Chapter 2
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This chapter discusses business and trade from an Islamic perspective. It aims to explain key Islamic concepts like ad-din, Aqidah, Shariah and Akhlak and how they relate to human needs. It also explores the principles of business in Islam, different types of Islamic law (hukum) and their sources. The chapter seeks to provide an understanding of how Islam views conducting business dealings according to religious regulations and teachings.
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The document discusses Islamic money market instruments in Malaysia. It outlines several instruments used in the primary and secondary interbank money markets, including Mudharabah Interbank Investment, the Islamic Interbank Cheque Clearing System, Sale and Buy Back Agreement (Repo), Accepted Bills – Islamic (AB-I), Government Investment Issues, Islamic Treasury Bills, Cagamas Mudharabah Bond, Islamic Negotiable Certificates Of Deposit (INCO), and Islamic Private Debt Securities (IPDS). It concludes that while the growth of Islamic money market products is important, practitioners should avoid excessively replicating conventional instruments and prioritize profit-sharing concepts over debt-based concepts.
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This document provides an overview of the Malaysian Islamic financial system. It discusses the key players and markets in the Malaysian financial system as well as the basic principles of Islamic finance. The history and development of Islamic banking in Malaysia is then outlined, including the establishment of the first Islamic bank in 1983 and the adoption of a dual banking system. Current statistics on Islamic banking and takaful in Malaysia are also presented.
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The document discusses various Islamic banking concepts including kafalah (suretyship), ujrah (fees), and wakalah (agency).
Kafalah involves a guarantor assuming responsibility for a debtor's obligation to a creditor. Ujrah discusses permissible fees that can be charged in Islamic banking. Wakalah involves appointing an agent to carry out a task, with key parties being the appointer, the agent, and the delegated responsibility. General principles, conditions, procedures, and termination of these concepts are outlined.
Islamic Finance 5
The document discusses various types of business contracts in Islam, including Akad (contract) and different types of Akad such as Akad Amanah (trust contract) and Akad Tabaruat (gift contract). It provides examples of Murabahah contract which is a type of deferred payment sale contract commonly used in Islamic banking for financing working capital. The document also explains how Murabahah contracts work through the use of letters of credit in Islamic banks like Bank Islam and Bank Rakyat in Malaysia.
Islamic Finance 4
The document defines key concepts in Islamic contract law including shariah, the essential elements of a valid contract, and the parties' consent. It discusses the different types of contracts like sale, lease, partnership, and deferred delivery contracts. It also summarizes the principles and structures of common Islamic financing contracts such as murabaha, ijara, musharakah, mudarabah, salam, istisna, and sukuk.
Islamic Finance 3
The document discusses two types of riba that are prohibited in Islamic banking:
1) Riba-un-Nasiyah (or Riba-al-Jahiliya), which refers to loans with interest or excess repayment amounts predetermined. Scholars define it as any loan with interest.
2) Riba-al-Fadl, which refers to an excess received when exchanging specific commodities like gold for gold. Scholars differ on which commodities apply, but most say commodities must be edible, storable, or act as a medium of exchange.
The key difference between Islamic and conventional banking is that Islamic banking prohibits riba and is based on profit/loss sharing
Islamic Finance 1
Islam is a complete way of life that requires adherence, submission and obedience to Allah in all aspects including thinking, knowledge, actions and intentions. The basic teachings of Islam include the oneness of God (tauhid), faith (iman) and acts of worship (ibadah). The pillars of Islam provide the framework and include specific obligations like the five pillars as well as general concepts like taqwa, or being conscious of God. Islamic jurisprudence determines rulings on various acts that can be obligatory, recommended, prohibited, disliked or permissible.
Islamic Finance 2
Islamic Economics aims to consume and manage resources in a way that benefits both individuals and society, while also obtaining blessings from God. It prioritizes society's interests over individual self-interest when necessary. The goal is to achieve al-Falah, or spiritual prosperity, through maximizing blessings rather than profits alone. Islamic Economics is based on principles of unity with God, stewardship of resources, spiritual purification, and justice.
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The document discusses the history and role of gold as money, from its use in early Islamic societies to the modern gold standard and fiat currency systems. It argues that fiat currencies have problems as a store of value and unit of account due to potential inflation. The document proposes adopting an Islamic gold dinar as an alternative currency that could provide price stability and help facilitate trade between Islamic countries. However, challenges to implementing the dinar include limited gold reserves in some countries and potential resistance from major powers.
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The ability to control one's dreams or for the dreamer to be aware that he or she is dreaming. This process, called lucid dreaming, has some potential risks as well as many fascinating benefits. However, many people are hesitant to try it initially for fear of the potential dangers. This article aims to clarify these concerns by exploring both the risks and benefits of lucid dreaming.
The Benefits of Lucid Dreaming
Lucid dreaming allows a person to take control of their dream world, helping them overcome their fears and eliminate nightmares. This technique is particularly useful for mental health. By taking control of their dreams, individuals can face challenging scenarios in a controlled environment, which can help reduce anxiety and increase self-confidence.
Addressing Common Concerns
Physical Harm in Dreams Lucid dreaming is fundamentally safe. In a lucid dream, everything is a creation of your mind. Therefore, nothing in the dream can physically harm you. Despite the vividness and realness of the dream experience, it remains entirely within your mental landscape, posing no physical danger.
Mental Health Risks Concerns about developing PTSD or other mental illnesses from lucid dreaming are unfounded. As soon as you wake up, it's clear that the events experienced in the dream were not real. On the contrary, lucid dreaming is often seen as a therapeutic tool for conditions like PTSD, as it allows individuals to reframe and manage their thoughts.
Potential Risks of Lucid Dreaming
While generally safe, lucid dreaming does come with a few risks as well:
Mixing Dream Memories with Reality Long-term lucid dreamers might occasionally confuse dream memories with real ones, creating false memories. This issue is rare and preventable by maintaining a dream journal and avoiding lucid dreaming about real-life people or places too frequently.
Escapism Using lucid dreaming to escape reality can be problematic if it interferes with your daily life. While it is sometimes beneficial to escape and relieve the stress of reality, relying on lucid dreaming for happiness can hinder personal growth and productivity.
Feeling Tired After Lucid Dreaming Some people report feeling tired after lucid dreaming. This tiredness is not due to the dreams themselves but often results from not getting enough sleep or using techniques that disrupt sleep patterns. Taking breaks and ensuring adequate sleep can prevent this.
Mental Exhaustion Lucid dreaming can be mentally taxing if practiced excessively without breaks. It’s important to balance lucid dreaming with regular sleep to avoid mental fatigue.
Lucid dreaming is safe and beneficial if done with caution. It has many benefits, such as overcoming fear and improving mental health, and minimal risks. There are many resources and tutorials available for those interested in trying it.
Monthly Khazina-e-Ruhaniyaat Jun’2024 (Vol.15, Issue 2)
2nd issue of Volume 15. A magazine in urdu language mainly based on spiritual treatment and learning. Many topics on ISLAM, SUFISM, SOCIAL PROBLEMS, SELF HELP, PSYCHOLOGY, HEALTH, SPIRITUAL TREATMENT, Ruqya etc.A very useful magazine for everyone.
Tales of This and Another Life - Chapters.pdf
This book is one of the best of the translated ones, for it has a warning character for all those who find themselves in the experience of material life. Irmão X provides a shrewd way of describing the subtleties and weaknesses that can jeopardize our intentions, making us more attentive and vigilant by providing us with his wise pages, reminding us between the lines of the Master's words: "Pray and watch."
The Significance of the Locust Army in Revelation 9
The Book of Revelation, filled with symbolic and apocalyptic imagery, presents one of its most striking visions in Revelation 9:3-12—the locust army. Understanding the significance of this locust army provides insight into the broader themes of divine judgment, protection, and the ultimate triumph of God’s will as depicted in Revelation.
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Tracking "The Blessing" - Christianity · Spiritual Growth · Success
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Tracking "The Blessing" - Christianity · Spiritual Growth · Success
Do you ever feel like your Bible highlighting isn't quite enough to ignite lasting spiritual growth? Have you struggled to retain key takeaways from your Bible study sessions?
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In this video, you'll gain insights on:
How highlighting key verses and themes can enhance memory and retention of Scripture (we see a few key ones, here!)
Studies have shown that highlighting can significantly improve information recall. Highlighting key points visually reinforces them in your mind, leading to better long-term memory.
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sanskrit yoga mantras chanting for yoga class
Introduction
Mantra Yoga is an exact science. "Mananat trayate iti mantrah- by the Manana (constant thinking or recollection) of which one is protected or is released from the round of births and deaths, is Mantra." That is called Mantra by the meditation (Manana) on which the Jiva or the individual soul attains freedom from sin, enjoyment in heaven and final liberation, and by the aid of which it attains in full the fourfold fruit (Chaturvarga), i.e., Dharma, Artha, Kama and Moksha. A Mantra is so called because it is achieved by the mental process.
THE IMPORTANCE OF AWARENESS AND CONSCIOUSNESS
The subject of spiritualism fundamentally relates to two specific tenets, independent yet closely associated as one—awareness and consciousness.
Lição 12: João 15 a 17 – O Espírito Santo e a Oração Sacerdotal | 2° Trimestr...
Esta lição é uma oportunidade para discutirmos um assunto multo mal interpretado no contexto cristão, que é o fato de algumas pessoas pensarem que o conhecer Jesus é ter a nossa vida mudada em todas as áreas, como se Deus tivesse o dever de transportar-nos deste mundo para um outro mundo onde muitas coisas maravilhosas que desejamos seriam reais. No entanto, a nossa fé não nos tira do mundo após nos convertermos; ao invés disso, permanecemos vivendo sob as mesmas circunstâncias. O propósito de Deus não é nos tirar do mundo, mas nos livrar das ações do maligno (Jo 17.15), Sendo assim, a vida eterna não significa estar fora da realidade deste mundo, mas conhecer o único Deus verdadeiro (Jo 17.3).
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Chapter 2
- 2. CHAPTER 2 BUSINESS AND TRADE: THE ISLAMIC PERSPECTIVES
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