideas, solutions or support through an open process. The presenter discusses the types of crowdfunding, why crowdfunding has grown in popularity, who comprises "the crowd", and motivations for seeking crowdfunding. Examples of crowdfunding opportunities are also mentioned.
Writing effective grant proposals for Collections projectsCollections Trust
The Collections Trust has created over £15m in successful grant proposals since 2008. In this presentation, CEO Nick Poole explores what it takes to write an effective grant proposal, what to avoid and where to look for funding.
This document discusses strategic philanthropy and creating an effective charitable giving plan. It defines key terms like social good, social innovation, and social return on investment. It emphasizes aligning one's social vision with effective social partners and prioritizing causes. The document provides tips for evaluating charities and creating a multi-year giving plan that balances donor and charity interests. Overall, it aims to help donors optimize their social capital and maximize social impact through strategic philanthropy.
The Community Foundation for Greater Atlanta was founded in 1951 by Atlanta's four largest banks to serve as a permanent charitable resource for the metropolitan Atlanta region. It is now one of the largest community foundations in the country with over $700 million in assets across 1100 funds. The Foundation provides philanthropic services like donor advised funds and supports community initiatives and partnerships to address critical issues in the region. It aims to engage donors, strengthen the nonprofit sector, and advance the public good through grantmaking and other programs.
Similar to Christopher Richardson - Public vs. Private Foundations & Charitable Gift Planning (20)
The document discusses estate planning issues related to wills, powers of attorney, joint accounts, retirement accounts and insurance beneficiary designations. It notes the importance of proper planning to avoid problems around taxes, disputes and ensuring assets are distributed as intended. Key strategies involved ensuring beneficiary designations are up to date, using trusts, powers of attorney appropriately, and drafting wills clearly to avoid interpretation issues.
Faye Wightman, formerly of the Vancouver Foundation, talks about the changes with those who contribute to Philanthropy. She also covers the benefits and reasons to use either a Private or Public Foundation.
Discussion on Assisted Dying Legislation presented by Josh Paterson, BC Civil Liberties Association
Josh is a lawyer and the Executive Director of the BC Civil Liberties Association. The BCCLA is the institutional plaintiff that won the assisted dying challenge in Carter v. Canada. Josh has been leading the organization’s efforts on assisted dying legislation.
This document provides a summary of a tax and legal update presentation. The presentation covered:
1. Testamentary trusts and life insurance proceeds as part of a Graduated Rate Estate (GRE). Insurance proceeds can create an estate and access GRE tax benefits for up to 36 months.
2. Using an insurance trust as a Qualified Disability Trust to provide tax benefits to a disabled beneficiary. Insurance trusts must meet certain requirements to qualify.
3. Planning considerations for life interest trusts, including using life insurance to pay tax liabilities triggered when the life interest beneficiary dies. The CRA's position limits using trust assets to purchase insurance.
4. Options for charitable donations at death, including direct benef
Mediation can help resolve disputes that arise in estate planning and over estates. It allows all parties to have equal input in a confidential process guided by a neutral mediator. Mediation is appropriate when there are complex family dynamics, assets are large, or there are concerns like indecisiveness, undue influence, or multiple marriages. It can occur anytime, including early in the planning process, and take place wherever makes parties most comfortable. Key considerations include ensuring all necessary voices are included, any capacity or impartiality issues are addressed, and confidentiality is maintained.
This document discusses trust companies serving as agents for executors, powers of attorney, and trustees. It outlines the duties of executors, trustees, and powers of attorney. As an agent, the trust company can take on responsibilities like safekeeping assets, coordinating probate applications, tax reporting, distributions, and more. Hiring a trust company provides benefits like experience, impartiality to minimize family conflicts, and ensuring professional administration.
This document discusses changes to succession laws in British Columbia with the introduction of the Wills, Estates and Succession Act in 2014. It notes there were some issues ("hiccups") in interpreting and applying the new laws in early court cases. Common reasons for corrections on estate administration applications include failing to proofread documents, leaving parts of forms unanswered, omitting "also known as" names, applying to the wrong registry, and providing inaccurate asset/liability information. The document advises estate practitioners to carefully follow the registrar's preferences, which include using clean and current forms, removing unnecessary instructions and paragraphs, and learning the specific processes for each registry. It emphasizes playing it safe by strictly adhering to the registrar
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More from Estate Planning Council of Abbotsford (20)
Christopher Richardson - Public vs. Private Foundations & Charitable Gift Planning
1.
2. Creating Your Enduring Legacy --
utilizing a DAF or a Private Foundation.
[and other gift planning matters of interest]
Christopher JK Richardson, FCA
Charitable Gift Planning Consultant and Philanthropy Advisor, Vancouver.
Estate Planning Council of Abbotsford
Wednesday, February 16th, 2011 [noon]
3. Overview
• opening comments …
• your place …
• the choice(s) …
• background, terminology and definition.
• historical perspectives.
• recent experience.
• a variety of choices - categories.
- components.
3
4. Overview (2)
• a variety of choices - categories.
- components.
• one gift planner’s view –
• the answer,
• trends
• learnings and the ultimate learning,
• the numbers,
• what’s next
• everything else
• concluding remarks, questions and comments.
4
5. Overview (3)
additional materials –
– the gift option continuum,
– list of DAFs ( current list, available on request )
– ‘donor-centred’ holistic approach,
– decision-tree,
– matters to consider,
5
6. Opening Comments
• how times change but needs do not,
• ‘smart’ (comfortable) fundraising is even more
important,
• when you ASK for money… you get advice –
key now is stewardship of donors and friends ---
ASK for advice and you are liable to get money.
• LET the journey begin … … … … … …
6
7. your place …
… as a trusted advisor
•it is imperative that when dealing with each of the
various transactions with each of your clients that
you look & listen for the obvious and subtle
‘charitable hints’ and philanthropic ‘door openers’
…..
7
8. the choice(s) …
• direct giving,
• indirect giving utilizing
– a donor advised fund (DAF) and / or
– a private foundation.
• Remember – when in doubt, we do nothing …
8
9. DAF Background --Terminology
BEWARE -- depends upon who you are …
• donor-advised funds = DAFs
traditional term, preferred by community
foundations (cfdns)
• charitable gift funds = CGFs
preferred by new non-cfdns
• ‘commercial’ gift funds = CGFs
used by ‘some’ to refer to recent offerings.
9
10. Background -- A ‘working’ definition
• a ‘separate’ fund operated within a public
foundation that permits advise on
distributions / grants to other charities [qualified
donees],
• 3 areas of advice / recommendation –
– advice on grant distribution,
– ability to name advisor,
– ability to advise on asset mix or other matters such as
succession.
10
11. Background -- A fine line … …
according to CRA,
• ‘primary concern with DAFs is that , if too
much control is retained by the donor, they will
not be considered a gift-at-law, and could not be
receipted’,
• ‘… need to be careful and warn donors that
input by the donor is of an advisory nature only’,
11
12. The American Experience
• DAFs began as an offering of Cfdns,
• Fidelity established in 1965 and by mid-90’s
impact caused calls for definition & regulations,
overall, emerging positive and accepting attitude
towards DAFs,
• DAFs removed from IRS “Dirty Dozen” List of
Tax Scams,
12
13. The American Experience (2)
• short-fall seems to focus on lack of ‘localized’
granting advice,
• reductions in fees and reduced ‘entry’ amounts
have occurred recently to continue growth.
13
14. The Canadian Experience
• Community Foundation (Cfdns) and other
DAFs have existed – most religious,
• initial ‘apoplectic’ response to possible ‘Fidelity
North’ replaced by one of cooperation,
• initial response by CRA-CD to DAF was
‘cautious’,
• new DAFs identified in the last 24 months, and
• on-line option now in beta -- CHIMP.
14
15. Categories of DAFs (1)
• charities
– community foundations (geographical),
– faith-based, example various Jewish cfdn (geographical), national
– specific, ex. SickKids, Toronto General and Western Hospital
Foundation,
– specific ‘area of interest’, ex. environmental, social justice,
medical and women,
• financial institutions,
– ‘pure’ DAFs and
– other ‘alliances’ / ‘private label’ /’white label’ and ‘referral’ arrangements,
• investment dealers,
• investment counselors,
• other independent ‘enablers’, and
• a recent on-line option.
15
16. Categories of DAFs (2)
• another way to classify –
– general,
– retail,
– ‘boutique’ / ‘specialty’ / ‘targeted’.
• ‘longevity’ – endowment / gift fund / hybrids.
• another way – ‘motivation’ –
– ‘philanthropic service’, or
– ‘product’.
16
18. Main Components
of a DAF and a private foundation
A variety of options exist –
• establishment,
• investments – what and by whom,
• granting and
• administration, stewardship, fees and
compliance and philanthropic advice.
18
19. Key Components
• initial capital
• additions,
• restrictions upon treatment of contributions
-- no longer apply – was flow-thru and 10-year,
• ability to choose advisor,
• ability to ‘influence’ investment mix,
• availability of ‘localized’ granting advice,
• distribution rate,
• minimum grant amount,
• ability to grant capital,
19
20. Key Components (2)
• transfer now or later to charity or private foundation,
• succession – limited or not,
• ‘default’ use of funds,
• various fees,
• reporting,
• newsletters and briefings,
• availability of philanthropic advice,
• governance.
20
21. the answer
• it depends …
• are the initial and on-going costs justifiable ?
• quantum, timing and type of asset(s) to be
gifted,
• other motivations – desire to be involved with
the details …
21
22. Trends
• increased flexibility as rigid limitations are being
re-examined,
• increased communication and stewardship -
newsletters,
• fees are being reexamined -- ‘ala carte’, some
‘nuisance’ and some posted ‘fees’ are not being
implemented,
• transitional flexibility being offered to allow for
future and change of circumstance.
22
23. Learnings
• continued growth -- attracting new funds,
• attracting philanthropic, ‘self-reliant’, ‘tax-avoidance’
individuals,
• opportunity to expose philanthropy to new individuals,
• some cfdns are offering to permit you to retain existing
advisors,
• call for flexibility is causing some to reexamine business
model to avoid any ‘shaking out’.
23
25. the Ultimate Learning
• the proliferation of DAFs has served as a ‘door
opener’ ……
– for charities,
• to advance / begin an on-going relationship.
– for financial institutions / investment dealers and
counselors and others,
• to enhance on-going relationships.
25
27. the numbers
THE main difficult issue with DAFs is (still):
Fees no it is Commissions,
and their impact upon
allocatable / spendable amounts.
• once the issue of remuneration is resolved the question
is whether the net distributions to charities will provide
a sustainable ‘business model’ for all the DAFs?
27
30. What’s NEXT
• undoubtedly MORE retail DAFs in the longer-term,
• increased flexibility to address personal interests of
donors (now and in the future),
• after initial period, lower fees and lower minimums to
sustain growth in the ‘retail’ sector,
• need to measure actual impact of DAFs
-- by whom,
30
31. What’s NEXT (2)
• creation of ‘strategic’ partnerships to obtain necessary
community linkages,
• face-to-face opportunities to assist and
complement on-line resources,
• strong attempts by commercial DAFs to demonstrate
relevance & cost/benefit (defensive).
• And maybe a ‘back-room’ private foundation service-provider.
31
32. Everything else
• the end of the ‘downturn’ and its impact as we move
forward … what did we learn …
– time for long suggested donation ‘stimulus’ provisions ?,
• 2010 budget and impact of reduced dq requirements,
and the new T3010 A, B and -1
• new(ish) audit regime,
• on-going CAGP*ACPDP CRT proposal to Finance,
• a charity flow-through ltd ptnership – ‘to not audit’,
• other stuff ….
32
33. Concluding comments, questions
and input …… Thanks.
• philanthropic exposure is always good as long as
it is based upon knowledge and results in a
positive experience for the donor, the charity
and the community,
• ONLY TIME WILL TELL……. thank you.
• as we move forward ….
how can I / we improve this ‘journey’.
33
34. Christopher JK Richardson, FCA
Charitable Gift Planning Consultant &
Philanthropy Advisor,
2792 West 15th Avenue,
Vancouver BC V6K 2Z8
Telephone: (H/O) (604) 739 – 4756
(H) (604) 731 – 4781
(Cell) (604) 218 – 0981
FAX: (604) 731 – 4721
Email: chrisgiv@direct.ca
34
36. Additional materials --
These slides are not included as part of the actual
presentation
but may be referred to……
36
37. Cash (A),
Gifts in Kind including
• Publicly traded securities including ‘listed’ securities (A),
•
• Appreciated and / or Depreciated property (B),
•
• Principal Residence (B),
• Non-qualifying and ‘excepted’ shares (C),
• the rest (C).
•
Charitable Life Insurance policies (A),
OUTRIGHT Charitable Remainder Trusts (B),*
Interest-free Loans (B),
*** Endowments/Donor Advised Funds/Private Foundations ***
Charitable Gift Annuities (A),
DEFERRED Certified Cultural Property (?),
Ecological Sensitive Land (?),
Residual Interest Gifts (B),
Retirement / Savings Plans (A)
THE GIFT OPTION CONTINUUM
Bequest (A).
37
38. A DAF within a ‘donor-centred’
holistic approach
Hopefully, discussions will be –
– creative,
– comprehensive within a comprehensive investment / estate
‘plan’,
– realistic,
– timely ( donor’s time ),
– professional,
– tax-effective (as distinct from tax minimized),
– understandable and
– with integrity.
38
39. The decision-tree =
the gift planners “value-added”
without a thorough examination of the donor’s
circumstances along with an identification of
future possibilities
MATCHED with a thorough knowledge of the
features of each gift ‘structure’,
-- an informed decision cannot be made.
39
40. Matters to Consider
in summary –
• ability to create personal / family foundation,
• any overriding decision factors,
• timing of recipient identification decision,
• necessary comfort level,
• timing of impact of gift – now, over time,
• quantum of giving, now and later,
40
41. Matters to Consider (2)
• type of assets available to be gifted,
• how involved do you and your family want to
be, now and later?
• how much guidance do you need in the areas of
–
– investment decisions,
– granting and philanthropic advice, and
– compliance support,
• what ‘structures’ would be acceptable,
41
42. Matters to Consider (3)
• costs, fees and expenditures,
• contact(s) -- DAF people, investment advisors &
reps, salesmen and gift planners,
• face-to-face access to knowledge and experience
with your ‘local’ charitable community,
• the paper work and compliance.
42
Editor's Notes
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Impact to some = success Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16
Christopher JK Richardson, FCA, Charitable Gift Planning Consultant & Philanthropy Advisor, Vancouver. Creating Your Enduring Legacy --- Estate Planning Council of Abbotsford 11.02.16