The document discusses the need for PCI compliance in the face of credit card data breaches. It outlines the goals of the PCI Data Security Standard (DSS) which includes 12 requirements across 6 areas to help organizations securely store, process, and transmit cardholder data. Failure to comply with PCI DSS can result in fines, fees, remediation costs, and damage to a business's reputation and brand from a data breach. Complying with PCI DSS provides legal and financial protections for merchants in the event of a breach.